NOT LISTED FOR SALE

Estimated Value: $803,000 - $955,667

4 Beds
3 Baths
3,509 Sq Ft
$256/Sq Ft Est. Value

Sale Details

Date Sold: January 6, 2025

Last sale price $875,000 $249 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $5,914 / mo

7 Days on Market

Highlights

  • Water Views
  • Golf Course Community
  • Bar or Lounge
  • Beach
  • Community Boat Launch
  • Community Lake

About This Home

As of January 2025

CUSTOM WATERFRONT PROPERTY AT LAKE MONTICELLO WITH STUNNING WATER VIEWS! This 4BR/3BA custom-built home offers incredible views with a private dock. The open floor plan is ideal for entertaining, and offers picturesque views of the lake. The main level features a dramatic vaulted entry, a large office with sitting area, master suite with private bath, two additional bedrooms, and a full bath. The vaulted great room showcases a custom wood-burning fireplace, and opens to both a bright sunroom and dining area. The gourmet kitchen includes top-of-the-line finishes, granite countertops, custom cabinets, new appliances and a walk-in pantry. The lower level expands with a family room, fourth bedroom, full bath, and over 1,000 sq ft of unfinished space perfect for future expansion. Enjoy sunsets from the screened-in porch, and take advantage of two tankless water heaters, a whole-house generator, and numerous other upgrades. This home is a perfect blend of luxury and functionality!

Last Agent to Sell the Property

Gary Palmer

TOWN REALTY License #0225217224 Listed on: 11/11/2024

Last Buyer's Agent

Donna Patton

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE License #0225040632

KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,778

Year Built

  • Built in 2016

Lot Details

  • 12,632 Sq Ft Lot
  • Property is zoned R-4 Residential, 4 Dwellings/Acre

HOA Fees

  • $106 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Foundation
  • HardiePlank Siding
  • Stone Siding

Interior Spaces

  • 1-Story Property
  • Ceiling height of 9 feet or more
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Low Emissivity Windows
  • Insulated Windows
  • Entrance Foyer
  • Great Room with Fireplace
  • Family Room
  • Home Office
  • Sun or Florida Room
  • Screened Porch
  • Water Views
  • Granite Countertops
  • Partially Finished Basement

Flooring

  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 3 Main Level Bedrooms
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Primary bathroom on main floor

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Green Features

Outdoor Features

  • Pond
  • Playground

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Programmable Thermostat
  • Community Sewer or Septic
  • Fiber Optics Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 5376

Community Details

Overview

  • Association fees include area maint, beach, boat launch, play area, road maint, security force, snow removal, trash pickup
  • $871 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Bar or Lounge

Recreation

  • Community Boat Launch
  • Beach
  • Golf Course Community
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,778

Year Built

Built in 2016

Lot Details

0.29 Acres

HOA Fees

$106 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 2469
  • Below Grade Total Sq Ft: 2113
  • Design: Ranch
  • L V T Date: 11/14/2024
  • Parcel Number: 5376
  • Price Per Sq Ft: 249.36
  • Total Sq Ft: 5111
  • Total Unfinished Sq Ft: 1602
  • Type of Construction: On Site Built
  • Zoning: R-4 Residential, 4 Dwellings/Acre
  • Subdivision: LAKE MONTICELLO
  • Comments: No
  • Concatenated Rooms1: |Foyer1|Home Offic1|Great Room1|Kitchen1|Sun Room1|Pri Bed1|Pri Bath1|Bedroom1|Bedroom1|Full Bath1|BedroomB|Full BathB|Family RooB|
  • Structures Deck Porch: Porch - Front, Porch - Screened
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Unfinished Below Grade Sq Ft: 1073
  • Fireplace: One, Wood Burning
  • Laundry: Dryer, Washer
  • Basement Type: Partly Finished
  • Room 1: Foyer,On Level: 1
  • Room 2: Home Office,On Level: 1
  • Room 3: Great Room,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Sun Room,On Level: 1
  • Room 6: Primary Bedroom,On Level: 1
  • Room 7: Primary Bath,On Level: 1
  • Room 8: Bedroom,On Level: 1
  • Room 9: Bedroom,On Level: 1
  • Room 10: Full Bath,On Level: 1
  • Room 11: Bedroom,On Level: Basement
  • Room 12: Full Bath,On Level: Basement
  • Room 13: Family Room,On Level: Basement
  • Total Finished Sq Ft: 3509
  • Above Grade Finished Sq Ft: 2469
  • Basement: Yes
  • Below Grade Finished Sq Ft: 1040
  • Fireplace Location: Great Room
  • Foundation: Brick
  • Kitchen Cabinets Counters: Granite, Wood Cabinets
  • Level: 1 Story
  • Primary Bathroom Main Level: Yes
  • Master Bedon Main Level: Yes
  • Bathrooms: 3
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 2
  • Number Beds: 4
  • Number Beds Below Grade: 1
  • Number Beds Main Level: 3
  • Full Bathrooms: 3
  • Room Types: Bedroom, Family Room, Foyer, Full Bath, Great Room, Home Office, Kitchen, Sun Room
  • Room Types Level1: Bedroom (L1), Foyer (L1), Full Bath (L1), Great Room (L1), Home Office (L1), Kitchen (L1), Sun Room (L1)
  • Room Types Level B: Bedroom (LB), Family Room (LB), Full Bath (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Stone, Hardie Plank
  • Number Of Acres: 0.29
  • Roof: Architectural Style
  • Structure Floors: Ceramic Tile, Luxury Vinyl Plank
  • Structure Window Ceiling: 9' Ceilings, Insulated Windows, Low-E Windows
  • View: Residential View, Water View
  • Water Property: Pond / Lake

