$535,000
SOLD AUG 13, 2025

8520 Winter Refuge Way Ooltewah, TN 37363

3 Beds
2.5 Baths
2,550 Sq Ft
0.4 Acres

Recently Sold

$210 Per Sq Ft

3% Below List Price

40 Days on Market

Highlights

  • Golf Course Community
  • Clubhouse
  • Community Pool
  • Ooltewah Elementary School Rated A-
  • Wood Flooring
  • Tennis Courts

About This Home

As of August 2025

Welcome to Hampton Creek! This cozy Energy Right home is built with all brick, stone and Hardi board siding. Gorgeous formal areas are perfect for entertaining. High end finishes all combined with a gourmet kitchen with top of the line appliances and has hardwood and tile floors in the main living areas. You will love the master suite with large soaking tub, separate tile shower, specialty ceilings, and walk-in closet. Outside are 4 porches. Gated Hampton Creek - Golf Course Community includes tennis courts, pool, & club house. Great schools & Publix grocery store, parks, playgrounds and Cambridge square are all just down the road. This is a must see home!

Last Agent to Sell the Property

Amy Raines

Elite Properties License #333359 Listed on: 04/28/2025

Last Buyer's Agent

Wilma Ferguson

Zach Taylor Real Estate License #350073

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,402

Year Built

  • Built in 2018

Lot Details

  • 0.4 Acre Lot
  • Lot Dimensions are 42.71x101.02
  • Back Yard Fenced

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Block Foundation
  • HardiePlank Type

Interior Spaces

  • 2,550 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace

Kitchen

  • Free-Standing Gas Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Accessible Home Design

  • Accessible Common Area
  • Kitchen Appliances
  • Accessible Washer and Dryer
  • Enhanced Accessible Features
  • Accessible Doors
  • Accessible Entrance

Outdoor Features

  • Balcony

Schools

  • Ooltewah Elementary School
  • Hunter Middle School
  • Ooltewah High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Gas Available
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 113d E 003

Community Details

Overview

  • Hampton Creek Subdivision

Amenities

  • Clubhouse

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,402

Year Built

Built in 2018

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.4
  • Lot Size: 42.71X101.02
  • Subdivision Name: Hampton Creek
  • Directions: I-75 North to Ooltewah exit #11**Left on Lee Hwy**Right on Hunter Rd**Left on Snowhill Road**Right on Inspiration Dr into Hampton creek S/D**Right on Claudes Creek Drive**Left on Gentle Mist Cir**Right on Five Killer Way**House is on the Left
  • Above Grade Finished Sq Ft: 2550.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 2550.0
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2018
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Location Tax and Legal Parcel Number2: 113d E 003
  • Location Tax and Legal Elementary School: Ooltewah Elementary
  • Location Tax and Legal Middle Or Junior School2: Hunter Middle
  • Location Tax and Legal High School: Ooltewah
  • Location Tax and Legal:Tax Annual Amount: 2402.35
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information:Bathrooms Half: 1
  • General Property Information Above Grade Finished Area: 2550.0
  • General Property Information Enhanced Accessible2: Yes
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.4
  • General Property Information Lot Size Square Feet2: 17424.0
  • General Property Information Lot Size Dimensions: 42.71X101.02
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Spa YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Cable Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Foundation Details Block2: Yes
  • Cooling:Multi Units: Yes
  • General Property Information Stories2: 2
  • Fencing Back Yard: Yes
  • Utilities:Natural Gas Connected: Yes
  • Utilities:Phone Connected: Yes
  • Association Amenities Tennis Court(s)4: Yes
  • Association Amenities Golf Course3: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Private Spa: No
  • Appliances: Microwave, Free-Standing Refrigerator, Free-Standing Gas Range, Electric Water Heater, Dishwasher
  • Accessibility Features: Accessible Common Area, Accessible Doors, Accessible Entrance, Accessible Kitchen Appliances, Accessible Washer/Dryer
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Appliances Dishwasher: Yes
  • Appliances:Electric Water Heater: Yes
  • Appliances:Free-Standing Gas Range: Yes
  • Fireplace Features:Family Room2: Yes
  • Appliances:Free-Standing Refrigerator: Yes

