Affordable Homes for Sale in Saginaw, MI under $104,000

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  /41

  $89,900

  • 3 Beds
  • 2 Baths
  • 1,836 Sq Ft

  505 Yale St, Saginaw, MI 48602

  Step inside this fully and beautifully renovated home that perfectly blends the grandeur of Victorian character with clean, conventional style. Situated prominently on a desirable corner lot, this residence offers immediate curb appeal with its inviting, large front porch, a beautiful spot to relax and enjoy the weather. This home boasts a spacious and flexible floor plan featuring three generous

  

  Team Bliss-Cayer

  RE/MAX New Image

  (989) 474-2114

  

  505 Yale St, Saginaw, MI 48602
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  /2

  $1,940

  • Land
  • 0.11 Acre
  • $17,636 per Acre

  2938 Salina St, Saginaw, MI 48601

  Great residential lot to build on and/or as investment.

  

  Pat Devereaux

  RE/MAX New Image

  (989) 479-8601

  

  2938 Salina St, Saginaw, MI 48601
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  /2

  $65,000

  • Land
  • 2.5 Acres
  • $26,000 per Acre

  1151 N Niagara St, Saginaw, MI 48602

  L shape vacant lot with 220 feet of frontage. Zoned commercial, with water, sewer, electric and gas already on site. Listing does not include building or parking lot.

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 394-3655

  

  1151 N Niagara St, Saginaw, MI 48602
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  /19

  $49,900

  • 2 Beds
  • 1 Bath
  • 1,076 Sq Ft

  1022 N Bond St, Saginaw, MI 48602

  Charming and full of potential! This home at 1022 N Bond Ave offers comfortable living with a convenient location close to schools, parks, shopping, and everyday amenities. The home features a welcoming layout with plenty of character, natural light, and space to make your own. Two bedrooms and a full bath on the main level, a large bonus area upstairs for additional space/office/bedroom. Whether

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 282-9798

  

  1022 N Bond St, Saginaw, MI 48602
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  /28

  $87,500

  • 3 Beds
  • 1.5 Baths
  • 1,219 Sq Ft

  1520 Durand St, Saginaw, MI 48602

  Great opportunity for a new homeowner or rental investment close to downtown. This 3-bedroom, 1.5-bath, 1.5-story home includes a detached garage and is located near hospitals, restaurants, and nightlife. The interior has been refreshed with new flooring, fresh paint throughout, updated light fixtures, and several additional cosmetic improvements, along with an updated bathroom. Also has a newer

  

  Joshua Moore

  Berkshire Hathaway HomeServices

  (989) 660-8135

  

  1520 Durand St, Saginaw, MI 48602
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  /39

  $57,500

  • 3 Beds
  • 1 Bath
  • 1,021 Sq Ft

  2430 Whittier St, Saginaw, MI 48601

  Affordable Saginaw home offering a chance to build equity! This 3-bedroom, 1-bath, 1.5-story home features two bedrooms on the main floor and a third bedroom upstairs, along with a loft area perfect for storage or a small flex space. With 1,021 sq. ft. above ground and a 645 sq. ft. unfinished block basement (laundry and storage), this home sits on a 50 x 115 lot in a quiet residential

  

  TJ Beckman

  RE/MAX New Image

  (989) 403-1721

  

  2430 Whittier St, Saginaw, MI 48601
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  /20

  $82,500

  • 3 Beds
  • 1 Bath
  • 1,111 Sq Ft

  814 Mackinaw St, Saginaw, MI 48602

  Great opportunity for a new homeowner or rental investment close to downtown. This 3-bedroom, 1-bath 1.5-story home includes a detached garage and is located near hospitals, restaurants, and nightlife. The interior has been refreshed with new flooring, fresh paint throughout, updated light fixtures, and several additional cosmetic improvements. The home offers one bedroom on the main floor with

  

  Joshua Moore

  Berkshire Hathaway HomeServices

  (989) 403-1797

  

  814 Mackinaw St, Saginaw, MI 48602
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  /16

  $60,000

  • 2 Beds
  • 1 Bath
  • 885 Sq Ft

  2245 Taft St, Saginaw, MI 48602

  Welcome home. If you are looking for a home that feels manageable, practical, and full of original charm, this classic 1924 ranch delivers. Natural light fills the main living area, highlighting hardwood floors and traditional trim details that give the home warmth and personality. The layout offers defined living and dining spaces that feel connected yet purposeful, creating room to relax, host

  

  Eric Frontiera

  Brookstone Realtors LLC

  (989) 422-9440

  2245 Taft St, Saginaw, MI 48602
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  /3

  $48,000

  • 3 Beds
  • 1 Bath
  • 888 Sq Ft

  1024 S 24th St, Saginaw, MI 48601

  Cozy 3-bedroom ranch in Buena Vista Twp with a detached 2-car garage and a nice-sized 0.15-acre lot (60x114). 888 sq ft with a functional layout and 1 full bath. Great opportunity for an owner-occupant looking to build sweat equity or an investor seeking their next project. Convenient location with easy access to local amenities.

