
935 Ring Farm Rd White Stone, VA 22578
Estimated payment $8,452/month
Highlights
- Very Popular Property
- Docks
- Home fronts a creek
- Water Views
- Spa
- Cape Cod Architecture
About This Home
Location is everything, and this property has it all—perfectly situated near Irvington, White Stone, and Kilmarnock, with easy boating access to Carters Creek, just off the Rappahannock River and the Chesapeake Bay. Spend your days on the water from your brand-new pier with a floating kayak launch. Just minutes from great fishing, dolphin watching, or cruising to nearby waterfront dining destinations. When you’re not on the boat, the fun continues at home. Relax in the heated salt-water pool, soak in the Jacuzzi hot tub, rinse off in the outdoor shower, or unwind on the expansive aggregated patio or the screened porch that opens to the composite deck. Over two acres of landscaped grounds provide plenty of space for gardening, play, or simply enjoying the natural beauty of this setting. The home offers more than 5,600 sq. ft. of living space, with 3,500 sq. ft. on the main and second floors plus a walk-out basement—large enough to host family and friends yet comfortable for everyday living. Natural light and water views fill the spacious rooms. The Living Room features a gas fireplace, deck access, and an open flow into the oversized kitchen. Entertain in the formal dining room or work from the main-level office/sitting room. The primary waterfront suite boasts deck access, two walk-in closets, and a spa-like bath with a jetted tub and walk-in shower. Upstairs, you’ll find two guest rooms—one with an adjoining bonus space—two full bathrooms, and a huge additional flex/bonus room. (Home is currently set up to sleep 10 people comfortably.) The walk-out basement has direct access to the pool and pool terrace and offers a fantastic recreation or hobby area, plus two large unfinished storage rooms. With its ideal location, resort-style amenities, and expansive yet welcoming design, this property is a true waterfront retreat.
Listing Agent
IsaBell K. Horsley Real Estate License #0225078297 Listed on: 09/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,849
Year Built
- Built in 2002
Lot Details
- 2.43 Acre Lot
- Home fronts a creek
- Landscaped
- Zoning described as R1
Parking
- 2 Car Detached Garage
Home Design
- Cape Cod Architecture
- Transitional Architecture
- Frame Construction
- Composition Roof
- Vinyl Siding
Interior Spaces
- 5,637 Sq Ft Home
- 1-Story Property
- High Ceiling
- Ceiling Fan
- Gas Fireplace
- Screened Porch
- Water Views
Kitchen
- Eat-In Kitchen
- Electric Cooktop
- Microwave
- Dishwasher
Flooring
- Carpet
- Laminate
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- Walk-In Closet
- 4 Full Bathrooms
- Hydromassage or Jetted Bathtub
Laundry
- Dryer
- Washer
Basement
- Partial Basement
- Crawl Space
Pool
- Spa
- Gunite Pool
Outdoor Features
- Mooring
- Docks
- Dock Available
- Deck
- Shed
Schools
- Lancaster Elementary And Middle School
- Lancaster High School
Utilities
- Zoned Heating and Cooling
- Heat Pump System
- Power Generator
- Well
- Tankless Water Heater
- Propane Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 2.43 ACRES
- Assessor Parcel Number 34-34D
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $5,849 | $1,062,500 | $147,200 | $915,300 |
2023 | $4,332 | $687,600 | $137,200 | $550,400 |
2022 | $4,332 | $687,600 | $137,200 | $550,400 |
2021 | $4,332 | $687,600 | $137,200 | $550,400 |
2020 | $4,332 | $687,600 | $137,200 | $550,400 |
2019 | $4,332 | $687,600 | $137,200 | $550,400 |
2018 | $4,014 | $680,400 | $261,200 | $419,200 |
2017 | $4,014 | $680,400 | $261,200 | $419,200 |
2016 | -- | $680,400 | $261,200 | $419,200 |
2014 | -- | $0 | $0 | $0 |
2013 | -- | $0 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
09/10/2025 09/10/25 | For Sale | $1,495,000 | -- | $265 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $659,000 | -- |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $318,730 | Adjustable Rate Mortgage/ARM | |
Closed | $366,800 | Adjustable Rate Mortgage/ARM | |
Closed | $394,600 | New Conventional | |
Closed | $395,400 | New Conventional | |
Previous Owner | $410,000 | New Conventional |
About the Listing Agent

David and Katie Dew take a "white-glove" approach to their real estate clients to make sure they get the BEST service during the transaction and continue long after. Their clients are their #1 commitment! They have 20+ years of experience, negotiating skills, marketing skills, and a drive to do what they love, Real Estate! They also run a family boutique brokerage, IsaBell K. Horsley Real Estate with 30+ agents and 5 office locations throughout the Northern Neck and the Middle Peninsula.
Katie and David's Other Listings
Source: Chesapeake Bay & Rivers Association of REALTORS®
MLS Number: 2523944

APN: 34-34D
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