97079 Mill Pond Ln Fernandina Beach, FL 32034
3
Beds
2
Baths
1,932
Sq Ft
0.27
Acres
Highlights
- 2 Car Attached Garage
- Central Heating and Cooling System
- 1-Story Property
- Fernandina Beach Middle School Rated A-
About This Home
As of August 2024Come see this new listing in the Spanish Oaks community, located near the marsh and under the majestic Live Oaks! This 3 bedroom 2 bath home is located just off of Barnwell Road and is just 10 to 15 minutes from the beach and the downtown historic district. Laminate wood flooring, a wood burning fireplace and renovated kitchen with new appliances, granite counter tops and custom cabinets are just some of the great features. The owners bedroom has an expanded bathroom and closet. For those working from home, an office or den with French doors is also part of this wonderful family home. The fenced in back yard and patio areas provide for outdoor fun, privacy and offer additional storage through the double sided fence gates.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,614
Year Built
- Built in 2001
HOA Fees
- $18 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Interior Spaces
- 1,932 Sq Ft Home
- 1-Story Property
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Utilities
- Central Heating and Cooling System
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 463N28576A00020000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 24, 2024
Closed on
Aug 16, 2024
Sold by
Taylor Lynda B and Taylor Steve A
Bought by
Mccloud Maya Elaine
Seller's Agent
Tina Smith
PINEYWOODS REALTY, LLC
Buyer's Agent
Dee Chaplin
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$489,000
Sold Price
$455,000
Premium/Discount to List
-$34,000
-6.95%
Views
97
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,487
Avg. Annual Appreciation
2.99%
Purchase Details
Listed on
Jan 18, 2022
Closed on
Feb 28, 2022
Sold by
Ochal Haney Carleigh and Ochal Brooks
Bought by
Taylor Lynda B and Taylor Steve A
Seller's Agent
Ed Tucker
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$395,000
Sold Price
$386,650
Premium/Discount to List
-$8,350
-2.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.81%
Purchase Details
Listed on
Jun 11, 2018
Closed on
Jun 5, 2018
Sold by
Johnson Wayne G and Howell Bonnie L
Bought by
Pearson Carleigh Ochal and Haney Brooks Davis
Seller's Agent
NON MLS
NON MLS (realMLS)
List Price
$244,900
Sold Price
$246,000
Premium/Discount to List
$1,100
0.45%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.93%
Original Mortgage
$196,800
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 5, 2015
Closed on
Mar 9, 2015
Sold by
Dowling Thomas E and Dowling Leslee A
Bought by
Johnson Wayne G and Howell Bonnie L
Seller's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
Buyer's Agent
Tiffany Shaw
FLORIDA HOMES REALTY & MTG LLC
List Price
$198,000
Sold Price
$193,500
Premium/Discount to List
-$4,500
-2.27%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.87%
Original Mortgage
$197,650
Interest Rate
3.77%
Mortgage Type
VA
Purchase Details
Listed on
Nov 30, 2012
Closed on
Mar 5, 2013
Sold by
U S Bank National Association
Bought by
Dowling Thomas E and Dowling Leslee A
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.54%
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Listed on
Nov 30, 2012
Closed on
Feb 13, 2013
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 13, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association
Purchase Details
Closed on
Oct 31, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association
Purchase Details
Closed on
May 13, 2005
Sold by
Kayner Brian J and Kayner Emily
Bought by
Mcmaster Mark A and Mcmaster Catherine L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,600
Interest Rate
5.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 25, 2001
Sold by
Kb Home Jacksonville Inc
Bought by
Kayner Brian J and Kayner Emily
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,200
Interest Rate
6.74%
