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Affordable Homes for Sale in Saginaw, MI under $104,000

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  • /24

    $100,000

    $10K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 2,240 Sq Ft

    2002 N Carolina St, Saginaw, MI 48602

    Two unit property - each unit is one bedroom, 1 bath. Buyers agent to verify all information in this listing.

    Agent Photo

    Chris Gebrael

    Gebrael Management

    2002 N Carolina St, Saginaw, MI 48602
  • /4

    $89,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    1516 Congress Ave, Saginaw, MI 48602

    Charming 3-bedroom home offering comfort, functionality, and great value! This well-maintained property features a spacious layout with generous living areas and natural light throughout. The full basement provides excellent storage or potential for additional living space. Enjoy the convenience of a detached garage, perfect for parking, hobbies, or extra storage. Situated on a nice lot with a

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    1516 Congress Ave, Saginaw, MI 48602
  • /2

    $1,799

    $3K PRICE DROP
    • Land
    • 4,791 Sq Ft
    • $16,355 per Acre

    2938 Salina St, Saginaw, MI 48601

    Great residential lot to build on and/or as investment.

    Agent Photo

    Pat Devereaux

    RE/MAX New Image Saginaw

    2938 Salina St, Saginaw, MI 48601
  • /3

    $89,900

    $6K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,300 Sq Ft

    1804 Bay St, Saginaw, MI 48602

    Charming 3-bedroom, 1-bath, 11⁄2-story home with approx. 1,300 sq ft and a detached 1-car garage. Situated on a 0.17-acre lot (61x120) in the City of Saginaw. Great opportunity for an owner-occupant or investor—bring your vision and make it your own! Conveniently located near shopping, dining, and major routes.

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    1804 Bay St, Saginaw, MI 48602
  • /2

    $65,000

    $4K PRICE DROP
    • Land
    • 2.5 Acres
    • $26,000 per Acre

    1151 N Niagara St, Saginaw, MI 48602

    L shape vacant lot with 220 feet of frontage. Zoned commercial, with water, sewer, electric and gas already on site. Listing does not include building or parking lot.

    Agent Photo

    Shelli Kelsey

    Kelsey Realty and Associates Inc

    1151 N Niagara St, Saginaw, MI 48602
  • /14

    $90,000

    $9K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 2,100 Sq Ft

    1001 Greenwich St, Saginaw, MI 48602

    2 unit property in Saginaw. Each unit has 2 bedrooms, one bath. One unit currently rented. Buyers agent to verify all information in this listing.

    Agent Photo

    Chris Gebrael

    Gebrael Management

    1001 Greenwich St, Saginaw, MI 48602
  • /39

    $57,500

    • 3 Beds
    • 1 Bath
    • 1,021 Sq Ft

    2430 Whittier St, Saginaw, MI 48601

    Brand new roof was just installed!! Affordable Saginaw home offering a chance to build equity! This 3-bedroom, 1-bath, 1.5-story home features two bedrooms on the main floor and a third bedroom upstairs, along with a loft area perfect for storage or a small flex space. With 1,021 sq. ft. above ground and a 645 sq. ft. unfinished block basement (laundry and storage), this home sits on a 50 x 115

    Agent Photo

    TJ Beckman

    RE/MAX New Image

    2430 Whittier St, Saginaw, MI 48601
  • /14

    $55,000

    $5K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 885 Sq Ft

    2245 Taft St, Saginaw, MI 48602

    Welcome home. If you are looking for a home that feels manageable, practical, and full of original charm, this classic 1924 ranch delivers. Natural light fills the main living area, highlighting hardwood floors and traditional trim details that give the home warmth and personality. The layout offers defined living and dining spaces that feel connected yet purposeful, creating room to relax, host

    Agent Photo

    Eric Frontiera

    Brookstone Realtors LLC

    2245 Taft St, Saginaw, MI 48602
  • /3

    $48,000

    • 3 Beds
    • 1 Bath
    • 888 Sq Ft

    1024 S 24th St, Saginaw, MI 48601

    Cozy 3-bedroom ranch in Buena Vista Twp with a detached 2-car garage and a nice-sized 0.15-acre lot (60x114). 888 sq ft with a functional layout and 1 full bath. Great opportunity for an owner-occupant looking to build sweat equity or an investor seeking their next project. Convenient location with easy access to local amenities.

