$1,495,000

935 Ring Farm Rd White Stone, VA 22578

Estimated payment $8,452/month

Total Views 956
3 Beds
4 Baths
5,637 Sq Ft
$265 Price per Sq Ft

Highlights

  • Very Popular Property
  • Docks
  • Home fronts a creek
  • Water Views
  • Spa
  • Cape Cod Architecture

About This Home

Location is everything, and this property has it all—perfectly situated near Irvington, White Stone, and Kilmarnock, with easy boating access to Carters Creek, just off the Rappahannock River and the Chesapeake Bay. Spend your days on the water from your brand-new pier with a floating kayak launch. Just minutes from great fishing, dolphin watching, or cruising to nearby waterfront dining destinations. When you’re not on the boat, the fun continues at home. Relax in the heated salt-water pool, soak in the Jacuzzi hot tub, rinse off in the outdoor shower, or unwind on the expansive aggregated patio or the screened porch that opens to the composite deck. Over two acres of landscaped grounds provide plenty of space for gardening, play, or simply enjoying the natural beauty of this setting. The home offers more than 5,600 sq. ft. of living space, with 3,500 sq. ft. on the main and second floors plus a walk-out basement—large enough to host family and friends yet comfortable for everyday living. Natural light and water views fill the spacious rooms. The Living Room features a gas fireplace, deck access, and an open flow into the oversized kitchen. Entertain in the formal dining room or work from the main-level office/sitting room. The primary waterfront suite boasts deck access, two walk-in closets, and a spa-like bath with a jetted tub and walk-in shower. Upstairs, you’ll find two guest rooms—one with an adjoining bonus space—two full bathrooms, and a huge additional flex/bonus room. (Home is currently set up to sleep 10 people comfortably.) The walk-out basement has direct access to the pool and pool terrace and offers a fantastic recreation or hobby area, plus two large unfinished storage rooms. With its ideal location, resort-style amenities, and expansive yet welcoming design, this property is a true waterfront retreat.

Listing Agent

Katie and David Dew

IsaBell K. Horsley Real Estate License #0225078297 Listed on: 09/10/2025

Co-Listing Agent

McKann Payne

Isabell K. Horsley Real Estate License #0225241766

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,849

Year Built

  • Built in 2002

Lot Details

  • 2.43 Acre Lot
  • Home fronts a creek
  • Landscaped
  • Zoning described as R1

Parking

  • 2 Car Detached Garage

Home Design

  • Cape Cod Architecture
  • Transitional Architecture
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 5,637 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Screened Porch
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Electric Cooktop
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • 4 Full Bathrooms
  • Hydromassage or Jetted Bathtub

Laundry

  • Dryer
  • Washer

Basement

  • Partial Basement
  • Crawl Space

Pool

  • Spa
  • Gunite Pool

Outdoor Features

  • Mooring
  • Docks
  • Dock Available
  • Deck
  • Shed

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Zoned Heating and Cooling
  • Heat Pump System
  • Power Generator
  • Well
  • Tankless Water Heater
  • Propane Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 2.43 ACRES
  • Assessor Parcel Number 34-34D

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,849

Year Built

Built in 2002

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2002
  • Property Attached Yn: No
  • Lot Size Acres: 2.43
  • Water Body Name: CARTERS CREEK
  • Co List Office Mls Id: cbra.121
  • Co List Office Phone: (804) 776-9297
  • Ownership: Individuals
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 3549.0
  • Architectural Style: Cape Cod, Two Story, Transitional
  • Garage Yn: Yes
  • New Construction: No
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Flooring: Carpet, Ceramic Tile, Laminate
  • Basement: Crawl Space, Partial
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Appliances: Dryer, Dishwasher, Electric Cooking, Microwave, Propane Water Heater, Refrigerator, Tankless Water Heater, Washer
  • Other Equipment: Generator
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 2088.0
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Fireplace, High Ceilings, Jetted Tub, Bath in Primary Bedroom, Main Level Primary, Pantry, Walk-In Closet(s)
  • Living Area: 5637.0
  • Stories: 1
  • Window Features: Screens

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Landscaped, Waterfront
  • Pool Features: Gunite, Heated, Pool
  • View: Water
  • View: Yes
  • Waterfront Features: Creek, Dock Access, Mooring, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Dock, Hot Tub/Spa
  • Other Structures: Shed(s)
  • Patio And Porch Features: Screened, Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Detached, Garage

Utilities

  • Heating: Electric, Heat Pump, Zoned
  • Cooling: Heat Pump, Zoned
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 34-34D
  • Zoning Description: R1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5849.25
  • Tax Lot: 2.43 ACRES

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,849 $1,062,500 $147,200 $915,300
2023 $4,332 $687,600 $137,200 $550,400
2022 $4,332 $687,600 $137,200 $550,400
2021 $4,332 $687,600 $137,200 $550,400
2020 $4,332 $687,600 $137,200 $550,400
2019 $4,332 $687,600 $137,200 $550,400
2018 $4,014 $680,400 $261,200 $419,200
2017 $4,014 $680,400 $261,200 $419,200
2016 -- $680,400 $261,200 $419,200
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/10/2025 09/10/25 For Sale $1,495,000 -- $265 / Sq Ft
Source: Chesapeake Bay & Rivers Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $659,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $318,730 Adjustable Rate Mortgage/ARM
Closed $366,800 Adjustable Rate Mortgage/ARM
Closed $394,600 New Conventional
Closed $395,400 New Conventional
Previous Owner $410,000 New Conventional
Source: Public Records

About the Listing Agent

Katie and David Dew

IsaBell K. Horsley Real Estate

(804) 666-0626

Section Image

David and Katie Dew take a "white-glove" approach to their real estate clients to make sure they get the BEST service during the transaction and continue long after. Their clients are their #1 commitment! They have 20+ years of experience, negotiating skills, marketing skills, and a drive to do what they love, Real Estate! They also run a family boutique brokerage, IsaBell K. Horsley Real Estate with 30+ agents and 5 office locations throughout the Northern Neck and the Middle Peninsula.

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Source: Chesapeake Bay & Rivers Association of REALTORS®

MLS Number: 2523944

Chesapeake Bay & Rivers Association of REALTORS®

APN: 34-34D