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Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  • /37

    $179,900

    • 2 Beds
    • 1 Bath
    • 1,232 Sq Ft

    239 32nd Ave N, Saint Cloud, MN 56303

    Welcome home to this beautifully updated 2-bedroom, 1-bath residence that perfectly blends modern upgrades with timeless character. From the moment you step inside, you’ll appreciate the fresh interior and exterior paint, creating a bright and inviting atmosphere throughout. The thoughtfully updated kitchen features sleek stainless steel appliances, a new sink, and stylish countertops—ideal for

    Amy Legatt RE/MAX Results

    239 32nd Ave N, Saint Cloud, MN 56303
  • /20

    $159,900

    • 2 Beds
    • 1 Bath
    • 1,013 Sq Ft

    1270 10th Ave N, Saint Cloud, MN 56303

    Affordable, updated, and easy to live in, this home checks more boxes than you might expect. This two-bedroom, one-bathroom home offers true one level living with no stairs and no basement, simplifying daily life and improving accessibility. The layout is comfortable and functional, with spacious bedrooms, a roomy bathroom, and storage that works for real life without feeling like extra upkeep.

    Alba Henesy Trust Real Estate Company, LLC

    1270 10th Ave N, Saint Cloud, MN 56303
  • /36

    $178,900

    • 3 Beds
    • 1.5 Baths
    • 1,024 Sq Ft

    40 Mckinley Place N, Saint Cloud, MN 56303

    Welcome to this adorable 3-bedroom, 2-bathroom home, brimming with character! Step inside todiscover a spacious living room that flows into a charming den, perfect for sipping your morning coffee.The large dining room adjacent to the living room is ideal for entertaining guests. Recent updatesinclude beautiful new flooring and fresh paint throughout, making this home move-in ready.

    Odell Kruah Luke Real Estate

    40 Mckinley Place N, Saint Cloud, MN 56303
  • /8

    $137,500

    • 3 Beds
    • 1 Bath
    • 924 Sq Ft

    1501 6th St N, Saint Cloud, MN 56303

    Conveniently located on a corner lot, this 3-bedroom home offers great potential for the right buyer. With a newer roof and furnace (both replaced in November 2016), plus an updated water heater and stove, some big-ticket items are already checked off the list. The main floor features a bedroom, full bathroom, and laundry for added convenience, while two additional bedrooms and generous storage

    Chuck Zwilling RE/MAX Results

    1501 6th St N, Saint Cloud, MN 56303
  • /3

    $84,900

    • Land
    • 11,761 Sq Ft
    • $314,444 per Acre

    4723 4th Street Loop NE, Saint Cloud, MN 56304

    Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge at Donovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated development offers a fantastic location for recreation while providing the peaceful aesthetics of

    Chris Hauck Coldwell Banker Realty

    4723 4th Street Loop NE, Saint Cloud, MN 56304
  • /5

    $60,000

    • Land
    • 28,314 Sq Ft
    • $92,308 per Acre

    1648 38th St S, Saint Cloud, MN 56301

    Beautiful vacant lot waiting for your dream house to be built!! Open to any builder! Amazing mature trees so you don't have to wait a lifetime for privacy!

    Robert Kuhlmann Edina Realty, Inc

    1648 38th St S, Saint Cloud, MN 56301
  • /10

    $175,000

    • 2 Beds
    • 1 Bath
    • 932 Sq Ft

    939 Cypress Rd Unit 4, Saint Cloud, MN 56303

    Experience exquisite one-level living at an affordable price without the maintenance! The association covers all exterior upkeep, lawn care, and snow removal, allowing you to enjoy your home with ease and travel worry-free.Ideally located near shopping, dining, groceries, and medical facilities, this home offers exceptional convenience. Step outside to enjoy concrete sidewalks, nearby parks,

    Tyler Keller Elite Real Estate Services

    939 Cypress Rd Unit 4, Saint Cloud, MN 56303
  • /18

    $20,000

    • 2 Beds
    • 1 Bath
    • 652 Sq Ft

    555 Highway 10 S Unit 12, Saint Cloud, MN 56304

    Step into your next home with this 2 bed 1 bath manufactured home in Sherwood Manor Mobile Home Park! As you step in, you're greeted with an updated home with a living room to your right and kitchen to your left. Passing by the kitchen into the hallway, you will be able to access a bedroom to your left, a full bathroom at the following door, and access to a washer and dryer next to the larger

