Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  /13

  $194,900

  • Land
  • 3.5 Acres
  • $55,686 per Acre

  2330 20th Ave SE, Saint Cloud, MN 56304

  ***MOTIVATED SELLER***Bring your business ideas to fruition! This location is the perfect spot for residential support businesses seeking untapped markets. Surrounded by upscale single/multi-family homes, Apt & town homes with continued growth and development predicted. Close to St Benedict Center, St Scholastica, The Sanctuary & minutes from Hwy 10 & Cty Rd 8. Possibility to re-zone to

  Kelly Schepers Premier Real Estate Services

  2330 20th Ave SE, Saint Cloud, MN 56304
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• 

  

  

  /11

  $139,900

  • Land
  • 3.1 Acres
  • $45,129 per Acre

  4235 32nd St S, St. Cloud, MN 56301

  Within south St Cloud’s Stone Gate neighborhood, you will find a small collection of luxury acreage homesites in Cortona, located on a quiet cul-de-sac. This popular neighborhood is near the new St Cloud Tech High School and multiple charter schools. It has convenient access to the developing south side and to HWY 15 and I94. This might be the most desirable homesite around at 3.1 acres with a

  Matt Wieber Agency North Real Estate, Inc

  4235 32nd St S, St. Cloud, MN 56301
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  /2

  $100,000

  • Land
  • 3,484 Sq Ft
  • $1,250,000 per Acre

  1112 45th Ave NE, St. Cloud, MN 56304

  Required: a four-unit attached townhome (quad) configuration. Exceptional opportunity to build in the desirable Water’s Edge neighborhood of St. Cloud, ideal for investors or builders looking to develop townhome living! Residents will enjoy miles of scenic walking trails, a community park, and close proximity to Territory Golf Course (less than 3 miles away). Convenient access to downtown St.

  Christopher Fritch eXp Realty

  1112 45th Ave NE, St. Cloud, MN 56304
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  /14

  $84,898

  $5K PRICE DROP

  • Land
  • 1.03 Acres
  • $82,425 per Acre

  6012 Galaxy Rd, St. Cloud, MN 56301

  Discover the perfect place to bring your vision to life on this beautiful 1+ acre wooded lot. Offering a peaceful, natural setting with mature trees and plenty of privacy, this property provides an open canvas to plan, design, and build the custom home you’ve always imagined. Whether you’re dreaming of a modern retreat or a timeless traditional residence, this spacious parcel gives you the

  Skip Halverson RE/MAX Results

  6012 Galaxy Rd, St. Cloud, MN 56301
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  /18

  $192,500

  • 4 Beds
  • 2 Baths
  • 1,546 Sq Ft

  921 7th Ave S, Saint Cloud, MN 56301

  Totally remodeled up and down, new siding, soffit and facia, gutters, new flooring, new windows, painted throughout, ceiling fans, newer appliances. Parking spaces off alley and also nice concrete with rocks and edging around home. Rental license still active. OR nice 4 bedroom home. Professional photos coming.

  Lynne Crandall Premier Real Estate Services

  921 7th Ave S, Saint Cloud, MN 56301
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  /12

  $185,000

  • 4 Beds
  • 1 Bath
  • 1,268 Sq Ft

  126 Riverside Dr NE, Saint Cloud, MN 56304

  Welcome to 126 Riverside Drive NE in Saint Cloud! This charming 4-bedroom, 1-bathroom home is nestled in a quiet neighborhood and offers a comfortable, functional layout. The home features new LVP flooring throughout, providing a fresh and updated feel with easy maintenance. The kitchen and dining areas flow nicely together, creating a comfortable space for everyday meals and family time. With

  Deja Schwarz Realty ONE Group Choice

  126 Riverside Dr NE, Saint Cloud, MN 56304
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  /2

  $97,000

  $12K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,573 Sq Ft

  808 7th St N, Saint Cloud, MN 56303

  Seller has owned property as a rental unit for the past 5 years. Property offers great potential to build instant equity. Ideal for investors, renovators, or owner occupants looking to build sweat-equity. New kitchen cabinets, countertops, sink, dishwasher, refrigerator installed 4 years ago. Quick close possible.

