28

Studio to 3 Bedroom Homes for Sale in Downtown Saint Cloud

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  • /29

    $170,000

    • 2 Beds
    • 1 Bath
    • 940 Sq Ft

    433 Pennsylvania Ave, Saint Cloud, FL 34769

    Short Sale. Discover a rare investment gem nestled between Lake Toho and Downtown St. Cloud—a distressed property, fixer-upper, and short sale offering boundless potential. This 2 bedroom, 1 bathroom, approximately 940 sq ft single-family home rests on about a 7,405 sq ft lot and was originally built in 1925. There is a separate garage with a shower unit. Calling all investors and contractors:

    Agent Photo

    Naomi Embleton

    EXP REALTY LLC

    (855) 393-4333

    433 Pennsylvania Ave, Saint Cloud, FL 34769
  • /44

    $425,000

    • 2 Beds
    • 1 Bath
    • 1,128 Sq Ft

    1801 Lakeshore Blvd, Saint Cloud, FL 34769

    LOOK AT THIS VIEW! NO HOA, CORNER LOT! Welcome to this charming 2-bedroom (with potential for a 3rd bedroom), 1-bath home situated on nearly 1⁄4 acre with a breathtaking lake view. Get ready to fall in love with the stunning sunset skies over East Lake Toho, enjoyed right from your front living room through the newly installed windows (2025) throughout the home. Located directly across from the

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    Milinda Knollinger

    CORCORAN CONNECT LLC

    (855) 301-2091

    1801 Lakeshore Blvd, Saint Cloud, FL 34769
  • /28

    $285,000

    • 3 Beds
    • 1.5 Baths
    • 1,200 Sq Ft

    1601 Connecticut Ave, Saint Cloud, FL 34769

    **This house comes with a REDUCED RATE through the seller's preferred lender. This is a lender-paid rate buydown that reduces the buyer's interest rate and monthly payment.** Nestled on a desirable CORNER LOT in the heart of St. Cloud, this MOVE-IN ready concrete BLOCK HOME offers a welcoming blend of comfort, character, and convenience - featuring a charming front porch, an extended driveway,

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    Thomas Nickley

    KELLER WILLIAMS REALTY AT THE PARKS

    (855) 785-0576

    1601 Connecticut Ave, Saint Cloud, FL 34769
  • /42

    $399,900

    • 3 Beds
    • 3 Baths
    • 1,765 Sq Ft

    1503 Wisconsin Ave, Saint Cloud, FL 34769

    Beautifully Updated 3 Bedroom, 3 Bathroom Pool Home!Step inside to find fresh interior and exterior paint, brand-new flooring, and a Brand New kitchen featuring custom cabinets, solid surface countertops, and stainless steel appliances. Major updates include a brand-new roof, newer A/C and water heater, and updated windows for peace of mind. This home offers a versatile floor plan with a

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    Christopher Woeste

    TIE TEAM REALTY LLC

    (844) 969-4573

    1503 Wisconsin Ave, Saint Cloud, FL 34769
  • /15

    $280,000

    • 3 Beds
    • 1.5 Baths
    • 1,516 Sq Ft

    706 Massachusetts Ave, Saint Cloud, FL 34769

    This spacious 3-bedroom, 1.5-bath home offers comfort, character, and multiple areas designed for gathering and everyday living. Step inside to a welcoming great room featuring built-in shelving and a cozy fireplace with a custom mantle, creating an inviting space to relax or entertain. The open kitchen provides generous counter and cabinet space, making it well-suited for daily use or hosting

    Steven Pugh EXP REALTY LLC

    706 Massachusetts Ave, Saint Cloud, FL 34769
  • /20

    $345,000

    • 3 Beds
    • 2 Baths
    • 1,604 Sq Ft

    608 Indiana Ave, Saint Cloud, FL 34769

    Right here within it all sits a true storybook cottage in the heart of St. Cloud's historic downtown district. This 3-bedroom, 2-bath treasure blends 1930s charm with everyday comfort—original wood floors, a classic clawfoot tub, and nostalgic details that make it feel like a cozy dollhouse come to life. Just steps from shops, restaurants, and the scenic lakefront with walking paths and

    Sabrena Killmon RISE Realty Services

    608 Indiana Ave, Saint Cloud, FL 34769
  • /9

    $5,000

    • 1 Bed
    • 1 Bath

    196 13th St Unit W36, St. Cloud, FL 34769

    Looking for an affordable place to call your own? St. Cloud W36 is available for just $5,000 - a steal of a deal! Nestled in a friendly, welcoming community, it's a fantastic chance to own your space without breaking the bank. Lot rent is just $750/month, making this the perfect setup for full-time living or a weekend escape. Opportunities like this don't come around often! Act fast - this one

