Affordable Homes for Sale in Saint Cloud, MN under $204,000

• 

  

  

  /10

  $159,300

  $16K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 704 Sq Ft

  503 4th Ave NE, Saint Cloud, MN 56304

  Welcome to 503 4th Ave—a beautifully restored home that blends timeless character with modern peace of mind. Originally built in 1912, this property was completely renovated down to the studs in 2021, featuring all-new siding, roof, select windows, mechanical systems, appliances, electrical, and plumbing. Since then, additional updates include improvements to the sump pump discharge and basement

  

  Ryan Edick

  Reliance Realty Advisers, LLC

  (866) 558-7388

  503 4th Ave NE, Saint Cloud, MN 56304
• Explore Saint Cloud

• 

  

  

  /5

  $39,900

  • Land
  • 20,037 Sq Ft
  • $86,739 per Acre

  3517 County Road 8, Saint Cloud, MN 56304

  Excellent buildable .46-acre lot in Saint Cloud, MN! Nestled along County Rd 8, this property offers privacy and serenity, with mature trees lining both sides. Survey completed—ready for your vision to come to life. Don’t miss this rare opportunity to own a piece of nature while enjoying easy access to local conveniences!

  

  Timothy Loso

  Central MN Realty LLC

  (855) 596-5272

  3517 County Road 8, Saint Cloud, MN 56304
• 

  

  /2

  $65,000

  • Land
  • 20,037 Sq Ft
  • $141,304 per Acre

  3414 Granite Way S, Saint Cloud, MN 56301

  One of the few lots in this neighborhood with walk-out lower-level capabilities! Ask about combining with adjacent lot. The beautiful quarries are just across the street. Bring your builder! Quick close possible, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 633-6778

  3414 Granite Way S, Saint Cloud, MN 56301
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  /11

  $139,000

  $20K PRICE DROP

  • Land
  • 43,124 Sq Ft
  • $140,404 per Acre

  3673 36th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facadescreate a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 633-7064

  3673 36th St S, St. Cloud, MN 56301
• 

  

  

  /5

  $89,900

  • Land
  • 18,295 Sq Ft
  • $214,048 per Acre

  3306 Topaz Pkwy S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 763-6089

  3306 Topaz Pkwy S, Saint Cloud, MN 56301
• 

  

  /5

  $75,000

  • Land
  • 17,859 Sq Ft
  • $182,927 per Acre

  3574 36th St S, St. Cloud, MN 56301

  Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 425-0325

  3574 36th St S, St. Cloud, MN 56301
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  /6

  $80,000

  • Land
  • 15,246 Sq Ft
  • $228,571 per Acre

  2509 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 428-4916

  2509 34th St S, St. Cloud, MN 56301
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  /5

  $80,000

  • Land
  • 10,890 Sq Ft
  • $320,000 per Acre

  2504 34th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 526-5530

  2504 34th St S, St. Cloud, MN 56301
• 

  

  /33

  $169,900

  • 4 Beds
  • 1 Bath
  • 1,890 Sq Ft

  903 8th Ave S, Saint Cloud, MN 56301

  Recently updated turn-key 4-bedroom home with large 2 stall garage located on corner lot within walking distance from St. Cloud State University making this home ideal for investors with an active rental license or for owner occupants. Home has all new flooring, paint, maintenance free siding, forced air furnace, central air, newer full bathroom, appliances, fixtures, electrical panel, and more.

  

  Matt Imdieke

  Central MN Realty LLC

  (855) 629-8447

  903 8th Ave S, Saint Cloud, MN 56301
• 

  

  /5

  $200,000

  • Land
  • 1.05 Acres
  • $190,476 per Acre

  3554 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  (844) 860-3873

  3554 36th St S, St. Cloud, MN 56301
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  /4

  $59,900

  • Land
  • 22,651 Sq Ft
  • $115,192 per Acre

  3686 36th St S, St. Cloud, MN 56301

  Least expensive original lot in the neighborhood! This buildable lot is located at the entrance to the development. To include new berm, evergreens and a granite monument displaying the Quarry Woods name. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive

  

