Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  /15

  $124,900

  Open House 8/30

  • 1 Bed
  • 1 Bath
  • 722 Sq Ft

  2525 Stockinger Dr, Saint Cloud, MN 56303

  Affordable easy living located near Whitney Park and the YMCA. This one bedroom 1 bathroom townhome offers comfort, convenience and low maintenance living. The unit has a new roof as of 2017. The combination of affordability and easy living will be tough to beat.

  Ronald Klaers Coldwell Banker Realty

  2525 Stockinger Dr, Saint Cloud, MN 56303
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  /4

  $148,184

  • Land
  • 4 Acres
  • $37,046 per Acre

  22950 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 4+ acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist, CCIM Granite City Real Estate

  22950 Franklin Rd, Saint Cloud, MN 56301
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  /13

  $194,900

  • Land
  • 3.5 Acres
  • $55,686 per Acre

  2330 20th Ave SE, Saint Cloud, MN 56304

  ***MOTIVATED SELLER***Bring your business ideas to fruition! This location is the perfect spot for residential support businesses seeking untapped markets. Surrounded by upscale single/multi-family homes, Apt & town homes with continued growth and development predicted. Close to St Benedict Center, St Scholastica, The Sanctuary & minutes from Hwy 10 & Cty Rd 8. Possibility to re-zone to

  Kelly Schepers Premier Real Estate Services

  2330 20th Ave SE, Saint Cloud, MN 56304
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  /12

  $134,900

  $20K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,320 Sq Ft

  1712 University Dr SE, Saint Cloud, MN 56304

  Great opportunity to own a solid home at an affordable price with new siding and windows and good roof. The floor plan is open with a spacious kitchen and living area and a basement waiting to be finished to your liking.

  Patrick Torgrimson Premier Real Estate Services

  1712 University Dr SE, Saint Cloud, MN 56304
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  /21

  $200,000

  • 2 Beds
  • 1 Bath
  • 720 Sq Ft

  1727 14th Ave S, Saint Cloud, MN 56301

  Take a look at this charming one level living! Located in the heart of St. Cloud. Enjoy the spacious backyard with no backyard neighbors. Plenty of room to play, garden, & entertain! Oversized two car fully insulated detached garage and a large storage shed. This very well-maintained home offers 2BR & 1BA, all appliances, central air, nice size covered patio, and more! Access to back of property

  Bob Crane Haller Realty Inc.

  1727 14th Ave S, Saint Cloud, MN 56301
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  /11

  $139,900

  • Land
  • 3.1 Acres
  • $45,129 per Acre

  4235 32nd St S, St. Cloud, MN 56301

  Within south St Cloud’s Stone Gate neighborhood, you will find a small collection of luxury acreage homesites in Cortona, located on a quiet cul-de-sac. This popular neighborhood is near the new St Cloud Tech High School and multiple charter schools. It has convenient access to the developing south side and to HWY 15 and I94. This might be the most desirable homesite around at 3.1 acres with a

  Matt Wieber Agency North Real Estate, Inc

  4235 32nd St S, St. Cloud, MN 56301
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  /2

  $100,000

  • Land
  • 3,484 Sq Ft
  • $1,250,000 per Acre

  1112 45th Ave NE, St. Cloud, MN 56304

  Required: a four-unit attached townhome (quad) configuration. Exceptional opportunity to build in the desirable Water’s Edge neighborhood of St. Cloud, ideal for investors or builders looking to develop townhome living! Residents will enjoy miles of scenic walking trails, a community park, and close proximity to Territory Golf Course (less than 3 miles away). Convenient access to downtown St.

  Christopher Fritch eXp Realty

  1112 45th Ave NE, St. Cloud, MN 56304
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  /26

  $179,900

  • 4 Beds
  • 1.5 Baths
  • 1,432 Sq Ft

  318 19 1 2 Ave N, St. Cloud, MN 56303

  Northside two story in move in ready condition! This home is located close to Seberger park and all of the cities amenities. The interior of the home has been all freshly coated with paint, new flooring, metal siding, updated windows, and has a fenced in turf backyard. Very little lawn work with year round green grass!

