946 Philadelphia St Covington, KY 41011
Mainstrasse Neighborhood
3
Beds
2
Baths
1,536
Sq Ft
2,250
Sq Ft Lot
Highlights
- Open Floorplan
- High Ceiling
- No HOA
- Wood Flooring
- Private Yard
- 3-minute walk to Kenney Shields Park
About This Home
As of April 2025Welcome to 946 Philadelphia Street, a beautifully updated 3 bedroom, 2 full-bath home in the heart of Covington's lively Mainstrasse Village. This stunning residence seamlessly blends historic charm with modern updates, featuring striking chevron wood floors, soaring ceilings, and expansive windows that fill the space with natural light. The stylish kitchen boasts new stainless steel appliances, while both bathrooms are elegantly finished with sleek porcelain tile. New fixtures, appliances and mechanicals throughout makes for worry-free living.Step out back to your own private retreat—a charming backyard with covered patio perfect for relaxing or entertaining. And with Mainstrasse's best restaurants, cafes, and shops just steps away, you'll love the unbeatable walkability of this prime location. Enjoy the best of Covington with easy access to downtown Cincinnati and riverfront parks. A true gem in one of Northern Kentucky's most sought-after neighborhoods!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,447
Lot Details
- 2,250 Sq Ft Lot
- Lot Dimensions are 25x100
- Wood Fence
- Private Yard
- Historic Home
Parking
- On-Street Parking
Home Design
- Stone Foundation
- Shingle Roof
- Asphalt Roof
- Vinyl Siding
- HardiePlank Type
Interior Spaces
- 1,536 Sq Ft Home
- 2-Story Property
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Aluminum Window Frames
- Family Room
- Living Room
- Formal Dining Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Primary Bedroom
- En-Suite Bathroom
- 2 Full Bathrooms
Laundry
- Laundry on main level
- Washer and Electric Dryer Hookup
Unfinished Basement
- Partial Basement
- Sump Pump
Outdoor Features
- Covered patio or porch
Schools
- First District Elementary School
- Holmes Middle School
- Holmes Senior High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 040-44-18-031.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 31, 2025
Closed on
Apr 4, 2025
Sold by
Rest And Zen Homes Llc
Bought by
Muscatello Jack G
Seller's Agent
Ryan Arey
Sparen Realty
Buyer's Agent
Monica Weakley
eXp Realty, LLC
List Price
$275,000
Sold Price
$260,000
Premium/Discount to List
-$15,000
-5.45%
Views
151
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$352
Avg. Annual Appreciation
-2.99%
Original Mortgage
$10,000
Outstanding Balance
$10,000
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$247,248
Purchase Details
Closed on
Dec 19, 2023
Sold by
Brewer Family Revocable Trust
Bought by
Rest And Zen Homes Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$82,500
Interest Rate
7.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 18, 2018
Sold by
Perry & Mcfall Properties Llc
Bought by
Brewer Jesse and Brewer Family Revocable Trust
Purchase Details
Closed on
Jul 26, 2013
Sold by
Ken Perry Realty Inc
Bought by
Perry & Mcfall Properties Llc
Purchase Details
Closed on
Jun 22, 2009
Sold by
The Bank Of New York Mellon Trust Compan
Bought by
Ken Perry Realty Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$350,000
Interest Rate
4.79%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 16, 2009
Sold by
Moses Danny W and Moses Paula J
Bought by
The Bank Of New York Mellon Trust Compan and Jpmorgan Chase Bank Na
Similar Homes in Covington, KY
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $34,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Special Warranty Deed | $25,000 | Prism Title & Closing Servic | |
| Commissioners Deed | $73,484 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | New Conventional | |
| Open | $239,200 | New Conventional | |
| Closed | $239,200 | New Conventional | |
| Closed | $10,000 | New Conventional | |
| Previous Owner | $82,500 | New Conventional | |
| Previous Owner | $350,000 | Purchase Money Mortgage | |
| Previous Owner | $65,700 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/04/2025 04/04/25 | Sold | $260,000 | -3.7% | $169 / Sq Ft |
| 02/27/2025 02/27/25 | Pending | -- | -- | -- |
| 02/13/2025 02/13/25 | Price Changed | $270,000 | -1.8% | $176 / Sq Ft |
| 01/31/2025 01/31/25 | For Sale | $275,000 | -- | $179 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,447 | $110,000 | $5,000 | $105,000 |
| 2023 | $959 | $72,000 | $5,000 | $67,000 |
| 2022 | $1,007 | $72,000 | $5,000 | $67,000 |
| 2021 | $673 | $40,000 | $5,000 | $35,000 |
| 2020 | $670 | $40,000 | $5,000 | $35,000 |
| 2019 | $677 | $40,000 | $5,000 | $35,000 |
| 2018 | $690 | $40,000 | $5,000 | $35,000 |
| 2017 | $574 | $32,000 | $10,000 | $22,000 |
| 2015 | $732 | $32,000 | $10,000 | $22,000 |
| 2014 | $640 | $32,000 | $10,000 | $22,000 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Ryan Arey
Sparen Realty
(859) 757-6688
2 in this area
27 Total Sales
-
M
Buyer's Agent in 2025
Monica Weakley
eXp Realty, LLC
(513) 600-7296
1 in this area
14 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 629597
APN: 040-44-18-031.00
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