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 585-0327

  

  1024 S 24th St, Saginaw, MI 48601
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  /3

  $95,600

  • 3 Beds
  • 1 Bath
  • 1,300 Sq Ft

  1804 Bay St, Saginaw, MI 48602

  Charming 3-bedroom, 1-bath, 11⁄2-story home with approx. 1,300 sq ft and a detached 1-car garage. Situated on a 0.17-acre lot (61x120) in the City of Saginaw. Great opportunity for an owner-occupant or investor—bring your vision and make it your own! Conveniently located near shopping, dining, and major routes.

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 895-3539

  

  1804 Bay St, Saginaw, MI 48602
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  /5

  $64,900

  • 3 Beds
  • 1 Bath
  • 1,048 Sq Ft

  1515 S Harrison St, Saginaw, MI 48602

  Charming and well-maintained 3-bedroom, 1-bath ranch offering comfortable one-level living in a quiet neighborhood. This home features a bright and inviting living area, spacious bedrooms, and an efficient layout perfect for everyday living. Enjoy year-round comfort with central air conditioning and additional storage or finishing potential in the full basement. The exterior offers great curb

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 789-0585

  

  1515 S Harrison St, Saginaw, MI 48602
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  /4

  $89,000

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  1516 Congress Ave, Saginaw, MI 48602

  Charming 3-bedroom home offering comfort, functionality, and great value! This well-maintained property features a spacious layout with generous living areas and natural light throughout. The full basement provides excellent storage or potential for additional living space. Enjoy the convenience of a detached garage, perfect for parking, hobbies, or extra storage. Situated on a nice lot with a

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 567-3919

  

  1516 Congress Ave, Saginaw, MI 48602
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  /28

  $89,900

  • 3 Beds
  • 1 Bath
  • 1,008 Sq Ft

  2822 Kensington Dr, Saginaw, MI 48601

  This home offers the perfect blend of modern style and move-in readiness. From the moment you step inside, you will notice the bright, airy atmosphere created by a crisp, neutral paint palette that spans the entire interior. The home features brand-new flooring throughout, providing a seamless flow between living spaces, while updated light fixtures add a contemporary touch to every room. The

  

  Team Bliss-Cayer

  RE/MAX New Image

  (989) 850-2131

  

  2822 Kensington Dr, Saginaw, MI 48601
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  /24

  $6,500

  • Land
  • 0.33 Acre
  • $19,697 per Acre

  902 Randolph St, Saginaw, MI 48601

  Own Land Without OverpayingYou dont need perfect credit.You dont need a large upfront investment.For just $13/day, you can secure a larger lot in a growing city.Property Details902 Randolph Street Saginaw, MILot Size: 0.33 Acres (approximately 14,375 sq ft)Zoning: ResidentialProperty HighlightsOversized residential lot with plenty of

  Nicole Taliafero

  902 Randolph St, Saginaw, MI 48601
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  /5

  $4,000

  • Land
  • 0.17 Acre
  • $23,529 per Acre

  118 Mcgregor St, Saginaw, MI 48602

  KEEP YOUR CASH FOR YOUR NEXT DEAL! Seize the opportunity to invest in the heart of Saginaw, Michigan! This is an exciting opportunity to own a flat buildable lot zoned for Mixed Use (including multi-family dwellings) poised for development and bursting with potential. Whether you’re an investor, developer, or builder, you’ll benefit from this lot within a community that’s actively transforming.

  Easy LLC Easy Keys Properties, LLC

  118 Mcgregor St, Saginaw, MI 48602
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  /15

  $79,900

  • 2 Beds
  • 1 Bath
  • 963 Sq Ft

  1700 Marquette St, Saginaw, MI 48602

  Welcome home to this charming2-bedroom, 1-bath residence nestled in a quiet and peaceful neighborhood. This move-in ready home features brand new flooring and fresh carpet throughout, offering a clean and updated feel the moment you step inside. With thoughtful updates and a practical layout, it’s the perfect blend of comfort and convenience. Whether you’re a first-time buyer, downsizing, or

  MC Fortune Our Home & Co Real Estate

  