    Jordan Volkers Keller Williams Integrity NW

    555 Highway 10 S Unit 12, Saint Cloud, MN 56304
  • /22

    $159,000

    • 2 Beds
    • 2 Baths
    • 1,290 Sq Ft

    1566 14th St SE Unit 5B1, Saint Cloud, MN 56304

    Lower level unit that you have been waiting for! Not only does it back up to the woods, but it is the only one with a 3 season porch. Updates include unique stone flooring, washer/dryer, water heater, and more. See supplement. Primary bedroom has own 3/4 bath. 2nd bedroom has built in office wall. Only thing left to pay after Association dues is electric and gas which averages $103 per month and

    Monique Waters Coldwell Banker Realty

    1566 14th St SE Unit 5B1, Saint Cloud, MN 56304
  • /39

    $119,000

    • 4 Beds
    • 1 Bath
    • 1,326 Sq Ft

    714 9th St S, Saint Cloud, MN 56301

    First time buyers or Investment opportunity! Licensed 4-bedroom 1 bathroom. Close to campus.

    Todd Swanson Premier Real Estate Services

    714 9th St S, Saint Cloud, MN 56301
  • /2

    $119,900

    • Land
    • 1.4 Acres
    • $85,643 per Acre

    1981 68th Ave N, St. Cloud, MN 56303

    Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

    Craig Hiltner VoigtJohnson

    1981 68th Ave N, St. Cloud, MN 56303
  • /2

    $148,184

    • Land
    • 4.17 Acres
    • $35,536 per Acre

    23210 Franklin Rd, Saint Cloud, MN 56301

    Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

    Tom Sanquist, CCIM Granite City Real Estate

    23210 Franklin Rd, Saint Cloud, MN 56301
  • /14

    $124,900

    • Land
    • 24,393 Sq Ft
    • $223,036 per Acre

    5932 Stadium St, St. Cloud, MN 56304

    Build your dream home on this prime 0.57 acre cul-de-sac lot backing directly to the 18th fairway of Territory Golf Club. This build ready site features all utilities at the curb and a topography perfectly suited for a walkout basement. Enjoy panoramic views of the course surrounded by custom homes in a scenic established neighborhood.Showings must be requested & approved through ShowingTime.

    Valerie Fazendin Fazendin REALTORS

    5932 Stadium St, St. Cloud, MN 56304
  • /2

    $49,900

    • Land
    • 12,632 Sq Ft
    • $172,069 per Acre

    1921 38th St S, St. Cloud, MN 56301

    Nice South St. Cloud lot in a convenient location. Open to all Builders.

    Craig Hiltner VoigtJohnson

    1921 38th St S, St. Cloud, MN 56301
  • /7

    $59,900

    • Land
    • 17,859 Sq Ft
    • $146,098 per Acre

    1448 24th St SE, Saint Cloud, MN 56304

    Great City lot in quiet and convenient SE. St. Cloud. Over 200 ft. of lot depth ! Close to Hwy 10, Parks and Shopping. Established neighborhood with a few new homes still being built.

    David Gaida Gaida Realty

    1448 24th St SE, Saint Cloud, MN 56304
  • /2

    $94,900

    • Land
    • 11,761 Sq Ft
    • $351,481 per Acre

    4752 4th Street Loop NE, Saint Cloud, MN 56304

    Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifullydesigned neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge atDonovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated developmentoffers a fantastic location for recreation while providing the peaceful

    Chris Hauck Coldwell Banker Realty

    4752 4th Street Loop NE, Saint Cloud, MN 56304
  • /19

    $189,900

    • 3 Beds
    • 1.5 Baths
    • 1,261 Sq Ft

    939 Cypress Rd Unit 42, Saint Cloud, MN 56303

    Presenting 939 Cypress Road! This great, very well-maintained townhome has so much to offer, including 3 bedrooms all on one level, 2 baths, and a 2-stall garage. Park in the large driveway or insulated garage, and enter into the main level to new plank flooring. Main level is nicely laid out, with sizable living room flowing nicely into the kitchen and dining areas. Kitchen/dining room has

