$259,900
SOLD OCT 25, 2024

940 Philadelphia St Unit 42 Covington, KY 41011

Mainstrasse Neighborhood
2 Beds
1 Bath
1,110 Sq Ft
4,500 Sq Ft Lot

Recently Sold

$234 Per Sq Ft

2 Days on Market

Highlights

  • City View
  • High Ceiling
  • Private Yard
  • 0.1 Acre Lot
  • Granite Countertops
  • 3-minute walk to Kenney Shields Park

About This Home

As of October 2024

All-brick home completely renovated in 2022 with new plumbing, electrical, HVAC, roof, flooring, doors, windows and more. Generous kitchen features large island with seating, custom cabinetry, stainless steel appliances and quartz countertops. Dreamy walk-in shower room is a must see! Located in vibrant Main Strasse with a fully fenced private yard. Convenient access to Cincinnati.

Last Agent to Sell the Property

Danielle Macaluso

Re/Max United Associates License #268135 Listed on: 09/23/2024

Re/Max United Associates

Last Buyer's Agent

David Stoppelwerth

Keller Williams Realty Servs License #221249

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,433

Lot Details

  • 4,500 Sq Ft Lot
  • Wrought Iron Fence
  • Property is Fully Fenced
  • Wood Fence
  • Perimeter Fence
  • Level Lot
  • Private Yard
  • Historic Home

Home Design

  • Brick Exterior Construction
  • Stone Foundation
  • Shingle Roof

Interior Spaces

  • 1,110 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Vinyl Clad Windows
  • Living Room
  • Storage
  • City Views
  • Unfinished Basement
  • Partial Basement

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Laminate
  • Ceramic Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Primary Bathroom Bathtub Only
  • Bathtub
  • Shower Only
  • Primary Bathroom includes a Walk-In Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Stacked Washer and Dryer

Parking

  • No Garage
  • On-Street Parking

Schools

  • John G. Carlisle Elementary School
  • Holmes Middle School
  • Holmes Senior High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Accessible Full Bathroom
  • Patio

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 040-44-18-033.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,433

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.1
  • Lot Size: 0.1033
  • Road Frontage Type: City Street
  • Directions: 71/75 to 12th st exit, Pike Street, Right on W Pike St, Left on Philadelphia
  • Architectural Style: Historic
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: John G. Carlisle Elementary
  • Location Tax Legal Info:Middle or Junior School: Holmes Middle School
  • Location Tax Legal Info:High School: Holmes Senior High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: 0.1033
  • General Property Description:Approx SqFt2: 1110.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: Duke
  • Utilities Gas Company: Duke
  • Water Company: NKY Water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1033
  • General Property Description:Living Area: 1110.0
  • General Property Description:Lot Size Square Feet: 4500.0
  • Structure Type:House: Yes
  • Laundry Features:Main Level: Yes
  • Location Tax Legal Info:Tax ID: 040-44-18-033.00
  • Appliances Refrigerators: Yes
  • Room Type:Living Room4: Yes
  • Fencing:Wood3: Yes
  • Foundation:Stone3: Yes
  • View:City3: Yes
  • Fencing:Full2: Yes
  • Laundry Room Features:Built-in Features6: Yes
  • Architecture:Historic: Yes
  • Fencing:Wrought Iron: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Kitchen Island, Storage, Eat-in Kitchen, Built-in Features, Ceiling Fan(s), High Ceilings
  • Basement: Partial, Unfinished
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Gas Range, Dishwasher, Microwave, Refrigerator
  • Accessibility Features: Accessible Full Bath
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Living Area: 1110.0
  • Window Features: Vinyl Clad Window(s)
  • Appliances Dishwasher: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Storage2: Yes
  • Kitchen Features:Granite Countertops: Yes
  • Kitchen Features:Kitchen Island: Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Basement:Unfinished2: Yes
  • Appliances:Gas Range: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Living Room Features:Walk-Out Access: Yes
  • Primary Bath Features:Shower: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Kitchen Features:Laminate Flooring4: Yes
  • Living Room Features:High Ceiling(s)4: Yes
  • Fencing Perimeter: Yes
  • Primary Bedroom Features:High Ceiling(s)6: Yes
  • Kitchen Features:Recessed Lighting3: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Primary Bath Features:Tub: Yes
  • Primary Bath Features:Tile Flooring4: Yes
  • Basement:Partial: Yes
  • Living Room Features:Built-in Features7: Yes
  • Living Room Features:Plank Flooring14: Yes