  1700 Marquette St, Saginaw, MI 48602
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  /19

  $97,000

  • 3 Beds
  • 1 Bath
  • 942 Sq Ft

  214 Goetz St, Saginaw, MI 48602

  Charming bungalow near Adams Boulevard! There is a lot to love about this 3 bedroom, one bath home with original hardwood floors and unique built-in storage shelving/bench in the living room. The kitchen offers gorgeous vintage cupboards with tons of storage and windows to bring in natural light in the quaint breakfast nook. A full basement offers plenty of extra room for storage, laundry and

  Jaime Cramer Berkshire Hathaway HomeServices Michigan Real Estate

  214 Goetz St, Saginaw, MI 48602
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  /23

  $58,000

  • 3 Beds
  • 1 Bath
  • 1,028 Sq Ft

  2403 N Bond St, Saginaw, MI 48602

  3 bedrooms, 1 full bath, full basement and attic area perfect for additional storage or living space. corner lot. Fenced back yard. 1 car detached garage. immediate possession! Kitchen appliances and Washer & Dryer included! Central Air. One Year Home Warranty!

  Janet Kovach RE/MAX New Image

  

  2403 N Bond St, Saginaw, MI 48602
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  /20

  $80,000

  • 4 Beds
  • 2 Baths
  • 1,413 Sq Ft

  936 Owen St, Saginaw, MI 48601

  Check out this charming, low-maintenance stone Cape Cod in Saginaw’s Cathedral District! This 4-bedroom, 1.5-bath home offers timeless character with modern updates and strong investment potential. Located directly across from MyMichigan Health and the future CMU medical school campus, this property is perfectly positioned for long-term value. Step inside to find an oversized living room

  Elisabeth Bishop Keller Williams Preferred

  

  936 Owen St, Saginaw, MI 48601
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  /19

  $77,700

  • 3 Beds
  • 1.5 Baths
  • 1,695 Sq Ft

  903 S Michigan Ave, Saginaw, MI 48602

  One of Michigan's original Governor's homes is up for sale! If you love Historic homes with character, 903 S. Michigan Ave is one you won’t want to miss. Built in 1927, this 3-bedroom, 1.5-bath home has over 1,700 square feet of space and is full of the kind of charm you just don’t find in newer houses. From the curb, the unique storybook style exterior immediately stands out. Inside, you’ll

  The Real Estate Specialists Berkshire Hathaway HomeServices, Bay City

  903 S Michigan Ave, Saginaw, MI 48602
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  /8

  $75,000

  • 4 Beds
  • 1.5 Baths
  • 1,288 Sq Ft

  616 N Oakley St, Saginaw, MI 48602

  Rent-to-own opportunity! Spacious 4 bed, 2 bath home with strong upside potential for the right buyer. Perfect for a handyman or investor looking to build equity, and a great opportunity for someone looking for an alternative path to homeownership. This beautiful historic home still has many of the original features, and comes with a brand new roof

  Alyssa LaRose Mid-Mitten Realty

  

  616 N Oakley St, Saginaw, MI 48602
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  /19

  $79,000 Open Sat 12PM - 2PM

  • 3 Beds
  • 1 Bath
  • 1,144 Sq Ft

  1724 State St, Saginaw, MI 48602

  Welcome to 1724 State St! Situated on a desirable corner lot, this charming 3-bedroom, 1-bath home offers plenty of parking and a partially fenced yard for added privacy. Inside, you’ll find a spacious living room perfect for relaxing or entertaining, along with an open kitchen that flows seamlessly into the dining area. Major updates include a new roof, furnace, and hot water heater—all

  Allison Thurston Century 21 Signature Realty

  

  1724 State St, Saginaw, MI 48602
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  /15

  $39,900

  • 3 Beds
  • 1 Bath
  • 1,215 Sq Ft

  2103 Lynnwood Ave, Saginaw, MI 48601

  3 Bedroom, 1 bath Cape Cod Furnace in crawl space. 2 Car det garage for storage. City of Saginaw. Great starter! or investment.

  All Star Real Estate All Star Real Estate

  2103 Lynnwood Ave, Saginaw, MI 48601
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  /30

  $94,900

  • Land
  • 6.15 Acres
  • $15,431 per Acre

  0 Fashion Square Blvd, Saginaw, MI 48603

  Presenting an exceptional opportunity: 6.15 acres of prime commercial land available for development just off Fashion Square Boulevard in Saginaw, Michigan. This expansive parcel offers a versatile canvas for a variety of commercial ventures, strategically positioned to capitalize on the area's dynamic growth and accessibility. Key Features: Strategic Location: Situated adjacent to Fashion Square

  Justin Ferullo Keller Williams Preferred

  

  0 Fashion Square Blvd, Saginaw, MI 48603
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  /12

  $67,900

  • 3 Beds
  • 1 Bath
  • 1,191 Sq Ft

  719 S Bond St, Saginaw, MI 48602

  Very nice home on Saginaw's West Side! This home has been freshly painted with new flooring and more! First floor bedroom with 2 additional bedrooms on the second floor and first floor laundry. Vinyl siding, vinyl windows, garage. This home is priced to sell!

