$200,000
SOLD JUL 8, 2025

972 Bluff Ave Saint Charles, MN 55972

2 Beds
1 Bath
1,016 Sq Ft
0.3 Acres

Recently Sold

$197 Per Sq Ft

0 Day on Market

Highlights

  • No HOA
  • Living Room
  • Forced Air Heating and Cooling System
  • St. Charles Secondary School Rated 9+
  • Laundry Room

About This Home

As of July 2025

Charming two bedroom home on beautiful Bluff Ave in St. Charles. The lving room offers beautiful wood floors. The large yard offers a private patio area with a built-in fire pit. This home is located just a block from the elementary school.

Last Agent to Sell the Property

Camille Hanson

Edina Realty, Inc. Listed on: 06/05/2025

Edina Realty, Inc.

Last Buyer's Agent

Camille Hanson

Edina Realty, Inc. Listed on: 06/05/2025

Edina Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,028

Year Built

  • Built in 1880

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 83x155

Parking

  • 2 Car Garage

Home Design

  • Flex
  • Vinyl Siding

Interior Spaces

  • 1,016 Sq Ft Home
  • 1.5-Story Property
  • Living Room
  • Laundry Room
  • Basement

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System

Community Details

  • No Home Owners Association
  • Stones Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 290800160

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,028

Year Built

Built in 1880

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 1880
  • Above Grade Finished Sq Ft: 1016
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Other
  • Living Area: 1016
  • Fireplace: No
  • Basement YN: Yes
  • Dining Room Type: Living Room, Kitchen, Bedroom 1, Bedroom 2, Flex Room, Bathroom, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Charles
  • SchoolDistrictPhone: 507-932-4423

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 83x155
  • Lot Size Sq Ft: 12850.2
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 290800160
  • Tax Annual Amount: 2028
  • TaxWithAssessments: 2028.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 5, 2025
Closed on
Jul 8, 2025
Sold by
Kalmes Jacqueline A and Lemke Jacqueline A
Bought by
Kubista Drew E J and Kubista Cory E
Seller's Agent
Camille Hanson
Edina Realty, Inc.
Buyer's Agent
Camille Hanson
Edina Realty, Inc.
List Price
$199,900
Sold Price
$200,000
Premium/Discount to List
$100
0.05%
Views
1
Current Estimated Value
$199,640

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$360
Avg. Annual Appreciation
-0.38%
Original Mortgage
$170,000
Outstanding Balance
$169,714
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$29,926

Purchase Details

Closed on
May 12, 2022
Sold by
Grant Gill
Bought by
Kalmes Jacqueline A and Lemke Reece

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,650
Interest Rate
5.3%
Mortgage Type
Balloon

Purchase Details

Closed on
Jan 15, 2019
Sold by
Sisler James L and Sisler Julia L
Bought by
Gill Grant

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$87,660
Interest Rate
4.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 16, 2014
Sold by
Scott Scott
Bought by
Sisler James L and Sisler Julia L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$51,900
Interest Rate
4.15%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 None Listed On Document
Warranty Deed $145,000 Burnet Title
Warranty Deed $97,400 None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $170,000 New Conventional
Previous Owner $140,650 Balloon
Previous Owner $87,660 New Conventional
Previous Owner $51,900 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/08/2025 07/08/25 Sold $200,000 +0.1% $197 / Sq Ft
06/05/2025 06/05/25 Pending -- -- --
06/05/2025 06/05/25 For Sale $199,900 -- $197 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,028 $163,900 $45,900 $118,000
2024 $2,028 $158,700 $45,400 $113,300
2023 $1,430 $159,500 $45,400 $114,100
2022 $1,366 $142,100 $42,000 $100,100
2021 $1,076 $130,800 $38,200 $92,600
2020 $1,074 $110,400 $32,700 $77,700
2019 $1,158 $110,400 $32,700 $77,700
2018 $1,120 $98,200 $28,900 $69,300
2017 $1,062 $0 $0 $0
2016 $1,032 $0 $0 $0
2015 $1,032 $0 $0 $0
2014 $758 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6733948

NorthstarMLS

APN: 29.080.0160