  Tom Glieden Agency North Real Estate, Inc

  318 19 1 2 Ave N, St. Cloud, MN 56303
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  /14

  $84,898

  $5K PRICE DROP

  • Land
  • 1.03 Acres
  • $82,425 per Acre

  6012 Galaxy Rd, St. Cloud, MN 56301

  Discover the perfect place to bring your vision to life on this beautiful 1+ acre wooded lot. Offering a peaceful, natural setting with mature trees and plenty of privacy, this property provides an open canvas to plan, design, and build the custom home you’ve always imagined. Whether you’re dreaming of a modern retreat or a timeless traditional residence, this spacious parcel gives you the

  Skip Halverson RE/MAX Results

  6012 Galaxy Rd, St. Cloud, MN 56301
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  /24

  $119,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 932 Sq Ft

  111 29th Ave N, Saint Cloud, MN 56303

  Solid home, 2 bedroom, 1 full bathroom all on main level. Main level laundry. Large walk-in closet in main bedroom. Outside 12 x 8 storage shed. All living on one main level with no stairs.

  Michael Higgins eXp Realty

  111 29th Ave N, Saint Cloud, MN 56303
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  /2

  $109,000

  • 2 Beds
  • 2 Baths
  • 1,573 Sq Ft

  808 7th St N, Saint Cloud, MN 56303

  Seller has owned property as a rental unit for the past 5 years. Property offers great potential to build instant equity. Ideal for investors, renovators, or owner occupants looking to build sweat-equity. New kitchen cabinets, countertops, sink, dishwasher, refrigerator installed 4 years ago. Quick close possible.

  Jeff Tate Coldwell Banker Realty - Lakes

  808 7th St N, Saint Cloud, MN 56303
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  /26

  $178,900

  • 2 Beds
  • 2 Baths
  • 775 Sq Ft

  424 23rd Ave N, Saint Cloud, MN 56303

  Charming and full of character, this adorable home is nestled in an established neighborhood right in the center of town—close to everything you need! A welcoming front porch invites you in and sets the tone for the warmth found throughout.The main floor features a comfortable living room, a bright kitchen with an eat-in dining area, one bedroom, and a full bath. Upstairs, you’ll find a

  Mary McGowan Premier Real Estate Services

  424 23rd Ave N, Saint Cloud, MN 56303
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  /2

  $35,000

  $3K PRICE DROP

  • Land
  • 20,473 Sq Ft
  • $74,468 per Acre

  3297 Dolores Dr, Saint Cloud, MN 56303

  Looking for the perfect place to build your dream home in a great established neighborhood? Look no further than Tilden Woods! This nearly half acre wooded lot has it all, nearby walking trails and parks, shopping centers and medical facilities with easy access to Hwy 15.

  Charissa Harms-Ertl Pemberton RE

  3297 Dolores Dr, Saint Cloud, MN 56303
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  /11

  $109,900

  $9K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,148 Sq Ft

  320 8th Ave S, Saint Cloud, MN 56301

  Great Investment opportunity in South St. Cloud on single family rental priced below appraised value! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,500 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that

  Jeremy Forsell Premier Real Estate Services

  320 8th Ave S, Saint Cloud, MN 56301
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  /27

  $187,500

  • 3 Beds
  • 2 Baths
  • 2,168 Sq Ft

  1519 16th St S, Saint Cloud, MN 56301

  Welcome home to this southside home in a quiet neighborhood featuring 3 main floor bedrooms, lots of living space, 2 bathrooms all located on a large corner lot. Appliances included. Prior owners lived there for nearly 50 years! Make this your new home today.

  Jon Brophy RE/MAX Results

  1519 16th St S, Saint Cloud, MN 56301
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  /17

  $164,900

  $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  407 Cooper Ave N, Saint Cloud, MN 56303

  Come check out this updated, charming home in the heart of St. Cloud. Updates include:3 Windows on backside of house 2 upper 1 lower are new, dishwasher installed, new flooring in kitchen/dining, new light fixtures throughout, tile backsplash in kitchen, new bathroom vanities, new toilets, boiler is less than 10 years old, fresh paint throughout. Located close to downtown shopping, grocery and

  Sarah Neu Central MN Realty LLC

  407 Cooper Ave N, Saint Cloud, MN 56303
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  /23

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  712 10th Ave S, Saint Cloud, MN 56301