    Gina Michini Ecosun Realty

    196 13th St Unit W36, St. Cloud, FL 34769
  • /25

    $199,990

    • 2 Beds
    • 1 Bath
    • 1,080 Sq Ft

    1423 Massachusetts Ave, Saint Cloud, FL 34769

    Price to sell!!! Charming Opportunity in the Heart of Saint Cloud – This 2-bedroom, 1-bath home offers incredible potential for first-time buyers or savvy investors! Some TLC needed. Nestled in a quiet, established neighborhood, it features a functional layout with a cozy living area, a bright kitchen, and a spacious backyard perfect for outdoor enjoyment or future enhancements. While it could

    Vivian Pascual LA ROSA REALTY KISSIMMEE

    1423 Massachusetts Ave, Saint Cloud, FL 34769
  • /55

    $349,999

    • 2 Beds
    • 2 Baths
    • 1,124 Sq Ft

    1010 Mississippi Ave, Saint Cloud, FL 34769

    Discover this move-in-ready and beautifully renovated 2-bedroom, 2-bath bungalow situated on an oversized lot in the heart of St. Cloud. Completely updated in 2017, this home offers comfort, functionality, and impressive outdoor amenities ideal for everyday living or accommodating recreational vehicles and storage needs. Inside, you’ll find a well-appointed kitchen with granite countertops,

    Justin Hilton PREFERRED REAL ESTATE BROKERS

    1010 Mississippi Ave, Saint Cloud, FL 34769
  • /7

    $1,250

    • 1 Bed
    • 1 Bath

    196 13th St Unit W-39, St. Cloud, FL 34769

    Lot rent $650 55+ Community Discover the perfect blend of comfort and affordability with this charming 1 bedroom, 1 bathroom trailer in the heart of St. Cloud, FL. Requiring only minor repairs, this home is ideal for those looking to add their personal touch without the hassle of extensive renovations. Property Highlights: Minor Repairs: Just a few small fixes needed to make it your own. Inviting

    Jennifer Giraldo Homes by COARE

    196 13th St Unit W-39, St. Cloud, FL 34769
  • /9

    $239,000

    • 1 Bed
    • 1 Bath
    • 843 Sq Ft

    704 Mississippi Ave, Saint Cloud, FL 34769

    Investor Opportunity! This home could be updated or demolished. The lot is zoned SR2 and is 76x150, with a lot of potential. You could build a single family home or a duplex. There's also a 20x14 detached garage in the back of the property.

    Chuck Dunnick DUNNICK REAL ESTATE COMPANY

    704 Mississippi Ave, Saint Cloud, FL 34769
  • /20

    $479,900 Pre-Foreclosure

    • 3 Beds
    • 2.5 Baths
    • 2,118 Sq Ft

    436 Michigan Ave, Saint Cloud, FL 34769

    Great property with a little TLC can become your dream home. Property offers a 3-car garage on the side of the house and a 2-car garage in the front perfect for the car enthusiastic. Tile flooring throughout, Kitchen and bathrooms remodeled in the past 5 years.Don't miss the opportunity to own a beautiful home with ample room for the growing family.

    Claudia Martinez LATIN CONNECTION REALTY GROUP

    436 Michigan Ave, Saint Cloud, FL 34769
  • /10

    $3,000

    • 1 Bed
    • 1 Bath

    196 13th St Unit W19, St. Cloud, FL 34769

    Looking for an affordable place to call your own? St. Cloud W14 is available for just $3,000 - a steal of a deal! Nestled in a friendly, welcoming community, it's a fantastic chance to own your space without breaking the bank. Lot rent is just $750/month, making this the perfect setup for full-time living or a weekend escape. Opportunities like this don't come around often! Act fast - this one

    Gina Michini Ecosun Realty

    196 13th St Unit W19, St. Cloud, FL 34769
  • /31

    $329,000

    • 3 Beds
    • 2 Baths
    • 1,160 Sq Ft

    2410 11th St, Saint Cloud, FL 34769

    YOU GOING TO FALL IN LOVE WITH THIS BEAUTIFUL HOME SWEET HOME. TOP-OF-THE-LINE UPGRADE THROUGHOUT THE HOUSE. Beautifully situated just blocks from St. Cloud’s Lakefront Park and minutes from the vibrant heart of downtown St. Cloud. This 3-bedroom, 2-bath home has no HOA. Come and live at Florida's finest. This beautiful home truly has the latest lamps and ceiling fans & and more in today's market

