$208,000
SOLD DEC 17, 2024

8618 Surf Dr Unit 103 Panama City, FL 32408

-- Bed
1 Bath
448 Sq Ft
$332/mo HOA Fee

Recently Sold

$464 Per Sq Ft

8% Below List Price

53 Days on Market

Highlights

  • Property fronts gulf or ocean
  • Deeded access to the beach
  • Furnished
  • J.R. Arnold High School Rated A-

About This Home

As of December 2024

Located just steps away from our pristine white sandy beaches, this cozy retreat offers direct access to the Gulf. Enjoy the convenience of walking distance to restaurants, shops, amusement parks, and vibrant entertainment, you'll have everything you need right at your doorstep. Whether you're looking for a personal getaway or a lucrative vacation rental, this condo offers convenience, comfort, and coastal charm.

Last Agent to Sell the Property

Tareva Ligas

Keller Williams Success Realty License #SL3519034 Listed on: 08/22/2024

Keller Williams Success Realty

Last Buyer's Agent

Sandi Smith

Dalton Wade Inc

Dalton Wade Inc

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,738

Year Built

  • Built in 1982

HOA Fees

  • $332 Monthly HOA Fees

Interior Spaces

  • 1 Full Bathroom
  • 448 Sq Ft Home
  • Furnished
  • Gulf Views

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Additional Features

  • Deeded access to the beach
  • Property fronts gulf or ocean

Community Details

  • Association fees include management, cable TV, internet, legal/accounting, ground maintenance, pool(s), water
  • Low-Rise Condominium
  • Ocean Terr. Condo. Subdivision

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,738

Year Built

Built in 1982

Lot Details

0

HOA Fees

$332 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1982
  • Property Sub Type: Condominium
  • Lot Size: 0
  • Subdivision Name: Ocean Terr. Condo.
  • Architectural Style: Low Rise
  • Entry Level: 1
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Full Bathrooms: 1
  • Living Area: 448.0
  • Dining Room Type: Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf
  • Waterfront: Yes

Garage/Parking

  • Garage: No

Utilities

  • Utilities: Water Available

Condo/Co-op/Association

  • Association Fee: 995.61
  • Community Features: Short Term Rental Allowed
  • Amenities: Beach Rights
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Internet, Legal/Accounting, Maintenance Grounds, Pool(s), Water

Schools

  • Middle Or Junior School: Breakfast Point

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 1738.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Breakfast Point
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 22, 2024
Closed on
Dec 17, 2024
Sold by
Brannon Ronald Earl and Brannon Marsha Price
Bought by
Spooner Henry Justin
Seller's Agent
Tareva Ligas
Keller Williams Success Realty
Buyer's Agent
Sandi Smith
Dalton Wade Inc
List Price
$225,000
Sold Price
$208,000
Premium/Discount to List
-$17,000
-7.56%
Views
41

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
24.69%
Original Mortgage
$145,600
Outstanding Balance
$145,225
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$89,611

Purchase Details

Closed on
Dec 9, 2020
Sold by
Bailey Jonathan Bret and Estate Of Oswald Samuel Bailey
Bought by
Brannon Ronald and Brannon Marsha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$56,000
Interest Rate
2.8%
Mortgage Type
Future Advance Clause Open End Mortgage
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $208,000 Burg Title
Warranty Deed $70,000 Florida Land Title & Tr Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $145,600 New Conventional
Previous Owner $56,000 Future Advance Clause Open End Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/06/2025 04/06/25 For Sale $240,000 +15.4% $536 / Sq Ft
12/17/2024 12/17/24 Sold $208,000 -7.6% $464 / Sq Ft
10/14/2024 10/14/24 Pending -- -- --
08/22/2024 08/22/24 For Sale $225,000 -- $502 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,738 $143,990 -- --
2023 $1,738 $130,900 $0 $142,122
2022 $1,416 $119,000 $0 $119,000
2021 $1,457 $118,150 $0 $118,150
2020 $796 $62,175 $0 $62,175
2019 $806 $62,175 $0 $62,175
2018 $790 $57,720 $0 $0
2017 $727 $52,473 $0 $0
2016 $756 $47,703 $0 $0
2015 $613 $43,366 $0 $0
2014 $587 $39,424 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Sandi Smith

    Seller's Agent in 2025

    Sandi Smith

    Dalton Wade Inc

    (229) 326-2998

    17 in this area

    106 Total Sales

    Sandi Smith
    Section Image
  • Tareva Ligas

    Seller's Agent in 2024

    Tareva Ligas

    Keller Williams Success Realty

    (956) 274-1388

    4 in this area

    42 Total Sales

    Tareva Ligas
    Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 761718

Central Panhandle Association of REALTORS®

APN: 30464-140-000

Florida Bay County Panama City 32408

8618 Surf Dr Unit 103, Panama City, FL

This home is located at 8618 Surf Dr Unit 103, Panama City, FL 32408 and is currently priced at $208,000, approximately $464 per square foot. This property was built in 1982. 8618 Surf Dr Unit 103 is a home located in Bay County with nearby schools including Breakfast Point Academy, J.R. Arnold High School, and St. Bernadette Catholic School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes