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Affordable Homes for Sale in Saginaw, MI under $104,000

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  • /28

    $89,900

    • 3 Beds
    • 1.5 Baths
    • 1,219 Sq Ft

    1520 Durand St, Saginaw, MI 48602

    Great opportunity for a new homeowner or rental investment close to downtown. This 3-bedroom, 1.5-bath, 1.5-story home includes a detached garage and is located near hospitals, restaurants, and nightlife. The interior has been refreshed with new flooring, fresh paint throughout, updated light fixtures, and several additional cosmetic improvements, along with an updated bathroom. Also has a newer

    Agent Photo

    Joshua Moore

    Berkshire Hathaway HomeServices

    (989) 660-8135

    1520 Durand St, Saginaw, MI 48602
  • /41

    $89,900

    • 3 Beds
    • 2 Baths
    • 1,836 Sq Ft

    505 Yale St, Saginaw, MI 48602

    Step inside this fully and beautifully renovated home that perfectly blends the grandeur of Victorian character with clean, conventional style. Situated prominently on a desirable corner lot, this residence offers immediate curb appeal with its inviting, large front porch, a beautiful spot to relax and enjoy the weather. This home boasts a spacious and flexible floor plan featuring three generous

    Agent Photo

    Team Bliss-Cayer

    RE/MAX New Image

    (989) 474-2114

    505 Yale St, Saginaw, MI 48602
  • /3

    $95,600

    • 3 Beds
    • 1 Bath
    • 1,300 Sq Ft

    1804 Bay St, Saginaw, MI 48602

    Charming 3-bedroom, 1-bath, 11⁄2-story home with approx. 1,300 sq ft and a detached 1-car garage. Situated on a 0.17-acre lot (61x120) in the City of Saginaw. Great opportunity for an owner-occupant or investor—bring your vision and make it your own! Conveniently located near shopping, dining, and major routes.

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    (989) 895-3539

    1804 Bay St, Saginaw, MI 48602
  • /2

    $65,000

    • Land
    • 2.5 Acres
    • $26,000 per Acre

    1151 N Niagara St, Saginaw, MI 48602

    L shape vacant lot with 220 feet of frontage. Zoned commercial, with water, sewer, electric and gas already on site. Listing does not include building or parking lot.

    Agent Photo

    Shelli Kelsey

    Kelsey Realty and Associates Inc

    (989) 394-3655

    1151 N Niagara St, Saginaw, MI 48602
  • /16

    $69,900

    • 3 Beds
    • 1 Bath
    • 1,034 Sq Ft

    1013 Maple St, Saginaw, MI 48602

    Charming and move in ready! This 3/4-bedroom, 1 bath home offers 1,034 sq ft of living space with great updates throughout. The main floor features one-bedroom with new carpet, a full bathroom, living room, dining room and an updated kitchen all have refinished hardwood floors. Upstairs you will find 2/3 additional bedrooms, all with new carpet and freshly painted. One of the smaller rooms would

    Agent Photo

    Jodi Schempp

    NextHome Park Place

    (989) 712-2599

    1013 Maple St, Saginaw, MI 48602
  • /19

    $49,900

    • 2 Beds
    • 1 Bath
    • 1,076 Sq Ft

    1022 N Bond St, Saginaw, MI 48602

    Charming and full of potential! This home at 1022 N Bond Ave offers comfortable living with a convenient location close to schools, parks, shopping, and everyday amenities. The home features a welcoming layout with plenty of character, natural light, and space to make your own. Two bedrooms and a full bath on the main level, a large bonus area upstairs for additional space/office/bedroom. Whether

    Agent Photo

    Shelli Kelsey

    Kelsey Realty and Associates Inc

    (989) 282-9798

    1022 N Bond St, Saginaw, MI 48602
  • /16

    $60,000

    • 2 Beds
    • 1 Bath
    • 885 Sq Ft

    2245 Taft St, Saginaw, MI 48602

    Welcome home. If you are looking for a home that feels manageable, practical, and full of original charm, this classic 1924 ranch delivers. Natural light fills the main living area, highlighting hardwood floors and traditional trim details that give the home warmth and personality. The layout offers defined living and dining spaces that feel connected yet purposeful, creating room to relax, host

    Agent Photo

    Eric Frontiera

    Brookstone Realtors LLC

    (989) 422-9440

    2245 Taft St, Saginaw, MI 48602
  • /28

    $89,900

    • 3 Beds
    • 1 Bath
    • 1,008 Sq Ft

    2822 Kensington Dr, Saginaw, MI 48601

    This home offers the perfect blend of modern style and move-in readiness. From the moment you step inside, you will notice the bright, airy atmosphere created by a crisp, neutral paint palette that spans the entire interior. The home features brand-new flooring throughout, providing a seamless flow between living spaces, while updated light fixtures add a contemporary touch to every room. The

    Agent Photo

    Team Bliss-Cayer

    RE/MAX New Image

    (989) 850-2131

    2822 Kensington Dr, Saginaw, MI 48601
  • /20

    $82,500

    • 3 Beds
    • 1 Bath
    • 1,111 Sq Ft

    814 Mackinaw St, Saginaw, MI 48602

    Great opportunity for a new homeowner or rental investment close to downtown. This 3-bedroom, 1-bath 1.5-story home includes a detached garage and is located near hospitals, restaurants, and nightlife. The interior has been refreshed with new flooring, fresh paint throughout, updated light fixtures, and several additional cosmetic improvements. The home offers one bedroom on the main floor with

    Agent Photo

    Joshua Moore

    Berkshire Hathaway HomeServices

    (989) 403-1797

    814 Mackinaw St, Saginaw, MI 48602
  • /3

    $48,000

    • 3 Beds
    • 1 Bath
    • 888 Sq Ft

    1024 S 24th St, Saginaw, MI 48601

    Cozy 3-bedroom ranch in Buena Vista Twp with a detached 2-car garage and a nice-sized 0.15-acre lot (60x114). 888 sq ft with a functional layout and 1 full bath. Great opportunity for an owner-occupant looking to build sweat equity or an investor seeking their next project. Convenient location with easy access to local amenities.

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    (989) 585-0327

    1024 S 24th St, Saginaw, MI 48601
  • /5

    $64,900

    • 3 Beds
    • 1 Bath
    • 1,048 Sq Ft

    1515 S Harrison St, Saginaw, MI 48602

    Charming and well-maintained 3-bedroom, 1-bath ranch offering comfortable one-level living in a quiet neighborhood. This home features a bright and inviting living area, spacious bedrooms, and an efficient layout perfect for everyday living. Enjoy year-round comfort with central air conditioning and additional storage or finishing potential in the full basement. The exterior offers great curb

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    (989) 789-0585

    1515 S Harrison St, Saginaw, MI 48602
  • /4

    $89,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    1516 Congress Ave, Saginaw, MI 48602

    Charming 3-bedroom home offering comfort, functionality, and great value! This well-maintained property features a spacious layout with generous living areas and natural light throughout. The full basement provides excellent storage or potential for additional living space. Enjoy the convenience of a detached garage, perfect for parking, hobbies, or extra storage. Situated on a nice lot with a

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    (989) 567-3919

    1516 Congress Ave, Saginaw, MI 48602
  • /2

    $1,940

    • Land
    • 0.11 Acre
    • $17,636 per Acre

    2938 Salina St, Saginaw, MI 48601

    Great residential lot to build on and/or as investment.

    Agent Photo

    Pat Devereaux

    RE/MAX New Image

    (989) 479-8601

    2938 Salina St, Saginaw, MI 48601
  • /25

    $5,997

    • Land
    • 0.38 Acre
    • $15,782 per Acre

    2606 Elmwood Ave, Saginaw, MI 48601

    0.38 ACRES OF RESIDENTIAL BUILDABLE LAND NEAR DOWNTOWN SAGINAW, MIUtilities nearby | Low-density residentialResidential Land Opportunity Near Downtown SaginawNow is a great time to secure land in Saginaw, Michigan, a city known for its affordability, accessibility, and ongoing redevelopment. This pair of vacant lots offers a combined 0.38 acres, providing a solid footprint for

    Pedro Pedro Santos Solutions Management, LLC

    2606 Elmwood Ave, Saginaw, MI 48601
  • /5

    $4,500

    • Land
    • 0.17 Acre
    • $26,471 per Acre

    118 Mcgregor St, Saginaw, MI 48602

    KEEP YOUR CASH FOR YOUR NEXT DEAL! Seize the opportunity to invest in the heart of Saginaw, Michigan! Presenting an exciting opportunity to own a flat and buildable parcel zoned for Mixed Use (including multi-family dwellings) poised for development and bursting with potential. Whether you’re an investor, developer, or builder, you’ll benefit from this lot within a community that’s actively

    Easy LLC Easy Keys Properties, LLC

    118 Mcgregor St, Saginaw, MI 48602
  • /13

    $500

    • Land
    • 0.25 Acre
    • $2,000 per Acre

    618 N 7th St, Saginaw, MI 48601

    CASH PRICE: $3900SELLER FINANCING: $500 down payment, $325/mo for 12 monthsCome Invest in Saginaw! Vacant Land Available For Only $3900.Address: 618 N 7th Street Saginaw, MI 48601Parcel ID: 01-0673-00000Lot Type: Vacant Residential Lot618 N 7th Street is the perfect property to build for residential, commercial or institutional purposes. Zoned for single family

    Nick Swain

    618 N 7th St, Saginaw, MI 48601
  • /27

    $75,000

    • 3 Beds
    • 1.5 Baths
    • 972 Sq Ft

    3221 Fulton St, Saginaw, MI 48601

    Step into this cozy 972 ft2 1.5 Bungalow style home sitting on a 10,000 ft2 lot. Built in 1929 on true to size beams, no space was wasted in this classic design. Efficient for Michigan Summers and Winters at almost 100 years strong. The 637 ft2 basement has lots of room for your vision as well as laundry. Additional storage throughout the house accessible inside. Updated electrical inside and out

    Linda Shephard Pinnacle Realty

    3221 Fulton St, Saginaw, MI 48601
  • /8

    $99,000

    • 2 Beds
    • 1 Bath
    • 882 Sq Ft

    1717 Ottawa St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Tenant pays $975 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1717 Ottawa St, Saginaw, MI 48602
  • /23

    $89,900

    • 3 Beds
    • 4 Baths
    • 1,583 Sq Ft

    2333 Benjamin St, Saginaw, MI 48602

    An updated Upper/Lower duplex. Both Units update both have original wood floors. Large Rooms in lower unit. 1 bedroom 1 bath lower unit. 2 bedroom 1 bath upper unit. Storage space in the basement for each unit as well as laundry. This property does have tenants we will need to give 24hrs notice to them prior to showing. Also we will need proof of funds prior to scheduling showing as well.

    Arlene Winfield Braven Enterprises LLC

    2333 Benjamin St, Saginaw, MI 48602
  • /9

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,217 Sq Ft

    1620 Vermont St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this rental property. This 3-bedroom property has undergone many recent updates. Tenant pays $800 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1620 Vermont St, Saginaw, MI 48602
  • /4

    $16,900

    • Land
    • 0.28 Acre
    • $60,357 per Acre

    3425 Bramble Dr, Saginaw, MI 48603

    Vacant land, Ready to build your dream home. Call today for more information.

    Coty Lewis NextHome Greater Tri-cities

    3425 Bramble Dr, Saginaw, MI 48603
  • /14

    $19,900

    • 2 Beds
    • 1 Bath
    • 960 Sq Ft

    1810 Carroll St, Saginaw, MI 48601

    FIXER UPPER Starter Home in Saginaw - Only $19,900 : CASH OR LAND CONTRACT TERMS Welcome to 1810 Carroll Street, a cozy single-story residence nestled in a quiet street. Built in 1884, this home blends historic character with modern potential. This 2-bedroom, 1-bath home spans 960 sq ft and sits on a 0.07-acre lot (approx. 40 × 80) with vinyl siding. **Why 1810 Carroll is compelling:-

    Ahmed Khalil eXp Realty LLC

    1810 Carroll St, Saginaw, MI 48601
  • /19

    $69,000

    • 2 Beds
    • 1 Bath
    • 1,224 Sq Ft

    603 Davenport Ave, Saginaw, MI 48602

    Welcome home to this charming 2-bedroom, 1-bath property that perfectly blends comfort, convenience, and opportunity. Home is ideally located near shopping, dining, schools, and major routes. The eat-in kitchen features stainless steel appliances, offering both style and functionality for everyday meals or entertaining guests. One of the standout features is the fully finished attic area—an

    Mark Greskowiak Century 21 Signature Realty

    603 Davenport Ave, Saginaw, MI 48602
  • /18

    $100,000

    • 2 Beds
    • 2 Baths
    • 969 Sq Ft

    1724 Newberry St, Saginaw, MI 48602

    Cute and well-maintained 2-bedroom, 2-bath home offering a functional layout and great flexibility! The main floor features a spacious kitchen, comfortable living room, bedroom, full bathroom and laundry area. Upstairs offers its own private retreat with a second bedroom, large closet space and full bathroom—ideal for added privacy or separate living space. A newer roof adds peace of mind, and

    Stephanie Filer Real Estate One Great Lakes Bay

    1724 Newberry St, Saginaw, MI 48602
  • /16

    $62,000

    • 3 Beds
    • 2 Baths
    • 1,204 Sq Ft

    457 S 14th St, Saginaw, MI 48601

    Basically a brand-new home, this updated and move-in ready property offers modern finishes, updated flooring throughout, a bright living room, refreshed kitchen, updated bath, and an open floor plan with 3 bedrooms. With sharp curb appeal and a clean, functional layout, this home would make a great primary residence or rental and may qualify for Conventional, FHA, VA, or other financing.

    Rick Willson JPAR - Great Lakes Bay Region

    457 S 14th St, Saginaw, MI 48601
  • /44

    $99,000

    • 4 Beds
    • 1 Bath
    • 1,290 Sq Ft

    1537 Bay St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 4-bedroom property has undergone many recent updates. Section 8 pays $1290 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1537 Bay St, Saginaw, MI 48602
  • /22

    $62,999

    • 3 Beds
    • 1 Bath
    • 988 Sq Ft

    2431 Ledyard St, Saginaw, MI 48601

    Recently remodeled and move-in ready 3-bedroom, 1 bath home. Features include easy-to-maintain living spaces, updated interior finishes, and a new furnace for added efficiency. A usable full basement provides additional storage or workspace, and the fenced yard is ideal for outdoor enjoyment. Whether you're starting your next chapter or looking for an affordable, turnkey option, this cute as a

    Jenny McCulloch Keller Williams Preferred

    2431 Ledyard St, Saginaw, MI 48601
  • /12

    $69,000

    • 2 Beds
    • 1 Bath
    • 540 Sq Ft

    2221 Salt St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this rental property. This 2-bedroom property has undergone updates. Rent, $850. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    2221 Salt St, Saginaw, MI 48602
  • /15

    $89,900

    • 3 Beds
    • 1 Bath
    • 1,210 Sq Ft

    2134 N Charles St, Saginaw, MI 48602

    Nice, spacious home, currently tenant occupied. Home features large living room, spacious first floor bedroom, first floor full bathroom and office area. Eat-in kitchen, large fenced yard, screened front porch and detached 2 car garage.

    Melanie Ruediger Real Estate One Great Lakes Bay

    2134 N Charles St, Saginaw, MI 48602
  • /10

    $69,000

    • 3 Beds
    • 1 Bath
    • 1,210 Sq Ft

    1918 Stanley St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This property has undergone many recent upgrades, including a remodeled bathroom and painting throughout the property. Section 8 pays directly to the owner. The rent is $925, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1918 Stanley St, Saginaw, MI 48602
  • /12

    $79,900

    • 3 Beds
    • 1 Bath
    • 2,028 Sq Ft

    2258 California Ave, Saginaw, MI 48601

    Charming Bridgeport Township home with 3 bedrooms, with hardwood floors, 1 bath, a full basement, and a fenced-in yard—perfect for enjoying stunning sunrises and sunsets. Parcel 09-11-5-05-2397-000 is included This house is priced to sell, so come take a tour and make it yours. Let me help you find your dream home! BATVAI!

