Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  /17

  $175,000

  • 2 Beds
  • 1 Bath
  • 704 Sq Ft

  503 4th Ave NE, Saint Cloud, MN 56304

  Welcome to 503 4th Ave—a beautifully restored home that blends timeless character with modern peace of mind. Originally built in 1912, this property was completely renovated down to the studs in 2021, featuring all-new siding, roof, select windows, mechanical systems, appliances, electrical, and plumbing. Since then, additional updates include improvements to the sump pump discharge and basement

  

  Ryan Edick

  Reliance Realty Advisers, LLC

  (866) 558-7388

  503 4th Ave NE, Saint Cloud, MN 56304
• Explore Saint Cloud

• 

  

  

  /28

  $189,000

  • 3 Beds
  • 1.5 Baths
  • 1,122 Sq Ft

  423 15th Ave N, Saint Cloud, MN 56303

  This adorable 3-bedroom home beautifully blends early-1900s charm with everyday functionality. From the moment you arrive, you’ll appreciate the inviting front and rear three-season porches—perfect for relaxing or entertaining throughout much of the year. Inside, the home showcases stunning woodwork along with rich hardwood floors that flow through the living and dining rooms, adding warmth and

  

  Jennifer Schaefer

  Century 21 First Realty, Inc.

  (844) 958-1119

  423 15th Ave N, Saint Cloud, MN 56303
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  /5

  $75,000

  • Land
  • 11,761 Sq Ft
  • $277,778 per Acre

  3360 26th Ave S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 426-5784

  3360 26th Ave S, Saint Cloud, MN 56301
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  /37

  $169,900

  • Land
  • 19.1 Acres
  • $8,895 per Acre

  xxx Rivers Edge Rd, Saint Cloud, MN 56301

  Welcome to a stunning 19+ acre property that offers a unique blend of natural beauty and potential for your dream home Nestled alongside the serene Sauk River, this parcel features a harmonious mix of partially wooded areas, open fields, and wetland zones, offering a diverse landscape with rolling views. Whether you're an outdoor enthusiast or looking for a peaceful retreat, this land provides

  

  Jennifer Schaefer

  Century 21 First Realty, Inc.

  (866) 605-5876

  xxx Rivers Edge Rd, Saint Cloud, MN 56301
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  /4

  $75,000

  • Land
  • 10,890 Sq Ft
  • $300,000 per Acre

  2520 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest inSt. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhoodpromotes the executive lifestyle with friendly community living. Once an active granite mine, now deepquarries full of fish and stone facades create a striking landscape that tell of

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 780-2919

  2520 34th St S, St. Cloud, MN 56301
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  /7

  $129,900

  • Land
  • 16,117 Sq Ft
  • $351,081 per Acre

  3021 30th Street Ct S, St. Cloud, MN 56301

  Open to your choice of builder. Open to your style of home. NO HOA. Tucked away on a hidden street with very low traffic. Established neighborhood commands a higher-caliber home. The lot itself has a slight slope and a wooded backdrop-buffer from the neighbors. Once excavated and landscaped you'll immediately enjoy privacy in your backyard. The curve of the road offers additional frontage and

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 529-0441

  3021 30th Street Ct S, St. Cloud, MN 56301
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  /8

  $200,000

  • Land
  • 41,382 Sq Ft
  • $210,526 per Acre

  3534 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 371-3498

  3534 36th St S, St. Cloud, MN 56301
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  /32

  $199,900

  • 3 Beds
  • 1 Bath
  • 1,136 Sq Ft

  1701 11th Ave SE, Saint Cloud, MN 56304

  Turn-Key 3 Bedroom One Story Home with basement on large corner lot in desirable SE neighborhood. You will appreciate the two stall attached garage, primary bedroom on main level, plus second bedroom, spacious floor plan with kitchen, dining area and living room all on main floor. The basement offers the 3rd bedroom with egress window, laundry area and storage. Home has many updates over the

  