    Chad Walz Edina Realty, Inc

    939 Cypress Rd Unit 42, Saint Cloud, MN 56303
  • /2

    $148,184

    • Land
    • 4 Acres
    • $37,046 per Acre

    22950 Franklin Rd, Saint Cloud, MN 56301

    Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

    Tom Sanquist, CCIM Granite City Real Estate

    22950 Franklin Rd, Saint Cloud, MN 56301
  • /2

    $194,900

    • Land
    • 3.5 Acres
    • $55,686 per Acre

    2330 20th Ave SE, Saint Cloud, MN 56304

    ***MOTIVATED SELLER***Bring your business ideas to fruition! This location is the perfect spot for residential support businesses seeking untapped markets. Surrounded by upscale single/multi-family homes, Apt & town homes with continued growth and development predicted. Close to St Benedict Center, St Scholastica, The Sanctuary & minutes from Hwy 10 & Cty Rd 8. Possibility to re-zone to

    Kelly Schepers Premier Real Estate Services

    2330 20th Ave SE, Saint Cloud, MN 56304
  • /2

    $96,900

    • Land
    • 10,018 Sq Ft
    • $421,304 per Acre

    1515 Highland Trail, Saint Cloud, MN 56301

    Don't miss your chance to own the final lot in the sought-after Bluffs of Southwood Heights! Nestled in a well-established neighborhood on St. Cloud’s south side, this prime location offers easy access to downtown, the west side, and to I94 and the metro area. The Bluffs features a neighborhood HOA that takes care of lawn maintenance and snow removal, ensuring a hassle-free lifestyle. This

    Matt Wieber Agency North Real Estate, Inc

    1515 Highland Trail, Saint Cloud, MN 56301
  • /12

    $154,900

    • 3 Beds
    • 1.5 Baths
    • 1,320 Sq Ft

    1712 University Dr SE, Saint Cloud, MN 56304

    Great opportunity to own a solid home at an affordable price with new siding and windows and good roof. The floor plan is open with a spacious kitchen and living area and a basement waiting to be finished to your liking.

    Patrick Torgrimson Premier Real Estate Services

    1712 University Dr SE, Saint Cloud, MN 56304
  • /11

    $139,900

    • Land
    • 3.1 Acres
    • $45,129 per Acre

    4235 32nd St S, St. Cloud, MN 56301

    Within south St Cloud’s Stone Gate neighborhood, you will find a small collection of luxury acreage homesites in Cortona, located on a quiet cul-de-sac. This popular neighborhood is near the new St Cloud Tech High School and multiple charter schools. It has convenient access to the developing south side and to HWY 15 and I94. This might be the most desirable homesite around at 3.1 acres with a

    Matt Wieber Agency North Real Estate, Inc

    4235 32nd St S, St. Cloud, MN 56301
  • /2

    $100,000

    • Land
    • 3,484 Sq Ft
    • $1,250,000 per Acre

    1112 45th Ave NE, St. Cloud, MN 56304

    Required: a four-unit attached townhome (quad) configuration. Exceptional opportunity to build in the desirable Water’s Edge neighborhood of St. Cloud, ideal for investors or builders looking to develop townhome living! Residents will enjoy miles of scenic walking trails, a community park, and close proximity to Territory Golf Course (less than 3 miles away). Convenient access to downtown St.

    Christopher Fritch eXp Realty

    1112 45th Ave NE, St. Cloud, MN 56304
  • /12

    $89,898

    • Land
    • 1.03 Acres
    • $87,280 per Acre

    6012 Galaxy Rd, St. Cloud, MN 56301

    Discover the perfect place to bring your vision to life on this beautiful 1+ acre wooded lot. Offering a peaceful, natural setting with mature trees and plenty of privacy, this property provides an open canvas to plan, design, and build the custom home you’ve always imagined. Whether you’re dreaming of a modern retreat or a timeless traditional residence, this spacious parcel gives you the

    Skip Halverson RE/MAX Results

    6012 Galaxy Rd, St. Cloud, MN 56301
  • /32

    $175,000

    • 2 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    2542 Stearns Way, Saint Cloud, MN 56303

    Two bedroom, two and a half bathroom condo near Whitney Park now available! Open dining and living space with access to shared work out and swimming area. Plenty of storage and closet space.