    Agent Photo

    Amy Loomis

    Five Star Real Estate Davison

    1024 S 24th St, Saginaw, MI 48601
  • /48

    $70,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 2,042 Sq Ft

    520 N Franklin St, Saginaw, MI 48607

    POLE BARN 30 X 40. FHA (203K) Loan will replace the roof and paint the house. Everything else is in good condition! There are two bedrooms with a possibility of a third on the main floor. Two full Bathrooms. First floor Laundry Priced to Sell! Walking Distance to Dow Event Center!

    Brittany Kretz Etiquette Times Realty

    520 N Franklin St, Saginaw, MI 48607
  • /12

    $6,000

    • Land
    • 14,810 Sq Ft
    • $17,647 per Acre

    2019 Tuscola St, Saginaw, MI 48601

    Strategic infill site with immediate I-675 access. Well-maintained, level parcel near Saginaw Arts and Sciences Academy. Parcel ID: 212120-00000

    Rodney Harris

    2019 Tuscola St, Saginaw, MI 48601
  • /26

    $8,500

    • Land
    • 26,136 Sq Ft
    • $14,167 per Acre

    211 N 7th St, Saginaw, MI 48607

    4 ADJACENT LOTS · 0.60 ACRES · ONE OWNER211, 217, 221 & 225 N 7th Street, Saginaw, MI 48607 THE SANTOS CLUSTER — MORE LAND, ONE SELLERAll four parcels are owned by us and sold together as one assembled package: one seller, one contract, one closing. That means no chasing down multiple owners, no piecing together a title from four separate deals, and no surprises. Combine the four

    Pedro Santos Santos Solutions Management, LLC

    211 N 7th St, Saginaw, MI 48607
  • /16

    $6,500

    • Land
    • 13,068 Sq Ft
    • $21,667 per Acre

    2712 Robinwood Ave, Saginaw, MI 48601

    Build your vision with this unique opportunity to own two side-by-side residential lots in the City of Saginaw!Whether you're planning a custom home, looking for additional yard space, or seeking an affordable investment, these adjoining parcels provide flexibility that's hard to find.Property Addresses2706 Robinwood Avenue2712 Robinwood AvenueLot Size0.30 Acres

    Marie Hamilton

    2712 Robinwood Ave, Saginaw, MI 48601
  • /11

    $5,000

    • Land
    • 7,840 Sq Ft
    • $27,778 per Acre

    1524 Ward St, Saginaw, MI 48601

    Discover the opportunity at 1524 Ward St. in Saginaw, Michigan — a flat, buildable lot with all city utilities already connected and flexible Mixed-Use 1 zoning that opens the door to a variety of development possibilities. Whether you're a first-time land buyer, investor, or builder, this lot offers an affordable entry point with real

    Easy LLC Easy Keys Properties, LLC

    1524 Ward St, Saginaw, MI 48601
  • /14

    $300

    • Land
    • 10,890 Sq Ft
    • $1,200 per Acre

    618 N 7th St, Saginaw, MI 48601

    CASH PRICE: $3800FINANCING: $300 down payment, $325/mo for 12 monthsCome Invest in Saginaw! Vacant Land Available For Only $3800.Address: 618 N 7th Street Saginaw, MI 48601Parcel ID: 01-0673-00000Lot Type: Vacant Residential Lot618 N 7th Street is the perfect property to build for residential, commercial or institutional purposes. Zoned for single family homes and

    Nick Swain Acquistion Chief

    618 N 7th St, Saginaw, MI 48601
  • /34

    $5,000

    • Land
    • 6,098 Sq Ft
    • $35,714 per Acre

    1013 Roosevelt Austin Ave, Saginaw, MI 48601

    Located in a fast-growing area near downtown Saginaw, this property offers easy access to some of the citys key destinations. It is just minutes from the Saginaw River and the Dow Event Center, home of the upcoming Michigan Arsenal Arena Football season. The neighborhood is also surrounded by educational institutions, while MyMichigan Medical Center is only a five-minute drive away, adding even

    J MARIE JBYRDMGMT, LLC

    1013 Roosevelt Austin Ave, Saginaw, MI 48601
  • /23

    $2,000

    $6K PRICE DROP
    • Land
    • 19,602 Sq Ft
    • $4,444 per Acre

    1918 Burt St Unit 3202 Prescott Ave 27, Saginaw, MI 48601

    Own three separately platted lots totaling approximately 0.45 acres with a mix of residential and industrial zoning. This portfolio includes two residential infill lots ideal for future single-family or duplex development (subject to city approval) and one industrial-zoned lot offering potential for business or industrial uses.The residential parcels have city water and sewer available at the

