Affordable Homes for Sale in Saint Cloud, MN under $204,000

• 

  

  

  /5

  $200,000

  • Land
  • 1.05 Acres
  • $190,476 per Acre

  3554 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  3554 36th St S, St. Cloud, MN 56301
• Explore Saint Cloud

• 

  

  

  /4

  $59,900

  • Land
  • 22,651 Sq Ft
  • $115,192 per Acre

  3686 36th St S, St. Cloud, MN 56301

  Least expensive original lot in the neighborhood! This buildable lot is located at the entrance to the development. To include new berm, evergreens and a granite monument displaying the Quarry Woods name. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive

  

  Christy Kowalzek

  Coldwell Banker Realty

  3686 36th St S, St. Cloud, MN 56301
• 

  

  

  /5

  $87,500

  • Land
  • 13,939 Sq Ft
  • $273,438 per Acre

  3305 Topaz Ln S, Saint Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  3305 Topaz Ln S, Saint Cloud, MN 56301
• 

  

  

  /5

  $75,000

  • Land
  • 11,761 Sq Ft
  • $277,778 per Acre

  3360 26th Ave S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  3360 26th Ave S, Saint Cloud, MN 56301
• 

  

  

  /37

  $169,900

  • Land
  • 19.1 Acres
  • $8,895 per Acre

  xxx Rivers Edge Rd, Saint Cloud, MN 56301

  Welcome to a stunning 19+ acre property that offers a unique blend of natural beauty and potential for your dream home Nestled alongside the serene Sauk River, this parcel features a harmonious mix of partially wooded areas, open fields, and wetland zones, offering a diverse landscape with rolling views. Whether you're an outdoor enthusiast or looking for a peaceful retreat, this land provides

  

  Jennifer Schaefer

  Century 21 First Realty, Inc.

  xxx Rivers Edge Rd, Saint Cloud, MN 56301
• 

  

  /4

  $75,000

  • Land
  • 10,890 Sq Ft
  • $300,000 per Acre

  2520 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest inSt. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhoodpromotes the executive lifestyle with friendly community living. Once an active granite mine, now deepquarries full of fish and stone facades create a striking landscape that tell of

  

  Christy Kowalzek

  Coldwell Banker Realty

  2520 34th St S, St. Cloud, MN 56301
• 

  

  /8

  $200,000

  • Land
  • 41,382 Sq Ft
  • $210,526 per Acre

  3534 36th St S, St. Cloud, MN 56301

  Heavily-wooded double-lot with pond and protected lands in the backyard. Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking

  

  Christy Kowalzek

  Coldwell Banker Realty

  3534 36th St S, St. Cloud, MN 56301
• 

  

  /9

  $199,900

  $19K PRICE DROP

  • Land
  • 40,510 Sq Ft
  • $214,946 per Acre

  3649 36th St S, St. Cloud, MN 56301

  Waterfront on the south-quarry. Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history.

  

  Christy Kowalzek

  Coldwell Banker Realty

  3649 36th St S, St. Cloud, MN 56301
• 

  

  /9

  $179,900

  $29K PRICE DROP

  • Land
  • 41,817 Sq Ft
  • $187,396 per Acre

  3661 36th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature woodedlots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  3661 36th St S, St. Cloud, MN 56301
• 

  

  /5

  $39,900

  • Land
  • 20,037 Sq Ft
  • $86,739 per Acre

  3517 County Road 8, Saint Cloud, MN 56304

  Excellent buildable .46-acre lot in Saint Cloud, MN! Nestled along County Rd 8, this property offers privacy and serenity, with mature trees lining both sides. Survey completed—ready for your vision to come to life. Don’t miss this rare opportunity to own a piece of nature while enjoying easy access to local conveniences!

  

  Timothy Loso

  Central MN Realty LLC

  3517 County Road 8, Saint Cloud, MN 56304
• 

  

  /11

  $129,900

  $29K PRICE DROP

  • Land
  • 43,124 Sq Ft
  • $131,212 per Acre

  3673 36th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facadescreate a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  3673 36th St S, St. Cloud, MN 56301
• 

  

  /15

  $150,000

  • 3 Beds
  • 1.5 Baths
  • 1,400 Sq Ft

  504 Riverside Dr SE, Saint Cloud, MN 56304

  This is a fixer-upper. It has been vacant a couple years and there are repairs to be made. It will not be possible to purchase it with anything other than cash or conventional financing.