  Collin Chladil eXp Realty

  712 10th Ave S, Saint Cloud, MN 56301
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  /18

  $165,000

  • 2 Beds
  • 1.5 Baths
  • 1,167 Sq Ft

  939 Cypress Rd Unit 41, Saint Cloud, MN 56303

  Welcome. This inviting home offers an open floor plan; the kitchen is bright & functional, featuring oak cabinetry, walk-in pantry, & a convenient breakfast bar that leads to the main living area. Appreciate your oversized primary bedroom, plus both bedrooms offer generous walk-in closets for plenty of storage. Enjoy the convenience of upper-level laundry, along with several thoughtful updates

  Jessica Vos Edina Realty, Inc

  939 Cypress Rd Unit 41, Saint Cloud, MN 56303
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  /2

  $105,000

  • 3 Beds
  • 2 Baths
  • 1,770 Sq Ft

  909 7th Ave N, Saint Cloud, MN 56303

  Opportunity awaits with this affordable 1.5-story home in St. Cloud! Offering plenty of potential for the right buyer. Features include a functional layout, spacious living areas, and the chance to build instant equity through improvements. Ideal for investors, renovators, or owner-occupants looking for a sweat-equity opportunity. Conveniently located near parks, shopping, dining, and everyday

  Pete Matanich Premier Real Estate Services

  909 7th Ave N, Saint Cloud, MN 56303
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  /10

  $132,500

  $7K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 683 Sq Ft

  105 19th Ave N, Saint Cloud, MN 56303

  Nicely updated home. 2nd bedroom needs a closet. New kitchen appliances, new flooring. Move in ready!

  Brenda Benson Trilogy Properties of MN, LLC

  105 19th Ave N, Saint Cloud, MN 56303
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  /29

  $196,000

  Coming Soon

  • 3 Beds
  • 1 Bath
  • 1,534 Sq Ft

  401 17th Ave N, Saint Cloud, MN 56303

  This charming 3-bedroom home is packed with value, character, and endless potential! You'll love the updated kitchen, original hardwood floors, and timeless architectural details that give the home warmth and personality. The inviting four-season sunroom offers the perfect space to relax year-round, while additional flex rooms provide options for a home office, playroom, or guest space. Outside,

  Chris Hauck Coldwell Banker Realty

  401 17th Ave N, Saint Cloud, MN 56303
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  /21

  $72,000

  • Land
  • 9,147 Sq Ft
  • $342,857 per Acre

  1716 Southwood Trail, St. Cloud, MN 56301

  Beautiful lot in the desirable Southwood Heights. The lot has multiple apple, pear, and cherry trees. There are also Korean lilacs, oak and black hill spruce trees along with grass. Joes Excavating completed GPS leveling of the lot so drainage occurred properly to the street. Black dirt was also hauled in an added to back 2/3 of lot. See Supplements for more information.

  Sandra Harrison Coldwell Banker Realty

  1716 Southwood Trail, St. Cloud, MN 56301
• 

  

  /20

  $174,900

  • 3 Beds
  • 1 Bath
  • 1,152 Sq Ft

  321 32nd Ave N, Saint Cloud, MN 56303

  1 3/4 Charmer on the North side of town. 3 BR 1 Bath Features Original Hardwood Floors on main level. Everything in the house is move in ready. 2023 includes new Vaulted Ceiling, Ruud Air Conditioner/Furnace, Roof, Water Heater. Yard features patio along with a 1 Car Detached garage. Simply must see.

  Dustin Hanneman Agency North Real Estate, Inc

  321 32nd Ave N, Saint Cloud, MN 56303
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  /8

  $59,900

  • Land
  • 13,068 Sq Ft
  • $199,667 per Acre

  1406 23rd St SE, Saint Cloud, MN 56304

  Build your dream home in the desirable Sterling Heights neighborhood! This buildable lot offers the convenience of city services and the freedom to bring your own builder, allowing you to create a home that perfectly fits your vision. Nestled in an established neighborhood, the lot is ideally positioned to provide afternoon shade on your future back deck—perfect for relaxing or entertaining.