  Matt Imdieke

  Central MN Realty LLC

  (888) 762-2173

  1701 11th Ave SE, Saint Cloud, MN 56304
• 

  

  /5

  $39,900

  • Land
  • 20,037 Sq Ft
  • $86,739 per Acre

  3517 County Road 8, Saint Cloud, MN 56304

  Excellent buildable .46-acre lot in Saint Cloud, MN! Nestled along County Rd 8, this property offers privacy and serenity, with mature trees lining both sides. Survey completed—ready for your vision to come to life. Don’t miss this rare opportunity to own a piece of nature while enjoying easy access to local conveniences!

  

  Timothy Loso

  Central MN Realty LLC

  (855) 596-5272

  3517 County Road 8, Saint Cloud, MN 56304
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  /2

  $65,000

  • Land
  • 20,037 Sq Ft
  • $141,304 per Acre

  3414 Granite Way S, Saint Cloud, MN 56301

  One of the few lots in this neighborhood with walk-out lower-level capabilities! Ask about combining with adjacent lot. The beautiful quarries are just across the street. Bring your builder! Quick close possible, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 633-6778

  3414 Granite Way S, Saint Cloud, MN 56301
• 

  

  /11

  $159,000

  • Land
  • 43,124 Sq Ft
  • $160,606 per Acre

  3673 36th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facadescreate a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 633-7064

  3673 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $89,900

  • Land
  • 18,295 Sq Ft
  • $214,048 per Acre

  3306 Topaz Pkwy S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 763-6089

  3306 Topaz Pkwy S, Saint Cloud, MN 56301
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  /6

  $80,000

  • Land
  • 15,246 Sq Ft
  • $228,571 per Acre

  2509 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 428-4916

  2509 34th St S, St. Cloud, MN 56301
• 

  

  /5

  $80,000

  • Land
  • 10,890 Sq Ft
  • $320,000 per Acre

  2504 34th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 526-5530

  2504 34th St S, St. Cloud, MN 56301
• 

  

  /5

  $200,000

  • Land
  • 1.05 Acres
  • $190,476 per Acre

  3554 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  (844) 860-3873

  3554 36th St S, St. Cloud, MN 56301
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  /4

  $59,900

  • Land
  • 22,651 Sq Ft
  • $115,192 per Acre

  3686 36th St S, St. Cloud, MN 56301

  Least expensive original lot in the neighborhood! This buildable lot is located at the entrance to the development. To include new berm, evergreens and a granite monument displaying the Quarry Woods name. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive

  

  Christy Kowalzek

  Coldwell Banker Realty

  (844) 654-1992

  3686 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $87,500

  • Land
  • 13,939 Sq Ft
  • $273,438 per Acre

  3305 Topaz Ln S, Saint Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 763-8717

  3305 Topaz Ln S, Saint Cloud, MN 56301
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  /42

  $189,900

  • 2 Beds
  • 1.5 Baths
  • 1,280 Sq Ft

  426 20th Ave N, Saint Cloud, MN 56303

  Step into a home that blends thoughtful updates with everyday comfort. Wrapped in durable aluminum siding and complemented by rain gutters, both the house and the detached two-stall garage offer low-maintenance peace of mind. The garage itself is more than just storage, it’s a versatile space featuring a built-in wall air conditioner and already equipped for a natural gas heater, making it usable

  Paul Morrison RE/MAX Results

  426 20th Ave N, Saint Cloud, MN 56303
• 

  

  /10

  $159,900

  • 2 Beds
  • 1 Bath
  • 849 Sq Ft

  1101 11th Ave S, Saint Cloud, MN 56301

  Come check out this one level living in a convenient south side location .Some of the features are brand new roof , new thermo -tech windows , all new flooring, cozy front porch, super nice sized detached garage .Gas furnace, 200 amp electrical service. Has been a solid reliable rental home for many years and has a current rental license.

  John Russell John Russell Real Estate Inc.