  Christy Kowalzek

  Coldwell Banker Realty

  (844) 654-1992

  3686 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $87,500

  • Land
  • 13,939 Sq Ft
  • $273,438 per Acre

  3305 Topaz Ln S, Saint Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 763-8717

  3305 Topaz Ln S, Saint Cloud, MN 56301
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  /5

  $75,000

  • Land
  • 11,761 Sq Ft
  • $277,778 per Acre

  3360 26th Ave S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 426-5784

  3360 26th Ave S, Saint Cloud, MN 56301
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  /37

  $169,900

  • Land
  • 19.1 Acres
  • $8,895 per Acre

  xxx Rivers Edge Rd, Saint Cloud, MN 56301

  Welcome to a stunning 19+ acre property that offers a unique blend of natural beauty and potential for your dream home Nestled alongside the serene Sauk River, this parcel features a harmonious mix of partially wooded areas, open fields, and wetland zones, offering a diverse landscape with rolling views. Whether you're an outdoor enthusiast or looking for a peaceful retreat, this land provides

  

  Jennifer Schaefer

  Century 21 First Realty, Inc.

  (866) 605-5876

  xxx Rivers Edge Rd, Saint Cloud, MN 56301
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  /4

  $75,000

  • Land
  • 10,890 Sq Ft
  • $300,000 per Acre

  2520 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest inSt. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhoodpromotes the executive lifestyle with friendly community living. Once an active granite mine, now deepquarries full of fish and stone facades create a striking landscape that tell of

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 780-2919

  2520 34th St S, St. Cloud, MN 56301
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  /7

  $129,900

  • Land
  • 16,117 Sq Ft
  • $351,081 per Acre

  3021 30th Street Ct S, St. Cloud, MN 56301

  Open to your choice of builder. Open to your style of home. NO HOA. Tucked away on a hidden street with very low traffic. Established neighborhood commands a higher-caliber home. The lot itself has a slight slope and a wooded backdrop-buffer from the neighbors. Once excavated and landscaped you'll immediately enjoy privacy in your backyard. The curve of the road offers additional frontage and

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 529-0441

  3021 30th Street Ct S, St. Cloud, MN 56301
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  /8

  $200,000

  • Land
  • 41,382 Sq Ft
  • $210,526 per Acre

  3534 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  (866) 371-3498

  3534 36th St S, St. Cloud, MN 56301
• 

  

  /9

  $195,000

  $14K PRICE DROP

  • Land
  • 41,817 Sq Ft
  • $203,125 per Acre

  3661 36th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature woodedlots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  (855) 772-0212

  3661 36th St S, St. Cloud, MN 56301
• 

  

  /22

  $142,500

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 776 Sq Ft

  524 2nd St SE, Saint Cloud, MN 56304

  Step into a home with plenty of opportunity to make it your own. The home features durable fiber board siding accented by stone detail on the front of the home, architectural shingles, and seamless rain gutters designed for low-maintenance living. The detached two-stall garage features cement board siding for added durability, while the fenced backyard offers a great space for pets, play,

  Paul Morrison RE/MAX Results

  524 2nd St SE, Saint Cloud, MN 56304
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  /10

  $154,900

  $35K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 849 Sq Ft

  1101 11th Ave S, Saint Cloud, MN 56301

  Come check out this one level living in a convenient south side location .Some of the features are brand new roof , new thermo -tech windows , all new flooring, cozy front porch, super nice sized detached garage .Gas furnace, 200 amp electrical service. Has been a solid reliable rental home for many years and has a current rental license.

  John Russell John Russell Real Estate Inc.

  1101 11th Ave S, Saint Cloud, MN 56301
• 

  

  /3

  $84,900

  • Land
  • 11,761 Sq Ft
  • $314,444 per Acre

  4723 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge at Donovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated development offers a fantastic location for recreation while providing the peaceful aesthetics of

  Chris Hauck Coldwell Banker Realty

  4723 4th Street Loop NE, Saint Cloud, MN 56304
• 

  

  /5

  $60,000

  • Land
  • 28,314 Sq Ft
  • $92,308 per Acre

  1648 38th St S, Saint Cloud, MN 56301

  Beautiful vacant lot waiting for your dream house to be built!! Open to any builder! Amazing mature trees so you don't have to wait a lifetime for privacy!

