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Affordable Homes for Sale in Saginaw, MI under $104,000

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  • /7

    $39,000

    • Land
    • 0.64 Acre
    • $60,938 per Acre

    0 Sawmill Blvd Unit 4 50176260, Saginaw, MI 48603

    Nestled in the desirable Sawmill subdivision, this beautiful wooded lot spans over half an acre and backs up to the 9th hole. This lot is ready for its future owner to clear and build their dream home!

    Karen Colston Century 21 Signature Realty

    0 Sawmill Blvd Unit 4 50176260, Saginaw, MI 48603
  • /4

    $8,900

    • Land
    • 0.28 Acre
    • $31,786 per Acre

    3141 Canary Dr, Saginaw, MI 48601

    Rare opportunity to own a vacant residential parcel in Saginaw’s desirable Bridgeport Township area! Located at 3141 Canary Dr, this approximately 0.28-acre buildable lot offers a clean slate for your dream home, investment property, or long-term land hold. The property is zoned residential and situated in a quiet neighborhood with convenient access to local amenities, schools, shopping, and

    Joseph Kendrick USRealty.com, LLP

    3141 Canary Dr, Saginaw, MI 48601
  • /17

    $89,900

    • 2 Beds
    • 2 Baths
    • 1,505 Sq Ft

    1954 Harry St, Saginaw, MI 48602

    Welcome home to 1954 Harry! This adorable, cape cod style home, offers 2 bedrooms and 2 full baths (additional 1/2 bath in basement as well). Take advantage of the wood burning stove in the dining/family area on colder days for a sweet cozy feel. An enclosed porch off the dining area offers a nice backyard retreat in the warmer seasons and a detached, 2 car garage provides a nice option for

    Sabrina Foy RE/MAX New Image

    1954 Harry St, Saginaw, MI 48602
  • /31

    $25,500

    • Land
    • 0.16 Acre
    • $159,375 per Acre

    1508/1516 & 1509/151 S Fayette & S Michigan St, Saginaw, MI 48602

    To follow

    Jeff Glover KW Professionals

    1508/1516 & 1509/151 S Fayette & S Michigan St, Saginaw, MI 48602
  • /4

    $4,000

    • Land
    • 0.17 Acre
    • $23,529 per Acre

    2310 Wilkins St, Saginaw, MI 48601

    .17 acre vacant parcel located within Saginaw City limits. Zoned residential within existing neighborhood. Buyer to confirm utility access, taxes, lot size, etc. Parcel at 1333 Mott, 1339 Mott also for sale (price for both lots $14,000). All 3 parcels to be sold as package for $17,000.

    Amy Schnople Century 21 Affiliated

    2310 Wilkins St, Saginaw, MI 48601
  • /21

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,356 Sq Ft

    254 Lockwood St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone many recent updates. Section 8 pays $1150 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    254 Lockwood St, Saginaw, MI 48602
  • /3

    $89,900

    • Land
    • 2.16 Acres
    • $41,620 per Acre

    3400 Hallmark Ct, Saginaw, MI 48603

    Kenneth Kujawa Century 21 Signature Realty

    3400 Hallmark Ct, Saginaw, MI 48603
  • /57

    $79,000

    544 S 13th St, Saginaw, MI 48601

    Asking $79,000 or best offer, Money Making Brick multi family home, 2 bedroom unit upstairs and 2 or POSSIBLY 3 Bedroom unit on main floor, *(extra room off living room with central heat) Land contract available with no credit check, with 50k down, $1,500 per month & pays property off in full in only about 19 months** full basement with Furnace & 2 separate electric meters, Wide lot With 2 CAR

    John Wallen Michigan Dream Homes, LLC

    544 S 13th St, Saginaw, MI 48601
  • /17

    $75,000

    • 2 Beds
    • 1 Bath
    • 865 Sq Ft

    2234 Shattuck Rd, Saginaw, MI 48603

    Welcome to this single-family home offering endless potential in a prime location! Situated on a spacious, tree-lined property, this home features 2 bedrooms with the possibility to convert into 4, making it ideal for growing families or savvy investors looking to maximize value. Step inside to find a large kitchen perfect for entertaining or everyday living, with plenty of room to customize or

    Tami Laduke Realty Professionals

    2234 Shattuck Rd, Saginaw, MI 48603
  • /17

    $32,000

    • 1 Bed
    • 1 Bath
    • 600 Sq Ft

    1941 Walcott St, Saginaw, MI 48601

    Come check out this 1 bedroom 1 bathroom home. Perfect for down-sizing or a Rental property. Freshly painted interior and new vinyl flooring throughout. Brand New Furnace installed. Newer water heater and plumbing. Storage shed included. Motivated Seller

