NOT LISTED FOR SALE

862 Ridgepoint Dr Independence, KY 41051

Estimated Value: $272,104 - $323,000

3 Beds
2.5 Baths
2,071 Sq Ft
$139/Sq Ft Est. Value

Last Sold August 15, 2025

Last sale price $280,000 $135 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $1,746/month

1 Day on Market

Highlights

  • Deck
  • No HOA
  • 2 Car Attached Garage
  • White's Tower Elementary School Rated A-
  • Porch
  • Central Air

About This Home

As of August 2025

Discover comfort and charm in this cozy ranch home nestled in tranquil Independence, KY. Built in 2004 and set on a lush, wooded half-acre, the property features a flowing single-level design, enhanced by a fully finished walk-out basement with wet bar and entertainment-ready decks above and below. With three bedrooms, 2.5 baths, and a cozy gas fireplace, this home exudes warmth and convenience.

The open family room transitions seamlessly into the eat-in kitchen and dining space—ideal for both everyday living and hosting guests. Step onto the upper deck to enjoy serene tree-lined views over your private lot, or retreat downstairs to the lower covered deck for all-season enjoyment.

This property is a steal and with a little TLC can be your new home.

Last Agent to Sell the Property

Justin Robbins

Knob & Key Realty, LLC License #277399 Listed on: 07/17/2025

Co-Listed By

Russell Cox

Knob & Key Realty, LLC License #294409

Last Buyer's Agent

NON MEMBER

NON-MEMBER OFFICE

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2004

Lot Details

  • 0.42

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 176 / 1001
  • Assessor Parcel Number 060-00-01-176.00
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Co List Office Phone: 502-904-0494
  • Subdivision Name: NONE
  • Above Grade Finished Sq Ft: 1221.0
  • Architectural Style: Ranch
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: First
  • Half Bathroom Level: Basement
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Architectural Style Ranch: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: None

Interior Features

  • Basement: Walkout Part Fin
  • Bedroom Level: First
  • Family Room Level: Basement
  • Kitchen Level: First
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 850.0
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes

Exterior Features

  • Roof: Shingle
  • Acres: 0.42
  • Construction Type: Vinyl Siding, Brick
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Construction:Brick3: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Driveway
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • HeatingYN: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Lot Size Sq Ft: 18295.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 060-00-01-176.00

Building Info

  • Year Built: 2004

Tax Info

  • Tax Block: 1001
  • Tax Lot: 176

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 17, 2025
Closed on
Aug 15, 2025
Sold by
Gillum Constance M
Bought by
Heist John Alexander
Seller's Agent
Justin Robbins
Knob & Key Realty, LLC
Buyer's Agent
NON MEMBER
NON-MEMBER OFFICE
List Price
$265,000
Sold Price
$280,000
Premium/Discount to List
$15,000
5.66%
Views
385
Current Estimated Value
$287,776

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,776
Avg. Annual Appreciation
7.68%
Original Mortgage
$256,500
Outstanding Balance
$256,276
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$31,500

Purchase Details

Closed on
Feb 18, 2004
Sold by
The Drees Co
Bought by
Gillum Carl and Gillum Constance M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,900
Interest Rate
5.53%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Heist John Alexander $285,000 Limestone Title
Gillum Carl $160,930 Bluegrass Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Heist John Alexander $256,500
Previous Owner Gillum Carl $158,900
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/15/2025 08/15/25 Sold $280,000 +5.7% $135 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $265,000 -- $128 / Sq Ft
Source: Metro Search, Inc.

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,898 $249,200 $50,000 $199,200
2024 $1,747 $189,000 $35,000 $154,000
2023 $1,800 $189,000 $35,000 $154,000
2022 $1,938 $189,000 $35,000 $154,000
2021 $1,966 $189,000 $35,000 $154,000
2020 $1,657 $160,900 $35,000 $125,900
2019 $1,661 $160,900 $35,000 $125,900
2018 $1,692 $160,900 $35,000 $125,900
2017 $1,647 $160,900 $35,000 $125,900
2015 $1,604 $160,900 $30,000 $130,900
2014 $1,593 $160,900 $30,000 $130,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search, Inc.

MLS Number: 1692816

Metro Search, Inc.

APN: 060-00-01-176.00