  John Chiantera Edina Realty, Inc

  1406 23rd St SE, Saint Cloud, MN 56304
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  /2

  $99,900

  • Land
  • 15,681 Sq Ft
  • $277,500 per Acre

  4748 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Donovan Lakes are the cornerstone rather than an afterthought. A precisely orchestrated development that offers a fantastic location for recreation while providing the peaceful aesthetics of nature at

  Chris Hauck Coldwell Banker Realty

  4748 4th Street Loop NE, Saint Cloud, MN 56304
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  /4

  $169,900

  $10K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,710 Sq Ft

  629 9th Ave S, Saint Cloud, MN 56301

  Great up and down duplex. Fully rented.

  Brenda Benson Trilogy Properties of MN, LLC

  629 9th Ave S, Saint Cloud, MN 56301
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  /38

  $175,000

  $25K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,655 Sq Ft

  108 21st Ave N, Saint Cloud, MN 56303

  Welcome to this charming 3-bedroom, 2-bath home located on the north side of St. Cloud! Offering a functional layout, an attached 2-car garage, and plenty of potential, this home is ready for its next owner. Enjoy comfortable living spaces, generous bedrooms, and a convenient location close to parks, schools, shopping, and everyday amenities. Whether you're a first-time homebuyer, looking to

  Gabriela Rodriguez Melendez Central MN Realty LLC

  108 21st Ave N, Saint Cloud, MN 56303
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  /24

  $129,900

  • 3 Beds
  • 1 Bath
  • 908 Sq Ft

  220 33rd Ave N, Saint Cloud, MN 56303

  This competitively priced home offers 2 main floor bedrooms, newly remodeled bathroom (2022), newer kitchen cabinets and countertops (2022), newer windows throughout (2023) with transferable warranty, and a 3rd upper-level bedroom or bonus room. This property features a spacious lot, which includes a partially fenced in yard, a detached garage and 2 additional parking spaces. This is a solid

  Ashley Tillemans Premier Real Estate Services

  220 33rd Ave N, Saint Cloud, MN 56303
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  /24

  $137,500

  $22K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,065 Sq Ft

  601 11th Ave N, Saint Cloud, MN 56303

  On a generous corner lot where light stretches a little further and space feels a little freer, this 1895 brick home stands with character. It blends historic charm with modern comfort, featuring 9' ceilings on the main level, 8' ceilings upstairs, and beautiful wood floors throughout. Updated windows bring in natural light, while central air and forced gas heat provide year-round comfort. The

  Timothy Schmidt New Century Real Estate

  601 11th Ave N, Saint Cloud, MN 56303
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  /5

  $90,000

  • Land
  • 33,541 Sq Ft
  • $116,883 per Acre

  5143 40th St S, Saint Cloud, MN 56301

  Beautifully treed homesite with existing garage/shop building 28x50 with cabinets and benches, and overhead doors front and back. This level .77 acres lot has oak trees throughout, with gas service, cleared building site and is 3/4 mile from the new Tech High School. Easy access to Highway 15 and I-94.

  Steven Baklaich RE/MAX Results

  5143 40th St S, Saint Cloud, MN 56301
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  /46

  $200,000

  $50K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,610 Sq Ft

  1252 10th Ave N, Saint Cloud, MN 56303

  Here’s your chance to own a spacious, inviting home that offers both comfort and flexibility! Located in the desirable hospital district, this 4-bedroom, 3-bathroom home welcomes you with a warm and cozy atmosphere from the moment you step inside.The main floor features a bright, welcoming living room complete with a charming fireplace—perfect for relaxing evenings. The spacious kitchen

  Amy Legatt RE/MAX Results

  1252 10th Ave N, Saint Cloud, MN 56303
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  /23

  $126,900

  $2K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 640 Sq Ft

  715 25th Ave N, Saint Cloud, MN 56303

  This cozy 1-bedroom, 1-bath home offers the perfect opportunity for first-time buyers, investors, or anyone looking to downsize without sacrificing comfort. Nestled in the established Central Park Add neighborhood, this 640 sq ft gem sits on a nicely sized lot with a detached garage plus additional parking.Step inside to find a functional layout with a spacious living room, an eat-in kitchen

  Jackie Kuehn Premier Real Estate Services

  715 25th Ave N, Saint Cloud, MN 56303
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  /9

  $120,000

  • Land
  • 21,344 Sq Ft
  • $244,898 per Acre

  3975/3983 21st Ave S, St. Cloud, MN 56301

  Bring your builder! 2 gorgeous lots available! Situated on the Corner lot, these lots offer privacy for your new dream home! Easy access to hwy 94, and a quick drive to shopping and retail. Off the beaten path, but still convenient to everything! Sewer, water, cable, and internet is all in the street! Bring your plans and build your dreams!