    Octavio Abreu NONA LEGACY POWERED BY LA ROSA

    2410 11th St, Saint Cloud, FL 34769
  • /32

    $230,000

    • 2 Beds
    • 1 Bath
    • 1,005 Sq Ft

    1510 New York Ave, Saint Cloud, FL 34769

    Looking for affordable living with no HOA? This St. Cloud gem has it all! Featuring ceramic tile floors throughout, an updated kitchen, and a newer AC system (2020), this home is designed for both style and function. The flexible extra space makes a perfect office, game room, or guest area, while the oversized utility room adds convenience. A detached shed and covered rear carport provide plenty

    Yosseff Roman KELLER WILLIAMS ADVANTAGE III

    1510 New York Ave, Saint Cloud, FL 34769
  • /38

    $325,000

    • 2 Beds
    • 2 Baths
    • 1,374 Sq Ft

    600 Wisconsin Ave, Saint Cloud, FL 34769

    OWNER FINANCING OFFERED!! Welcome to this well kept St. Cloud charmer sitting on a desirable corner lot just 6 blocks from the gorgeous lakefront with NO HOA. The 2 bedroom 2 bathroom home also features a versatile den with its own closet making it a perfect option for 3rd bedroom, home office or hobby space. Tile flooring runs throughout the home for easy maintenance and a clean cohesive look

    Christina Davis HERITAGE REAL ESTATE AGENCY LLC

    600 Wisconsin Ave, Saint Cloud, FL 34769
  • /7

    $4,000

    • 1 Bed
    • 1 Bath

    196 13th St Unit W19, St. Cloud, FL 34769

    Looking for an affordable place to call your own? St. Cloud W19 is available for just $4,000 - a steal of a deal! Nestled in a friendly, welcoming community, it's a fantastic chance to own your space without breaking the bank. Lot rent is just $750/month, making this the perfect setup for full-time living or a weekend escape. Opportunities like this don't come around often! Act fast - this one

    Gina Michini Ecosun Realty

    196 13th St Unit W19, St. Cloud, FL 34769
  • /33

    $290,000

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    330 Dakota Ave, Saint Cloud, FL 34769

    LAKE LIFE AWAITS! Charming Home Steps from Beautiful St. Cloud Lakefront. Don't miss this incredible opportunity to own a piece of classic St. Cloud charm just moments from the scenic waterfront! This delightful block-construction residence at 330 Dakota Ave offers the perfect blend of cozy living and exceptional lifestyle location, providing immense peace of mind with the added protection of

    Stanley Watts, Jr CENTURY 21 WOLF'S CROSSING REALTY

    330 Dakota Ave, Saint Cloud, FL 34769
  • /28

    $239,000

    • 2 Beds
    • 2 Baths
    • 806 Sq Ft

    1418 Massachusetts Ave, Saint Cloud, FL 34769

    Don’t miss this opportunity to own a 2 bedroom, 2 bathroom home with 806 sq. ft. of living space, perfectly located in the heart of downtown Saint Cloud. Sitting on a spacious double lot, this property is full of potential for a handy family, first-time buyer, or savvy investor. Property Highlights:2 Bedrooms, 2 Bathrooms806 sq. ft. of living spaceLarge double lot with endless

    Brandon Hamamura STELLAR REAL ESTATE OF FLORIDA

    1418 Massachusetts Ave, Saint Cloud, FL 34769
  • /45

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,265 Sq Ft

    500 16th St, Saint Cloud, FL 34769

    Welcome to this charming home, perfectly situated on a desirable corner lot. This property features 3 spacious bedrooms and 2 full bathrooms, complete with elegant tiled finishes and an open-concept layout perfect for entertainment nights with family and friends. The kitchen? A chef’s delight with gleaming marble countertops, ready for cooking up memories. Conveniently located just 5 minutes to

    Ian Rinehart ROYAL REALTY REAL ESTATE, LLC

    500 16th St, Saint Cloud, FL 34769
  • /17

    $120,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    18 17th St, Saint Cloud, FL 34769

    Auction Property. ONLINE AUCTION: Bidding begins 1/1/2026 @ 11:00 AM. Bidding ends 1/5/2026 @ 12:00 PM. List Price is Suggested Opening Bid. Deposit: $20,000. Move-in ready 2BR/2BA home in the heart of Saint Cloud with NO HOA. This solid home features major updates completed approx. 2018, including a Shingle Roof, A/C system, Water Heater, and energy-efficient windows. The interior offers a split

    Adam Shpritz ASHLAND AUCTION GROUP

    18 17th St, Saint Cloud, FL 34769
  • /45

    $315,000

    • 2 Beds
    • 2 Baths
    • 1,106 Sq Ft

    109 Dakota Ave, Saint Cloud, FL 34769

    Two bedroom two bath block house with large pool and pool area it's a must see. No HOA and just a block away from the lakefront! NEW ROOF LIVINGROOM FRESHLY PAINTED-Owner Motivated to sell. Owner is a wear some cosmetic work may want to get done. Home is being sold AS-IS for seller's convenience

    Gayla Holaway AAA LUX VILLAS, INC.