  1101 11th Ave S, Saint Cloud, MN 56301
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  /30

  $200,000

  • 4 Beds
  • 2 Baths
  • 912 Sq Ft

  3591 14th Ave SE, Saint Cloud, MN 56304

  Split-level home situated on a large corner lot with an open yard offering space for recreation, gardening, or future enhancements. Rear yard includes a storage shed suitable for lawn, garden, or additional storage needs. Dining area provides access to the upper deck, creating convenient outdoor living space. The partially finished lower level includes a rec room and two additional bedrooms,

  Jamie Golden-Groves Home 2 Home Real Estate

  3591 14th Ave SE, Saint Cloud, MN 56304
• 

  

  /20

  $170,000

  • 3 Beds
  • 1.5 Baths
  • 826 Sq Ft

  119 7th Ave SE, Saint Cloud, MN 56304

  Located on a dead end road with an enormous lot! This one story has been recently updated with siding, windows, kitchen, and all new bathroom! Main floor living with washer and dryer, bedroom, and bathroom all on the main floor. Detached garage is 26x22.

  Tom Glieden Agency North Real Estate, Inc

  119 7th Ave SE, Saint Cloud, MN 56304
• 

  

  /22

  $175,900

  • 2 Beds
  • 1.5 Baths
  • 1,039 Sq Ft

  31 12th Ave NE, Saint Cloud, MN 56304

  EXTERIOR IMPROVEMENTS...Freshly repainted exterior...Updated windows 2017INTERIOR UPDATES 2022...New flooring throughout...New windows...New Cabinetry...New Countertops....New interior doors...Updated lighting fixtures...New appliances 2022

  Lidia Atkinson Edina Realty, Inc.

  31 12th Ave NE, Saint Cloud, MN 56304
• 

  

  /19

  $194,999

  • 4 Beds
  • 1 Bath
  • 1,154 Sq Ft

  238 19 1 2 Ave N, St. Cloud, MN 56303

  This property has been fully renovated from top to bottom and is ready for its next great tenant to call it home! Nearly every aspect of the home has been updated, including all-new electrical, all-new plumbing, new windows, new exterior and interior doors, new storm doors, new cabinets, new appliances, and new lighting throughout. The bathroom features a beautifully tiled tub/shower, and the

  Connor Steen Premier Real Estate Services

  238 19 1 2 Ave N, St. Cloud, MN 56303
• 

  

  /28

  $189,900

  • 2 Beds
  • 1 Bath
  • 904 Sq Ft

  1032 16th Ave S, Saint Cloud, MN 56301

  Fully Renovated & Move-In Ready – Classic Charm Meets Modern ComfortWelcome to this beautifully renovated home where timeless character blends seamlessly with fresh, modern updates. Every detail has been thoughtfully improved, offering a stylish and functional living space ready for you to enjoy from day one.Step into the enclosed front porch—now refreshed and inviting—perfect for morning

  Amy Legatt RE/MAX Results

  1032 16th Ave S, Saint Cloud, MN 56301
• 

  

  /6

  $190,000

  • 4 Beds
  • 1 Bath
  • 1,412 Sq Ft

  1414 2nd St S, Saint Cloud, MN 56301

  With high rents, long term tenants, and guaranteed income at a minimum until May 1st of 2027, this property is an excellent income producing investment opportunity for investors to walk into. When the property was purchased, the current owner had the home converted into a rental and brought everything up to city code. Rents for the past two years were $1,800 and moving up to $2,415 in May with

  Troy Dykmann Keller Williams Integrity NW

  1414 2nd St S, Saint Cloud, MN 56301
• 

  

  /13

  $175,000

  • 2 Beds
  • 1 Bath
  • 888 Sq Ft

  152 33rd Ave N, Saint Cloud, MN 56303

  Charming 2-bedroom, 1-bath home with an additional office space, perfect for remote work or a hobby room. Hardwood floors flow throughout the main living areas, adding warmth and character. The unfinished basement offers great potential for additional living space or storage. Enjoy the convenience of an attached single car garage plus a large detached single car garage and a storage shed for all