    Hermia Bernard CassRon Forever Homes LLC

    1918 Burt St Unit 3202 Prescott Ave 27, Saginaw, MI 48601
  • /32

    $500

    • Land
    • 6,534 Sq Ft
    • $3,333 per Acre

    1522 S Hamilton St, Saginaw, MI 48602

    Address: 1522 S Hamilton St, SaginawParcel Number: 91-90-0-64-8000-000• Lot Size: 0.15 Acres (˜ 6,534 sq ft)• Zoning: Residential (Single-family residential) • Property Type: Vacant Residential Land• Access: Paved road frontage• Utilities: Water, sewer, and electricity available nearby (buyer to verify)HAPPY 4TH OF JULY DAY SPECIAL PRICING!!Cash Price:

    Kenny Tumlin Kalil Enterprise Llc

    1522 S Hamilton St, Saginaw, MI 48602
  • /19

    $200

    • Land
    • 13,939 Sq Ft
    • $625 per Acre

    524 S 21st St, Saginaw, MI 48601

    Positioned in the heart of Saginaw, this inviting 0.32-acre residential lot at 524 South 21st Street offers a rare opportunity to enjoy space, convenience, and future potential all in one place.Located approximately 15 miles from Bay City and just 25 miles from Midland, you’ll have quick access to shopping, dining, and everyday essentials while still enjoying the calm and comfort of a

    Jordan Ward Empowerlink Community

    524 S 21st St, Saginaw, MI 48601
  • /15

    $5,000

    $2K PRICE INCREASE
    • Land
    • 11,325 Sq Ft
    • $19,231 per Acre

    2447 Baldwin St, Saginaw, MI 48601

    0.26 Acre Buildable Lot in Saginaw – $5,000 – Seller Financing available Price:$5,000Address:2447 Baldwin St, Saginaw, MILot Size:0.26 AcresProperty Type:Vacant Residential LandDescription:This is a rare opportunity to own a 0.26-acre residential lot for just $5,000 in Saginaw. Whether you're an investor, builder, or future homeowner,

    Aline Clarke RCM ELITE

    2447 Baldwin St, Saginaw, MI 48601
  • /9

    $500

    • Land
    • 12,632 Sq Ft
    • $1,724 per Acre

    2606 Hazelwood Ave, Saginaw, MI 48601

    2606 Hazelwood Ave, Saginaw, MI 48601Parcel Number: 92-10-3-36-1000-000Own your own piece of Michigan land with flexible financing options! This affordable 0.29-acre lot offers a great opportunity for anyone looking to build, invest, or secure land for the future.PRICINGCash Price: $8,000Owner Financing Available (No Credit Check)Option 1• $1,000

    Sameer Akesson UrbaNest LLC

    2606 Hazelwood Ave, Saginaw, MI 48601
  • /52

    $350

    • Land
    • 13,068 Sq Ft
    • $1,167 per Acre

    2805 Gallagher St, Saginaw, MI 48601

    Secure one or both of these adjacent residential lots located at 2805 and 2815 Gallagher St in Saginaw, Michigan.Whether you are planning to build a future home, develop rental properties, expand your investment portfolio, or simply hold affordable land for the future, these neighboring parcels give you flexibility that is difficult to find at this price.Purchase one lot

    Alim Frazier Vantara Estates

    2805 Gallagher St, Saginaw, MI 48601
  • /30

    $3,000

    • Land
    • 9,583 Sq Ft
    • $13,636 per Acre

    2918 Douglass St, Saginaw, MI 48601

    Prime Vacant Lot for Sale – 2918 Douglass St, Saginaw, MI 48601 Location: 2918 Douglass St, SaginawLot Size: 0.22 Acres (9,583 Sq Ft)Zoning: ResidentialCash Price: $3,000 Seller Financing No Credit ChecksNo banks, no hassle, fast approval Build, Invest, or Hold – Endless PotentialThis 0.22-acre residential lot offers a rare chance to secure affordable

