$162,000
SOLD MAR 29, 2013

97079 Mill Pond Ln Fernandina Beach, FL 32034

3 Beds
2 Baths
1,932 Sq Ft
0.27 Acres

Recently Sold

$84 Per Sq Ft

8% Below List Price

80 Days on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • 2 Car Attached Garage
  • Fernandina Beach Middle School Rated A-
  • Front Porch
  • Eat-In Kitchen

About This Home

As of August 2024

Great quiet community located close to amazing marsh views. 3 Bedroom 2 Bathroom home ready for you to move-in. Fireplace, 2 Car Garage, Kitchen Island, and more. Now is a great time to buy and this is a great place. Bank of America Prequalification required on all offers. Please allow 2-3 business days for seller response

Last Agent to Sell the Property

CRIS GARRARD

BENHAM REAL ESTATE GROUP Listed on: 11/30/2012

Last Buyer's Agent

Carlene McDuffie

PALM III REALTY AND PROPERTY M License #0201790

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,614

Year Built

  • Built in 2001

Lot Details

  • Wood Fence
  • Back Yard Fenced

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,932 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Entrance Foyer
  • Carpet
  • Washer and Electric Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Patio
  • Front Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Private Sewer

Community Details

  • Spanish Oaks Association
  • Spanish Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 463N28576A00020000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,614

Year Built

Built in 2001

Lot Details

0

HOA Fees

$15 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2001
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: Spanish Oaks
  • Architectural Style: Traditional
  • General Property Information Living Area2: 1932.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • Appliances Microwave: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Fencing Back Yard: Yes
  • Interior Features Primary Bathroom -Tub with Separate Shower: Yes
  • Sewer Private Sewer: Yes
  • Fencing Fenced: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
  • Major Appliances: Disposal, Electric Range, Electric Water Heater, Microwave
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet
  • Living Area: 1932.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Appliances:Electric Range: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard, Wood
  • Roof: Shingle
  • Pool Features: None
  • Construction Type: Frame, Stucco
  • Patio And Porch Features: Covered, Front Porch, Patio
  • Construction Materials:Frame: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stucco: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Private Sewer
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Association Fee: 15.0
  • Association Fee Frequency: Monthly
  • Association Name: Spanish Oaks
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 15.0
  • General Property Information:Association Fee Frequency: Monthly
  • General Property Information:Association Name: Spanish Oaks

Lot Info

  • Current Use: Residential
  • Parcel #: 463N28576A00020000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2024
Closed on
Aug 16, 2024
Sold by
Taylor Lynda B and Taylor Steve A
Bought by
Mccloud Maya Elaine
Seller's Agent
Tina Smith
PINEYWOODS REALTY, LLC
Buyer's Agent
Dee Chaplin
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$489,000
Sold Price
$455,000
Premium/Discount to List
-$34,000
-6.95%
Views
97
Current Estimated Value
$467,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,487
Avg. Annual Appreciation
2.99%

Purchase Details

Listed on
Jan 18, 2022
Closed on
Feb 28, 2022
Sold by
Ochal Haney Carleigh and Ochal Brooks
Bought by
Taylor Lynda B and Taylor Steve A
Seller's Agent
Ed Tucker
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$395,000
Sold Price
$386,650
Premium/Discount to List
-$8,350
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.81%

Purchase Details

Listed on
Jun 11, 2018
Closed on
Jun 5, 2018
Sold by
Johnson Wayne G and Howell Bonnie L
Bought by
Pearson Carleigh Ochal and Haney Brooks Davis
Seller's Agent
NON MLS
NON MLS (realMLS)
List Price
$244,900
Sold Price
$246,000
Premium/Discount to List
$1,100
0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.93%
Original Mortgage
$196,800
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 5, 2015
Closed on
Mar 9, 2015
Sold by
Dowling Thomas E and Dowling Leslee A
Bought by
Johnson Wayne G and Howell Bonnie L
Seller's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
Buyer's Agent
Tiffany Shaw
FLORIDA HOMES REALTY & MTG LLC
List Price
$198,000
Sold Price
$193,500
Premium/Discount to List
-$4,500
-2.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.87%
Original Mortgage
$197,650
Interest Rate
3.77%
Mortgage Type
VA