Garage/Parking

  • Garage: Yes
  • Unfinished Above Grade Garage: 529
  • Number of Car Spaces: 2
  • Total Above Grade Garage: 529

Utilities

  • Cooling: Central AC, Heat Pump
  • Heating: Central Heat, Heat Pump
  • Cable Available: Cable, Fiber-Optic
  • Sewer/Septic System: Community Septic
  • Water: Community Water

Condo/Co-op/Association

  • HOA/COA Amenities: Bar/Lounge, Baseball Field, Basketball Court, Beach, Boat Launch, Clubhouse, Golf, Lake, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Walk/Run Trails
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 871
  • Association Contact: (434) 589-8263
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Boat Launch, Play Area, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1267

Green Features

  • Green Features: Yes
  • Green Other: Programmable Thermostat

Lot Info

  • Deed Book: 2569

Building Info

  • Year Built: 2016

Tax Info

  • Year: 2024
  • Taxes: 5778.36

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 11, 2024
Closed on
Dec 27, 2024
Sold by
Gooding Chester A
Bought by
Seller's Agent
Gary Palmer
TOWN REALTY
Buyer's Agent
Donna Patton
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$875,000
Sold Price
$875,000
Views
16
Current Estimated Value
$896,917

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,917
Avg. Annual Appreciation
1.52%
Original Mortgage
$766,550
Outstanding Balance
$754,295
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$142,622

Purchase Details

Closed on
Oct 2, 2024
Sold by
Gooding Chester A and Barefoot Joanna M
Bought by
Gooding Chester A

Purchase Details

Listed on
Oct 29, 2022
Closed on
Mar 9, 2023
Sold by
Geer Roger B
Bought by
Gooding Chester A and Manied Joanna M
Seller's Agent
Diane Miller
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Shann Whited
AVENUE REALTY, LLC
List Price
$849,000
Sold Price
$799,000
Premium/Discount to List
-$50,000
-5.89%
Views
29

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.40%
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$875,000 Stewart Title Guaranty Company
Gooding Chester A -- None Listed On Document
Gooding Chester A $799,000 Chicaho Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $766,550
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/06/2025 01/06/25 Sold $875,000 0.0% $249 / Sq Ft
11/18/2024 11/18/24 Pending -- -- --
11/11/2024 11/11/24 For Sale $875,000 +9.5% $249 / Sq Ft
03/14/2023 03/14/23 Sold $799,000 0.0% $228 / Sq Ft View Prior Sale
01/08/2023 01/08/23 Pending -- -- --
12/26/2022 12/26/22 Price Changed $799,000 -3.6% $228 / Sq Ft
12/05/2022 12/05/22 Price Changed $829,000 -1.2% $236 / Sq Ft
11/07/2022 11/07/22 Price Changed $839,000 -1.2% $239 / Sq Ft
10/29/2022 10/29/22 For Sale $849,000 -- $242 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,596 $212,424
2024 $10,290 $202,309
2023 $10,290 $238,700 $47,740 $190,960
2022 $9,955 $183,500 $36,700 $146,800
2021 $11,029 $178,520 $35,700 $142,820
2020 $11,385 $175,800 $35,160 $140,640
2019 $11,206 $170,920 $34,180 $136,740
2018 $11,350 $169,870 $33,970 $135,900
2017 $10,924 $171,970 $34,390 $137,580
2016 $10,960 $162,100 $32,420 $129,680
2015 $10,305 $156,410 $31,280 $125,130
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 658688

Charlottesville area Association of Realtors®

APN: 18A 1 14

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