  Jeff Tate Coldwell Banker Realty - Lakes

  808 7th St N, Saint Cloud, MN 56303
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  /34

  $150,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,798 Sq Ft

  230 5th Ave N Unit C5, Saint Cloud, MN 56303

  Enjoy easy living in this spacious 3-bedroom, 2-bath condo offering scenic river views and a location that perfectly balances convenience with tranquility. Nestled on a quiet street, this inviting home provides a peaceful retreat while keeping you just a short walk from popular restaurants, shopping, and public transportation.Inside, you'll find generous living spaces designed for

  David Vee Edina Realty, Inc

  230 5th Ave N Unit C5, Saint Cloud, MN 56303
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  /11

  $109,900

  $9K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,148 Sq Ft

  320 8th Ave S, Saint Cloud, MN 56301

  Great Investment opportunity in South St. Cloud on single family rental priced below appraised value! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,700 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that

  Jeremy Forsell Premier Real Estate Services

  320 8th Ave S, Saint Cloud, MN 56301
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  /23

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  712 10th Ave S, Saint Cloud, MN 56301

  Collin Chladil eXp Realty

  712 10th Ave S, Saint Cloud, MN 56301
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  /8

  $129,900

  • 4 Beds
  • 1 Bath
  • 1,129 Sq Ft

  902 9th Ave N, Saint Cloud, MN 56303

  Great opportunity to buy this cape cod style home built in 1940, located in Saint Cloud, MN and sitting on approximately a .2 acre lot with a detached garage. The interior has 1129 sq. ft. with 4 bedrooms and 1 bathroom plus a full basement.

  Aaron Brailer REALHome Services and Solutions, Inc.

  902 9th Ave N, Saint Cloud, MN 56303
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  /24

  $169,900

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,079 Sq Ft

  511 6th Ave S, Saint Cloud, MN 56301

  New Roof September 2026. Make this your own home, or consider this Prime Rental Opportunity Near SCSU5 Bed | 2 Bath | Licensed for 4 BedroomsExcellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income.The home features four

  Heidi Voigt VoigtJohnson

  511 6th Ave S, Saint Cloud, MN 56301
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  /2

  $105,000

  • 3 Beds
  • 2 Baths
  • 1,770 Sq Ft

  909 7th Ave N, Saint Cloud, MN 56303

  Opportunity awaits with this affordable 1.5-story home in St. Cloud! Offering plenty of potential for the right buyer. Features include a functional layout, spacious living areas, and the chance to build instant equity through improvements. Ideal for investors, renovators, or owner-occupants looking for a sweat-equity opportunity. Conveniently located near parks, shopping, dining, and everyday

  Pete Matanich Premier Real Estate Services

  909 7th Ave N, Saint Cloud, MN 56303
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  /21

  $72,000

  • Land
  • 9,147 Sq Ft
  • $342,857 per Acre

  1716 Southwood Trail, St. Cloud, MN 56301

  Beautiful lot in the desirable Southwood Heights. The lot has multiple apple, pear, and cherry trees. There are also Korean lilacs, oak and black hill spruce trees along with grass. Joes Excavating completed GPS leveling of the lot so drainage occurred properly to the street. Black dirt was also hauled in an added to back 2/3 of lot. See Supplements for more information.

  Sandra Harrison Coldwell Banker Realty

  1716 Southwood Trail, St. Cloud, MN 56301
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  /21

  $174,900

  • 2 Beds
  • 1 Bath
  • 1,101 Sq Ft

  910 10th Ave S, Saint Cloud, MN 56301

  Welcome home to this charming 2-bedroom, 1-bath rambler in the heart of St. Cloud! Offering 1,100 square feet of comfortable, single-level living, this home features convenient main-floor laundry, an informal dining area, and a spacious 2-car garage. Ideally located near shopping, dining, parks, and everyday amenities, this home is ready for you to make it your own!

  Lindsay Bergmann Central MN Realty LLC

  910 10th Ave S, Saint Cloud, MN 56301
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  /2

  $99,900

  • Land
  • 15,681 Sq Ft
  • $277,500 per Acre

  4748 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Donovan Lakes are the cornerstone rather than an afterthought. A precisely orchestrated development that offers a fantastic location for recreation while providing the peaceful aesthetics of nature at

  Chris Hauck Coldwell Banker Realty

  4748 4th Street Loop NE, Saint Cloud, MN 56304
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  /3

  $29,900

  • Land
  • 5,227 Sq Ft
  • $249,167 per Acre

  217 24th Ave N, St. Cloud, MN 56303

  Competitively priced St. Cloud building lot located in a quiet, established neighborhood! Conveniently situated within walking distance to restaurants, shopping, public transportation, and other amenities. Building plans are available that are well suited for the lot size. Alley access provides the potential for a rear-entry garage. Bring your own builder or use ours to bring your vision to life!

