$899,000
OPEN SUN 1PM - 3PM

Estimated payment $5,366/month

5 Beds
3.5 Baths
3,160 Sq Ft
$284 Price per Sq Ft

Highlights

  • Golf Course Community
  • Open Floorplan
  • Clubhouse
  • Fitness Center
  • Mountain View
  • Deck

About This Home

Welcome to 851 River Gorge, a beautifully appointed 5-bedroom, 3.5-bath home offering exceptional flexibility and year-round mountain views in the sought-after Black Creek community. From the moment you step inside, the foyer draws your eye straight through the home to the wooded backdrop beyond the fenced backyard, creating an immediate sense of serenity. Every room is positioned to capture seasonal views of the surrounding mountains. The main level showcases an inviting open-concept design. A luxury kitchen with warm granite counters, glass-front cabinetry, and a spacious center island flows seamlessly into the dining area and living room. The stone fireplace, flanked by custom built-ins, provides the perfect place to display treasured family pieces. A convenient laundry room and mudroom sit just off the kitchen, and a private office offers a quiet retreat for working from home. The expansive primary suite completes this level, boasting two walk-in closets and a spa-like bath with soaking tub, tiled shower, dual vanities, and elegant plantation shutters. Upstairs, three oversized bedrooms, each with a generous closet, share a large full bath with a separate tub and toilet area for added privacy. Storage closets are thoughtfully placed throughout the home, additionally there is walkout attic storage. The full walkout basement features high ceilings, a large family room, and a spacious bedroom with ensuite bath. Unfinished areas provide ample opportunity for a workshop, gym, hobby room, or future expansion. Outdoor living shines here. The covered upper deck overlooks the private, fully fenced yard, while the lower covered patio offers a relaxing retreat with a hot tub and wooded backdrop. Outdoor living shines here. The covered upper deck overlooks the private, fully fenced yard, while the lower covered patio offers a relaxing retreat with a hot tub and wooded backdrop. Nestled in Black Creek—home to a premier golf course, clubhouse, pools, tennis courts, walking trails, ponds, and sweeping mountain scenerythis property offers the best of resort-style living just 15 minutes from downtown Chattanooga. A peaceful escape with unmatched convenience. Buyer to verify all information.

Listing Agent

Diane Patty

Keller Williams Realty License #320892 Listed on: 11/20/2025

Keller Williams Realty

Co-Listing Agent

Lisa Brown

Keller Williams Realty License #321895

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,848

Year Built

  • Built in 2012

Lot Details

  • Level Lot
  • Front Yard Sprinklers
  • Back Yard Fenced and Front Yard

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Parking Accessed On Kitchen Level
  • Garage Door Opener

Home Design

  • Shingle Roof
  • Shingle Siding
  • Concrete Perimeter Foundation
  • Stone

Interior Spaces

  • 3,160 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Bookcases
  • High Ceiling
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Plantation Shutters
  • Wood Frame Window
  • Mud Room
  • Entrance Foyer
  • Family Room Downstairs
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Workshop
  • Storage
  • Home Gym
  • Mountain Views
  • Finished Basement
  • Workshop
  • Walk-In Attic
  • Fire and Smoke Detector

Kitchen

  • Gas Range
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Dual Closets
  • Walk-In Closet
  • Double Vanity
  • Soaking Tub
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Lookout Valley Elementary School
  • Lookout Valley Middle School
  • Lookout Valley High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities

Listing and Financial Details

  • Assessor Parcel Number 153m C 004

Community Details

Overview

  • Black Creek Chattanooga Subdivision
  • Pond in Community
  • Pond Year Round

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,848

Year Built

Built in 2012

Lot Details

0

HOA Fees

$140 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size: 260
  • Co List Office Mls Id: 10708
  • Co List Office Phone: 423-664-1900
  • Subdivision Name: Black Creek Chattanooga
  • Directions: From downtown Chattanooga, take I-24 West toward Nashville, exit Lookout Valley (exit 174), turn right, go approximately 1 mile, turn left on Cummings Road (just before Black Creek main entrance), turn right onto River Gorge (at Phase 5 entrance), at roundabout take second ''exit'' to stay on River Gorge, home will be on your left, but go around island to access driveway.
  • Above Grade Finished Sq Ft: 3160.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 3160.0
  • New Construction: No
  • Structure Type: Free Standing Building
  • Year Built: 2012
  • Cooling:Electric: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 153m C 004
  • Location Tax and Legal Elementary School: Lookout Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Lookout Valley Middle
  • Location Tax and Legal High School: Lookout Valley High
  • Location Tax and Legal:Tax Annual Amount: 5848.07
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 3160.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Square Feet2: 0.53
  • General Property Information Lot Size Dimensions: 260
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Welcome to 851 River Gorge, a beautifully appointed 5-bedroom, 3.5-bath home offering exceptional flexibility and year-round mountain views in the sought-after Black Creek community. From the moment you step inside, the foyer draws your eye straight through the home to the wooded backdrop beyond the fenced backyard, creating an immediate sense of serenity. Every room is positioned to capture seasonal views of the surrounding mountains. The main level showcases an inviting open-concept design. A luxury kitchen with warm granite counters, glass-front cabinetry, and a spacious center island flows seamlessly into the dining area and living room. The stone fireplace, flanked by custom built-ins, provides the perfect place to display treasured family pieces. A convenient laundry room and mudroom sit just off the kitchen, and a private office offers a quiet retreat for working from home. The expansive primary suite completes this level, boasting two walk-in closets and a spa-like bath with soaking tub, tiled shower, dual vanities, and elegant plantation shutters. Upstairs, three oversized bedrooms, each with a generous closet, share a large full bath with a separate tub and toilet area for added privacy. Storage closets are thoughtfully placed throughout the home, additionally there is walkout attic storage. The full walkout basement features high ceilings, a large family room, and a spacious bedroom with ensuite bath. Unfinished areas provide ample opportunity for a workshop, gym, hobby room, or future expansion. Outdoor living shines here. The covered upper deck overlooks the private, fully fenced yard, while the lower covered patio offers a relaxing retreat with a hot tub and wooded backdrop. Outdoor living shines here. The covered upper deck overlooks the private, fully fenced yard, while the lower covered patio offers a relaxing retreat with a hot tub and wooded backdrop. Nestled in Black Creek—home to a premier golf course,
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: Second
  • Security Features:Smoke Detector(s): Yes
  • View:Mountain(s): Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Room Types Primary Bathroom Level: First
  • Fencing Fenced: Yes
  • Room Types Primary Bedroom Level: First
  • Cooling:Multi Units: Yes
  • Foundation Details Concrete Perimeter: Yes
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Shower: Yes
  • Fencing Back Yard: Yes
  • Laundry Features:Main Level: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Room Types Family Room: Yes
  • Room Types Family Room Level: Basement
  • Parking Features Kitchen Level2: Yes
  • Community Features Pond3: Yes
  • Room Types Office2: Yes
  • Room Types Office Level: First
  • Association Amenities Playground3: Yes
  • Association Amenities Fitness Center2: Yes
  • Room Types Workshop2: Yes
  • Room Types Workshop Level: Basement
  • Association Amenities Golf Course3: Yes
  • Room Types Gym: Yes
  • Room Types Gym Level: Basement
  • Special Features: 4097