    Aline Clarke RCM ELITE

    2918 Douglass St, Saginaw, MI 48601
  • /42

    $370

    $5K PRICE DROP
    • Land
    • 3,484 Sq Ft
    • $4,625 per Acre

    1418 Tuscola St, Saginaw, MI 48601

    1418 Tuscola StreetDiscount Cash Price: $4,995 (Cash Sale Preferred)List Price: $11,990 down payment as low as $370Looking for an affordable place to build your next home or investment property? This is your opportunity! Prime LocationApproximately 2 minutes from I-675 for quick access throughout the Great Lakes Bay Region.Just minutes

    Robyn Morris

    1418 Tuscola St, Saginaw, MI 48601
  • /18

    $3,300

    • Land
    • 6,534 Sq Ft
    • $22,000 per Acre

    917 Morris St, Saginaw, MI 48601

    We make land ownership easy with affordable cash discounts or low-entry monthly payments.CASH PRICE: Lot price: $ 3,300 (Cash price)Seller financing: 3,600 $500down + $258.33/mo for 12 monthsAddress 917 Morris St, Saginaw, MI, 48601Parcel id Parcel id 11 1415 00000 (11 1415 00000)Lot Type: Vacant Residential LotAbout this

    Krystina Group Krystina Group, LLC

    917 Morris St, Saginaw, MI 48601
  • /20

    $300

    $3K PRICE DROP
    • Land
    • 6,534 Sq Ft
    • $2,000 per Acre

    2800 Prescott Ave, Saginaw, MI 48601

    Looking for an affordable way to own real estate in Michigan? This Saginaw property offers an opportunity to secure land for your future with flexible owner financing. Whether you’re planning to build a home, add to your investment portfolio, or simply own a piece of property, this lot provides an affordable path to land ownership.Property Details•Address: 2800 Prescott Ave, Saginaw,

    Hermia Bernard CassRon Forever Homes LLC

    2800 Prescott Ave, Saginaw, MI 48601
  • /6

    $3,000

    $7K PRICE DROP
    • Land
    • 10,454 Sq Ft
    • $12,500 per Acre

    505 S 24th St, Saginaw, MI 48601

    Build your next investment or dream home at 505 S. 24th Street in Saginaw, Michigan—a residential lot located in an established neighborhood with potential. This parcel sits on approximately 10,454 sq ft offering ample space for new construction or a value-add project in an area with affordable housing demand.Surrounded by existing homes and close to schools, shopping, and everyday

    Damar Martin

    505 S 24th St, Saginaw, MI 48601
  • /13

    $5,750

    • Land
    • 8,276 Sq Ft
    • $30,263 per Acre

    1516 Ward St, Saginaw, MI 48601

    Rare opportunity to secure an MU-1 zoned infill lot in Saginaw with approved potential to build up to four (4) units. Ideal for investors, builders, or developers looking for an affordable multi-unit or mixed-use project.This lot is priced to sell at just $5,750, with seller financing available. Only $500 down and $250 per month — making it easy to move forward without bank

    Latisha Ghrael Ghrael Enterprises LLC

    1516 Ward St, Saginaw, MI 48601
  • /24

    $2,300

    $4K PRICE DROP
    • Land
    • 14,374 Sq Ft
    • $6,970 per Acre

    902 Randolph St, Saginaw, MI 48601

    902 Randolph Street, Saginaw, Michigan Cash Price: ONLY $2,300Secure your piece of land in the growing city of Saginaw, MI an affordable opportunity for future homeowners, builders, and smart investors looking to create long-term wealth through real estate ownership.Residential Buildable LotApprox. 14,375 Square Feet Great for Future Home Site or Investment

    Nicole Taliafero

    902 Randolph St, Saginaw, MI 48601
  • /5

    $500

    • Land
    • 7,405 Sq Ft
    • $2,941 per Acre

    1205 Atwater St, Saginaw, MI 48601

    Pricing & Flexible FinancingWe make land ownership easy with affordable cash discounts or low-entry monthly payments.CASH PRICE: Single Lot: $3500 (Cash price)Seller financing:$4000 ($500 down + 291.67/ mo for 12 months)Signed contract agreement required to finance!Address: 1205 Atwater St, Saginaw, MI 48601 Acres: 0.17 Parcel ID: 90-90-0-96-6000-200Lot

    Bianca Hill Dreams to Keyz LLC

    1205 Atwater St, Saginaw, MI 48601
  • /56

    $350

    • Land
    • 10,890 Sq Ft
    • $1,400 per Acre

    2515 Hiland St, Saginaw, MI 48601

    Positioned in an established residential neighborhood of Saginaw, this 0.25-acre vacant lot offers an affordable opportunity for builders, investors, or future homeowners looking to secure land in a growing Michigan market.With approximately 10,890 square feet of usable space, the property provides ample room for residential development while benefiting from existing infrastructure and

