$193,500
SOLD MAR 9, 2015

97079 Mill Pond Ln Fernandina Beach, FL 32034

3 Beds
2 Baths
1,932 Sq Ft
0.27 Acres

Recently Sold

$100 Per Sq Ft

2% Below List Price

1 Day on Market

Highlights

  • Traditional Architecture
  • 1 Fireplace
  • Porch
  • Fernandina Beach Middle School Rated A-
  • Breakfast Area or Nook
  • Walk-In Closet

About This Home

As of August 2024

Beautiful home with open floor plan, high ceilings, spectacular interior with formal dining room. Located in the quiet neighborhood of Spanish Oaks. Plenty of space for entertaining inside or out. Open covered patio in rear with ample space for personalizing with a garden, fruit trees and/or placing a hot tub and hammock!All appliances included: Refrigerator, stove, microwave, dishwasher, washer and dryer. Sprinkler system in working order and owner has had pest control services on a regular basis. Minutes from Amelia Island where there is unlimited outdoor recreational activities and public access to beaches.

Last Agent to Sell the Property

Carlene McDuffie

PALM III REALTY AND PROPERTY M License #0201790 Listed on: 02/05/2015

Co-Listed By

NON MLS

NON MLS (realMLS)

Last Buyer's Agent

Tiffany Shaw

FLORIDA HOMES REALTY & MTG LLC License #3293735

FLORIDA HOMES REALTY & MTG LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,614

Year Built

  • Built in 2001

Lot Details

  • Back Yard Fenced
  • Front and Back Yard Sprinklers

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Wood Frame Construction
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,932 Sq Ft Home
  • 1-Story Property
  • 1 Fireplace
  • Entrance Foyer
  • Fire and Smoke Detector

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Dryer
  • Washer

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Patio
  • Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • Spanish Oas Association
  • Spanish Oaks Subdivision

Listing and Financial Details

  • Assessor Parcel Number 463n28576a00020000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,614

Year Built

Built in 2001

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 2001
  • Property Sub Type: Single Family Residence
  • Road Surface Type: Asphalt
  • Subdivision Name: Spanish Oaks
  • Architectural Style: Traditional
  • Efficiency: Windows
  • General Property Information Living Area2: 1932.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • Cooling Central Air: Yes
  • Water Source Public: Yes
  • Architectural Style Traditional: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Security Features Smoke Detector(s): Yes
  • Fencing Back Yard: Yes
  • Interior Features Breakfast Nook: Yes
  • Flooring Laminate: Yes
  • General Property Information:Pool Private YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Breakfast Nook, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
  • Major Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Concrete, Laminate, Tile
  • Living Area: 1932.0
  • ResoLivingAreaSource: PublicRecords
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Kitchen Island: Yes
  • Interior Features:Split Bedrooms: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Entrance Foyer: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • Pool Features: None
  • Construction Type: Aluminum Siding, Frame
  • Patio And Porch Features: Covered, Patio, Porch
  • Construction Materials:Frame: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Public
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association Fee: 175.0
  • Association Fee Frequency: Semi-Annually
  • Association Name: SPANISH OAS
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 175.0
  • General Property Information:Association Fee Frequency: Semi-Annually
  • General Property Information:Association Name: SPANISH OAS

Lot Info

  • Current Use: Residential, Single Family
  • Parcel #: 463n28576a00020000

Green Features

  • Green Energy Efficient:Windows: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 24, 2024
Closed on
Aug 16, 2024
Sold by
Taylor Lynda B and Taylor Steve A
Bought by
Mccloud Maya Elaine
Seller's Agent
Tina Smith
PINEYWOODS REALTY, LLC
Buyer's Agent
Dee Chaplin
BERKSHIRE HATHAWAY HomeServices HWREI
List Price
$489,000
Sold Price
$455,000
Premium/Discount to List
-$34,000
-6.95%
Views
97
Current Estimated Value
$467,487

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,487
Avg. Annual Appreciation
2.99%

Purchase Details

Listed on
Jan 18, 2022
Closed on
Feb 28, 2022
Sold by
Ochal Haney Carleigh and Ochal Brooks
Bought by
Taylor Lynda B and Taylor Steve A
Seller's Agent
Ed Tucker
AMELIA ISLAND REAL ESTATE SERVICES
Buyer's Agent
NON MLS
NON MLS (realMLS)
List Price
$395,000
Sold Price
$386,650
Premium/Discount to List
-$8,350
-2.11%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.81%

Purchase Details

Listed on
Jun 11, 2018
Closed on
Jun 5, 2018
Sold by
Johnson Wayne G and Howell Bonnie L
Bought by
Pearson Carleigh Ochal and Haney Brooks Davis
Seller's Agent
NON MLS
NON MLS (realMLS)
List Price
$244,900
Sold Price
$246,000
Premium/Discount to List
$1,100
0.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.93%
Original Mortgage
$196,800
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 5, 2015
Closed on
Mar 9, 2015
Sold by
Dowling Thomas E and Dowling Leslee A
Bought by
Johnson Wayne G and Howell Bonnie L
Seller's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
Buyer's Agent
Tiffany Shaw
FLORIDA HOMES REALTY & MTG LLC
List Price
$198,000
Sold Price
$193,500
Premium/Discount to List
-$4,500
-2.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.87%
Original Mortgage
$197,650
Interest Rate
3.77%
Mortgage Type
VA