Similar Homes in Fernandina Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $455,000 | None Listed On Document | |
| Warranty Deed | $386,700 | Guardian Title | |
| Warranty Deed | $246,000 | None Available | |
| Warranty Deed | $193,500 | Attorney | |
| Special Warranty Deed | $162,000 | Attorney | |
| Trustee Deed | -- | None Available | |
| Trustee Deed | -- | None Available | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $212,000 | Advance Agents Title Llc | |
| Corporate Deed | $134,300 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $196,800 | New Conventional | |
| Previous Owner | $197,650 | VA | |
| Previous Owner | $159,065 | FHA | |
| Previous Owner | $76,400 | Stand Alone Second | |
| Previous Owner | $169,600 | New Conventional | |
| Previous Owner | $47,000 | Credit Line Revolving | |
| Previous Owner | $24,000 | Credit Line Revolving | |
| Previous Owner | $130,200 | No Value Available | |
| Closed | $31,800 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/16/2024 08/16/24 | Sold | $455,000 | -0.9% | $236 / Sq Ft |
| 07/19/2024 07/19/24 | Pending | -- | -- | -- |
| 06/12/2024 06/12/24 | Price Changed | $459,000 | -3.2% | $238 / Sq Ft |
| 05/28/2024 05/28/24 | Price Changed | $474,000 | -0.5% | $245 / Sq Ft |
| 05/21/2024 05/21/24 | Price Changed | $476,500 | -0.5% | $247 / Sq Ft |
| 05/07/2024 05/07/24 | Price Changed | $479,000 | -2.0% | $248 / Sq Ft |
| 04/24/2024 04/24/24 | For Sale | $489,000 | +98.8% | $253 / Sq Ft |
| 12/17/2023 12/17/23 | Off Market | $246,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $193,500 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $162,000 | -- | -- |
| 12/17/2023 12/17/23 | Off Market | $386,650 | -- | -- |
| 02/28/2022 02/28/22 | Sold | $386,650 | -2.1% | $200 / Sq Ft |
| 02/03/2022 02/03/22 | Pending | -- | -- | -- |
| 01/18/2022 01/18/22 | For Sale | $395,000 | +60.6% | $204 / Sq Ft |
| 06/11/2018 06/11/18 | Sold | $246,000 | +0.4% | $127 / Sq Ft |
| 06/11/2018 06/11/18 | Pending | -- | -- | -- |
| 06/11/2018 06/11/18 | For Sale | $244,900 | -0.4% | $127 / Sq Ft |
| 05/10/2018 05/10/18 | Sold | $246,000 | +0.4% | $127 / Sq Ft |
| 05/10/2018 05/10/18 | For Sale | $244,900 | +26.6% | $127 / Sq Ft |
| 03/09/2015 03/09/15 | Sold | $193,500 | -2.3% | $100 / Sq Ft |
| 02/06/2015 02/06/15 | Pending | -- | -- | -- |
| 02/05/2015 02/05/15 | For Sale | $198,000 | +22.2% | $102 / Sq Ft |
| 03/29/2013 03/29/13 | Sold | $162,000 | -8.5% | $84 / Sq Ft |
| 02/18/2013 02/18/13 | Pending | -- | -- | -- |
| 11/30/2012 11/30/12 | For Sale | $177,000 | -- | $92 / Sq Ft |
Source: realMLS (Northeast Florida Multiple Listing Service)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,614 | $274,301 | -- | -- |
| 2023 | $3,614 | $266,312 | $0 | $0 |
| 2022 | $4,179 | $277,731 | $68,000 | $209,731 |
| 2021 | $2,678 | $210,884 | $0 | $0 |
| 2020 | $2,671 | $207,972 | $50,000 | $157,972 |
| 2019 | $3,293 | $203,917 | $45,000 | $158,917 |
| 2018 | $1,789 | $149,835 | $0 | $0 |
| 2016 | $1,609 | $143,735 | $0 | $0 |
| 2015 | $2,312 | $147,054 | $0 | $0 |
| 2014 | $2,161 | $136,750 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tina Smith
Seller's Agent in 2024
Tina Smith
PINEYWOODS REALTY, LLC
(704) 589-1965
100 in this area
105 Total Sales
-
Dee Chaplin
Buyer's Agent in 2024
Dee Chaplin
BERKSHIRE HATHAWAY HomeServices HWREI
(904) 753-0031
19 in this area
19 Total Sales
-
Ed Tucker
Seller's Agent in 2022
Ed Tucker
AMELIA ISLAND REAL ESTATE SERVICES
(904) 753-1061
53 in this area
59 Total Sales
-
NON MLS
N
Buyer's Agent in 2022
NON MLS
NON MLS (realMLS)
-
Tiffany Shaw
Seller's Agent in 2018
Tiffany Shaw
ENGEL & VOLKERS AMELIA ISLAND
(904) 335-0583
45 in this area
63 Total Sales
-
Carlene McDuffie
Seller's Agent in 2015
Carlene McDuffie
PALM III REALTY AND PROPERTY M
(904) 753-1522
23 in this area
49 Total Sales
Map
Source: realMLS (Northeast Florida Multiple Listing Service)
MLS Number: 1149734
APN: 46-3N-28-576A-0002-0000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by NEFMLS.
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