Exterior Features

  • Fencing: Back Yard
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, HardiPlank Type
  • Exterior Features: Balcony
  • Foundation Details: Block
  • Construction Materials:Brick: Yes
  • Accessibility Features:Accessible WasherDryer: Yes
  • Exterior Features:Balcony: Yes
  • Accessibility Features:Accessible Door(s): Yes
  • Accessibility Features:Accessible Common Area: Yes
  • Accessibility Features:Accessible Entrance: Yes
  • Construction Materials:HardiPlank Type: Yes
  • Accessibility Features:Accessible Kitchen Appliances: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Driveway, Garage, Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Amenities: Clubhouse, Golf Course, Pool, Tennis Court(s)
  • Association Fee: 1100.0
  • Association Fee Frequency: Annually
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 1100.0
  • General Property Information:Association Fee Frequency: Annually
  • Association Amenities:Clubhouse2: Yes
  • Association Amenities:Pool3: Yes

Schools

  • Elementary School: Ooltewah Elementary
  • High School: Ooltewah
  • Middle Or Junior School: Hunter Middle

Lot Info

  • Lot Size Sq Ft: 17424.0
  • Additional Parcels: No
  • Parcel #: 113d E 003

Tax Info

  • Tax Annual Amount: 2402.35

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2025
Closed on
Aug 13, 2025
Sold by
Kerfoot Jessica Paige and Burnett Jessica Paige
Bought by
Ferguson David E and Ferguson Angela M
Seller's Agent
Amy Raines
Elite Properties
Buyer's Agent
Wilma Ferguson
Zach Taylor Real Estate
List Price
$549,000
Sold Price
$535,000
Premium/Discount to List
-$14,000
-2.55%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.37%
Original Mortgage
$345,950
Outstanding Balance
$345,950
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$199,067

Purchase Details

Listed on
Nov 2, 2017
Closed on
Feb 13, 2019
Sold by
G T Issa Construction Llc
Bought by
Kerfoot Jessica Paige
Seller's Agent
Geoffrey Ramsey
RE/MAX Properties
Buyer's Agent
Amy Raines
Elite Properties
List Price
$350,000
Sold Price
$345,000
Premium/Discount to List
-$5,000
-1.43%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.98%
Original Mortgage
$276,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 10, 2013
Sold by
Mcgaha Homes Llc
Bought by
G T Issa Construction Llc

Purchase Details

Closed on
Aug 21, 2012
Sold by
White Rock Investments Llc
Bought by
Mcgaha Homes Llc

Purchase Details

Closed on
Jan 31, 2006
Sold by
Hampton Creek Development Co Llc
Bought by
Tackett Raymond W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,200
Interest Rate
6.21%
Mortgage Type
Unknown
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $535,000 First Choice Title
Warranty Deed $535,000 First Choice Title
Warranty Deed $345,000 Warranty Title Ins Co Inc
Warranty Deed $45,000 Warranty Title Insurance Com
Warranty Deed $135,000 First Choice Title Inc
Warranty Deed $160,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $345,950 FHA
Closed $345,950 FHA
Previous Owner $276,000 New Conventional
Previous Owner $139,200 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/13/2025 08/13/25 Sold $535,000 -2.6% $210 / Sq Ft
06/07/2025 06/07/25 Pending -- -- --
04/28/2025 04/28/25 For Sale $549,000 +59.1% $215 / Sq Ft
02/13/2019 02/13/19 Sold $345,000 -1.4% $135 / Sq Ft
12/07/2018 12/07/18 Pending -- -- --
11/02/2017 11/02/17 For Sale $350,000 -- $137 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,393 $106,975 $0 $0
2023 $2,402 $106,975 $0 $0
2022 $2,402 $106,975 $0 $0
2021 $2,402 $106,975 $0 $0
2020 $2,223 $80,075 $0 $0
2019 $2,223 $80,075 $0 $0
2018 $1,373 $49,325 $0 $0
2017 $277 $10,000 $0 $0
2016 $207 $0 $0 $0
2015 $207 $7,500 $0 $0
2014 $207 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1511833

Greater Chattanooga REALTORS®

APN: 113D-E-003