  Kyle Haller Haller Realty Inc.

  217 24th Ave N, St. Cloud, MN 56303
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  /30

  $139,900

  • 4 Beds
  • 1 Bath
  • 1,110 Sq Ft

  129 7th Ave NE, Saint Cloud, MN 56304

  This 1.5 story home sits on quiet city lot a couple minutes from HWY 10. Features 4 bedrooms, 1 bath, 1car insulated and heated garage large. Enjoy the mature trees and a privacy fence separates you from the surrounding businesses. Many updated mechanicals including: 2020 New forced air furnace. 2021 New central A/C. 2024 New Dehumidifier. 2020 New Stove. 2021 New Dryer. 2022 replacement of

  Joseph Bryski Keller Williams Premier Realty

  129 7th Ave NE, Saint Cloud, MN 56304
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  /2

  $29,950

  • Land
  • 20,473 Sq Ft
  • $63,723 per Acre

  3297 Dolores Dr, Saint Cloud, MN 56303

  Looking for the perfect place to build your dream home in a great established neighborhood? Look no further than Tilden Woods! This nearly half acre wooded lot has it all, nearby walking trails and parks, shopping centers and medical facilities with easy access to Hwy 15. Check it out for yourself!

  Charissa Harms-Ertl Pemberton RE

  3297 Dolores Dr, Saint Cloud, MN 56303
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  /38

  $195,000

  $31K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,656 Sq Ft

  1515 2nd St N, Saint Cloud, MN 56303

  If you are a 1st time home buyer, this could be the perfect home for you! We have already had the home independently pre-inspected by AmeriSpec, a recognized leader in the industry. A full, independent inspection report is available for review on MLS before showing. The home also comes with a one-year, full home warranty through CINCH Home Warranty. While this home has a brand new central air

  Michael Esterley Edina Realty, Inc.

  1515 2nd St N, Saint Cloud, MN 56303
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  /24

  $119,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 908 Sq Ft

  220 33rd Ave N, Saint Cloud, MN 56303

  This competitively priced home offers 2 main floor bedrooms, newly remodeled bathroom (2022), newer kitchen cabinets and countertops (2022), newer windows throughout (2023) with transferable warranty, and a 3rd upper-level bedroom or bonus room. This property features a spacious lot, which includes a partially fenced in yard, a detached garage and 2 additional parking spaces. This is a solid

  Ashley Tillemans Premier Real Estate Services

  220 33rd Ave N, Saint Cloud, MN 56303
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  /13

  $189,900

  • 3 Beds
  • 2 Baths
  • 1,014 Sq Ft

  53 20th Ave S, Saint Cloud, MN 56301

  DUPLEX with many recent updates including new roof and siding! The upper is a 1 bedroom apartment. The main level is a 2 bedroom apartment.

  Oscar Castellanos Edina Realty, Inc

  53 20th Ave S, Saint Cloud, MN 56301
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  /31

  $200,000

  $25K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 3,496 Sq Ft

  1521 Garfield Ct, Saint Cloud, MN 56301

  Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity.The spacious main-level unit features 3 bedrooms,

  Roxie Knight Core Realty LLC

  1521 Garfield Ct, Saint Cloud, MN 56301
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  /29

  $195,000

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  831 20th Ave N, Saint Cloud, MN 56303

  Welcome home! This well-maintained property is freshly painted and move in ready, offering a great opportunity for its next owner. This inviting 3-bedroom, 2-bathroom home features 1320 square feet of living space and an open floor plan. The fully finished basement features a spacious primary bedroom, along with 3/4 bathroom, and convenient laundry room with storage cabinets. Newer appliances

  Ashley Benson Trilogy Properties of MN, LLC

  831 20th Ave N, Saint Cloud, MN 56303
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  /5

  $90,000

  • Land
  • 33,541 Sq Ft
  • $116,883 per Acre

  5143 40th St S, Saint Cloud, MN 56301

  Beautifully treed homesite with existing garage/shop building 28x50 with cabinets and benches, and overhead doors front and back. This level .77 acres lot has oak trees throughout, with gas service, cleared building site and is 3/4 mile from the new Tech High School. Easy access to Highway 15 and I-94.