  Randy Meierhofer Edina Realty, Inc

  152 33rd Ave N, Saint Cloud, MN 56303
• 

  

  /12

  $194,900

  • 8 Beds
  • 3 Baths
  • 2,801 Sq Ft

  508 6th Ave S, Saint Cloud, MN 56301

  This will be a fantastic addition or start to your investment portfolio - quick walk to SCSU, Lake George and downtown amenities. With 8 bedrooms, 3 bathrooms 2 kitchens, coin - operated laundry & off-street paved parking lot, this 2-story offers great income potential!

  Chris Hauck Coldwell Banker Realty

  508 6th Ave S, Saint Cloud, MN 56301
• 

  

  /23

  $175,000

  • 5 Beds
  • 2 Baths
  • 2,079 Sq Ft

  511 6th Ave S, Saint Cloud, MN 56301

  Prime Rental Opportunity Near SCSU5 Bed | 2 Bath | Licensed for 4 BedroomsExcellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income.The home features four upper-level bedrooms, a spacious living room with hardwood floors, and

  Heidi Voigt VoigtJohnson

  511 6th Ave S, Saint Cloud, MN 56301
• 

  

  /26

  $169,000

  • 4 Beds
  • 2 Baths
  • 2,019 Sq Ft

  3018 9th St N, Saint Cloud, MN 56303

  This charming rambler offers a wonderful opportunity to add your personal touch and build equity. This spacious 4 bedroom, 2 bath home features an inviting floor plan with three main level bedrooms and a full bath. A large inviting entryway welcomes you with a cozy brick gas fireplace, creating a warm and welcoming atmosphere. The kitchen includes updated oak cabinetry and a built in oven,

  Bruce Linnemeyer Coldwell Banker Realty

  3018 9th St N, Saint Cloud, MN 56303
• 

  

  /21

  $199,900

  • 3 Beds
  • 1.5 Baths
  • 1,242 Sq Ft

  1039 36th Ave N, Saint Cloud, MN 56303

  Welcome to this beautifully refreshed 3-bedroom, 2-bath home in St. Cloud! Freshly painted throughout, this move-in-ready property offers a bright, clean feel the moment you step inside.The home features a comfortable and functional layout with spacious living areas, well-sized bedrooms, and two bathrooms. Natural light fills the home, highlighting the fresh updates and creating a warm,

  Sarah Walz RE/MAX Results

  1039 36th Ave N, Saint Cloud, MN 56303
• 

  

  /26

  $178,900

  • 2 Beds
  • 2 Baths
  • 775 Sq Ft

  424 23rd Ave N, Saint Cloud, MN 56303

  Charming and full of character, this adorable home is nestled in an established neighborhood right in the center of town—close to everything you need! A welcoming front porch invites you in and sets the tone for the warmth found throughout.The main floor features a comfortable living room, a bright kitchen with an eat-in dining area, one bedroom, and a full bath. Upstairs, you’ll find a

  Mary McGowan Premier Real Estate Services

  424 23rd Ave N, Saint Cloud, MN 56303
• 

  

  /23

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  712 10th Ave S, Saint Cloud, MN 56301

  Collin Chladil eXp Realty

  712 10th Ave S, Saint Cloud, MN 56301
• 

  

  /20

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,712 Sq Ft

  1313 10th Ave S, Saint Cloud, MN 56301

  Finally! An affordable 4 bed, 2 bath home built in 1990! Tucked on a quiet South St. Cloud street, this home offers over 1,700 finished square feet, an updated kitchen with a large island, granite tops, and ample storage. Enjoy the fenced backyard, deck, and detached 2-stall garage—perfect for everyday living and entertaining. Conveniently located near parks, schools, and everything the St. Cloud

  Evan Warnert Agency North Real Estate, Inc

  1313 10th Ave S, Saint Cloud, MN 56301
• 

  

  /13

  $199,900

  • 2 Beds
  • 1 Bath
  • 1,468 Sq Ft

  809 10th Ave N, Saint Cloud, MN 56303

  Two-bedroom, one-bath home on the Northside featuring a 14x14 deck, fenced yard, and new kitchen appliances. Detached garage and a lower-level family room offer additional space and functionality.