  Robert Kuhlmann Edina Realty, Inc

  1648 38th St S, Saint Cloud, MN 56301
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  /24

  $110,500

  • 1 Bed
  • 1 Bath
  • 995 Sq Ft

  404 4th Ave NE, Saint Cloud, MN 56304

  Charming One-Level Living in a Prime Location! Welcome to this adorable and well-maintained home, perfectly situated in a desirable neighborhood close to schools, places of worship, and a variety of shopping and dining options. Ideal for anyone looking for convenient, single-level living, this home blends comfort, practicality, and charm. Step inside to discover a bright and airy layout, anchored

  Amy Legatt RE/MAX Results

  404 4th Ave NE, Saint Cloud, MN 56304
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  /35

  $139,000

  $6K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 612 Sq Ft

  1201 10th Ave S, Saint Cloud, MN 56301

  AMAZING LOCATION! A yard like this at this price is hard to come by! Option to make this place home or take advantage of this Investor opportunity with built-in income potential! This property comes with a current tenant paying $1,200/month on a flexible month-to-month lease, offering immediate cash flow while still allowing future owner-occupancy options. Situated on two city lots, the property

  Alicia Arevalo RE/MAX Results

  1201 10th Ave S, Saint Cloud, MN 56301
• 

  

  /22

  $175,900

  • 2 Beds
  • 1.5 Baths
  • 1,039 Sq Ft

  31 12th Ave NE, Saint Cloud, MN 56304

  EXTERIOR IMPROVEMENTS...Freshly repainted exterior...Updated windows 2017INTERIOR UPDATES 2022...New flooring throughout...New windows...New Cabinetry...New Countertops....New interior doors...Updated lighting fixtures...New appliances 2022

  Lidia Atkinson Edina Realty, Inc.

  31 12th Ave NE, Saint Cloud, MN 56304
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  /8

  $65,000

  $4K PRICE DROP

  • 1,180 Sq Ft

  1537 11th Ave SE, Saint Cloud, MN 56304

  Investor special! This home has been completely gutted and is ready for the next owner to bring their vision to life. Previously a 3 bedroom, 1 bathroom home, but could function well as a 2 bedroom, 1 bathroom layout. Situated on a spacious .32 acre city lot in a convenient location near St. Cloud State University and Mugsinger Gardens. Cash buyers only. Great opportunity for an investor,

  Macy Henrichs RE/MAX Results

  1537 11th Ave SE, Saint Cloud, MN 56304
• 

  /2

  $119,900

  • Land
  • 1.4 Acres
  • $85,643 per Acre

  1981 68th Ave N, St. Cloud, MN 56303

  Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

  Craig Hiltner VoigtJohnson

  1981 68th Ave N, St. Cloud, MN 56303
• 

  

  /4

  $148,184

  • Land
  • 4.17 Acres
  • $35,536 per Acre

  23210 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist, CCIM Granite City Real Estate

  23210 Franklin Rd, Saint Cloud, MN 56301
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  /14

  $124,900

  • Land
  • 24,393 Sq Ft
  • $223,036 per Acre

  5932 Stadium St, St. Cloud, MN 56304

  Build your dream home on this prime 0.57 acre cul-de-sac lot backing directly to the 18th fairway of Territory Golf Club. This build ready site features all utilities at the curb and a topography perfectly suited for a walkout basement. Enjoy panoramic views of the course surrounded by custom homes in a scenic established neighborhood.Showings must be requested & approved through ShowingTime.

  Valerie Fazendin Fazendin REALTORS

  5932 Stadium St, St. Cloud, MN 56304
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  /2

  $49,900

  • Land
  • 12,632 Sq Ft
  • $172,069 per Acre

  1921 38th St S, St. Cloud, MN 56301

  Nice South St. Cloud lot in a convenient location. Open to all Builders.

  Craig Hiltner VoigtJohnson

  1921 38th St S, St. Cloud, MN 56301
• 

  

  /7

  $59,900

  • Land
  • 17,859 Sq Ft
  • $146,098 per Acre

  1448 24th St SE, Saint Cloud, MN 56304

  Great City lot in quiet and convenient SE. St. Cloud. Over 200 ft. of lot depth ! Close to Hwy 10, Parks and Shopping. Established neighborhood with a few new homes still being built.