Interior Features

  • Appliances: Gas Range, Free-Standing Gas Range, Dishwasher
  • Has Basement: Finished, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood
  • Interior Amenities: Bookcases, Ceiling Fan(s), Double Closets, Double Vanity, Entrance Foyer, Granite Counters, High Ceilings, Open Floorplan, Pantry, Primary Downstairs, Separate Shower, Soaking Tub, Storage, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Wood Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Community Features:Clubhouse: Yes
  • Community Features:Playground: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Attic Features:Walk-In Attic: Yes
  • Community Features:Tennis Court(s): Yes
  • Interior Features:Pantry: Yes
  • Appliances:Gas Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Granite Counters: Yes
  • Pool Features:Community: Yes
  • Interior Features:Soaking Tub: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Ceiling Fan(s)2: Yes
  • Interior Features:Storage2: Yes
  • Interior Features:Double Closets: Yes
  • Community Features:Golf: Yes
  • Interior Features:Bookcases: Yes

Exterior Features

  • Fencing: Back Yard, Fenced
  • Lot Features: Back Yard, Front Yard, Gentle Sloping, Level, Sprinklers In Front
  • Pool Features: Community
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Fiber Cement, Shingle Siding, Stone
  • Exterior Features: Rain Gutters
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Rear Porch
  • Roof: Shingle
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Wood Frames: Yes
  • Lot Features:Back Yard2: Yes
  • Construction Materials:Stone: Yes
  • Lot Features:Front Yard2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Construction Materials:Shingle Siding: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage Door Opener, Kitchen Level
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Natural Gas: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Clubhouse, Golf, Playground, Sidewalks, Tennis Court(s), Pond
  • Senior Community: No
  • Amenities: Clubhouse, Fitness Center, Golf Course, Playground, Pond Year Round
  • Association Fee: 420.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 420.0
  • General Property Information:Association Fee Frequency: Quarterly
  • Association Amenities:Clubhouse2: Yes
  • Association Amenities:Pond Year Round: Yes

Schools

  • Elementary School: Lookout Valley Elementary
  • High School: Lookout Valley High
  • Middle Or Junior School: Lookout Valley Middle

Lot Info

  • Lot Size Sq Ft: 0.53
  • Additional Parcels: No
  • Parcel #: 153m C 004

Tax Info

  • Tax Annual Amount: 5848.07

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,916 $130,325 $0 $0
2023 $2,916 $130,325 $0 $0
2022 $2,916 $130,325 $0 $0
2021 $2,916 $130,325 $0 $0
2020 $3,351 $121,200 $0 $0
2019 $3,351 $121,200 $0 $0
2018 $2,886 $121,200 $0 $0
2017 $3,351 $121,200 $0 $0
2016 $3,250 $0 $0 $0
2015 $6,080 $117,550 $0 $0
2014 $6,080 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/20/2025 11/20/25 For Sale $899,000 +93.3% $284 / Sq Ft
07/24/2015 07/24/15 Sold $465,000 -5.0% $126 / Sq Ft View Prior Sale
06/24/2015 06/24/15 Pending -- -- --
04/15/2015 04/15/15 For Sale $489,500 -- $133 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 Cumberland Title & Guaranty
Warranty Deed $468,243 None Available
Warranty Deed $95,000 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $372,000 New Conventional
Previous Owner $46,000 Credit Line Revolving
Source: Public Records

About the Listing Agent

Diane Patty

Keller Williams Realty

(423) 564-5991

Section Image

Diane Patty's journey began with an internship at Lovemans Department Store in Chattanooga, initially hesitant about the move but ultimately falling in love with the city and its people. Her path has led her through three distinct careers. From her role as a buyer at Lovemans, she forged a lasting friendship with Lisa Brown spanning over 30 years. After marriage and starting a family with her daughter Carmen and son Clifton, Diane managed a law firm before finding her true passion as a

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Source: Greater Chattanooga REALTORS®

MLS Number: 1524284

Greater Chattanooga REALTORS®

APN: 153M-C-004