$515,000

917 N Water St Bay City, MI 48708

Estimated payment $3,989/month

Total Views 5,031
2 Beds
2.5 Baths
2,195 Sq Ft
$235 Price per Sq Ft

Highlights

  • Waterfront
  • 2 Car Detached Garage
  • Wood Siding
  • Traditional Architecture
  • Forced Air Heating System
  • 2-minute walk to Third Street Waterfall Park

About This Home

Welcome to one of Downtown Bay City's most coveted addresses. This elegant second-floor residence is one of only four luxury condos perched above a storefront, offering unmatched privacy and panoramic views of the Saginaw River and vibrant downtown scene. Accessed via a private elevator, this exclusive home includes a personal boat dock and shares a stunning riverfront entertainment terrace with multiple grills and stylish outdoor lounges. Inside, the expansive open-concept living area features a gas fireplace and a custom high-end kitchen designed for both comfort and sophistication. The upper-level primary suite is a true retreat—complete with an office nook, oversized walk-in closet, spa-like bath with jetted tub, walk-in shower, dual vanities, and a second closet. Properties in this building are rarely listed publicly and often sell off-market. This is a rare chance to own a piece of Bay City’s waterfront luxury. Call for full details—this opportunity won’t last.

Listing Agent

Monique Gilbert

Keller Williams Preferred License #SBR-6506048015 Listed on: 09/05/2025

Keller Williams Preferred

Property Details

Home Type

  • Condominium

Est. Annual Taxes

Year Built

  • Built in 2003

Lot Details

  • Waterfront

HOA Fees

  • $415 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Wood Siding
  • Stone Siding

Interior Spaces

  • 2,195 Sq Ft Home
  • 2-Story Property
  • Living Room with Fireplace

Bedrooms and Bathrooms

  • 2 Bedrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 160-021-334-056-00

Community Details

Overview

  • Antrim Place Condominium Subdivision

Amenities

  • Elevator

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,476

Year Built

Built in 2003

Lot Details

0

HOA Fees

$415 per month

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Condominium
  • Architecture Style: Traditional
  • Structure Style: 2 Story
  • Total Tax Amount: 9476
  • Total Tax Year: 2025
  • Year Built: 2003
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Condos
  • Stories: 2

Interior Features

  • Interior Amenities: Elevator/Lift
  • Fireplace: Yes
  • Fireplaces: LivRoom Fireplace
  • Bedrooms: 2
  • Bedroom 1: On Upper Floor, Dimensions: 14 x 16
  • Bedroom 2: On Upper Floor, Dimensions: 15 x 12
  • Full Bathrooms: 2
  • Total Bathrooms: 3
  • Bathroom 1: Dimensions: 5 x 5, On Level: Main
  • Bathroom 2: Dimensions: 8 x 14, On Level: Upper
  • Dining Room: On Main Floor, Dimensions: 21 x 14
  • Family Room: On Upper Floor, Dimensions: 14 x 16
  • Kitchen: On Main Floor, Dimensions: 10 x 12
  • Living Room: On Main Floor, Dimensions: 24 x 18
  • Above Grade Finished Sq Ft: 2195
  • Total Finished Sq Ft: 2195
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Stone, Wood
  • Foundation: Slab
  • Lake Name: Saginaw River
  • Waterfront: Yes
  • Frontage Type: Water

Garage/Parking

  • Garage: Detached Garage
  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water

Condo/Co-op/Association

  • HOA Fees: 415
  • HOA Fee Frequency: Monthly
  • Community Features: Elevator
  • Association Fee: Yes

Lot Info

  • Assessor Parcel Number: 160-021-334-056-00
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2025, Amount: $7,526.00
  • Winter Tax: Year: 2024, Amount: $1,950.00
  • Taxable Value: 195617
  • Total Tax: Year: 2025, Amount: $9,476.00
  • SEV Year: 2025

MLS Schools

  • School District: Bay City School District

Map

Range of Values:

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Average Value
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,255 $224,650 $0 $0
2024 $7,305 $194,450 $0 $0
2023 $6,954 $192,700 $0 $0
2022 $8,318 $179,650 $0 $0
2021 $7,832 $166,600 $166,600 $0
2020 $7,498 $154,200 $154,200 $0
2019 $7,336 $145,600 $0 $0
2018 $7,391 $144,800 $0 $0
2017 $7,427 $145,650 $0 $0
2016 $7,906 $166,200 $0 $166,200
2015 $1,886 $154,050 $0 $154,050
2014 $1,886 $45,000 $0 $45,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/05/2025 09/05/25 For Sale $515,000 +45.1% $235 / Sq Ft
09/08/2020 09/08/20 Sold $355,000 -4.0% $161 / Sq Ft
07/23/2020 07/23/20 Pending -- -- --
06/05/2020 06/05/20 For Sale $369,900 +28.0% $168 / Sq Ft
11/13/2014 11/13/14 Sold $289,000 -9.7% $131 / Sq Ft
11/08/2014 11/08/14 Pending -- -- --
01/02/2014 01/02/14 For Sale $319,900 -- $145 / Sq Ft
Source: Michigan Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Beyer Michael
Warranty Deed $289,000 None Available
Warranty Deed $350,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $155,000 New Conventional
Source: Public Records

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Source: Michigan Multiple Listing Service

MLS Number: 50187519

Michigan Multiple Listing Service

APN: 09-160-021-334-056-00