Exterior Features

  • View: City
  • Fencing: Fenced, Wrought Iron, Full, Perimeter, Wood
  • Roof: Shingle
  • Lot Features: Level
  • View: Yes
  • Construction Type: Brick
  • Exterior Features: Private Yard
  • Foundation Details: Stone
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Lot Features:Level: Yes
  • Exterior Features:Private Yard: Yes
  • Accessibility Features:Accessible Full Bath: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: No Garage, On Street
  • Parking Features:On Street: Yes
  • Parking Features:No Garage: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Main Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: John G. Carlisle Elementary
  • Junior High Dist: Covington Indep
  • High School: Holmes Senior High
  • Middle Or Junior School: Holmes Middle School

Lot Info

  • Lot Size Sq Ft: 4500.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2024
Closed on
Oct 25, 2024
Sold by
Traft Property Management Llc
Bought by
Middendorf Madison
Seller's Agent
Danielle Macaluso
Re/Max United Associates
Buyer's Agent
David Stoppelwerth
Keller Williams Realty Servs
List Price
$259,900
Sold Price
$259,900
Views
5
Current Estimated Value
$262,716

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,816
Avg. Annual Appreciation
1.29%
Original Mortgage
$255,192
Outstanding Balance
$252,946
Interest Rate
6.2%
Mortgage Type
FHA
Estimated Equity
$9,770

Purchase Details

Closed on
Jun 26, 2023
Sold by
Handerson Llc
Bought by
Fischer Single Fam Hm Iv Llc

Purchase Details

Closed on
Apr 18, 2023
Sold by
Fischer Attached Homes Iii Llc
Bought by
Howard Joshua Nathaniel and Dieter Hailey Mckenna

Purchase Details

Closed on
Mar 28, 2023
Sold by
Fischer Single Family Homes Iv Llc
Bought by
Feghali Toufic

Purchase Details

Closed on
Mar 22, 2023
Sold by
Fischer Attached Homes Iii Llc
Bought by
Middendorf Branden

Purchase Details

Closed on
Jan 12, 2023
Sold by
Traft Adam Joseph
Bought by
Traft Property Management Llc

Purchase Details

Closed on
Aug 12, 2022
Sold by
Kreutzjans Yeager Properties Llc
Bought by
Fischer Single Family Homes Iv Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
5.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 3, 2022
Sold by
Kreutzjans Yeager Properties Llc
Bought by
Fischer Single Family Homes Iv Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,500
Interest Rate
5.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 9, 2022
Sold by
Fischer Attached Homes Iii Llc
Bought by
Zamora Sharon

Purchase Details

Closed on
May 17, 2022
Sold by
Handerson Llc
Bought by
Fischer Single Fam Hm Iv Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 12, 2022
Sold by
Bf Development Associates Inc
Bought by
Fischer Single Family Homes

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 28, 2022
Sold by
Grand Communities Llc
Bought by
Fischer Single Fam Hm Iv Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 25, 2022
Sold by
Fischer Single Fam Hm Iv Llc
Bought by
Hanson Erik Todd and Todtenbier Beth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 16, 2022
Sold by
Fischer Attached Homes Iii Llc
Bought by
Williams Toshira Marie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 11, 2022
Sold by
Fischer Attached Homes Iii Llc
Bought by
Digennaro Paul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 10, 2022
Sold by
Fischer Attached Homes Iii Llc
Bought by
Brown Kayne

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 8, 2022
Sold by
Fischer Single Fam Hm Iv Llc
Bought by
Wahnschaffe Kendall and Wahnschaffe Kathryn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Mar 1, 2022
Sold by
Fischer Single Family Home Iv
Bought by
Creech Kimmberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 25, 2022
Sold by
Grand Communities Llc
Bought by
Fischer Single Familry Homes Iv Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$334,400
Interest Rate
3.92%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 21, 2022
Sold by
Red Foley Real Estate Llc
Bought by
Traft Property Management Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,542
Interest Rate
3.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 17, 2022
Sold by
Fischer Attached Homes Iii Llc
Bought by
Carpentieri Natale

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,542
Interest Rate
3.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 31, 2021
Sold by
Fischer Attached Homes Iii Llc
Bought by
Smith Molly E and Smith Duane H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,542
Interest Rate
3.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 15, 2021
Sold by
Fischer Attached Homes Iii Llc
Bought by
Huebner Steven A and Ferre Arielle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,111
Interest Rate
3.11%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 14, 2021
Sold by
Fischer Single Fam Hm Iv Llc
Bought by
Recob Kenneth R and Varney Jonathan R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,111
Interest Rate
3.11%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 8, 2021
Sold by
Fischer Attached Homes Iii Llc
Bought by
Ganshirt Tod and Ganshirt Bernadette

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,111
Interest Rate
3.11%
Mortgage Type
Construction