    Atonya Patterson Berkshire Hathaway HomeServices

    2258 California Ave, Saginaw, MI 48601
  • /3

    $3,000

    • Land
    • 0.15 Acre
    • $20,000 per Acre

    2416 Lynnwood Ave, Saginaw, MI 48601

    Located in Saginaw Improvement Company’s Addition C with public water and sewer available at the street. Benefit from a temporary property tax exemption through the end of 2029, creating potential savings and financial flexibility. The adjacent lot at 2420 Lynnwood Ave is also available offering compelling flexibility. You can opt to build two custom residences tailored to local demand, or

    Danny Peterson EXP Realty Main

    2416 Lynnwood Ave, Saginaw, MI 48601
  • /3

    $70,000

    • 3 Beds
    • 2 Baths
    • 1,269 Sq Ft

    2626 Hermansau St, Saginaw, MI 48602

    Welcome to a classic, 1.5 story Cape Cod offering 3 bedrooms and 2 bathrooms. This home features a comfortable floor plan with spacious living areas, a bright kitchen, and full basement that perfect for storage, hobbies or future finishing. This home also has a 1-car garage and a nice yard with room to relax or garden. With a little tlc this could be your home.

    Drew Pursley Gateway Brokerage

    2626 Hermansau St, Saginaw, MI 48602
  • /9

    $49,900

    • 2 Beds
    • 1 Bath
    • 818 Sq Ft

    1315 Cronk Ave, Saginaw, MI 48602

    Charming Two-Bedroom, One-Bath Home on Saginaw’s West Side. This move-in ready home features two bedrooms, one full bathroom, a basement, and a two-car garage, perfectly situated on the west side of Saginaw. Previously used as a rental property, it generated $875 per month, offering potential income for investors or a great starter home for new homeowners. Don’t miss the chance to make this

    Sawsan Yassin Century 21 Signature Realty

    1315 Cronk Ave, Saginaw, MI 48602
  • /8

    $99,000

    • 2 Beds
    • 1 Bath
    • 707 Sq Ft

    3354 Binscarth Ave, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Section 8 pays $800 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    3354 Binscarth Ave, Saginaw, MI 48602
  • /31

    $74,000

    • 2 Beds
    • 1 Bath
    • 818 Sq Ft

    1815 W Genesee Ave, Saginaw, MI 48602

    This charming, 2-bedroom, 1-bathroom bungalow has been thoughtfully maintained and features a newer roof, furnace, central AC, and windows. The property includes a detached garage and a fully fenced yard—ideal for pets, entertaining, or added privacy. Inside, the layout is efficient and functional, making it a great fit for a primary residence, downsizing option, or investment property. Currently

    Brandi Stupica FIVE STAR REAL ESTATE - MT. PLEASANT

    1815 W Genesee Ave, Saginaw, MI 48602
  • /12

    $8,000

    • 3 Beds
    • 1 Bath
    • 816 Sq Ft

    3232 Grant St, Saginaw, MI 48601

    Welcome to this 3-bedroom, 1-bath home offering huge potential. The property has experienced previous electrical fire damage; it presents a valuable opportunity for the right investor or buyer with a vision to bring it back. For investors, flippers, or buyers with vision, this is a chance to transform a blank slate into something special. With solid potential and the right updates, this home

    Odan Smith Century 21 Signature Realty - Bay City

    3232 Grant St, Saginaw, MI 48601
  • /3

    $21,000

    • 3 Beds
    • 1 Bath
    • 884 Sq Ft

    945 S 27th St, Saginaw, MI 48601

    INVESTOR SPECIAL! 3 bed/1 bath ranch with great potential!

    Melody Curry Berkshire Hathaway HomeServices

    945 S 27th St, Saginaw, MI 48601
  • /31

    $84,900

    • 4 Beds
    • 2 Baths
    • 1,501 Sq Ft

    2249 S Hamilton St, Saginaw, MI 48602

    Opportunity to own a great cash flowing rental. Currently unoccupied for the sale of the property.

    Justin Ferullo Keller Williams Preferred

    2249 S Hamilton St, Saginaw, MI 48602
  • /15

    $69,000

    • 4 Beds
    • 1 Bath
    • 1,244 Sq Ft

    2500 Salt St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 4-bedroom property has undergone recent painting, floors stained, and other updates. Section 8 pays 100% of the rent, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    2500 Salt St, Saginaw, MI 48602

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