$782,000
SOLD NOV 3, 2025

965 Morro Ave Unit D Morro Bay, CA 93442

2 Beds
2 Baths
1,491 Sq Ft
1,490 Sq Ft

Recently Sold

$524 Per Sq Ft

3% Below List Price

32 Days on Market

Highlights

  • Ocean View
  • Dual Staircase
  • 2 Car Attached Garage
  • Del Mar Elementary School Rated A-
  • Community Fire Pit
  • 2-minute walk to Morro bay dog park

About This Home

As of November 2025

It is all about the Ocean. Bay and Rock view from this best located unit on the end. Great proximity to both downtown and walking to the Embarcadero. This development is total 9 units. 2 bedrooms, 2 bathrooms with amazing Loft with amazing Views. You have a full two car garage with ample storage. This unit has upgraded windows and overall, in very good shape. There is a nice deck of the Master and View Deck off the upstairs loft. On those chilly nights enjoy fireplace. Recent two new garage door openers, water heater. This one has it all- Location, Views and good price.

Last Agent to Sell the Property

Steve Murphy

Century 21 Masters Brokerage Phone: 805-550-1234 License #01151514 Listed on: 09/09/2025

Last Buyer's Agent

NoEmail NoEmail

NONMEMBER MRML

NONMEMBER MRML

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1980

Lot Details

  • 1,491 Sq Ft Lot
  • Property is zoned C1

HOA Fees

  • $400 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Property Views

  • Ocean
  • Bay
  • Harbor

Home Design

  • Entry on the 2nd floor
  • Planned Development

Interior Spaces

  • 1,491 Sq Ft Home
  • 3-Story Property
  • Dual Staircase
  • Living Room with Fireplace
  • Laundry Room

Bedrooms and Bathrooms

  • 2 Bedrooms | 1 Main Level Bedroom
  • All Upper Level Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Exterior Lighting

Listing and Financial Details

  • Tax Lot 5
  • Tax Tract Number 778
  • Assessor Parcel Number 066451005

Community Details

Overview

  • Sea Rock Association, Phone Number (805) 544-9093
  • Management Trust HOA
  • Town Of El Morro Subdivision

Amenities

  • Community Fire Pit

Home Details

Home Type

Single Family

Year Built

Built in 1980

Lot Details

1,491 Sq Ft Lot

HOA Fees

$400 per month

Parking

2

Listing Details

  • Structure Type: House
  • Assessments: No
  • Property Attached: Yes
  • Subdivision Name Other: Town of El Morro(830)
  • View: Yes
  • Zoning: C1
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Parcel Number: 066451005
  • Year Built: 1980
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1491.00 Square Feet
  • Interior Amenities: 2 Staircases
  • Stories: 3
  • Common Walls: 1 Common Wall
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Entry Level: 2
  • Fireplace Features: Living Room
  • Levels: Three Or More
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Price Per Square Foot: 524.48
  • Room Type: All Bedrooms Up, Kitchen, Laundry

Exterior Features

  • View: Bay, Harbor, Ocean
  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.00
  • Total Parking Spaces: 2.00

Utilities

  • Laundry: Yes
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Fire Pit
  • Association Fee: 400.00
  • Association Fee Frequency: Monthly
  • Association Name: Sea Rock
  • Phone: 8055449093
  • Senior Community: No
  • Common Interest: Planned Development
  • Community Features: Street Lights
  • Association Management: Management Trust

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 1491.00
  • Lot Size Acres: 0.0342

Multi Family

  • Lease Considered: No
  • Lot Size Area: 1491.0000 Square Feet
  • Number Of Units In Community: 9
  • Number Of Units Total: 1

Tax Info

  • Tax Census Tract: 106.03
  • Tax Lot: 5
  • Tax Tract Number: 778

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 9, 2025
Closed on
Oct 16, 2025
Sold by
Murphy Steve J and Wu Xinyuan
Bought by
Cushman Michael and Cushman Vicki
Seller's Agent
Steve Murphy
Century 21 Masters
Buyer's Agent
NoEmail NoEmail
NONMEMBER MRML
List Price
$805,000
Sold Price
$782,000
Premium/Discount to List
-$23,000
-2.86%
Views
796
Current Estimated Value
$785,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,941
Avg. Annual Appreciation
1.69%
Original Mortgage
$586,500
Outstanding Balance
$585,945
Interest Rate
6.26%
Mortgage Type
New Conventional
Estimated Equity
$199,996

Purchase Details

Listed on
Feb 19, 2016
Closed on
Mar 6, 2016
Sold by
Brooks Michael and Brooks Sharon
Bought by
Murphy Steve J and Wu Xin Yuan
Seller's Agent
Victoria Petty
Coldwell Banker Premier RE
Buyer's Agent
Steve Murphy
Century 21 Masters
List Price
$450,000
Sold Price
$455,000
Premium/Discount to List
$5,000
1.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.82%

Purchase Details

Closed on
Sep 18, 2003
Sold by
Rowell Robert R and Rowell Sharon L
Bought by
Brooks Michael and Brooks Sharon

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
6.02%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $782,000 First American Title
Grant Deed $455,000 Fidelity National Title Co
Grant Deed $477,500 First American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $586,500 New Conventional
Previous Owner $305,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/03/2025 11/03/25 Sold $782,000 -1.6% $524 / Sq Ft
10/11/2025 10/11/25 Pending -- -- --
10/01/2025 10/01/25 Price Changed $795,000 -1.2% $533 / Sq Ft
09/09/2025 09/09/25 For Sale $805,000 0.0% $540 / Sq Ft
12/12/2024 12/12/24 Off Market $2,950 -- --
10/25/2024 10/25/24 For Rent $2,950 0.0% --
04/11/2016 04/11/16 Sold $455,000 +1.1% $305 / Sq Ft View Prior Sale
02/29/2016 02/29/16 Pending -- -- --
02/19/2016 02/19/16 For Sale $450,000 -- $302 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,836 $538,621 $295,947 $242,674
2024 $5,730 $528,061 $290,145 $237,916
2023 $5,730 $517,707 $284,456 $233,251
2022 $5,371 $507,557 $278,879 $228,678
2021 $5,286 $497,606 $273,411 $224,195
2020 $5,232 $492,505 $270,608 $221,897
2019 $5,177 $482,849 $265,302 $217,547
2018 $5,076 $473,382 $260,100 $213,282
2017 $4,976 $464,100 $255,000 $209,100
2016 $6,074 $573,491 $300,258 $273,233
2015 $5,253 $497,000 $260,000 $237,000
2014 $4,598 $465,000 $245,000 $220,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25206554

California Regional Multiple Listing Service (CRMLS)

APN: 066-451-005

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