    Alim Frazier Vantara Estates

    2515 Hiland St, Saginaw, MI 48601
  • /32

    $82,500

    • 4 Beds
    • 2 Baths
    • 1,832 Sq Ft

    1021 Ames St, Saginaw, MI 48602

    Turnkey investment opportunity ready for new tenants. This 2-unit offers 4 total bedrooms and 2 total bathrooms, previously generating $1,600 per month in rental income. Both units are now vacant ready for a new owner providing flexibility for future ownership plans. The property features a basement with laundry hookup, and two driveways with separate entryways for future tenants. Tenants pay for

    Seth Vendelboe NextHome Greater Tri-cities

    1021 Ames St, Saginaw, MI 48602
  • /2

    $10,000

    • Land
    • 8,276 Sq Ft
    • $52,632 per Acre

    645 S 4th Ave, Saginaw, MI 48601

    Vacant residential lot for sale in central Saginaw. This 0.19-acre parcel (approximately 66 ft of frontage by 126 ft deep) sits in the established Heavenrich neighborhood, zoned R-2 for single- or two-family residential use — a flexible opportunity for builders, investors, or neighbors looking to expand. Located in the 48601 zip within the Saginaw City School District, this lot offers easy access

    Paul Burback The Miller Group

    645 S 4th Ave, Saginaw, MI 48601
  • /8

    $99,000

    • 2 Beds
    • 1 Bath
    • 882 Sq Ft

    1717 Ottawa St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Tenant pays $975 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1717 Ottawa St, Saginaw, MI 48602
  • /4

    $5,000

    • 3 Beds
    • 1.5 Baths
    • 1,664 Sq Ft

    3335 Rust Ave, Saginaw, MI 48601

    Investment Opportunity - 3 Bedroom/1.5 bath that needs restored to it's former glory. Motivated Seller. House needs renovation due to water damage. Sold as is.

    Myles Shephard Pinnacle Realty

    3335 Rust Ave, Saginaw, MI 48601
  • /23

    $81,777

    $8K PRICE DROP
    • 4 Baths
    • 2,633 Sq Ft

    2333 Benjamin St, Saginaw, MI 48602

    An updated Upper/Lower duplex. Both Units update both have original wood floors. Large Rooms in lower unit. 1 bedroom 1 bath lower unit. 2 bedroom 1 bath upper unit. Storage space in the basement for each unit as well as laundry. This property does have tenants we will need to give 24hrs notice to them prior to showing. Also we will need proof of funds prior to scheduling showing as well.

    Arlene Winfield Keller Williams First

    2333 Benjamin St, Saginaw, MI 48602
  • /14

    $39,900

    $5K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 920 Sq Ft

    1338 Sears St, Saginaw, MI 48601

    Move-in ready and full of updates! This 3 bedroom, 1 bath home features updated windows, flooring, paint, bathroom, and siding, giving the home a fresh modern feel throughout. Spacious layout with plenty of potential for a homeowner or investor alike. Call today for your personal showing.

    Coty Lewis NextHome Greater Tri-cities

    1338 Sears St, Saginaw, MI 48601
  • /9

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,217 Sq Ft

    1620 Vermont St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this rental property. This 3-bedroom property has undergone many recent updates. Tenant pays $800 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1620 Vermont St, Saginaw, MI 48602
  • /4

    $16,900

    • Land
    • 12,196 Sq Ft
    • $60,357 per Acre

    3425 Bramble Dr, Saginaw, MI 48603

    Vacant land, Ready to build your dream home. Call today for more information.

    Coty Lewis NextHome Greater Tri-cities

    3425 Bramble Dr, Saginaw, MI 48603
  • /17

    $59,900

    • 2 Beds
    • 1 Bath
    • 896 Sq Ft

    4042 Webber St, Saginaw, MI 48601

    This charming 2-bedroom, 1-bath home offers a great combination of comfort, updates, and outdoor space. Inside, you'll find an inviting layout with updated flooring and the peace of mind that comes with a newer furnace and roof. The detached 1-car garage provides convenient parking and additional storage. Step outside to enjoy the fenced backyard, plus an included extra side lot that creates an

    Coty Lewis NextHome Greater Tri-cities

    4042 Webber St, Saginaw, MI 48601

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