  David Vee Edina Realty, Inc

  3975/3983 21st Ave S, St. Cloud, MN 56301
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  /21

  $149,900

  Open Sun 2PM - 3PM $10K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 556 Sq Ft

  204 37th Ave N, Saint Cloud, MN 56303

  Affordable one level home featuring modern updates, including vinyl siding and laminate flooring. This home offers a cozy living room with a fireplace. It includes several amenities including a longer driveway offering additional parking space, the fenced backyard with a storage shed, plus a separate fenced garden area with raised beds that provides additional privacy and outdoor enjoyment.

  Jason Quade Premier Real Estate Services

  204 37th Ave N, Saint Cloud, MN 56303
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  /4

  $148,184

  • Land
  • 3.99 Acres
  • $37,139 per Acre

  23130 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 3.99 acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist, CCIM Granite City Real Estate

  23130 Franklin Rd, Saint Cloud, MN 56301
• 

  

  /23

  $95,000

  • 4 Beds
  • 2 Baths
  • 1,120 Sq Ft

  52 Belmar St, Saint Cloud, MN 56301

  Nestled just 13 minutes away from bustling heart of St. Cloud, this prime location offers easy access to restaurants, shopping, and entertainment. Enjoy close proximity to top-rated schools in the St. Cloud Area School District. Commuting is a breeze with quick access to State Route 23. Interstate 94, and State Route 15. Nature lovers will adore being just a mile from Quarry Park and Nature

  Macy Henrichs RE/MAX Results

  52 Belmar St, Saint Cloud, MN 56301
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  /36

  $169,900

  $5K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,440 Sq Ft

  2070 Stockinger Dr, Saint Cloud, MN 56303

  Welcome home to this spacious and well-maintained condo featuring numerous updates and a fantastic location! Enjoy peace of mind with a new furnace and A/C installed in 2021, newer stainless steel kitchen appliances (2022), and a brand-new maintenance-free deck (2024) perfect for relaxing outdoors. Inside, you'll find two generously sized bedrooms, including a primary suite with a walk-in closet

  Molly Voigt VoigtJohnson

  2070 Stockinger Dr, Saint Cloud, MN 56303
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  /37

  $169,900

  $30K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,232 Sq Ft

  239 32nd Ave N, Saint Cloud, MN 56303

  Welcome home to this beautifully updated 2-bedroom, 1-bath residence that perfectly blends modern upgrades with timeless character. From the moment you step inside, you’ll appreciate the fresh interior and exterior paint, creating a bright and inviting atmosphere throughout. The thoughtfully updated kitchen features sleek stainless steel appliances, a new sink, and stylish countertops—ideal for

  Amy Legatt RE/MAX Results

  239 32nd Ave N, Saint Cloud, MN 56303
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  /10

  $93,195

  $16K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,221 Sq Ft

  48 Mckinley Place N, Saint Cloud, MN 56303

  Classic 2 story with open front porch. large living room, dining room plus eat in kitchen, 3 bedrooms, full bath, large deck, vinyl siding, nice yard and location.

  Fran Altman Coldwell Banker Realty

  48 Mckinley Place N, Saint Cloud, MN 56303
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  /2

  $99,900

  • Land
  • 1.07 Acres
  • $93,364 per Acre

  1548 39th St S, Saint Cloud, MN 56301

  Stunning 1.07 acre homesite located in the private Coyote Creek Neighborhood in South St Cloud. Amazing Private Backyard with Stunning Views of a wetland. You can bring your own builder or we Can Find you one.

  James Heckendorf Werschay Real Estate Services

  1548 39th St S, Saint Cloud, MN 56301

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