  Steven Baklaich RE/MAX Results

  5143 40th St S, Saint Cloud, MN 56301
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  /29

  $129,000

  • 2 Beds
  • 1.5 Baths
  • 953 Sq Ft

  1719 7th Ave S, Saint Cloud, MN 56301

  This cozy and conveniently located 2 bed/2 bath home is a great option for anyone looking for an affordable and well-located place to call home. Enjoy easy access to St. Cloud State University campus and the outdoor recreation at Schmidt Park, all while being close to everything St. Cloud has to offer. The main floor hosts a living room, kitchen, bedroom and full bath. The lower level features a

  Cassandra Schmainda Edina Realty, Inc

  1719 7th Ave S, Saint Cloud, MN 56301
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  /16

  $151,000

  • 3 Beds
  • 2 Baths
  • 1,104 Sq Ft

  56 Mckinley Place N, Saint Cloud, MN 56303

  Affordable & Full of Character! This charming 3-bedroom home offers timeless character, beautiful hardwood floors and open stairway. Enjoy the welcoming front porch—spacious enough for your favorite swing and the perfect place to relax and enjoy the outdoors.The property also features lawn sheds and a yard filled with wildflowers and wild violets, along with an established butterfly garden,

  Wendy Caswell Aurora Group LLC

  56 Mckinley Place N, Saint Cloud, MN 56303
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  /46

  $200,000

  $50K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,610 Sq Ft

  1252 10th Ave N, Saint Cloud, MN 56303

  Here’s your chance to own a spacious, inviting home that offers both comfort and flexibility! Located in the desirable hospital district, this 4-bedroom, 3-bathroom home welcomes you with a warm and cozy atmosphere from the moment you step inside.The main floor features a bright, welcoming living room complete with a charming fireplace—perfect for relaxing evenings. The spacious kitchen

  Amy Legatt RE/MAX Results

  1252 10th Ave N, Saint Cloud, MN 56303
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  /9

  $120,000

  • Land
  • 21,344 Sq Ft
  • $244,898 per Acre

  3975/3983 21st Ave S, St. Cloud, MN 56301

  Bring your builder! 2 gorgeous lots available! Situated on the Corner lot, these lots offer privacy for your new dream home! Easy access to hwy 94, and a quick drive to shopping and retail. Off the beaten path, but still convenient to everything! Sewer, water, cable, and internet is all in the street! Bring your plans and build your dreams!

  David Vee Edina Realty, Inc

  3975/3983 21st Ave S, St. Cloud, MN 56301
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  /21

  $139,900

  $20K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 556 Sq Ft

  204 37th Ave N, Saint Cloud, MN 56303

  Affordable one level home featuring modern updates, including vinyl siding and laminate flooring. This home offers a cozy living room with a fireplace. It includes several amenities including a longer driveway offering additional parking space, the fenced backyard with a storage shed, plus a separate fenced garden area with raised beds that provides additional privacy and outdoor enjoyment.

  Jason Quade Premier Real Estate Services

  204 37th Ave N, Saint Cloud, MN 56303
• 

  

  /23

  $95,000

  • 4 Beds
  • 2 Baths
  • 1,120 Sq Ft

  52 Belmar St, Saint Cloud, MN 56301

  Nestled just 13 minutes away from bustling heart of St. Cloud, this prime location offers easy access to restaurants, shopping, and entertainment. Enjoy close proximity to top-rated schools in the St. Cloud Area School District. Commuting is a breeze with quick access to State Route 23. Interstate 94, and State Route 15. Nature lovers will adore being just a mile from Quarry Park and Nature

  Macy Henrichs RE/MAX Results

  52 Belmar St, Saint Cloud, MN 56301
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  /16

  $149,900

  • 2 Beds
  • 1 Bath
  • 928 Sq Ft

  916 34th Ave N, Saint Cloud, MN 56303

  This 2-bedroom, 1-bathroom home is ready for someone to finish what's already been started. Fresh paint and new flooring have kicked off the transformation, giving you a head start on making this home your own. The rest of the interior could be an ideal project for a buyer ready to complete the updates and add their personal touch throughout.Outside, the home sits on a large lot with plenty

  Neil Theisen Central MN Realty LLC

  916 34th Ave N, Saint Cloud, MN 56303
• 

  

  /15

  $173,000

  $12K PRICE DROP Pre-Foreclosure

  • 5 Beds
  • 2.5 Baths
  • 2,762 Sq Ft

  621 8th Ave N, Saint Cloud, MN 56303

  Welcome to 621 8th Ave N, a spacious 5-bedroom, 3-bath home offering 2,762 finished sq ft with excellent potential. The large kitchen features abundant cabinet space, while three kitchen areas offer flexible living or investment possibilities. Recent updates include a steel roof approximately 6–7 years old and HVAC around 5 years old. The property also features two furnaces, central air, and two

