95 Smallmouth Ln Wilmington, IL 60481
Estimated payment $1,070/month
Total Views
55,122
2
Beds
1
Bath
640
Sq Ft
$255
Price per Sq Ft
Highlights
- Very Popular Property
- Waterfront
- Clubhouse
- Gated Community
- Community Lake
- Deck
About This Home
Welcome to waterfront living at Shadow Lakes! This updated 2-bed, 1-bath year-round home offers the perfect balance of comfort and recreation-just under an hour from Chicago in a secure gated community. Enjoy peaceful views from your two-tier deck and covered gazebo overlooking the wide channel leading to Big Shadow Lake. Recent improvements include a new roof (2025), updated HVAC and ductwork (2024), new air conditioning unit (2024), tankless water heater (2024), foam and batt insulation (2025), and a freshly paved asphalt driveway (2024). Inside, the home features an open concept with vinyl plank flooring, beamed ceilings, and an eat-in kitchen with included appliances. Laundry is conveniently located in-unit. Shadow Lakes offers spring-fed, stocked lakes for boating and fishing, a clubhouse, pool, beach, volleyball and basketball courts, and scenic walking trails. Whether you're looking for a vacation retreat or a year-round residence, this home provides an affordable opportunity to live where others vacation. Natural gas, forced-air heat, and central A/C-no propane. Plenty of parking with asphalt drive and storage shed. HOA approx. $1,035 per year. Plans for a future second bath available.
Listing Agent
eXp Realty Brokerage Phone: (779) 225-0677 License #475212935 Listed on: 10/09/2025
Property Details
Home Type
- Manufactured Home
Est. Annual Taxes
- $1,543
Year Built
- Built in 1993 | Remodeled in 2024
Lot Details
- 4,792 Sq Ft Lot
- Lot Dimensions are 51x102x48x102
- Waterfront
HOA Fees
- $86 Monthly HOA Fees
Home Design
- Single Family Detached Home
- Manufactured Home
- Ranch Style House
- Asphalt Roof
Interior Spaces
- 640 Sq Ft Home
- Beamed Ceilings
- Ceiling Fan
- Family Room
- Living Room
- Combination Kitchen and Dining Room
- Vinyl Flooring
- Water Views
Kitchen
- Range
- Microwave
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Full Bathroom
- Soaking Tub
Laundry
- Laundry Room
- Dryer
- Washer
Parking
- 4 Parking Spaces
- Driveway
- Off-Street Parking
- Parking Included in Price
Outdoor Features
- Tideland Water Rights
- Deck
- Shed
Location
- Property is near a park
Schools
- Reed-Custer Primary Elementary School
- Reed-Custer Middle School
- Reed-Custer High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Electric Water Heater
Community Details
Overview
- Association fees include water, security, clubhouse, pool, scavenger, snow removal, lake rights
- Office Staff Association, Phone Number (815) 458-3647
- Shadow Lakes Subdivision
- Property managed by Shadow Lakes Association
- Community Lake
Recreation
- Community Pool
Additional Features
- Clubhouse
- Gated Community
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,664 | $24,633 | $18,311 | $6,322 |
| 2023 | $1,664 | $22,062 | $16,400 | $5,662 |
| 2022 | $1,396 | $20,020 | $14,882 | $5,138 |
| 2021 | $1,357 | $19,108 | $14,204 | $4,904 |
| 2020 | $1,282 | $18,103 | $13,457 | $4,646 |
| 2019 | $1,215 | $17,094 | $12,707 | $4,387 |
| 2018 | $1,173 | $16,358 | $12,160 | $4,198 |
| 2017 | $1,154 | $16,038 | $11,922 | $4,116 |
| 2016 | $1,127 | $15,511 | $11,530 | $3,981 |
| 2015 | $1,088 | $15,110 | $11,232 | $3,878 |
| 2014 | $1,088 | $15,110 | $11,232 | $3,878 |
| 2013 | $1,088 | $16,161 | $12,013 | $4,148 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/09/2025 10/09/25 | For Sale | $163,000 | +45.5% | $255 / Sq Ft | |
| 12/01/2023 12/01/23 | Sold | $112,000 | -5.8% | $175 / Sq Ft | View Prior Sale |
| 11/06/2023 11/06/23 | Pending | -- | -- | -- | |
| 10/13/2023 10/13/23 | For Sale | $118,900 | 0.0% | $186 / Sq Ft | |
| 10/04/2023 10/04/23 | Pending | -- | -- | -- | |
| 09/29/2023 09/29/23 | For Sale | $118,900 | +116.6% | $186 / Sq Ft | |
| 07/12/2019 07/12/19 | Sold | $54,900 | -8.3% | $86 / Sq Ft | View Prior Sale |
| 06/20/2019 06/20/19 | Pending | -- | -- | -- | |
| 09/12/2018 09/12/18 | For Sale | $59,900 | -- | $94 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $112,000 | Fidelity National Title | |
| Warranty Deed | $54,900 | Fidelity National Title | |
| Warranty Deed | $32,333 | -- | |
| Joint Tenancy Deed | $26,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $53,000 | No Value Available |
Source: Public Records
About the Listing Agent
Meet Krystal Ruggiero – The Krystal Clear Agent
With a proven track record of helping families, investors, and business owners maximize their real estate goals, Krystal Ruggiero is known for her no-nonsense approach, strategic marketing, and heart for people. As a mom of three boys, a seasoned real estate investor, and the proud owner of a family-run construction company, Krystal brings a rare combination of market expertise and hands-on building knowledge to every transaction—including
Krystal's Other Listings
Source: Midwest Real Estate Data (MRED)
MLS Number: 12491027
APN: 02-24-04-205-017
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 113 Largemouth Ln
- 8 Bluegill Cir
- 193 Tummy Tooth Ln
- 195 Fossil Cove Ln
- 96 Fossil Ridge Rd
- 82 Dinosaur Rd
- 64 Fossil Ridge Rd
- 79 Dinosaur Rd
- 271 Fossil Bay Ct
- 27 Hole in The Wall Ct
- 238 N Harbor Ct
- 30 Aspen Ln
- 52 Lakeshore Dr
- 89 Cedar Ln
- 131 Dogwood Ln
- 46 Lakeshore Dr
- 106 Harbor Landing
- 560 N Washington St
- 225 E Cermak Rd
- 000 W Cermak Rd
- 938 Anndon Ln
- 465 W Main St Unit 465 W Main St
- 24805 Murphy Rd
- 213 N Water St Unit 2R
- 309 S Joliet St
- 800 E Kahler Rd
- 206 N East St Unit 204
- 420 Stewart Ct
- 430 Stewart Ct
- 135 E Chestnut St
- 871 Covey Ln
- 26358 S Evergreen Ln
- 26251 W Bayberry Ct
- 27741 W Drake Dr
- 24530 W Eames St
- 411 Stockton Dr
- 118 E Washington St Unit 4
- 100 Park Ave
- 241 Ottawa Bend Dr
- 23209 W Mound Rd