  

  Aaron Trompeter

  A Trompeter Realty

  504 Riverside Dr SE, Saint Cloud, MN 56304
• 

  

  /5

  $89,900

  • Land
  • 18,295 Sq Ft
  • $214,048 per Acre

  3306 Topaz Pkwy S, Saint Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  3306 Topaz Pkwy S, Saint Cloud, MN 56301
• 

  

  /5

  $75,000

  • Land
  • 17,859 Sq Ft
  • $182,927 per Acre

  3574 36th St S, St. Cloud, MN 56301

  Quarry Woods - Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full offish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  3574 36th St S, St. Cloud, MN 56301
• 

  

  /6

  $80,000

  • Land
  • 15,246 Sq Ft
  • $228,571 per Acre

  2509 34th St S, St. Cloud, MN 56301

  Bring your builder! $ave - with a quick, one-hour I-94 commute west from the cities, when you invest in St. Cloud's southernmost, premier housing development, Quarry Woods! This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its

  

  Christy Kowalzek

  Coldwell Banker Realty

  2509 34th St S, St. Cloud, MN 56301
• 

  

  /5

  $80,000

  • Land
  • 10,890 Sq Ft
  • $320,000 per Acre

  2504 34th St S, St. Cloud, MN 56301

  Quarry Woods – Premier Housing Development, now open to builders. Gorgeous waterfront and mature wooded lots available immediately. This distinguished neighborhood promotes the executive lifestyle with friendly community living. Once an active granite mine, now deep quarries full of fish and stone facades create a striking landscape that tell of its history. Breathe in nature as you stroll the

  

  Christy Kowalzek

  Coldwell Banker Realty

  2504 34th St S, St. Cloud, MN 56301
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  /33

  $149,900

  $20K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,890 Sq Ft

  903 8th Ave S, Saint Cloud, MN 56301

  Recently updated turn-key 4-bedroom home with large 2 stall garage located on corner lot within walking distance from St. Cloud State University making this home ideal for investors with an active rental license or for owner occupants. Home has all new flooring, paint, maintenance free siding, forced air furnace, central air, newer full bathroom, appliances, fixtures, electrical panel, and more.

  

  Matt Imdieke

  Central MN Realty LLC

  903 8th Ave S, Saint Cloud, MN 56301
• 

  

  /26

  $177,500

  • 3 Beds
  • 1 Bath
  • 1,034 Sq Ft

  1027 9th Ave N, Saint Cloud, MN 56303

  Beautifully maintained 3-bedroom home loaded with character and charm featuring a 2-stall garage in ideal location only blocks from popular Hester Park and the St. Cloud Hospital Neighborhood. This home features original hardwood floors, trim, panel doors, built-ins and stucco siding while offering a blend of modern updates in stainless steel appliances, newer architectural shingles, plumbing,

  

  Matt Imdieke

  Central MN Realty LLC

  1027 9th Ave N, Saint Cloud, MN 56303
• 

  

  /22

  $134,900

  $13K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 776 Sq Ft

  524 2nd St SE, Saint Cloud, MN 56304

  Step into a home with plenty of opportunity to make it your own. The home features durable fiber board siding accented by stone detail on the front of the home, architectural shingles (new shingles installed on house on 8/3/26), and seamless rain gutters designed for low-maintenance living. The detached two-stall garage features cement board siding for added durability, while the fenced backyard

  Paul Morrison RE/MAX Results

  524 2nd St SE, Saint Cloud, MN 56304
• 

  

  /15

  $198,000

  $22K PRICE DROP

  • Land
  • 13.8 Acres
  • $14,348 per Acre

  5320 County Road 6, St. Cloud, MN 56301

  Situated mere minutes from downtown Saint Cloud sits this stunning 13.8 +/- acres! This property is an incredible blank canvas ready for you to build your masterpiece in a highly desirable location! The acreage features extremely productive tillable ground, mature timber, tranquility, and convenient access to endless amenities. Municipal water and sewer connections are less than one mile to the

  Andrew Selseth American Legacy Land Co LLC

  5320 County Road 6, St. Cloud, MN 56301
• 

  

  /10

  $149,900

  $40K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 849 Sq Ft

  1101 11th Ave S, Saint Cloud, MN 56301

  Come check out this one level living in a convenient south side location .Some of the features are brand new roof , new thermo -tech windows , all new flooring, cozy front porch, super nice sized detached garage .Gas furnace, 200 amp electrical service. Has been a solid reliable rental home for many years and has a current rental license.

  John Russell John Russell Real Estate Inc.