    Brian Helmin Premier Real Estate Services

    2542 Stearns Way, Saint Cloud, MN 56303
  • /2

    $35,000

    • Land
    • 20,473 Sq Ft
    • $74,468 per Acre

    3297 Dolores Dr, Saint Cloud, MN 56303

    Looking for the perfect place to build your dream home in a great established neighborhood? Look no further than Tilden Woods! This nearly half acre wooded lot has it all, nearby walking trails and parks, shopping centers and medical facilities with easy access to Hwy 15.

    Charissa Harms-Ertl Pemberton RE

    3297 Dolores Dr, Saint Cloud, MN 56303
  • /26

    $115,000

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    15 Arbor St, Saint Cloud, MN 56301

    Just 13 minutes from St. Cloud, this beautifully maintained and affordable home offers the perfect mix of comfort, convenience, and community living. Located in Bel Clare Estates, you'll enjoy fantastic amenities including a basketball court, pet-friendly walking areas, a welcoming playground, and a storm shelter for added peace of mind. Inside, the open kitchen and living areas are perfect for

    Macy Henrichs RE/MAX Results

    15 Arbor St, Saint Cloud, MN 56301
  • /3

    $29,900

    • Land
    • 13,068 Sq Ft
    • $99,667 per Acre

    1425 19th St SE, Saint Cloud, MN 56304

    Beautiful lot nestled in the desirable Kilbirnie Woods neighborhood, offering mature trees and shrubs that provide a peaceful, established setting for your future home. Conveniently located near schools, shopping, Riverside Park, and Munsinger Gardens, this property combines natural beauty with easy access to everyday amenities. The driveway approach is already in place with a garage-right

    Chuck Zwilling RE/MAX Results

    1425 19th St SE, Saint Cloud, MN 56304
  • /29

    $144,900

    • 3 Beds
    • 2 Baths
    • 1,432 Sq Ft

    529 10th Ave N, Saint Cloud, MN 56303

    Step into timeless character with this beautiful 3-bedroom, 2-bath home, ideally located in the heart of the city—just minutes from everything you need. This inviting property features a spacious living room and a formal dining room, perfect for entertaining or everyday comfort. You'll appreciate the functionality of the space. Enjoy peace of mind with updated roof and windows, blending historic

    Rachel Koubsky VoigtJohnson

    529 10th Ave N, Saint Cloud, MN 56303
  • /23

    $129,900

    • 2 Beds
    • 1 Bath
    • 1,068 Sq Ft

    428 10th Ave N, Saint Cloud, MN 56303

    Built in 1905 here is a 2 bed 1 bath 1 1/2 story home on a corner lot with a 2 stall garage in North St.Cloud. Property features: New carpet, paint, Updated items new roof in 2018 on house, furnace in 2018, A/C in 2018, water heater 2019, mini split for upstairs 2020, and updated electrical in 2019.

    Neal Leagjeld Coldwell Banker Crown Realtors

    428 10th Ave N, Saint Cloud, MN 56303
  • /33

    $149,900

    • 2 Beds
    • 2 Baths
    • 1,152 Sq Ft

    1564 14th St SE, Saint Cloud, MN 56304

    Lovely 2 bedroom/2 bath condo! This is second level unit AND there is a chair lift in the entry to go upstairs if needed. Chair lift is owned by this owner and can stay or be removed. Spacious condo with an open concept and a beautiful maintenance free deck overlooking the woods! Very peaceful and private setting! Nice sized closets! The kitchen was remodeled also with attractive cabinetry...and

    Lisa Johnson-Barnier RE/MAX Results

    1564 14th St SE, Saint Cloud, MN 56304
  • /2

    $99,900

    • Land
    • 15,681 Sq Ft
    • $277,500 per Acre

    4748 4th Street Loop NE, Saint Cloud, MN 56304

    Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Donovan Lakes are the cornerstone rather than an afterthought. A precisely orchestrated development that offers a fantastic location for recreation while providing the peaceful aesthetics of nature at

    Chris Hauck Coldwell Banker Realty

    4748 4th Street Loop NE, Saint Cloud, MN 56304
  • /4

    $174,900

    • 5 Beds
    • 2 Baths
    • 1,710 Sq Ft

    629 9th Ave S, Saint Cloud, MN 56301

    Great up and down duplex. Fully rented.

