NOT LISTED FOR SALE

90 Henry Morgan Dr Key Largo, FL 33037

Estimated Value: $492,461 - $680,000

2 Beds
1 Bath
963 Sq Ft
$590/Sq Ft Est. Value

Last Sold December 30, 2021

Last sale price $405,000 $421 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $3,119/month

169 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Deck
  • Coral Shores High School Rated A
  • Clubhouse
  • 1-minute walk to Schwingggg

About This Home

As of December 2021

Home recently updated in Pirates Cove in Key Largo. This homes offers 2 bedroom, 1 bath, living area, dining, and kitchen with laundry room. Concrete home, with metal roof, central a/c, shutters, vaulted ceilings, connected to sewer. Tile & Bamboo flooring, easy yard maintenance, X flood zone. Homeowner's Park with Boat Ramp, club house and small beach.

Last Agent to Sell the Property

Joani Jehlen-Towe

LoKation Real Estate-Tavernier License #3315200 Listed on: 06/15/2021

Last Buyer's Agent

Lissete Cadwell, P.A.

Florida Keys Realty Group LLC License #3254853

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,824

Year Built

  • Built in 1983

Lot Details

  • 2,500 Sq Ft Lot
  • Privacy Fence
  • Property is zoned IS - Improved Subivision District

Home Design

  • Metal Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 963 Sq Ft Home
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Blinds
  • Storage
  • Laundry Room

Kitchen

  • Oven
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Home Security

  • Complete Accordion Shutters
  • Fire and Smoke Detector

Outdoor Features

  • Deck
  • Shed

Location

  • Ground Level

Utilities

  • Central Air
  • Programmable Thermostat
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00493650-000000

Community Details

Overview

  • No Home Owners Association
  • Pirates Cove Subdivision
  • Rental Restrictions

Amenities

  • Clubhouse

Recreation

  • Boat Ramp
  • Beach

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,824

Year Built

Built in 1983

Lot Details

0

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Fee Includes: None
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Key Largo
  • Limited Representation: Yes
  • Marathon Neighborhood: N/A
  • Mile Marker: 98.50
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Beach, Clubhouse, Community Boat Ramp
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Bay/Gulf
  • State Province: FL
  • Taxes: 1823.70
  • Year Built: 1983
  • Alternate Key Number: 1609820
  • Building Style: Ground Level
  • Cooling Heating: Ceiling Fans(s), Central Air
  • Lot Sq Ft: 2500.00
  • Porch Balcony: Deck
  • Association Maintenance Fee Per: Yearly
  • Shutters: Accordion
  • Tax Exemptions: Homestead, None
  • Building Style Above Flood: Yes
  • Estimated Living Sq Ft: 963.00
  • Pre Wired: Cable
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • G F Interior Features: Programmable Thermst
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Bar, Pantry, Window Treatments, Walk-in Closet(s), Storage, Smoke Alarms, Cathedral Ceilings, Drapes/Blinds Incl
  • Total Bathrooms: 1.00
  • Full Bathrooms: 1
  • Appliances: Dishwasher, Stainless Steel Appliance(s), Refrigerator, Oven, Freezer
  • Floor: Tile, Wood
  • Specialty Rooms: Laundry Room
  • Total Bedrooms: 2

Exterior Features

  • Dockage: None
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS, Concrete
  • Exterior Features: Privacy Wall/Fence, Storage, Shed
  • Roof: Metal Roof
  • Waterview: No Waterview
  • Pool: No

Utilities

  • Security: No Security
  • Utilities: Buyer to Verify, Municipal Sewer, FKAA

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: X
  • Parcel Number: 00493650-000000
  • Lot Size: 50 x 50
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.06

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2020

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 15, 2021
Closed on
Dec 30, 2021
Sold by
Panse Brandon M
Bought by
Gallo Maria Luisa
Seller's Agent
Joani Jehlen-Towe
LoKation Real Estate-Tavernier
Buyer's Agent
Lissete Cadwell, P.A.
Florida Keys Realty Group LLC
List Price
$425,000
Sold Price
$405,000
Premium/Discount to List
-$20,000
-4.71%
Current Estimated Value
$568,115

