$1,350,000
SOLD JAN 12, 2026

8695 Howard Dr Terrell, NC 28682

3 Beds
3.5 Baths
3,820 Sq Ft
0.43 Acres

Recently Sold

$353 Per Sq Ft

0 Day on Market

Highlights

  • Pier
  • Boat Slip
  • Wooded Lot
  • Sherrills Ford Elementary School Rated A-
  • Waterfront
  • Transitional Architecture

About This Home

As of January 2026

An incredible waterfront investment opportunity on Lake Norman. Situated on a premier lakefront lot, this property includes a private pier/dock and offers remarkable potential for renovation, expansion, or even a full redevelopment. The home is in need of updates but provides a solid footprint with sweeping lake views.
With its hard-to-find shoreline access and established dock, this is the ideal canvas for builders, investors, or buyers looking to create a custom lakefront residence.

Last Agent to Sell the Property

Mark Gibson

Coldwell Banker Realty Brokerage Email: gibsonmark01@gmail.com License #306293 Listed on: 12/07/2025

Coldwell Banker Realty

Last Buyer's Agent

Mark Gibson

Coldwell Banker Realty Brokerage Email: gibsonmark01@gmail.com License #306293 Listed on: 12/07/2025

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1997

Lot Details

  • 0.43 Acre Lot
  • Lot Dimensions are 120x182x73x45x159
  • Waterfront
  • Level Lot
  • Wooded Lot
  • Property is zoned R-30

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Transitional Architecture
  • Composition Roof
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 3,820 Sq Ft Home
  • 1.5-Story Property
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Water Views
  • Carbon Monoxide Detectors
  • Laundry Room
  • Partially Finished Basement

Kitchen

  • Electric Range
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Outdoor Features

  • Pier
  • Boat Slip
  • Covered Patio or Porch

Schools

  • Sherrills Ford Elementary School
  • Mill Creek Middle School
  • Brandys High School

Utilities

  • Central Air
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 4616026878830000

Home Details

Home Type

Single Family

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Transitional
  • Year Built: 1997
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One and One Half
  • Ratio CurrentPrice/TotalPropertyHLA: 353.40
  • Geocode Confidence: High
  • Attribution Contact: gibsonmark01@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 3820
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range
  • Other Equipment: Fuel Tank(s)
  • Above Grade Finished Sq Ft: 3820
  • Has Basement: Partially Finished
  • Basement YN: No
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace Features: Family Room, Gas Log
  • Living Area: 3820
  • Bedroom Main: 3

Exterior Features

  • Exterior Features: Dock - Floating
  • New Construction: No
  • Roof: Composition
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: Lake Norman
  • Waterfront Features: Boat Slip (Deed), Pier
  • Construction Type: Brick Full
  • Patio And Porch Features: Covered, Patio, Rear Porch

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Door Opener, Garage Faces Side

Utilities

  • Heating: Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Central Air
  • Utilities: Electricity Connected
  • Water Source: Well

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Mill Creek
  • HOA Subject To: None

Lot Info

  • Lot Features: Level, Wooded, Waterfront
  • Lot Size Units: Acres
  • Parcel Number: 4616026878830000
  • Lot Size Acres: 0.43
  • Lot Size: 120x182x73x45x159
  • Additional Parcels: No
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Sherrills Ford
  • High School: Brandys

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 7, 2025
Closed on
Jan 12, 2026
Sold by
Nagel Barbara J
Bought by
Cabri Holdings Llc
Seller's Agent
Mark Gibson
Coldwell Banker Realty
Buyer's Agent
Mark Gibson
Coldwell Banker Realty
List Price
$1,350,000
Sold Price
$1,350,000
Views
124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1269.41%
Original Mortgage
$1,080,000
Outstanding Balance
$1,080,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$458,723

Purchase Details

Closed on
Nov 1, 1983
Bought by
Nagel William D and Nagel Barbara J
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,350,000 None Listed On Document
Deed $20,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,080,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/12/2026 01/12/26 Sold $1,350,000 0.0% $353 / Sq Ft
12/07/2025 12/07/25 Pending -- -- --
12/07/2025 12/07/25 For Sale $1,350,000 -- $353 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,511 $1,322,100 $378,400 $943,700
2024 $6,511 $1,322,100 $378,400 $943,700
2023 $6,379 $790,000 $240,800 $549,200
2022 $5,570 $790,000 $240,800 $549,200
2021 $5,570 $790,000 $240,800 $549,200
2020 $5,570 $790,000 $240,800 $549,200
2019 $5,570 $790,000 $0 $0
2018 $4,961 $724,300 $233,900 $490,400
2017 $4,961 $0 $0 $0
2016 $4,961 $0 $0 $0
2015 $4,360 $724,340 $233,900 $490,440
2014 $4,360 $726,600 $233,900 $492,700
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4327909

Canopy MLS (Canopy Realtor® Association)

APN: 4616026878830000