    Brenda Benson Trilogy Properties of MN, LLC

    629 9th Ave S, Saint Cloud, MN 56301
  • /26

    $150,000

    • 2 Beds
    • 1 Bath
    • 712 Sq Ft

    336 32nd Ave N, Saint Cloud, MN 56303

    Great opportunity for a starter home or investment property! This 2-bedroom, 1 full bath home offers a functional layout with comfortable living spaces, lots of newer mechanicals, appliances and updates with plenty of potential to make it your own. Enjoy outdoor living on the oversized rear deck - perfect for entertaining or relaxing - overlooking a shady backyard. The one-stall detached garage

    William Huffman RE/MAX Results

    336 32nd Ave N, Saint Cloud, MN 56303
  • /24

    $144,900

    • 2 Beds
    • 2 Baths
    • 1,065 Sq Ft

    601 11th Ave N, Saint Cloud, MN 56303

    On a generous corner lot where light stretches a little further and space feels a little freer, this 1895 brick home stands with character. It blends historic charm with modern comfort, featuring 9' ceilings on the main level, 8' ceilings upstairs, and beautiful wood floors throughout. Updated windows bring in natural light, while central air and forced gas heat provide year-round comfort. The

    Timothy Schmidt New Century Real Estate

    601 11th Ave N, Saint Cloud, MN 56303
  • /2

    $99,900

    • Land
    • 1.01 Acres
    • $98,911 per Acre

    6891 Haven Ct, Saint Cloud, MN 56303

    Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots available in this development.

    Craig Hiltner VoigtJohnson

    6891 Haven Ct, Saint Cloud, MN 56303
  • /11

    $124,900

    • 4 Beds
    • 1.5 Baths
    • 1,148 Sq Ft

    320 8th Ave S, Saint Cloud, MN 56301

    Great investment opportunity in South St. Cloud! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,500 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that already has steady rental income.

    Jeremy Forsell Premier Real Estate Services

    320 8th Ave S, Saint Cloud, MN 56301
  • /2

    $148,184

    • Land
    • 3.99 Acres
    • $37,139 per Acre

    23130 Franklin Rd, Saint Cloud, MN 56301

    Beautiful 3.99 acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

    Tom Sanquist, CCIM Granite City Real Estate

    23130 Franklin Rd, Saint Cloud, MN 56301
  • /23

    $95,000

    • 4 Beds
    • 2 Baths
    • 1,120 Sq Ft

    52 Belmar St, Saint Cloud, MN 56301

    Nestled just 13 minutes away from bustling heart of St. Cloud, this prime location offers easy access to restaurants, shopping, and entertainment. Enjoy close proximity to top-rated schools in the St. Cloud Area School District. Commuting is a breeze with quick access to State Route 23. Interstate 94, and State Route 15. Nature lovers will adore being just a mile from Quarry Park and Nature

    Macy Henrichs RE/MAX Results

    52 Belmar St, Saint Cloud, MN 56301
  • /26

    $113,900

    • 3 Beds
    • 2 Baths
    • 1,560 Sq Ft

    68 Joymar Dr, St. Cloud, MN 56301

    This upgraded 3 bed, 2 bath Clayton double-wide stands out with a clean, modern feel and many updates throughout. The kitchen is the true highlight with a huge center island, large walk-in pantry, deep sink, and all upgraded LG appliances replacing the original builder package. Custom shiplap accents and updated lighting give the home a finished, move-in ready feel. The primary suite features

    Macy Henrichs RE/MAX Results

    68 Joymar Dr, St. Cloud, MN 56301

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