    Ahmed Khalil eXp Realty LLC

    1941 Walcott St, Saginaw, MI 48601
  • /2

    $12,000

    • 2 Beds
    • 1 Bath
    • 958 Sq Ft

    2621 Wadsworth Ave, Saginaw, MI 48601

    This property offers exceptional potential for investors or homeowners looking to create a fully customized space.Property has been stripped to the studs and ready for renovation—ideal for designing your own layout and finishes. It has a large, oversized yard that ispartially fenced, providing ample outdoor space and the gate opens to an additional open area perfect for recreational use

    Jodi Johnston Exclusive House of Real Estate

    2621 Wadsworth Ave, Saginaw, MI 48601
  • /2

    $14,500

    • Land
    • 0.27 Acre
    • $53,704 per Acre

    2820 Greenbriar Dr, Saginaw, MI 48601

    A great lot in the heart of Bridgeport Township. Site is ready to build your dream home on!

    Julie Garske Berkshire Hathaway HomeServices

    2820 Greenbriar Dr, Saginaw, MI 48601
  • /14

    $69,000

    • 0.5 Baths
    • 2,952 Sq Ft

    244 Shattuck Rd, Saginaw, MI 48604

    Store Your Stuff or Start Your Business on Shattuck! If you’ve been waiting for the perfect spot to bring your ideas to life, 244 Shattuck Rd is it. This 3,000 sq ft commercial building on 3⁄4 of an acre gives you the space, flexibility, and privacy you’ve been looking for — all while being uniquely positioned in a quiet residential zone, which means easier access, less traffic, and tons of

    Taylor Dawe EXP Realty

    244 Shattuck Rd, Saginaw, MI 48604
  • /14

    $69,000

    • 2 Beds
    • 1 Bath
    • 831 Sq Ft

    1652 Stanley St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This property has undergone many recent upgrades, including a remodeled bathroom. Section 8 pays directly to the owner. The rent is $915, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    1652 Stanley St, Saginaw, MI 48602
  • /2

    $55,000

    • Land
    • 0.53 Acre
    • $103,774 per Acre

    8 Sawmill Blvd, Saginaw, MI 48603

    Looking for the perfect place to build your dream home? This beautiful lot is located on over 1/2 acre on the golf course. It is in the gated subdivision of the Sawmill.

    Ayad Subhi Century 21 Signature Realty

    8 Sawmill Blvd, Saginaw, MI 48603
  • /12

    $65,000

    • Land
    • 1.91 Acres
    • $34,031 per Acre

    4500 N Michigan, Saginaw, MI 48604

    4500 N Michigan Avenue presents a vacant land opportunity in Carrollton Township, Saginaw, located at the southeast corner of N Michigan Avenue and Flanders Drive, a highly visible primary corridor with strong frontage and exposure. Zoned B-2 Neighborhood Business. The property is situated just minutes from I-675 and in proximity to established commercial uses and surrounding residential

    Anthony Djon Anthony Djon Luxury Real Estate

    4500 N Michigan, Saginaw, MI 48604
  • /17

    $63,900

    • 6 Beds
    • 2 Baths
    • 1,571 Sq Ft

    2020 Cooper Ave, Saginaw, MI 48602

    Welcome to 2020 Cooper Ave, a spacious 6 bedroom, 2 bath two-story home in Saginaw offering exceptional potential. With over 1,500 Sq Ft this property features hardwood floors, a full unfinished basement for storage or future expansion, and a detached garage. Enjoy relaxing on the covered front porch. With its generous layout and timeless design, this home is an excellent option for a large

    Connery Calkins REMAX Edge

    2020 Cooper Ave, Saginaw, MI 48602
  • /34

    $68,900

    • 2 Beds
    • 1 Bath
    • 720 Sq Ft

    206 S 25th St, Saginaw, MI 48601

    From the moment you arrive, you’ll notice the pride of ownership that shows up in the clean curb appeal and the way everything feels cared for. Inside, the home offers a warm, comfortable layout with inviting living spaces that feel easy to settle into whether you’re hosting family, relaxing after work, or enjoying a quiet morning at home. The interior has a bright, tidy feel with finishes that

    Justin Ferullo Keller Williams Preferred

    206 S 25th St, Saginaw, MI 48601
  • /4

    $55,900

    • 3 Beds
    • 1 Bath
    • 1,250 Sq Ft

    1108 Wisner St, Saginaw, MI 48601

    Welcome Home!! Home features 3 bedrooms and 1 bath with an attached 1 car garage. Home is currently being rented-great investment opportunity. Seller has a portfolio of homes in the area that are being sold. Call today for a private showing today!