Purchase Details

Listed on
Nov 30, 2012
Closed on
Mar 5, 2013
Sold by
U S Bank National Association
Bought by
Dowling Thomas E and Dowling Leslee A
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.54%
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 30, 2012
Closed on
Feb 13, 2013
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 13, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association

Purchase Details

Closed on
Oct 31, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association

Purchase Details

Closed on
May 13, 2005
Sold by
Kayner Brian J and Kayner Emily
Bought by
Mcmaster Mark A and Mcmaster Catherine L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,600
Interest Rate
5.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2001
Sold by
Kb Home Jacksonville Inc
Bought by
Kayner Brian J and Kayner Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,200
Interest Rate
6.74%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $455,000 None Listed On Document
Warranty Deed $386,700 Guardian Title
Warranty Deed $246,000 None Available
Warranty Deed $193,500 Attorney
Special Warranty Deed $162,000 Attorney
Trustee Deed -- None Available
Trustee Deed -- None Available
Trustee Deed -- None Available
Warranty Deed $212,000 Advance Agents Title Llc
Corporate Deed $134,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $196,800 New Conventional
Previous Owner $197,650 VA
Previous Owner $159,065 FHA
Previous Owner $76,400 Stand Alone Second
Previous Owner $169,600 New Conventional
Previous Owner $47,000 Credit Line Revolving
Previous Owner $24,000 Credit Line Revolving
Previous Owner $130,200 No Value Available
Closed $31,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2024 08/16/24 Sold $455,000 -0.9% $236 / Sq Ft
07/19/2024 07/19/24 Pending -- -- --
06/12/2024 06/12/24 Price Changed $459,000 -3.2% $238 / Sq Ft
05/28/2024 05/28/24 Price Changed $474,000 -0.5% $245 / Sq Ft
05/21/2024 05/21/24 Price Changed $476,500 -0.5% $247 / Sq Ft
05/07/2024 05/07/24 Price Changed $479,000 -2.0% $248 / Sq Ft
04/24/2024 04/24/24 For Sale $489,000 +98.8% $253 / Sq Ft
12/17/2023 12/17/23 Off Market $246,000 -- --
12/17/2023 12/17/23 Off Market $193,500 -- --
12/17/2023 12/17/23 Off Market $162,000 -- --
12/17/2023 12/17/23 Off Market $386,650 -- --
02/28/2022 02/28/22 Sold $386,650 -2.1% $200 / Sq Ft
02/03/2022 02/03/22 Pending -- -- --
01/18/2022 01/18/22 For Sale $395,000 +60.6% $204 / Sq Ft
06/11/2018 06/11/18 Sold $246,000 +0.4% $127 / Sq Ft
06/11/2018 06/11/18 Pending -- -- --
06/11/2018 06/11/18 For Sale $244,900 -0.4% $127 / Sq Ft
05/10/2018 05/10/18 Sold $246,000 +0.4% $127 / Sq Ft
05/10/2018 05/10/18 For Sale $244,900 +26.6% $127 / Sq Ft
03/09/2015 03/09/15 Sold $193,500 -2.3% $100 / Sq Ft
02/06/2015 02/06/15 Pending -- -- --
02/05/2015 02/05/15 For Sale $198,000 +22.2% $102 / Sq Ft
03/29/2013 03/29/13 Sold $162,000 -8.5% $84 / Sq Ft
02/18/2013 02/18/13 Pending -- -- --
11/30/2012 11/30/12 For Sale $177,000 -- $92 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,614 $274,301 -- --
2023 $3,614 $266,312 $0 $0
2022 $4,179 $277,731 $68,000 $209,731
2021 $2,678 $210,884 $0 $0
2020 $2,671 $207,972 $50,000 $157,972
2019 $3,293 $203,917 $45,000 $158,917
2018 $1,789 $149,835 $0 $0
2016 $1,609 $143,735 $0 $0
2015 $2,312 $147,054 $0 $0
2014 $2,161 $136,750 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 644894

realMLS (Northeast Florida Multiple Listing Service)

APN: 46-3N-28-576A-0002-0000