  Dona Czapp Valley Real Estate

  

  719 S Bond St, Saginaw, MI 48602
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  /27

  $65,000

  • 3 Beds
  • 1.5 Baths
  • 972 Sq Ft

  3221 Fulton St, Saginaw, MI 48601

  Step into this cozy 972 ft2 1.5 Bungalow style home sitting on a 10,000 ft2 lot. Built in 1929 on true to size beams, no space was wasted in this classic design. Efficient for Michigan Summers and Winters at almost 100 years strong. The 637 ft2 basement has lots of room for your vision as well as laundry. Additional storage throughout the house accessible inside. Updated electrical inside and out

  Linda Shephard Pinnacle Realty

  

  3221 Fulton St, Saginaw, MI 48601
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  /32

  $85,400

  • 2 Beds
  • 2 Baths
  • 919 Sq Ft

  909 N Granger St, Saginaw, MI 48602

  Welcome to 909 N. Granger in Saginaw! This well-located property offers a great opportunity for homeowners or investors alike. Conveniently situated near local schools, shopping, dining, and major roadways, this home provides easy access to everyday amenities. With solid potential and room to make it your own, this is a great chance to own in an established neighborhood. All brand new carpet and

  Colleen Strader CMS Realty LLC

  909 N Granger St, Saginaw, MI 48602
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  /9

  $69,000

  • 3 Beds
  • 1 Bath
  • 936 Sq Ft

  128 Woodward Dr, Saginaw, MI 48601

  A perfect starter home being offered as a land contract.

  Justin Ferullo Keller Williams Preferred

  

  128 Woodward Dr, Saginaw, MI 48601
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  /31

  $74,000

  • 2 Beds
  • 1 Bath
  • 818 Sq Ft

  1815 W Genesee Ave, Saginaw, MI 48602

  This charming, 2-bedroom, 1-bathroom bungalow has been thoughtfully maintained and features a newer roof, furnace, central AC, and windows. The property includes a detached garage and a fully fenced yard—ideal for pets, entertaining, or added privacy. Inside, the layout is efficient and functional, making it a great fit for a primary residence, downsizing option, or investment property. Currently

  Brandi Stupica FIVE STAR REAL ESTATE - MT. PLEASANT

  1815 W Genesee Ave, Saginaw, MI 48602
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  /19

  $79,900

  • 3 Beds
  • 2 Baths
  • 1,302 Sq Ft

  2338 N Bond St, Saginaw, MI 48602

  Step into timeless charm with this 3-bedroom, 2-bath home offering 1,302 sq ft of character and potential. This residence showcases stunning original trim and doors that highlight the craftsmanship of a bygone era. Warm and inviting bedrooms feature original hardwood floors, adding authentic charm and durability. The spacious layout offers comfortable living areas filled with natural light, while

  Kim Schroeder-Floto Wentworth Real Estate Group

  

  2338 N Bond St, Saginaw, MI 48602
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  /11

  $54,900

  • 3 Beds
  • 1 Bath
  • 1,069 Sq Ft

  310 S Bates St, Saginaw, MI 48602

  3-Bedroom Home with Fenced Backyard. This 3-bedroom, 1 full bath home offers a solid layout and a clean, well-kept exterior. Inside, the home could use some fresh paint and new flooring, giving you a great opportunity to update it to your own style. The nice-sized fenced backyard provides plenty of space for pets, kids, or outdoor gatherings. Whether you're looking for a place to make your own or

  Coty Lewis NextHome Greater Tri-cities

  

  310 S Bates St, Saginaw, MI 48602
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  /33

  $65,500

  • 4 Beds
  • 1 Bath
  • 1,072 Sq Ft

  1543 Maine St, Saginaw, MI 48602

  Attention first time home buyers, investors, and DIY hobbyists! This four bedroom, one bath home in the City of Saginaw has great bones and is ready for its next chapter. Upon entering, you’ll notice the beautiful original stained woodwork and an abundance of natural light. The main floor features a spacious living room, formal dining room, first floor primary bedroom, and first floor laundry.