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$163,115
Avg. Annual Appreciation
8.69%
Original Mortgage
$324,050
Outstanding Balance
$296,813
Interest Rate
3.11%
Mortgage Type
New Conventional
Estimated Equity
$271,302

Purchase Details

Listed on
Jun 12, 2016
Closed on
Sep 1, 2016
Sold by
Scheer Tiffany Anne
Bought by
Panse Brandon M
Seller's Agent
Robert Valenzuela
Century 21 Circle- Islamorada
Buyer's Agent
Charles Holmes
The New Home Spot, Inc.
List Price
$239,000
Sold Price
$235,000
Premium/Discount to List
-$4,000
-1.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.75%
Original Mortgage
$230,743
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 29, 2014
Closed on
Feb 26, 2015
Sold by
Clift Robert M and Clift Leslie W
Bought by
Scheer Tiffany Anne
Seller's Agent
Claire Johnson
Coastal Realty of the Florida Keys
Buyer's Agent
Patricia Joy
Century 21 Circle
List Price
$199,000
Sold Price
$190,000
Premium/Discount to List
-$9,000
-4.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.01%
Original Mortgage
$10,000
Interest Rate
3.77%
Mortgage Type
Negative Amortization

Purchase Details

Closed on
Jul 30, 2007
Sold by
Whaylen Carol E
Bought by
Clift Robert M and Clift Leslie W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$58,500
Interest Rate
6.65%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Sep 29, 2006
Sold by
Whaylen Donald G and Whaylen Carol E
Bought by
Whaylen Carol E

Purchase Details

Closed on
Aug 24, 1999
Sold by
Waltz Cathy L
Bought by
Whaylen Donald G and Whaylen Carol E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$69,600
Interest Rate
7.65%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 1, 1989
Bought by
Panse Brandon M

Purchase Details

Closed on
Sep 1, 1987
Bought by
Panse Brandon M

Purchase Details

Closed on
Aug 1, 1986
Bought by
Panse Brandon M

Purchase Details

Closed on
Apr 1, 1982
Bought by
Panse Brandon M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gallo Maria Luisa $405,000 Absolute First Title
Panse Brandon M $235,000 Absolute First Title Llc
Scheer Tiffany Anne $190,000 Absolute First Title Llc
Clift Robert M $230,000 Atlantic Title Insurance Co
Whaylen Carol E -- Attorney
Whaylen Donald G $87,000 --
Panse Brandon M $70,000 --
Panse Brandon M $59,900 --
Panse Brandon M $52,500 --
Panse Brandon M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gallo Maria Luisa $324,050
Previous Owner Panse Brandon M $230,743
Previous Owner Scheer Tiffany Anne $10,000
Previous Owner Scheer Tiffany Anne $184,300
Previous Owner Clift Robert M $58,500
Previous Owner Clift Robert M $160,000
Previous Owner Whaylen Donald G $69,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/30/2021 12/30/21 Sold $405,000 -4.7% $421 / Sq Ft
12/01/2021 12/01/21 Pending -- -- --
06/15/2021 06/15/21 For Sale $425,000 +80.9% $441 / Sq Ft
09/01/2016 09/01/16 Sold $235,000 -1.7% $244 / Sq Ft View Prior Sale
07/15/2016 07/15/16 Pending -- -- --
06/12/2016 06/12/16 For Sale $239,000 +25.8% $248 / Sq Ft
02/26/2015 02/26/15 Sold $190,000 -4.5% $197 / Sq Ft View Prior Sale
01/20/2015 01/20/15 Pending -- -- --
04/29/2014 04/29/14 For Sale $199,000 -- $207 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,133 $209,795 -- --
2024 $2,010 $203,883 -- --
2023 $2,010 $197,945 $0 $0
2022 $1,922 $192,180 $0 $0
2021 $1,832 $174,920 $0 $0
2020 $1,824 $172,505 $57,500 $115,005
2019 $1,822 $171,806 $0 $0
2018 $1,815 $168,603 $48,875 $119,728
2017 $2,169 $171,752 $0 $0
2016 $2,136 $160,916 $0 $0
2015 $2,128 $162,386 $0 $0
2014 $2,040 $142,053 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Florida Keys Board of REALTORS®

MLS Number: 596495

Florida Keys Board of REALTORS®

APN: 00493650-000000