    109 Dakota Ave, Saint Cloud, FL 34769
  • /31

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,120 Sq Ft

    12 Delaware Ave, Saint Cloud, FL 34769

    Welcome to this charming Lakeview home, a perfect blend of comfort and modern amenities. With its picturesque setting and thoughtful updates, this property is sure to capture your heart. The kitchen offers a newer refrigerator and stove, ensuring you have the latest appliances to make meal preparation a delight. The kitchen & dining rooms also features newly installed tile, adding a fresh and

    Holly Biltz CHARLES RUTENBERG REALTY ORLANDO

    12 Delaware Ave, Saint Cloud, FL 34769
  • /18

    $359,000

    • 3 Beds
    • 2 Baths
    • 1,492 Sq Ft

    1416 Ohio Ave, Saint Cloud, FL 34769

    Step into this charming historic home located in the heart of Downtown St. Cloud! Originally built in 1930, this beautifully restored residence has been fully gutted and professionally renovated, blending timeless character with modern comfort! Enjoy an upgraded kitchen featuring modern cabinets, gorgeous granite countertops, and all stainless steel appliances are included! All electrical and

    Fernando Orsini CT HOMES REALTY CORPORATION

    1416 Ohio Ave, Saint Cloud, FL 34769
  • /12

    $279,900

    • 3 Beds
    • 1.5 Baths
    • 1,821 Sq Ft

    1200 Connecticut Ave, Saint Cloud, FL 34769

    Attention all entrepreneurs and commercial business owners, you will NOT want to miss this great opportunity! This building is minutes away from the heart of St Cloud's thriving downtown district. LOCATION LOCATION LOCATION... DENTAL - MEDICAL - RESTAURANT - RETAIL - PROFESSIONAL OFFICE - CHILD CARE - REPAIR SHOP endless opportunities. Large adjacent lot provides ample opportunity to grow your

    Bernardo Reynoso La Rosa Realty Llc

    1200 Connecticut Ave, Saint Cloud, FL 34769
  • /20

    $375,000

    • 3 Beds
    • 2 Baths
    • 1,694 Sq Ft

    416 Tennessee Ave, Saint Cloud, FL 34769

    ***Zero down payment financing available to those who qualify*** Seller will consider contributing towards buyers’ closing cost with strong offer!*** Welcome home, to this beautiful and well-maintained 3 bedroom 2 bath home just 4 blocks away from the St. Cloud Lakefront and block a way from O.P Johnson Park. The home has wonderful curb appeal that includes recently completed exterior paint and a

    Rebekah Hawthorne CORCORAN CONNECT LLC

    416 Tennessee Ave, Saint Cloud, FL 34769
  • /38

    $430,000

    • 3 Beds
    • 3 Baths
    • 2,056 Sq Ft

    1412 Cypress Ave, Saint Cloud, FL 34769

    Enjoy the landscaped walkway to your new front patio with custom wood ceiling and plenty of sitting space which is a wonderful place to relax. This lovely 3-bedroom, 3-bathroom home with detached Workshop/Office is located 2 blocks from the Saint Cloud Lakefront Park. Once you walk through the front door into the foyer, you'll be pleasantly surprised by the spacious layout. There is a formal

    Tiffany Licata IRON VALLEY REAL ESTATE OSCEOLA

    1412 Cypress Ave, Saint Cloud, FL 34769
  • /12

    $4,000

    • 1 Bed
    • 1 Bath

    196 13th St Unit E45, St. Cloud, FL 34769

    Looking for an affordable place to call your own? St. Cloud E45 is available for just $4,000 - a steal of a deal! Nestled in a friendly, welcoming community, it's a fantastic chance to own your space without breaking the bank. Lot rent is just $750/month, making this the perfect setup for full-time living or a weekend escape. Opportunities like this don't come around often! Act fast - this one

    Gina Michini Ecosun Realty

    196 13th St Unit E45, St. Cloud, FL 34769

Home Trends in Downtown Saint Cloud, FL

Housing Trends

Median Sale Price
$289,900
Median Single Family Sale Price
$295,000
Average Price Per Sq Ft
$236
Number of Homes for Sale
32
Last 12 months Home Sales
151
Months of Supply
2.50
Median List Price
$300,000
Median Change From 1st List Price
3%
Median Home Sale Price YoY Change
-6%
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