NOT LISTED FOR SALE

92 Cole St Torrington, CT 06790

Estimated Value: $206,000 - $243,198

2 Beds
1 Bath
1,010 Sq Ft
$217/Sq Ft Est. Value

Last Sold October 16, 2024

Last sale price $208,000 $206 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $1,525/month

60 Days on Market

Highlights

  • Cape Cod Architecture
  • 1 Fireplace
  • Level Lot
  • Attic
  • Thermal Windows

About This Home

As of October 2024

Quaint home with the charm of yesteryear. Features include original, natural woodwork and hardwood floors throughout; a bright, eat-in kitchen; and large closets and built-in drawers on the upper floor. Located on Torrington's eastside, this home is set on a deep lot and has access from 2 streets - front access on Cole St. and rear access on Laurel Hill Rd. The property has a lit covered front porch and interior access from the garage. Updates include a newer furnace (2018), water heater (2018), oil tank and replacement windows.

Last Listed By

Sean Collateta

Maple Group Holdings LLC License #REB.0794849 Listed on: 07/19/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,555

Year Built

  • Built in 1900

Lot Details

  • 9,583 Sq Ft Lot
  • Level Lot
  • Property is zoned R10

Parking

  • 1 Car Garage

Home Design

  • Cape Cod Architecture
  • Stone Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 1,010 Sq Ft Home
  • 1 Fireplace
  • Thermal Windows
  • Attic or Crawl Hatchway Insulated
  • Oven or Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry on lower level
  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Schools

  • Southwest Elementary School
  • Torrington High School

Utilities

  • Radiator
  • Heating System Uses Oil
  • Private Company Owned Well
  • Electric Water Heater
  • Fuel Tank Located in Basement

Listing and Financial Details

  • Assessor Parcel Number 895322

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,555

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Neighborhood: N/A
  • Property Type: Single Family For Sale
  • Style: Cape Cod
  • Sq Ft Est Heated Above Grade: 1010
  • Total Sq Ft: 1010
  • Year Built: 1900
  • New Construction: No/Resale
  • Direct Waterfront: No
  • Home Warranty Offered: No
  • Directions: 92 Cole St. Torrington, CT
  • Financing Used: FHA
  • In Law Apartment: No
  • Street Type: Street
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Total Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Fireplaces: 1
  • Attic Description: Crawl Space, Access Via Hatch
  • Basement Description: Partial
  • Appliances: Oven/Range, Refrigerator, Washer, Dryer
  • Laundry Room Location: In Basement
  • Laundry Room Info: Lower Level
  • Attic: Yes
  • Street Number Modifier: 92
  • Other SqFt Description: Estimated SQFT is approximately 1010

Exterior Features

  • Exterior Siding: Vinyl Siding
  • Foundation Type: Stone
  • Roof Information: Asphalt Shingle
  • Waterfront Description: Not Applicable
  • Swimming Pool: No
  • Construction Description: Frame

Garage/Parking

  • Garages Number: 1
  • Garage And Parking: Attached Garage

Utilities

  • Cooling System: None
  • Heat Type: Radiator
  • Heat Fuel Type: Oil
  • Fuel Tank Location: In Basement
  • Hot Water Description: Electric, Tank Size Unknown
  • Water Source: Private Well
  • Sewer: Public Sewer Connected

Schools

  • Elementary School: Southwest
  • High School: Torrington

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 0.22
  • Lot Description: Level Lot
  • Zoning: R10
  • Parcel #: 895322

Tax Info

  • Tax Year: July 2024-June 2025
  • Property Tax: 3555
  • Total Assessed Value: 74110
  • Mil Rate Total: 47.97

MLS Schools

  • Elementary School: Southwest
  • High School: Torrington

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 19, 2024
Closed on
Oct 16, 2024
Sold by
Melaragno Stephen
Bought by
Gordon Kayla and Archer Annette
Seller's Agent
Sean Collateta
Maple Group Holdings LLC
Buyer's Agent
Karen Sotelo
LPT Realty
List Price
$240,000
Sold Price
$208,000
Premium/Discount to List
-$32,000
-13.33%
Total Days on Market
60
Views
137
Current Estimated Value
$219,550

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,550
Avg. Annual Appreciation
4.96%
Original Mortgage
$204,232
Outstanding Balance
$203,162
Interest Rate
6.75%
Mortgage Type
FHA
Estimated Equity
$11,071

Purchase Details

Closed on
Mar 25, 2024
Sold by
Dzurnak Courtney
Bought by
Melaragno Stephen

Purchase Details

Listed on
Oct 23, 2019
Closed on
Jan 20, 2020
Sold by
Abraham Heather A and Abraham Bernice E
Bought by
Melaragno Stephen and Dzurnak Courtney
Seller's Agent
Joanne Donne
The Washington Agency
Buyer's Agent
Lisa Bredice
William Raveis Real Estate
List Price
$109,900
Sold Price
$107,000
Premium/Discount to List
-$2,900
-2.64%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.86%
Original Mortgage
$101,650
Interest Rate
3.74%
Mortgage Type
Stand Alone Refi Refinance Of Original Loan

Purchase Details

Closed on
Feb 24, 2010
Sold by
Bergonzi Jeanette and Zawodniak Jacqueline
Bought by
Abraham Heather A and Abraham Bernice E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,298
Interest Rate
5.25%
Mortgage Type
FHA

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gordon Kayla $208,000 None Available
Gordon Kayla $208,000 None Available
Melaragno Stephen -- None Available
Melaragno Stephen -- None Available
Melaragno Stephen $107,000 None Available
Abraham Heather A $121,500 --
Abraham Heather A $121,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gordon Kayla $204,232
Closed Gordon Kayla $204,232
Previous Owner Melaragno Stephen $101,650
Previous Owner Abraham Heather A $119,298
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/16/2024 10/16/24 Sold $208,000 0.0% $206 / Sq Ft
09/17/2024 09/17/24 Pending -- -- --
09/03/2024 09/03/24 Price Changed $208,000 -5.5% $206 / Sq Ft
08/11/2024 08/11/24 Price Changed $220,000 -8.3% $218 / Sq Ft
07/19/2024 07/19/24 For Sale $240,000 +124.3% $238 / Sq Ft
01/21/2020 01/21/20 Sold $107,000 0.0% $106 / Sq Ft
12/02/2019 12/02/19 Pending -- -- --
11/26/2019 11/26/19 Price Changed $107,000 -2.6% $106 / Sq Ft
10/23/2019 10/23/19 For Sale $109,900 -- $109 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,555 $74,110 $30,560 $43,550
2023 $3,554 $74,110 $30,560 $43,550
2022 $3,494 $74,110 $30,560 $43,550
2021 $3,422 $74,110 $30,560 $43,550
2020 $3,422 $74,110 $30,560 $43,550
2019 $3,147 $68,170 $33,950 $34,220
2018 $3,147 $68,170 $33,950 $34,220
2017 $3,119 $68,170 $33,950 $34,220
2016 $3,119 $68,170 $33,950 $34,220
2015 $3,119 $68,170 $33,950 $34,220
2014 $3,558 $97,950 $50,050 $47,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: 24033990

SmartMLS

APN: TORR-000127-000018-000007