90 Polk St Oswego, IL 60543
Downtown Oswego Neighborhood
3
Beds
1
Bath
1,142
Sq Ft
8,712
Sq Ft Lot
Highlights
- Deck
- Main Floor Bedroom
- 1 Car Detached Garage
- Oswego High School Rated A-
- Loft
- Living Room
About This Home
As of January 2025SELLER SAYS MAKE AN OFFER ON This great 3 bedroom, 1 bath home located near downtown Oswego has been recently renovated! Everything from paint, appliances, flooring... almost everything has been totally updated! The floor plan offers a large entry way, family room, eat-in kitchen, 2 bedrooms on the first floor and a loft/reading nook/office space and a large bedroom on the second floor! Laundry room is conveniently located off the eat in kitchen with space that could be used as an additional pantry! There are also sliding glass doors from the master bedroom to the large deck and fresh concrete covered patio in the backyard! The large garage is also nice and clean and ready to be used! Hurry to this great home near parks, school, shopping, restaurants and so much more!
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475135993 Listed on: 10/23/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,439
Year Built
- Built in 1920 | Remodeled in 2021
Lot Details
- 8,712 Sq Ft Lot
- Lot Dimensions are 66 x 132
- Paved or Partially Paved Lot
Parking
- 1 Car Detached Garage
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Stone Foundation
- Asphalt Roof
- Vinyl Siding
Interior Spaces
- 1,142 Sq Ft Home
- 1.5-Story Property
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Loft
- Vinyl Flooring
- Unfinished Basement
- Partial Basement
- Unfinished Attic
- Range with Range Hood
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Laundry on main level
- Gas Dryer Hookup
Outdoor Features
- Deck
Schools
- Southbury Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- 3+ Cooling Systems Mounted To A Wall/Window
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2024
Closed on
Jan 3, 2025
Sold by
Tjc Apartments Llc
Bought by
Soto Samuel Villa and Bautista-Lopez Fabiola
Seller's Agent
Brian Hauser
Charles Rutenberg Realty of IL
Buyer's Agent
Andrea Moga
John Greene Realtor
List Price
$257,000
Sold Price
$246,000
Premium/Discount to List
-$11,000
-4.28%
Views
237
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,705
Avg. Annual Appreciation
-0.20%
Original Mortgage
$241,544
Outstanding Balance
$240,917
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$4,835
Purchase Details
Closed on
Apr 30, 2021
Sold by
Detzler James K and James K Detzler Trust
Bought by
Tjc Apartments Llc
Purchase Details
Closed on
Feb 22, 2017
Sold by
Detzler James K
Bought by
Detzler James K and James K Detzler Trust
Purchase Details
Closed on
Oct 1, 1987
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $246,000 | Fidelity National Title | |
| Deed | -- | Fidelity National Title Ins | |
| Interfamily Deed Transfer | -- | Attorney | |
| Deed | $58,000 | -- | |
| Deed | $49,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $241,544 | FHA | |
| Previous Owner | $157,600 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/03/2025 01/03/25 | Sold | $246,000 | -1.6% | $215 / Sq Ft |
| 12/08/2024 12/08/24 | Pending | -- | -- | -- |
| 12/05/2024 12/05/24 | Price Changed | $249,900 | -2.8% | $219 / Sq Ft |
| 10/23/2024 10/23/24 | For Sale | $257,000 | -- | $225 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,650 | $57,783 | $24,285 | $33,498 |
| 2023 | $4,161 | $50,687 | $21,303 | $29,384 |
| 2022 | $4,161 | $46,079 | $19,366 | $26,713 |
| 2021 | $4,227 | $45,175 | $18,986 | $26,189 |
| 2020 | $4,185 | $44,289 | $18,614 | $25,675 |
| 2019 | $4,227 | $44,035 | $18,614 | $25,421 |
| 2018 | $3,880 | $39,912 | $16,871 | $23,041 |
| 2017 | $3,771 | $36,785 | $15,549 | $21,236 |
| 2016 | $3,627 | $34,867 | $14,738 | $20,129 |
| 2015 | $3,657 | $33,526 | $14,171 | $19,355 |
| 2014 | -- | $32,237 | $13,626 | $18,611 |
| 2013 | -- | $33,580 | $14,194 | $19,386 |
Source: Public Records
Agents Affiliated with this Home
-
Brian Hauser
Seller's Agent in 2025
Brian Hauser
Charles Rutenberg Realty of IL
(630) 551-7868
3 in this area
82 Total Sales
-
Missy Hauser
M
Seller Co-Listing Agent in 2025
Missy Hauser
Charles Rutenberg Realty of IL
(630) 742-5353
3 in this area
25 Total Sales
-
Andrea Moga
Buyer's Agent in 2025
Andrea Moga
John Greene Realtor
(630) 746-5056
1 in this area
89 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12195302
APN: 03-17-379-004
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