Purchase Details

Listed on
Nov 30, 2012
Closed on
Mar 5, 2013
Sold by
U S Bank National Association
Bought by
Dowling Thomas E and Dowling Leslee A
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.54%
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Listed on
Nov 30, 2012
Closed on
Feb 13, 2013
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association
Seller's Agent
CRIS GARRARD
BENHAM REAL ESTATE GROUP
Buyer's Agent
Carlene McDuffie
PALM III REALTY AND PROPERTY M
List Price
$177,000
Sold Price
$162,000
Premium/Discount to List
-$15,000
-8.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$159,065
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 13, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association

Purchase Details

Closed on
Oct 31, 2012
Sold by
Mcmaster Mark A and Mcmaster Catherine L
Bought by
U S Bank National Association

Purchase Details

Closed on
May 13, 2005
Sold by
Kayner Brian J and Kayner Emily
Bought by
Mcmaster Mark A and Mcmaster Catherine L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,600
Interest Rate
5.37%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 25, 2001
Sold by
Kb Home Jacksonville Inc
Bought by
Kayner Brian J and Kayner Emily

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,200
Interest Rate
6.74%
Source: Public Records

Similar Home in Fernandina Beach, FL

  • 908 Gum St, Fernandina Beach, FL 32034

    $199,000

    • 2 Beds
    • 2 Baths
    • 1,198 Sq Ft
    • 908 Gum St
    • Fernandina Beach, FL

    Income producing duplex located on Amelia Island. Located walking distance to Mocama and a short bike ride to downtown or the beach. Each unit is a 1 bedroom/1 bath. Currently listed below appraised value.

    Colleen Bellar KELLER WILLIAMS REALTY / FB OFFICE

    Section Image

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $455,000 None Listed On Document
Warranty Deed $386,700 Guardian Title
Warranty Deed $246,000 None Available
Warranty Deed $193,500 Attorney
Special Warranty Deed $162,000 Attorney
Trustee Deed -- None Available
Trustee Deed -- None Available
Trustee Deed -- None Available
Warranty Deed $212,000 Advance Agents Title Llc
Corporate Deed $134,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $196,800 New Conventional
Previous Owner $197,650 VA
Previous Owner $159,065 FHA
Previous Owner $76,400 Stand Alone Second
Previous Owner $169,600 New Conventional
Previous Owner $47,000 Credit Line Revolving
Previous Owner $24,000 Credit Line Revolving
Previous Owner $130,200 No Value Available
Closed $31,800 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/16/2024 08/16/24 Sold $455,000 -0.9% $236 / Sq Ft
07/19/2024 07/19/24 Pending -- -- --
06/12/2024 06/12/24 Price Changed $459,000 -3.2% $238 / Sq Ft
05/28/2024 05/28/24 Price Changed $474,000 -0.5% $245 / Sq Ft
05/21/2024 05/21/24 Price Changed $476,500 -0.5% $247 / Sq Ft
05/07/2024 05/07/24 Price Changed $479,000 -2.0% $248 / Sq Ft
04/24/2024 04/24/24 For Sale $489,000 +98.8% $253 / Sq Ft
12/17/2023 12/17/23 Off Market $246,000 -- --
12/17/2023 12/17/23 Off Market $193,500 -- --
12/17/2023 12/17/23 Off Market $162,000 -- --
12/17/2023 12/17/23 Off Market $386,650 -- --
02/28/2022 02/28/22 Sold $386,650 -2.1% $200 / Sq Ft
02/03/2022 02/03/22 Pending -- -- --
01/18/2022 01/18/22 For Sale $395,000 +60.6% $204 / Sq Ft
06/11/2018 06/11/18 Sold $246,000 +0.4% $127 / Sq Ft
06/11/2018 06/11/18 Pending -- -- --
06/11/2018 06/11/18 For Sale $244,900 -0.4% $127 / Sq Ft
05/10/2018 05/10/18 Sold $246,000 +0.4% $127 / Sq Ft
05/10/2018 05/10/18 For Sale $244,900 +26.6% $127 / Sq Ft
03/09/2015 03/09/15 Sold $193,500 -2.3% $100 / Sq Ft
02/06/2015 02/06/15 Pending -- -- --
02/05/2015 02/05/15 For Sale $198,000 +22.2% $102 / Sq Ft
03/29/2013 03/29/13 Sold $162,000 -8.5% $84 / Sq Ft
02/18/2013 02/18/13 Pending -- -- --
11/30/2012 11/30/12 For Sale $177,000 -- $92 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,614 $274,301 -- --
2023 $3,614 $266,312 $0 $0
2022 $4,179 $277,731 $68,000 $209,731
2021 $2,678 $210,884 $0 $0
2020 $2,671 $207,972 $50,000 $157,972
2019 $3,293 $203,917 $45,000 $158,917
2018 $1,789 $149,835 $0 $0
2016 $1,609 $143,735 $0 $0
2015 $2,312 $147,054 $0 $0
2014 $2,161 $136,750 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 756363

realMLS (Northeast Florida Multiple Listing Service)

APN: 46-3N-28-576A-0002-0000