    Bradley LaBrie Keller Williams First

    1108 Wisner St, Saginaw, MI 48601
  • /8

    $44,900

    • 3 Beds
    • 1 Bath
    • 954 Sq Ft

    3016 Fairview St, Saginaw, MI 48601

    Check out this 3 bedroom, 1 bath home with loads of potential. Whether you’re looking for a spot to put your personal touch on or you’re thinking about expanding your investment portfolio, this home is worth a look. Come see what you can turn it into! Lender owned property, seller is unaware of the condition of the property. Selling property in AS-IS condition. BATVAI

    Kelly Wolf Berkshire Hathaway HomeServices

    3016 Fairview St, Saginaw, MI 48601
  • /37

    $94,900

    • 2 Beds
    • 1 Bath
    • 917 Sq Ft

    2821 Cooper Ave, Saginaw, MI 48602

    Tucked away in Saginaw near Michigan Lutheran Seminary, Court Street and Old-Town Saginaw, feel at ease with the pride of ownership of this two bedroom, one bathroom bungalow that just had a NEW ROOF put on in October 2025! The charm starts as you pull up and see the manicured landscaping, covered porch and early 1900s architecture. Walk in the front door and find you'll still find the character

    Andrew Keller Knockout Real Estate

    2821 Cooper Ave, Saginaw, MI 48602
  • /4

    $3,500

    • Land
    • 0.17 Acre
    • $20,588 per Acre

    1620 King St, Saginaw, MI 48602

    Located in a revitalizing area known for well-kept yards, sidewalks, and a quiet, community feel. The neighborhood has seen renewed activity with restoration projects, restaurants, new breweries, and condominium developments reinforcing its cultural reinvigoration. The property is exempt from ad valorem taxes and assessed on the special act roll pursuant to PA 261 of 2003, with this tax status

    Danny Peterson EXP Realty Main

    1620 King St, Saginaw, MI 48602
  • /6

    $5,000

    • Land
    • 0.13 Acre
    • $38,462 per Acre

    2127 Annesley St, Saginaw, MI 48601

    buy 1 buy all (7)

    Shelley Dixon SoldA2Z Realty

    2127 Annesley St, Saginaw, MI 48601
  • /3

    $3,500

    • Land
    • 0.15 Acre
    • $23,333 per Acre

    1823 Ring St, Saginaw, MI 48602

    Here is a rare opportunity to acquire a residentially zoned vacant lot in Saginaw’s Saginaw Improvement Company’s Addition H subdivision. The property is exempt from ad valorem taxes and assessed on the special act roll pursuant to PA 261 of 2003, with this tax status expiring on 12/31/2029. The parcel features utilities readily available at the street, simplifying your build prospects. The

    Danny Peterson EXP Realty Main

    1823 Ring St, Saginaw, MI 48602
  • /3

    $52,900

    • 3 Beds
    • 1 Bath
    • 1,065 Sq Ft

    2516 Kansas Ave, Saginaw, MI 48601

    Home features 3 bedrooms, 1 full bath. 1 car garage, nice size yard, new roof. Home is currently tenant occupied paying $ 936. Call today for more information.

    Coty Lewis NextHome Greater Tri-cities

    2516 Kansas Ave, Saginaw, MI 48601
  • /11

    $85,000

    • 2 Beds
    • 1 Bath
    • 804 Sq Ft

    2243 Avon St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone many recent updates. Section 8 pays $925 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    2243 Avon St, Saginaw, MI 48602
  • /26

    $75,000

    • 2 Beds
    • 1 Bath
    • 945 Sq Ft

    2021 Benjamin St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 2-bedroom property has undergone recent updates. Section 8 pays directly to the owner. The rent is $1095, the landlord receives Positive Cash Flow. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    2021 Benjamin St, Saginaw, MI 48602
  • /2

    $4,500

    • Land
    • 0.19 Acre
    • $23,684 per Acre

    1703 Marquette St, Saginaw, MI 48602

    60 X 140 city lot located on the corner of Larch and Marquette. SEV is an estimate given by the city. No taxes in 2025. Taxes will resume in the summer of 2026.

    Renee Harvey EXP Realty

    1703 Marquette St, Saginaw, MI 48602
  • /2

    $65,000

    • 3 Beds
    • 1 Bath
    • 894 Sq Ft

    1603 Cooper Ave, Saginaw, MI 48602

    3 Bedroom tenant occupied investment opportunity. Fenced backyard with ample space for long haul walks and much room for relaxing enjoyment. Located near Herig Elementary School, Court Street Theater, Saginaw Art Museum, Bliss Park, grocery stores and other points of interest. Please do not approach home without appointment or disturb the tenant legal right to peaceful enjoyment. Contact your

    Milton Owens-Crawford Reach Realty Group

    1603 Cooper Ave, Saginaw, MI 48602
  • /22

    $19,999

    • 3 Beds
    • 1 Bath
    • 968 Sq Ft

    1940 Robinwood Ave, Saginaw, MI 48601

    Property is being sold as is. Home needs TLC.

