NOT LISTED FOR SALE

9 Vine Ridge Dr Palmyra, VA 22963

Estimated Value: $696,000 - $872,000

5 Beds
3.5 Baths
2,942 Sq Ft
$264/Sq Ft Est. Value

Last Sold June 28, 2022

Last sale price $825,000 $280 Per Sq Ft

Est. 6% decrease in value since last sale

Current estimated payment $4,586/month

9 Days on Market

Highlights

  • 24-Hour Security
  • Waterfront
  • Living Room with Fireplace
  • Gated Community
  • Pond
  • Recreation Room

About This Home

As of June 2022

Absolutely gorgeous waterfront home! The sellers have completed numerous upgrades and this lovely home is truly turn-key ready for the new owners. Located on a quiet street there is plenty of space, both inside and outside, for entertaining family and friends. You'll feel like you are on vacation year around! Enjoy lake life with fabulous views from one of the multiple decks outside. Inside, a welcoming foyer with high vaulted ceilings greets you. The kitchen, with tons of natural light, is completely renovated with all new Kraft-maid cabinets, custom teak countertops, a stunning farm sink with chef’s faucet, recessed lighting, and connects to an open dining area. The terrace area (downstairs) has been expanded with new flooring throughout, three oversized fantastic new windows were added to showcase the water views, an electric fireplace and there are two new splits to efficiently heat & cool the enlarged space. Entire home has been freshly painted, shows fantastic, and move-in ready for new owners!

Last Agent to Sell the Property

Sarah Monceaux

AVENUE REALTY, LLC License #0225235751 Listed on: 03/30/2022

Last Buyer's Agent

JOELLE MEINTZSCHEL

QUEST VIRGINIA REALTY, LLC License #0225053972

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,123

Year Built

  • Built in 1995

Lot Details

  • 0.48 Acre Lot
  • Waterfront
  • Landscaped
  • Property is zoned R-4 Residential

HOA Fees

  • $94 Monthly HOA Fees

Home Design

  • Concrete Block With Brick
  • HardiePlank Siding

Interior Spaces

  • 2-Story Property
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Gas Fireplace
  • Double Hung Windows
  • Entrance Foyer
  • Living Room with Fireplace
  • Dining Room
  • Recreation Room
  • Sun or Florida Room
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Convection Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Sink Near Laundry

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Windows

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 2 Car Attached Garage
  • Front Facing Garage

Outdoor Features

  • Pond

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 12 5

Community Details

Overview

  • $800 HOA Transfer Fee
  • Lake Monticello Subdivision

Security

  • 24-Hour Security
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,123

Year Built

Built in 1995

Lot Details

0

HOA Fees

$94 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1865
  • Below Grade Total Sq Ft: 1285
  • Design: Contemporary
  • L V T Date: 04/06/2022
  • Parcel Number: 18A 12 5
  • Price Per Sq Ft: 280.42
  • Property Included: Refrigerator, Dishwasher, Oven/Stove, Washer & Dryer, Hot Tub, plus built-in electric fireplace in Terrace. Almost all furniture (inside and out), home décor, kayaks, paddles, and boat are negotiable.
  • Total Sq Ft: 3710
  • Total Unfinished Sq Ft: 768
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Half Bath1|Living Roo1|Dining Roo1|Kitchen1|Sun Room1|Laundry1|Master BTH2|Master Bed2|Bedroom2|Bedroom2|Full Bath2|Rec RoomB|BedroomB|BedroomB|Full BathB|
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Unfinished Below Grade Sq Ft: 208
  • Fireplace: Gas, Glassed-in
  • Laundry: Dryer, Large Sink, Washer
  • Basement Type: Finished, Heated, Outside Entrance, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Half Bath,On Level: 1
  • Room 3: Living Room,On Level: 1
  • Room 4: Dining Room,On Level: 1
  • Room 5: Kitchen,On Level: 1
  • Room 6: Sun Room,On Level: 1
  • Room 7: Laundry,On Level: 1
  • Room 8: Master Bath,On Level: 2
  • Room 9: Master Bedroom,On Level: 2
  • Room 10: Bedroom,On Level: 2
  • Room 11: Bedroom,On Level: 2
  • Room 12: Full Bath,On Level: 2
  • Room 13: Rec Room,On Level: Basement
  • Room 14: Bedroom,On Level: Basement
  • Room 15: Bedroom,On Level: Basement
  • Room 16: Full Bath,On Level: Basement
  • Total Finished Sq Ft: 2942
  • Above Grade Finished Sq Ft: 1865
  • Basement: Yes
  • Below Grade Finished Sq Ft: 1077
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Convection Oven, Dishwasher, Disposal, Eat-in, Gas Range, Pantry, Recessed Light, Refrigerator
  • Land Description: Hot Tub, Landscaped, Water Front
  • Level: 2 Story
  • Bathrooms: 3.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 5
  • Number Beds Below Grade: 2
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Room Types: Bedroom, Dining Room, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Master Bedroom, Rec Room, Sun Room, Master Bathroom
  • Room Types Level1: Dining Room (L1), Foyer (L1), Half Bath (L1), Kitchen (L1), Laundry (L1), Living Room (L1), Sun Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Master Bedroom (L2+)
  • Room Types Level B: Bedroom (LB), Full Bath (LB), Rec Room (LB)
  • Source of Sq Ft: Appraisal

