$209,900

8618 Surf Dr Unit 104 Panama City, FL 32408

Estimated payment $1,620/month

Total Views 23,690
-- Bed
1 Bath
448 Sq Ft
$469 Price per Sq Ft

Highlights

  • Property fronts gulf or ocean
  • Community Pool
  • Tile Flooring
  • J.R. Arnold High School Rated A-
  • Cooling System Mounted To A Wall/Window

About This Home

Enjoy the best of coastal living in this turn-key condo just steps from the beach in Panama City Beach. This ground-level unit features a king-sized bed, tile flooring, and a beautifully tiled walk-in shower. The fully equipped kitchen provides everything you need to prepare meals and host family or friends.
The complex has a beachfront pool with direct access to the Gulf. From the pool deck, enjoy wide-open views of the water—east, west, and straight ahead. You can even look back toward the unit to appreciate how close you are to all the fun. Located in proximity to popular restaurants and entertainment, this condo is positioned for convenience and enjoyment. Some locals even say the best pizza in PCB is nearby! With direct pull-up access to your front door, this beachside condo offers a rare blend of simplicity and location. Onsite property management helps create a seamless experience for guests. This makes the unit an appealing choice for those considering it as an investment property. Whether you're looking for your own personal escape or a relaxing retreat for loved ones, this coastal gem offers a truly special setting!

Listing Agent

Sean Lauten

Realty Pro Group LLC License #3443814 Listed on: 03/20/2025

Co-Listing Agent

Tiffany Lauten

Realty Pro Group LLC License #3443815

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,038

Year Built

  • Built in 1982

Lot Details

  • Property fronts gulf or ocean

HOA Fees

  • $332 Monthly HOA Fees

Interior Spaces

  • 448 Sq Ft Home
  • Gulf Views

Kitchen

  • Electric Oven or Range
  • Microwave

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 1 Full Bathroom
  • Primary Bathroom includes a Walk-In Shower

Schools

  • Breakfast Point Elementary And Middle School
  • Arnold High School

Utilities

  • Cooling System Mounted To A Wall/Window
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 30464-150-000

Community Details

Overview

  • Association fees include ground keeping, management
  • Ocean Terrace Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,038

Year Built

Built in 1982

Lot Details

0

HOA Fees

$332 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: ERPG
  • Co List Office Phone: 850-557-9792
  • Subdivision Name: OCEAN TERRACE
  • Directions: Thomas Drive turn onto Surf Drive, building is on the right
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1982
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Appliances Microwave: Yes
  • Energy:AC - WindowWall: Yes
  • Special Features: VirtualTour

Interior Features

  • Appliances: Microwave, Refrigerator, Stove/Oven Electric
  • Full Bathrooms: 1
  • Flooring: Floor Tile, Floor WW Carpet
  • Interior Amenities: Owner's Closet
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Interior:Floor Tile: Yes
  • Interior:Floor WW Carpet: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Gulf
  • Waterfront: Yes
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Wall/Window Unit(s)
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Phone, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Pool
  • Association #2 Fee: 995.63
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Management

Schools

  • Elementary School: Breakfast Point
  • High School: Arnold
  • Middle Or Junior School: Breakfast Point

Lot Info

  • Parcel #: 30464-150-000

Tax Info

  • Tax Annual Amount: 2037.93
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,738 $143,990 -- --
2023 $1,738 $142,122 $0 $142,122
2022 $1,416 $119,000 $0 $119,000
2021 $1,457 $118,150 $0 $118,150
2020 $796 $62,175 $0 $62,175
2019 $806 $62,175 $0 $62,175
2018 $790 $57,720 $0 $0
2017 $727 $52,473 $0 $0
2016 $756 $47,703 $0 $0
2015 $613 $43,366 $0 $0
2014 $587 $39,424 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 Price Changed $209,900 -2.4% $469 / Sq Ft
05/24/2025 05/24/25 Price Changed $215,000 -2.3% $480 / Sq Ft
03/20/2025 03/20/25 For Sale $220,000 -- $491 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $139,000 Oceanside Title Inc
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 971676

Emerald Coast Association of REALTORS®

APN: 30464-150-000