  1101 11th Ave S, Saint Cloud, MN 56301
• 

  

  /13

  $155,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,684 Sq Ft

  429 5th Ave NE, Saint Cloud, MN 56304

  PRICED TO SELL! - Step into the timeless charm of this classic two-story Victorian home, showcasing beautiful original woodwork, intricate architectural details, and soaring 9-foot ceilings throughout the spacious main level. The upper floor features all three bedrooms, including a generous primary suite complete with its own private bathroom. Outside, a concrete pad is already in place for a

  Jeffrey Hagel Jeff Hagel

  429 5th Ave NE, Saint Cloud, MN 56304
• 

  

  /3

  $84,900

  • Land
  • 11,761 Sq Ft
  • $314,444 per Acre

  4723 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge at Donovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated development offers a fantastic location for recreation while providing the peaceful aesthetics of

  Chris Hauck Coldwell Banker Realty

  4723 4th Street Loop NE, Saint Cloud, MN 56304
• 

  

  /12

  $174,900

  • 2 Beds
  • 2 Baths
  • 1,023 Sq Ft

  126 20th Ave N, Saint Cloud, MN 56303

  Move-in ready and truly turnkey, this clean, well cared for one-story home in a quiet Saint Cloud neighborhood is ready for its next owner. Everything has already been done for you: brand new roof (9/26), newer siding, new carpet, new water heater, new stove, all stainless steel appliances, fresh paint, and new appliances throughout. The finished lower level adds valuable extra living space and

  Thomas Sommers Coldwell Banker Realty

  126 20th Ave N, Saint Cloud, MN 56303
• 

  

  /4

  $199,999

  • Land
  • 1.06 Acres
  • $188,678 per Acre

  2030 Stearns Way, St. Cloud, MN 56303

  Prime commercial lot in St Cloud's medical arts area near the St Cloud Hospital, Whitney Park, the YMCA/Aquatic Center, Whitney Senior Center and many medical facilities.

  Wendy Hendricks Agency North Real Estate, Inc

  2030 Stearns Way, St. Cloud, MN 56303
• 

  

  /22

  $175,900

  • 2 Beds
  • 1.5 Baths
  • 1,039 Sq Ft

  31 12th Ave NE, Saint Cloud, MN 56304

  EXTERIOR IMPROVEMENTS...Freshly repainted exterior...Updated windows 2017INTERIOR UPDATES 2022...New flooring throughout...New windows...New Cabinetry...New Countertops....New interior doors...Updated lighting fixtures...New appliances 2022

  Lidia Atkinson Edina Realty, Inc.

  31 12th Ave NE, Saint Cloud, MN 56304
• 

  

  /8

  $60,000

  $9K PRICE DROP

  • 1,180 Sq Ft

  1537 11th Ave SE, Saint Cloud, MN 56304

  Investor special! This home has been completely gutted and is ready for the next owner to bring their vision to life. Previously a 3 bedroom, 1 bathroom home, but could function well as a 2 bedroom, 1 bathroom layout. Situated on a spacious .32 acre city lot in a convenient location near St. Cloud State University and Mugsinger Gardens. Cash buyers only. Great opportunity for an investor,

  Macy Henrichs RE/MAX Results

  1537 11th Ave SE, Saint Cloud, MN 56304
• 

  

  /22

  $164,500

  • 2 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  2066 Stockinger Dr, Saint Cloud, MN 56303

  Conveniently located just minutes from the St. Cloud Technical Community College, YMCA and Whitney Recreation Center, this well-maintained 2-bedroom, 1.5-bath condo offers comfort, convenience, and low-maintenance living. Inside, you’ll find two spacious bedrooms, fresh paint throughout, and a generous primary suite featuring a walk-through bath and walk-in closet. The inviting living room is

  Melissa Welsh Coldwell Banker Realty

  2066 Stockinger Dr, Saint Cloud, MN 56303
• 

  /2

  $119,900

  • Land
  • 1.4 Acres
  • $85,643 per Acre

  1981 68th Ave N, St. Cloud, MN 56303

  Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

  Craig Hiltner VoigtJohnson

  1981 68th Ave N, St. Cloud, MN 56303
• 

  

  /19

  $134,900

  $3K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 968 Sq Ft

  1526 14th St SE, Saint Cloud, MN 56304

  ATTENTION INVESTORS! RENTAL ALLOWED!!RARE FIND-ONE LEVEL LIVING UNDER $138K AND PETS ALLOWED!!! THIS HOME HAS BEEN LOVINGLY CARED FOR AND UPDATED-READY TO JUST MOVE RIGHT IN. THIS HOME OFFERS AN UPDATED KITCHEN WITH SPARKLING NEWER STAINLESS STEEL APPLIANCES, LARGE INFORMAL DINING SPACE WITH PATIO ACCESS, TWO SPACIOUS BEDROOMS WITH ADJACENT FULL BATH. FOR ADDED CONVENIENCE, LAUNDRY IS LOCATED

  Deborah Hanuman LPT Realty, LLC

  1526 14th St SE, Saint Cloud, MN 56304
• 

  

  /14

  $124,900

  • Land
  • 24,393 Sq Ft
  • $223,036 per Acre

  5932 Stadium St, St. Cloud, MN 56304

  Build your dream home on this prime 0.57 acre cul-de-sac lot backing directly to the 18th fairway of Territory Golf Club.This build ready site features all utilities at the curb and a topography perfectly suited for a walkout basement. Enjoy panoramic views of the course surrounded by custom homes in a scenic established neighborhood.Showings must be requested & approved through