Exterior Features

  • Exterior: Hardie Plank
  • Number Of Acres: 0.48
  • Roof: Architectural Style
  • Structure Deck Porch: Deck, Patio - Covered, Porch - Rear
  • Structure Features: Renovated, Walk-in Closet
  • Structure Security: 24-hr Security, Carbon Monoxide Detector, Gated Community, Smoke Detector(s)
  • Structure Window Ceiling: Double-hung Windows, Screens
  • View: Water View
  • Water Property: Pond / Lake

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 560
  • Garage Features: Attached, Electricity, Faces Front
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 560

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable, DSL
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 800
  • Association Fee: HOA
  • Association Frequency: Monthly
  • Association Fee: 94

Schools

  • Other School: FUMA

Lot Info

  • Lot Features: Dock/Ramp, Private Gated Community

Building Info

  • Year Built: 1995

Tax Info

  • Year: 2021
  • Taxes: 4123

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Matterport 3D Tour

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 30, 2022
Closed on
Jun 2, 2022
Sold by
Fish Charles A and Fish Judy
Bought by
Gilbert Christopher S and Gilbert Kimberly B
Seller's Agent
Sarah Monceaux
AVENUE REALTY, LLC
Buyer's Agent
JOELLE MEINTZSCHEL
QUEST VIRGINIA REALTY, LLC
List Price
$725,000
Sold Price
$825,000
Premium/Discount to List
$100,000
13.79%
Current Estimated Value
$777,250

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$47,750
Avg. Annual Appreciation
-1.67%
Original Mortgage
$150,000
Outstanding Balance
$142,763
Interest Rate
5.3%
Mortgage Type
New Conventional
Estimated Equity
$634,487

Purchase Details

Closed on
Nov 26, 2012
Sold by
Berry Jerry and Berry Deborah L
Bought by
Fish Charles A and Fish Judy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$362,632
Interest Rate
3.25%
Mortgage Type
VA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gilbert Christopher S $825,000 Stewart Title
Fish Charles A $355,000 Chicago Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gilbert Christopher S $150,000
Previous Owner Fish Charles A $362,632
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/28/2022 06/28/22 Sold $825,000 +13.8% $280 / Sq Ft
04/08/2022 04/08/22 Pending -- -- --
03/30/2022 03/30/22 For Sale $725,000 -- $246 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,133 $684,340 $145,000 $539,340
2024 $47 $555,100 $145,000 $410,100
2023 $4,685 $555,100 $145,000 $410,100
2022 $3,777 $434,100 $145,000 $289,100
2021 $3,777 $434,100 $145,000 $289,100
2020 $3,863 $417,600 $145,000 $272,600
2019 $3,863 $417,600 $145,000 $272,600
2018 $3,721 $410,300 $145,000 $265,300
2017 $3,721 $410,300 $145,000 $265,300
2016 $3,396 $370,300 $125,000 $245,300
2015 $3,128 $370,300 $125,000 $245,300
2014 $3,128 $355,500 $125,000 $230,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 628317

Charlottesville area Association of Realtors®

APN: 18A 12 5