  Jeffrey Hagel Jeff Hagel

  621 8th Ave N, Saint Cloud, MN 56303
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  /28

  $109,000

  $20K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,732 Sq Ft

  119 2nd Ave NE, Saint Cloud, MN 56304

  Welcome to this cute one-story home on St. Cloud's NE side! Featuring beautiful hardwood floors throughout the main level, a spacious living room, three bedrooms, and a full bath. The lower level features a huge workshop/flex Space, an abundance of storage areas, and a convenient quarter bath. Outside has a partially enclosed structure off the back porch, a one stall garage, and an extra storage

  Macy Henrichs RE/MAX Results

  119 2nd Ave NE, Saint Cloud, MN 56304
• 

  

  /16

  $105,000

  • 5 Beds
  • 2 Baths
  • 2,048 Sq Ft

  91 Joymar Cir, Saint Cloud, MN 56301

  Come and check out this amazingly spacious home priced to sell quick, with huge potential and several remarkable upgrades! This property has plenty of parking and a beautiful front deck perfect for entertaining guests! Boasting vaulted ceilings, amazing knotty pine woodwork, a wood stove, 5 bedrooms, tons of natural light, plenty of cabinets and pantry space, main floor bathroom with walk in

  Joshua Hansen Intersate 1 LLC

  91 Joymar Cir, Saint Cloud, MN 56301
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  /37

  $169,900

  $30K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,232 Sq Ft

  239 32nd Ave N, Saint Cloud, MN 56303

  Welcome home to this beautifully updated 2-bedroom, 1-bath residence that perfectly blends modern upgrades with timeless character. From the moment you step inside, you’ll appreciate the fresh interior and exterior paint, creating a bright and inviting atmosphere throughout. The thoughtfully updated kitchen features sleek stainless steel appliances, a new sink, and stylish countertops—ideal for

  Amy Legatt RE/MAX Results

  239 32nd Ave N, Saint Cloud, MN 56303
• 

  /2

  $99,900

  • Land
  • 1.07 Acres
  • $93,364 per Acre

  1548 39th St S, Saint Cloud, MN 56301

  Stunning 1.07 acre homesite located in the private Coyote Creek Neighborhood in South St Cloud. Amazing Private Backyard with Stunning Views of a wetland. You can bring your own builder or we Can Find you one.

  James Heckendorf Werschay Real Estate Services

  1548 39th St S, Saint Cloud, MN 56301
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  /8

  $1

  • Land
  • 7.82 Acres

  3275 42nd Ave S, St. Cloud, MN 56301

  Shovel-ready commercial development lots available from approximately 1 to 4 acres at the signalized intersection of 33rd St S and 42nd Ave S in the Stone Gate development. PUD/Commercial zoning with municipal water, sewer, electric, gas, and fiber available. Excellent visibility and dedicated access with immediate proximity to Hwy 15 and I-94. Adjacent to established medical offices, Tech High

  Tom Sanquist, CCIM Granite City Real Estate

  3275 42nd Ave S, St. Cloud, MN 56301
• 

  

  /16

  $175,000

  $24K PRICE DROP

  • Land
  • 23.46 Acres
  • $7,460 per Acre

  TBD County Road 136, St. Cloud, MN 56301

  23+ Acres of Buildable Agricultural LandExceptional 23+ acre parcel offering a rare blend of tillable and wooded acreage. Currently approved for one residential homestead, this property provides the perfect setting for a private country retreat or hobby farm. Convenient access to I-94 ensures an easy commute while maintaining rural peace and privacy. Future development potential awaits as

  Stella Scholl Premier Real Estate Services

  TBD County Road 136, St. Cloud, MN 56301
• 

  

  /18

  $159,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 720 Sq Ft

  401 27th Ave N, Saint Cloud, MN 56303

  Introducing 401 27th Avenue North in St. Cloud. This two-bedroom, 1-bathroom, one-level home was built in 1949 and offers a cozy living space with plenty of recent updates. Situated on a corner lot, we find plenty of fenced-in yard space along with an oversized two-stall detached garage. The interior of the home has seen a recent refresh with new paint and flooring throughout. The comfortable

  Brendan Mooney Your Next Place Real Estate

  401 27th Ave N, Saint Cloud, MN 56303

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