Purchase Details

Closed on
Dec 3, 2021
Sold by
Si Si Si Llc
Bought by
Fischer Single Fam Hm Iv Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,111
Interest Rate
3.11%
Mortgage Type
Construction

Purchase Details

Closed on
Jan 30, 2020
Sold by
Us Bank National Association
Bought by
Red Foley Real Estate Llc

Purchase Details

Closed on
Sep 16, 2019
Sold by
Robinson William T and Robinson William T
Bought by
U S Bank National Association and Residential Accredit Loans Inc

Purchase Details

Closed on
Jun 24, 2008
Sold by
Robinson William T and Robinson Jennifer
Bought by
Dudley Properties Ii Llc

Purchase Details

Closed on
Oct 13, 2005
Sold by
Dudley Properties Ii Llc
Bought by
Robinson William T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,250
Interest Rate
5.9%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 28, 2004
Sold by
Real Estate Solutions Unlimited Llc
Bought by
Dudley Properties Ii Llc

Purchase Details

Closed on
Dec 22, 2004
Sold by
Pledged Property Ii Llc
Bought by
Real Estate Solutions Unlimited Llc

Purchase Details

Closed on
Dec 6, 2000
Sold by
Delk Rebecca L
Bought by
Moses Adam W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$30,000
Interest Rate
7.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 15, 1996
Sold by
Hehman James C
Bought by
Delk Rebecca L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $259,900 360 American Title
Deed $54,666 Kentucky Land Title
Deed $252,354 Homestead Title Agency
Deed $252,354 Homestead Title Agency
Deed $720,972 Homestead Title
Deed $720,972 Homestead Title
Deed $787,402 Homestead Title Agency
Deed $787,402 Homestead Title Agency
Deed $295,780 Homestead Title Agency
Deed $295,780 Homestead Title Agency
Warranty Deed $34,500 --
Warranty Deed $57,600 Dunham Law
Warranty Deed $230,400 Dunham Brian C
Deed $238,281 Homestead Title
Deed $50,666 Kentucky Land Title
Warranty Deed $81,000 None Listed On Document
Warranty Deed $81,000 None Listed On Document
Warranty Deed $75,000 None Listed On Document
Warranty Deed $58,000 None Listed On Document
Deed $426,338 Homestead Title
Deed $169,897 Homestead Title
Deed $235,263 Homestead Title
Deed $282,302 Homestead Title
Deed $216,983 Homestead Title
Deed $534,898 Homestead Title
Deed -- Homestead Title
Deed $619,869 Homestead Title
Deed -- Homestead Title
Deed $267,272 Homestead Title
Warranty Deed $58,000 None Listed On Document
Warranty Deed $85,000 Buckeye Land Title
Deed $221,691 Homestead Title
Deed $246,215 Homestead Title
Deed $226,044 Homestead Title
Warranty Deed $123,701 None Listed On Document
Deed $586,930 Homestead Title
Deed $495,909 Homestead Title
Deed $261,347 Homestead Title
Deed $108,000 None Listed On Document
Special Warranty Deed $34,580 Hale Leila H
Commissioners Deed $45,000 None Available
Deed -- None Available
Deed -- --
Deed $17,900 --
Special Warranty Deed $11,000 Magee Title Agency
Deed $30,000 --
Deed $28,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $255,192 FHA
Previous Owner $187,500 New Conventional
Previous Owner $334,400 Purchase Money Mortgage
Previous Owner $370,542 New Conventional
Previous Owner $174,111 Construction
Previous Owner $215,040 New Conventional
Previous Owner $170,000 New Conventional
Previous Owner $180,835 New Conventional
Previous Owner $361,000 New Conventional
Previous Owner $175,500 New Conventional
Previous Owner $450,000 Construction
Previous Owner $450,000 Commercial
Previous Owner $50,250 Purchase Money Mortgage
Previous Owner $30,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/25/2024 10/25/24 Sold $259,900 0.0% $234 / Sq Ft
09/25/2024 09/25/24 Pending -- -- --
09/23/2024 09/23/24 For Sale $259,900 -- $234 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,433 $185,000 $5,000 $180,000
2023 $2,464 $185,000 $5,000 $180,000
2022 $911 $69,000 $5,000 $64,000
2021 $591 $34,500 $5,000 $29,500
2020 $744 $45,000 $5,000 $40,000
2019 $752 $45,000 $5,000 $40,000
2018 $767 $45,000 $5,000 $40,000
2017 $777 $45,000 $10,000 $35,000
2015 $974 $45,000 $10,000 $35,000
2014 $905 $45,000 $10,000 $35,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 626718

Northern Kentucky Multiple Listing Service

APN: 040-44-18-033.00