NOT LISTED FOR SALE

9734 Cloveridge Dr Independence, KY 41051

Estimated Value: $292,000 - $322,123

3 Beds
4 Baths
1,590 Sq Ft
$193/Sq Ft Est. Value

Last Sold December 22, 2022

Last sale price $282,000 $177 Per Sq Ft

Est. 9% increase in value since last sale

Current estimated payment $1,922/month

13 Days on Market

Highlights

  • Traditional Architecture
  • Wood Flooring
  • Great Room
  • Taylor Mill Elementary School Rated 9+
  • Bonus Room
  • Breakfast Room

About This Home

As of December 2022

Great opportunity in Independence! USDA eligible area. 3 beds, 4 baths (2 full and 2 half). Plenty of lower level finished space, nice yard with privacy - trees behind it! 2nd floor laundry with 2 full baths, half bath on both 1st floor and lower level. Audio/video equipment included.

Last Agent to Sell the Property

Barbara Cox

Huff Realty - Florence License #221267 Listed on: 11/04/2022

Huff Realty - Florence

Last Buyer's Agent

Christy Fromeyer

Sibcy Cline, REALTORS-CC License #261995

Sibcy Cline, REALTORS-CC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,455

Year Built

  • Built in 2005

Lot Details

  • Wood Fence
  • Cleared Lot

HOA Fees

  • $21 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Aluminum Siding

Interior Spaces

  • 1,590 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Entryway
  • Great Room
  • Family Room
  • Living Room
  • Breakfast Room
  • Bonus Room
  • Fire and Smoke Detector

Kitchen

  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Electric Dryer Hookup

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom
  • Stubbed For A Bathroom

Outdoor Features

  • Patio

Schools

  • Ryland Heights Elementary School
  • Woodland Middle School
  • Scott High School

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • 220 Volts

Community Details

  • Towne Properties Association, Phone Number (859) 282-5858

Listing and Financial Details

  • Assessor Parcel Number 059-20-01-284-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,455

Year Built

Built in 2005

Lot Details

0

HOA Fees

$21 per month

Parking

2

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Year Built: 2005
  • Lot Size: .15
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Directions: Fowler Creek to Senour to Cloveridge.
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Ryland Heights Elementary
  • Location Tax Legal Info:Middle or Junior School: Woodland Middle School
  • Location Tax Legal Info:High School: Scott High
  • Location Tax Legal Info:Subdivision2: Clover Ridge
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 2
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: .15
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Foundation:Poured Concrete: Yes
  • Roof:Shingle: Yes
  • Room Type:Entry: Yes
  • Room Type:Family Room4: Yes
  • Room Type:Laundry Room3: Yes
  • Sewer:Public Sewer: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Living Area: 1590.0
  • Structure Type:House: Yes
  • Laundry Features:Laundry Room2: Yes
  • Room Type:Breakfast Room2: Yes
  • Room Type:Breakfast Room Level: First
  • Security Features:Smoke Detector(s): Yes
  • Architecture:Traditional: Yes
  • Laundry Features:Upper Level: Yes
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 059-20-01-284-00
  • Appliances Refrigerators: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Room Type:Living Room4: Yes
  • Fencing:Wood3: Yes
  • Room Type:Bonus Room2: Yes
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Percent Basement Finished: Yes
  • Room Type:Great Room4: Yes
  • Entry Features:Wood Flooring: Yes
  • Great Room Features:Built-in Features5: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: 220 Volts, Ceiling Fan(s), Built-in Features
  • Basement: Full, Finished, Bath/Stubbed
  • Heating: Heat Pump, Forced Air, Electric
  • Levels: Two
  • Flooring: Carpet
  • Property Type: Residential
  • Appliances: Dishwasher, Disposal, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace: No
  • Living Area: 1590.0
  • Window Features: Insulated Window(s), Vinyl Clad Window(s)
  • Full Basement: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Primary Bedroom Features:Ceiling Fan(s)8: Yes
  • Primary Bedroom Features:Bath Adjoins: Yes
  • Primary Bedroom Features:Carpet Flooring5: Yes
  • Primary Bedroom Features:Walk-In Closet(s): Yes
  • Family Room Features:Carpet Flooring4: Yes
  • Kitchen Features:Walk-Out Access3: Yes
  • Kitchen Features:Wood Flooring4: Yes
  • Basement:Carpet Flooring7: Yes
  • Basement:Full Finished Half Bath: Yes
  • Living Room Features:Carpet Flooring2: Yes
  • Primary Bath Features:Tub With Shower: Yes
  • Primary Bath Features:Ceramic Tile Flooring: Yes
  • Basement:Built-in Features3: Yes
  • Interior Features 220 Volts: Yes