  David Gaida Gaida Realty

  1448 24th St SE, Saint Cloud, MN 56304
• 

  

  /13

  $172,500

  • 2 Beds
  • 1 Bath
  • 888 Sq Ft

  152 33rd Ave N, Saint Cloud, MN 56303

  Charming 2-bedroom, 1-bath home with an additional office space, perfect for remote work or a hobby room. Hardwood floors flow throughout the main living areas, adding warmth and character. The unfinished basement offers great potential for additional living space or storage. Enjoy the convenience of an attached single car garage plus a large detached single car garage and a storage shed for all

  Randy Meierhofer Edina Realty, Inc

  152 33rd Ave N, Saint Cloud, MN 56303
• 

  /2

  $94,900

  • Land
  • 11,761 Sq Ft
  • $351,481 per Acre

  4752 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifullydesigned neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge atDonovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated developmentoffers a fantastic location for recreation while providing the peaceful

  Chris Hauck Coldwell Banker Realty

  4752 4th Street Loop NE, Saint Cloud, MN 56304
• 

  

  /12

  $194,900

  • 8 Beds
  • 3 Baths
  • 2,801 Sq Ft

  508 6th Ave S, Saint Cloud, MN 56301

  This will be a fantastic addition or start to your investment portfolio - quick walk to SCSU, Lake George and downtown amenities. With 8 bedrooms, 3 bathrooms 2 kitchens, coin - operated laundry & off-street paved parking lot, this 2-story offers great income potential!

  Chris Hauck Coldwell Banker Realty

  508 6th Ave S, Saint Cloud, MN 56301
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  /24

  $169,900

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,079 Sq Ft

  511 6th Ave S, Saint Cloud, MN 56301

  Prime Rental Opportunity Near SCSU5 Bed | 2 Bath | Licensed for 4 BedroomsExcellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income.The home features four upper-level bedrooms, a spacious living room with hardwood floors, and

  Heidi Voigt VoigtJohnson

  511 6th Ave S, Saint Cloud, MN 56301
• 

  

  /40

  $170,000

  • 2 Beds
  • 2 Baths
  • 1,036 Sq Ft

  516 7th Ave N, Saint Cloud, MN 56303

  Charming home! This 1910-built property offers classic character with modern livability, featuring 2 bedrooms and 2 bathrooms. Conveniently situated in the Northside-Hester Park area, the home is close to schools, parks, downtown St. Cloud, shopping, dining, and major routes. A standout feature is the large detached garage, providing ample space for vehicles, storage, hobbies, or a workshop. This

  Mike Bernier LPT Realty, LLC

  516 7th Ave N, Saint Cloud, MN 56303
• 

  

  /4

  $148,184

  • Land
  • 4 Acres
  • $37,046 per Acre

  22950 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist, CCIM Granite City Real Estate

  22950 Franklin Rd, Saint Cloud, MN 56301
• 

  

  /13

  $194,900

  • Land
  • 3.5 Acres
  • $55,686 per Acre

  2330 20th Ave SE, Saint Cloud, MN 56304

  ***MOTIVATED SELLER***Bring your business ideas to fruition! This location is the perfect spot for residential support businesses seeking untapped markets. Surrounded by upscale single/multi-family homes, Apt & town homes with continued growth and development predicted. Close to St Benedict Center, St Scholastica, The Sanctuary & minutes from Hwy 10 & Cty Rd 8. Possibility to re-zone to

  Kelly Schepers Premier Real Estate Services

  2330 20th Ave SE, Saint Cloud, MN 56304
• 

  

  /3

  $96,900

  • Land
  • 10,018 Sq Ft
  • $421,304 per Acre

  1515 Highland Trail, Saint Cloud, MN 56301

  Don't miss your chance to own the final lot in the sought-after Bluffs of Southwood Heights! Nestled in a well-established neighborhood on St. Cloud’s south side, this prime location offers easy access to downtown, the west side, and to I94 and the metro area. The Bluffs features a neighborhood HOA that takes care of lawn maintenance and snow removal, ensuring a hassle-free lifestyle. This

  Matt Wieber Agency North Real Estate, Inc

  1515 Highland Trail, Saint Cloud, MN 56301
• 

  

  /12

  $144,900

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,320 Sq Ft

  1712 University Dr SE, Saint Cloud, MN 56304

  Great opportunity to own a solid home at an affordable price with new siding and windows and good roof. The floor plan is open with a spacious kitchen and living area and a basement waiting to be finished to your liking.

  Patrick Torgrimson Premier Real Estate Services

  1712 University Dr SE, Saint Cloud, MN 56304

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