NOT LISTED FOR SALE

905 N Cardinal St Effingham, IL 62401

Estimated Value: $225,586 - $398,000

3 Beds
2 Baths
1,686 Sq Ft
$167/Sq Ft Est. Value

About This Home

This home is located at 905 N Cardinal St, Effingham, IL 62401 and is currently estimated at $282,397, approximately $167 per square foot. 905 N Cardinal St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 8, 2013
Sold by
Bussard Adam N and Bussard Audra N
Bought by
Ervin Ryan and Ervin Nancy
Current Estimated Value
$282,397

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,000
Outstanding Balance
$97,483
Interest Rate
4.37%
Mortgage Type
New Conventional
Estimated Equity
$184,914

Purchase Details

Closed on
Sep 14, 2010
Sold by
Britton Matthew P and Britton Dana M
Bought by
Bussard Adam N and Bussard Audra N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,600
Interest Rate
4.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 29, 2007
Sold by
Mcgee Matthew L and Mcgee Sheryl L
Bought by
Britton Matthew P and Britton Dana M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
6.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2005
Sold by
Mcgee Matthew L and Mcgee Sheryl L
Bought by
Mcgee Matthew L and Mcgee Sheryl L
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ervin Ryan $135,000 None Available
Bussard Adam N $124,000 None Available
Britton Matthew P $125,000 None Available
Mcgee Matthew L -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ervin Ryan $130,000
Previous Owner Bussard Adam N $111,600
Previous Owner Britton Matthew P $100,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,125 $67,060 $12,210 $54,850
2023 $3,742 $60,960 $11,100 $49,860
2022 $3,484 $55,920 $10,180 $45,740
2021 $3,581 $55,370 $10,080 $45,290
2020 $3,504 $53,810 $9,800 $44,010
2019 $3,433 $53,270 $9,700 $43,570
2018 $3,305 $51,220 $9,330 $41,890
2017 $3,240 $50,220 $9,150 $41,070
2016 $3,158 $48,750 $8,880 $39,870
2015 -- $47,330 $8,620 $38,710
2014 -- $45,950 $8,370 $37,580
2013 -- $45,050 $8,210 $36,840
2012 -- $44,390 $8,090 $36,300
Source: Public Records

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