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Lot Features: Cleared
  • Construction Type: Aluminum Siding, Brick
  • Exterior Features: Fenced
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Patio
  • Construction Materials:Brick2: Yes
  • Window Features:Insulated Window(s): Yes
  • Patio and Porch Features:Patio: Yes
  • Window Features:Vinyl Clad Window(s): Yes
  • Exterior Features:Fenced: Yes
  • Lot Features:Cleared: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Garage Faces Front
  • General Property Description:Garage Spaces: 2.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage Faces Front: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: Electric Dryer Hookup, Laundry Room, Upper Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Sewer Available, Water Available
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Heating:Heat Pump2: Yes

Condo/Co-op/Association

  • Association Fee: 250.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Information:Association YN: Yes
  • Association Information:Association Management Name 1: Towne Properties
  • Association Information:Association Management Phone 1: 859-282-5858
  • Association Information:Total Yearly Fees: 250.0
  • Association Information:Association Fee: 250.0
  • Association Information:Association Fee Frequency: Annually

Schools

  • Elementary School: Ryland Heights Elementary
  • Junior High Dist: Kenton Co Public
  • High School: Scott High
  • Middle Or Junior School: Woodland Middle School

Lot Info

  • Zoning Description: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 4, 2022
Closed on
Dec 22, 2022
Sold by
Kacem Christina and Kacem Adel
Bought by
Laboy-Rodriguez Christina Elias
Seller's Agent
Barbara Cox
Huff Realty - Florence
Buyer's Agent
Christy Fromeyer
Sibcy Cline, REALTORS-CC
List Price
$285,000
Sold Price
$282,000
Premium/Discount to List
-$3,000
-1.05%
Views
27
Current Estimated Value
$307,531

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,531
Avg. Annual Appreciation
3.09%
Original Mortgage
$276,892
Outstanding Balance
$268,779
Interest Rate
7.08%
Mortgage Type
FHA
Estimated Equity
$38,752

Purchase Details

Listed on
Nov 4, 2022
Closed on
Dec 16, 2022
Sold by
Barnett Lawrence F and Barnett Nancy S
Bought by
Morris Jacob Brody
Seller's Agent
Barbara Cox
Huff Realty - Florence
Buyer's Agent
Christy Fromeyer
Sibcy Cline, REALTORS-CC
List Price
$285,000
Sold Price
$282,000
Premium/Discount to List
-$3,000
-1.05%
Views
27

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$276,892
Outstanding Balance
$268,779
Interest Rate
7.08%
Mortgage Type
FHA
Estimated Equity
$38,752

Purchase Details

Closed on
Apr 5, 2019
Sold by
Fieger Samantha Marie and Klei Alexander Michael
Bought by
Kacem Christina and Kacem Adel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,237
Interest Rate
4.3%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 28, 2018
Sold by
Melching Lance P and Melching Lindsay E
Bought by
Fieger Samantha Marie and Klei Alexander Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$191,818
Interest Rate
4.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 23, 2007
Sold by
Frey Ronald J and Frey Shelley E
Bought by
Melching Lance P and Blank Lindsay E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$131,600
Interest Rate
6.22%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 27, 2004
Sold by
Maple Street Homes Llc
Bought by
Frey Ronald J and Frey Shelley E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,086
Interest Rate
5.73%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 22, 2004
Sold by
Grand Communities Ltd
Bought by
Maple Street Homes Llc
Source: Public Records

Range of Values:

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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Laboy-Rodriguez Christina Elias $282,000 --
Morris Jacob Brody $155,000 --
Kacem Christina $202,000 None Available
Fieger Samantha Marie $189,900 Mattingly Ford Title Service
Melching Lance P $164,500 Kentucky Land Title Agency
Frey Ronald J $159,340 Homestead Title Agency Ltd
Maple Street Homes Llc $101,502 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Laboy-Rodriguez Christina Elias $276,892
Previous Owner Kacem Christina $188,237
Previous Owner Fieger Samantha Marie $191,818
Previous Owner Melching Lance P $131,600
Previous Owner Frey Ronald J $158,086
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/22/2022 12/22/22 Sold $282,000 -1.1% $177 / Sq Ft
11/18/2022 11/18/22 Pending -- -- --
11/04/2022 11/04/22 For Sale $285,000 -- $179 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,455 $282,000 $30,000 $252,000
2023 $3,559 $282,000 $30,000 $252,000
2022 $2,609 $202,000 $30,000 $172,000
2021 $2,647 $202,000 $30,000 $172,000
2020 $2,703 $202,000 $30,000 $172,000
2019 $2,552 $189,900 $30,000 $159,900
2018 $2,233 $164,500 $30,000 $134,500
2017 $2,172 $164,500 $30,000 $134,500
2015 $2,109 $164,500 $30,000 $134,500
2014 $2,079 $164,500 $30,000 $134,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 609294

Northern Kentucky Multiple Listing Service

APN: 059-20-01-284.00