    Javonny Vega Premier Agent Network Michigan LLC

    1940 Robinwood Ave, Saginaw, MI 48601
  • /15

    $99,000

    • 3 Beds
    • 1 Bath
    • 1,344 Sq Ft

    643 Thurman St, Saginaw, MI 48602

    Landlords/Investors, enjoy the guaranteed rental payments with this rental property. This 3-bedroom property has undergone many recent updates. Tenant pays $900 directly to the owner. Do Not Disturb tenants! Serious buyers only!

    Vincent Manganello Great Lakes Real Estate Agency LLC

    643 Thurman St, Saginaw, MI 48602
  • /14

    $75,900

    • 2 Beds
    • 1 Bath
    • 888 Sq Ft

    612 S 31st St, Saginaw, MI 48601

    Well maintained 2-bedroom with the possibility of a 3rd bedroom. Newer carpet, updated kitchen and bath. Situated on 3 fenced-in city lots. Plenty of spae for expansion and/or gardening.

    Geri Doxie Keller Williams Preferred

    612 S 31st St, Saginaw, MI 48601
  • /8

    $12,000

    • Land
    • 0.18 Acre
    • $66,667 per Acre

    2326 Lincoln Ave, Saginaw, MI 48601

    Buildable .175-acre vacant lot located within the City of Saginaw with public sewer available at the street. This property presents an excellent opportunity for residential development or investment. Conveniently located near schools, shopping, dining, and major roadways. Buyer to verify all information including zoning, utilities, and building requirements with the City of Saginaw.

    Emily Schulz Red Fox Realty LLC

    2326 Lincoln Ave, Saginaw, MI 48601
  • /16

    $72,500

    • 3 Beds
    • 1 Bath
    • 936 Sq Ft

    996 Athens St, Saginaw, MI 48601

    Charming 3-bedroom, 1-bath home situated on a nice corner lot! This clean and tidy home features beautiful hardwood floors, ceramic tile in the kitchen and bath, and a nicely appointed kitchen with newer cabinets, stove, dishwasher, and refrigerator—all included. Enjoy the convenience of new bedroom blinds, a backyard shed for extra storage, and a partially fenced yard. Great location across from

    Joy Dobson Century 21 Signature Realty

    996 Athens St, Saginaw, MI 48601
  • /2

    $4,000

    • Land
    • 0.22 Acre
    • $18,182 per Acre

    1716 Maple St, Saginaw, MI 48602

    Vacant city lot just off West Michigan. Taxes to be determined.

    Renee Harvey EXP Realty

    1716 Maple St, Saginaw, MI 48602
  • /6

    $5,000

    • Land
    • 0.13 Acre
    • $38,462 per Acre

    2113 Annesley St, Saginaw, MI 48601

    buy 1 buy 7 we can make a deal happen

    Shelley Dixon SoldA2Z Realty

    2113 Annesley St, Saginaw, MI 48601
  • /3

    $3,500

    • Land
    • 0.15 Acre
    • $23,333 per Acre

    2420 Lynnwood Ave, Saginaw, MI 48601

    Located in Saginaw Improvement Company’s Addition C with public water and sewer available at the street. Benefit from a temporary property tax exemption through the end of 2029, creating potential savings and financial flexibility. The adjacent lot at 2416 Lynnwood Ave is also available offering compelling flexibility. You can opt to build two custom residences tailored to local demand, or

    Danny Peterson EXP Realty Main

    2420 Lynnwood Ave, Saginaw, MI 48601
  • /4

    $10,000

    • Land
    • 0.28 Acre
    • $35,714 per Acre

    6929 Wegner Rd, Saginaw, MI 48609

    .28 acre residential lot, located in 100 year floodplain. City water, natural gas, sanitary sewer at road.

    Nathon Wilson Wilson Realty

    6929 Wegner Rd, Saginaw, MI 48609
  • /17

    $79,900

    • 3 Beds
    • 1 Bath
    • 1,316 Sq Ft

    1811 Allegan St, Saginaw, MI 48602

    Affordable Move - in ready home available for immediate occupancy! Recent updates include new flooring and freshly painted, new water heater (2024) updated lighting. Full basement provides extra storage space plus a deep back yard. Great home at an affordable price!

    Michael Meehleder Ayre/Rhinehart Bay REALTORS

    1811 Allegan St, Saginaw, MI 48602
  • /8

    $11,000

    • 3 Beds
    • 1 Bath
    • 1,024 Sq Ft

    3366 Janes Ave, Saginaw, MI 48601

    Positioned in the heart of Buena Vista Township, this 1950s ranch-style home is waiting for a complete transformation. Whether you are a seasoned flipper or a first-time homebuyer with a vision, this property offers a solid foundation to build significant sweat equity in a 2026 market that favors renovated, move-in-ready homes. With Buena Vista Township recently receiving a $400,000 grant for

    Kevin Trafton Century 21 Affiliated

    3366 Janes Ave, Saginaw, MI 48601

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