  Adam Sinclair Bay Valley Realty

  1543 Maine St, Saginaw, MI 48602
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  /31

  $69,900

  • 3 Beds
  • 1 Bath
  • 1,296 Sq Ft

  420 N Granger St, Saginaw, MI 48602

  Charming and well-maintained 3 bedroom home situated on 3 lots, offering extra privacy with no neighbors on either side. Features a beautiful hand-crafted wood ceiling in the kitchen, adding warmth and character to the space. Enjoy outdoor living on the large back deck-perfect for entertaining. Home also incudes a tankless water heater for efficiency and a lifetime metal roof on the garage and

  Diana Smith Berkshire Hathaway HomeServices

  

  420 N Granger St, Saginaw, MI 48602
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  /17

  $94,900

  • 2 Beds
  • 2 Baths
  • 2,032 Sq Ft

  1507 Holmes St, Saginaw, MI 48602

  This 2-bedroom, 2-bath home offers a spacious and solid layout with plenty of room to grow. The main level provides comfortable living space, while the full basement adds incredible flexibility with a large living room area and two bonus rooms—perfect for a home office, hobby room, guest space, or additional storage. Outside, you’ll find a large yard that is mostly fenced in, providing great

  Scott Clay The Brand Real Estate

  

  1507 Holmes St, Saginaw, MI 48602
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  /25

  $89,900

  • 4 Beds
  • 1 Bath
  • 1,250 Sq Ft

  1724 Maine St, Saginaw, MI 48602

  Step inside to find fresh updates throughout, including modern finishes, update flooring, and a bright, welcoming atmosphere. The spacious living area is perfect for relaxing or entertaining, while the four generously sized bedrooms provide flexibility for family or guests, or even a home office. The updated kitchen offers a functional layout with ample cabinet space, making everyday meals and

  Maria Garcia Mid-Mitten Realty

  

  1724 Maine St, Saginaw, MI 48602
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  /14

  $85,000

  • 3 Beds
  • 1 Bath
  • 1,194 Sq Ft

  2002 Marquette St, Saginaw, MI 48602

  Welcome to this well-maintained 3-bedroom, 1-bath home situated on a corner lot with a fenced-in yard, perfect for added privacy and outdoor enjoyment. The home features an attached garage for convenient parking and storage, along with spacious closets and a handy laundry chute. Recent updates include a new roof installed in 2022 and a fully updated bathroom in 2025. With its manageable size,

  Allison Thurston Century 21 Signature Realty

  

  2002 Marquette St, Saginaw, MI 48602
• 

  

  /15

  $69,900

  • 2 Beds
  • 1 Bath
  • 677 Sq Ft

  3312 W Genesee Ave, Saginaw, MI 48602

  Cozy 2 Bed, 1 Bath Ranch on a full basement. This home features hardwood floors throughout. Desirable Saginaw location with tree lined backyard for some privacy. New furnace with professional duct cleaning. New water heater. New windows in basement.

  Jeff Lape Century 21 Signature Realty Midland

  3312 W Genesee Ave, Saginaw, MI 48602
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  /3

  $24,900

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  1814 Hartsuff St, Saginaw, MI 48601

  Large home previously zoned for multifamily use. Home requires full remodel. Schedule your tour today!

  Nathan Gross Real Estate For A CAUSE

  

  1814 Hartsuff St, Saginaw, MI 48601
• 

  

  /23

  $89,900

  • 3 Beds
  • 4 Baths
  • 1,583 Sq Ft

  2333 Benjamin St, Saginaw, MI 48602

  An updated Upper/Lower duplex. Both Units update both have original wood floors. Large Rooms in lower unit. 1 bedroom 1 bath lower unit. 2 bedroom 1 bath upper unit. Storage space in the basement for each unit as well as laundry. This property does have tenants we will need to give 24hrs notice to them prior to showing. Also we will need proof of funds prior to scheduling showing as well.

  Arlene Winfield Braven Enterprises LLC

  

  2333 Benjamin St, Saginaw, MI 48602
• 

  

  /7

  $32,000

  • 1 Bed
  • 1 Bath
  • 600 Sq Ft

  1425 Cypress St, Saginaw, MI 48602

  This 600 sq ft bungalow built in 1946 is the definition of cozy! Featuring 1 bedroom and 1 full bath, this home offers a newer kitchen that adds modern convenience while maintaining its classic charm.Step outside to a fully fenced yard—perfect for pets, gardening, or relaxing evenings—and enjoy the added bonus of a one-car garage for extra storage and parking.Located in Saginaw, this

  Tami Laduke Realty Professionals

  

  1425 Cypress St, Saginaw, MI 48602

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