  Valerie Fazendin Lakes Sotheby's International Realty

  5932 Stadium St, St. Cloud, MN 56304
• 

  

  /48

  $124,900

  $5K PRICE DROP

  • Land
  • 16,117 Sq Ft
  • $337,568 per Acre

  3021 30th Street Ct S, St. Cloud, MN 56301

  Build the home you've been envisioning with the builder of your choice—no HOA restrictions. Situated on a quiet, tucked-away street with minimal traffic, and a double cul de sac, this buildable site is surrounded by well-established, higher-end residences in a peaceful, family-friendly setting. Conveniently located on the south side of St. Cloud, you'll enjoy quick access to I-94, making

  Nicole Wolgamott Century 21 First Realty, Inc.

  3021 30th Street Ct S, St. Cloud, MN 56301
• 

  

  /7

  $59,900

  • Land
  • 17,859 Sq Ft
  • $146,098 per Acre

  1448 24th St SE, Saint Cloud, MN 56304

  Great City lot in quiet and convenient SE. St. Cloud. Over 200 ft. of lot depth ! Close to Hwy 10, Parks and Shopping. Established neighborhood with a few new homes still being built.

  David Gaida Gaida Realty

  1448 24th St SE, Saint Cloud, MN 56304
• 

  

  /17

  $169,900

  • 4 Beds
  • 2 Baths
  • 2,256 Sq Ft

  406 7th Ave S, Saint Cloud, MN 56301

  Whether you are looking for a solid starter home to make your own or a proven addition to your investment portfolio, this property delivers! Featuring an active rental license and a strong leasing history (flexibly rented as a 4- or 5-bedroom), this home is perfectly positioned just a short distance from the SCSU campus. You will appreciate the major summer 2026 updates, including a

  Anthony Sarumi Bridge Realty, LLC

  406 7th Ave S, Saint Cloud, MN 56301
• 

  

  /15

  $194,900

  • 2 Beds
  • 1 Bath
  • 1,054 Sq Ft

  612 5th Ave SE, Saint Cloud, MN 56304

  Welcome home! You'll find everything you need in this cute & charming home, conveniently located in a quiet neighborhood close to everything! Enjoy the beautiful original woodwork and hardwood floors, as well as the bright & sunny main floor den, perfect for your home office. Mature oak tree in the back yard provides abundant shade for outdoor enjoyment & helps keep the house cool. New

  Carla Eiynk RE/MAX Results

  612 5th Ave SE, Saint Cloud, MN 56304
• 

  

  /6

  $40,000

  • Land
  • 4,356 Sq Ft
  • $400,000 per Acre

  436 22nd Ave N, Saint Cloud, MN 56303

  Bring your vision to this conveniently located city lot! Close to shopping, dining, and major roads, this property offers great potential for your next home. Manufactured homes are approved, and with the lot grandfathered in for up to 35% lot coverage, a smaller home could be the perfect fit. Whether you're looking to build simple, affordable, and efficient or create something all your own, this

  Macy Henrichs RE/MAX Results

  436 22nd Ave N, Saint Cloud, MN 56303
• 

  /2

  $94,900

  • Land
  • 11,761 Sq Ft
  • $351,481 per Acre

  4752 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifullydesigned neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge atDonovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated developmentoffers a fantastic location for recreation while providing the peaceful

  Chris Hauck Coldwell Banker Realty

  4752 4th Street Loop NE, Saint Cloud, MN 56304
• 

  

  /12

  $194,900

  • 8 Beds
  • 3 Baths
  • 2,801 Sq Ft

  508 6th Ave S, Saint Cloud, MN 56301

  This will be a fantastic addition or start to your investment portfolio - quick walk to SCSU, Lake George and downtown amenities. With 8 bedrooms, 3 bathrooms 2 kitchens, coin - operated laundry & off-street paved parking lot, this 2-story offers great income potential!

  Chris Hauck Coldwell Banker Realty

  508 6th Ave S, Saint Cloud, MN 56301
• 

  

  /19

  $105,000

  $14K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,333 Sq Ft

  313 11th Ave N, Saint Cloud, MN 56303

  This home has a lot of potential. Needs some work, a new roof, as well as some repairs, paint and flooring.

  LaTonya Holifield National Realty Guild

  313 11th Ave N, Saint Cloud, MN 56303
• 

  

  /14

  $150,000

  • 5 Beds
  • 2 Baths
  • 1,572 Sq Ft

  506 7th Ave S, Saint Cloud, MN 56301

  Five Bedroom home. Sold AS-IS.

  Greg Steadman Ralphie's Real Estate Company, LLC

  506 7th Ave S, Saint Cloud, MN 56301

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