  Charles Reichensperger Century 21 First Realty, Inc.

  809 10th Ave N, Saint Cloud, MN 56303
• 

  

  /4

  $159,000 Coming Soon

  • 3 Beds
  • 1 Bath
  • 1,122 Sq Ft

  706 E Saint Germain St, Saint Cloud, MN 56304

  Dennis Berger National Realty Guild

  706 E Saint Germain St, Saint Cloud, MN 56304
• 

  

  /19

  $159,900

  • 2 Beds
  • 1 Bath
  • 927 Sq Ft

  407 19 1 2 Ave N, St. Cloud, MN 56303

  Charming and move-in ready 11⁄2-story home situated on a spacious fenced lot! This inviting property offers a bright main-level living room with neutral finishes and arched doorway detail, an updated kitchen featuring white cabinetry and stainless steel appliances, and a dedicated dining area with durable flooring. The main level also includes a full bathroom and convenient rear entry space.

  Nicole Stone RE/MAX Results

  407 19 1 2 Ave N, St. Cloud, MN 56303
• 

  

  /28

  $179,995

  • 4 Beds
  • 1 Bath
  • 1,494 Sq Ft

  40 31st Ave N, Saint Cloud, MN 56303

  Affordable, move-in ready, and beautifully updated - this 4 bedroom home in St. Cloud is one you won’t want to miss! Completely remodeled, it offers a fresh, modern feel throughout while still providing the space and functionality you need. The home is filled with natural light, especially in the bright and inviting kitchen—perfect for everyday living. With 4 bedrooms, there’s plenty of room for

  Brandi Hansen Central MN Realty LLC

  40 31st Ave N, Saint Cloud, MN 56303
• 

  

  /24

  $170,000

  • 2 Beds
  • 1 Bath
  • 1,220 Sq Ft

  207 3rd Ave NE, Saint Cloud, MN 56304

  Welcome home to this charming 1.5-story home filled with character, original woodwork, wood floors, and thoughtful updates. Enjoy an updated bathroom, new furnace, security system, freshly painted covered front porch, detached garage, lots of storage, and a spacious yard with a large oak tree, raised garden bed, patio, and fire ring. Inside, the home offers warm vintage charm with practical

  Lindsey Stewart Edina Realty, Inc

  207 3rd Ave NE, Saint Cloud, MN 56304
• 

  

  /21

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,418 Sq Ft

  39 Mckinley Place N, Saint Cloud, MN 56303

  Welcome home to 39 McKinley Pl N, a bright spot full of character and natural light. The best part of this house is the awesome four-season sunroom, it has wrap-around vinyl windows that let the sun pour in, showing off the original hardwood floors and classic arched doorways. It’s got a great layout with a main-floor bedroom and full bath, plus two more bedrooms and a 3/4 bath upstairs. There is

  Karen Chopp Coldwell Banker Realty

  39 Mckinley Place N, Saint Cloud, MN 56303
• 

  

  /18

  $180,000

  • 3 Beds
  • 1 Bath
  • 1,492 Sq Ft

  1051 Washington Memorial Dr, Saint Cloud, MN 56301

  Centrally located and full of potential, this home is a great opportunity for buyers ready to make it their own. The spacious kitchen offers abundant counter space, ideal for everyday living and future updates, while hardwood floors and great natural light add warmth and character throughout the main level. Two main-floor bedrooms provide comfortable, convenient living, and the large basement

  David Vee Edina Realty, Inc

  1051 Washington Memorial Dr, Saint Cloud, MN 56301

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