Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  /11

  $139,900

  • Land
  • 3.1 Acres
  • $45,129 per Acre

  4235 32nd St S, St. Cloud, MN 56301

  Within south St Cloud’s Stone Gate neighborhood, you will find a small collection of luxury acreage homesites in Cortona, located on a quiet cul-de-sac. This popular neighborhood is near the new St Cloud Tech High School and multiple charter schools. It has convenient access to the developing south side and to HWY 15 and I94. This might be the most desirable homesite around at 3.1 acres with a

  Matt Wieber Agency North Real Estate, Inc

  4235 32nd St S, St. Cloud, MN 56301
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• 

  

  /2

  $100,000

  • Land
  • 3,484 Sq Ft
  • $1,250,000 per Acre

  1112 45th Ave NE, St. Cloud, MN 56304

  Required: a four-unit attached townhome (quad) configuration. Exceptional opportunity to build in the desirable Water’s Edge neighborhood of St. Cloud, ideal for investors or builders looking to develop townhome living! Residents will enjoy miles of scenic walking trails, a community park, and close proximity to Territory Golf Course (less than 3 miles away). Convenient access to downtown St.

  Christopher Fritch eXp Realty

  1112 45th Ave NE, St. Cloud, MN 56304
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  /41

  $195,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,484 Sq Ft

  429 5th Ave NE, Saint Cloud, MN 56304

  A charming Victorian style 2-story home with lots of woodwork and rich detailing. Large rooms on the main with high ceilings (9 ft). Upstairs hosts all 3 bedrooms with a master bedroom that includes a master bath and suite. Cement pad in back for hot tub. 210 amp wiring available. Appliances in kitchen and laundry room replaced in past 4 years. AC 2 years. Furnace 4 yrs. Close to stores and

  Shari Otstot Edina Realty, Inc.

  429 5th Ave NE, Saint Cloud, MN 56304
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  /14

  $84,898

  $5K PRICE DROP

  • Land
  • 1.03 Acres
  • $82,425 per Acre

  6012 Galaxy Rd, St. Cloud, MN 56301

  Discover the perfect place to bring your vision to life on this beautiful 1+ acre wooded lot. Offering a peaceful, natural setting with mature trees and plenty of privacy, this property provides an open canvas to plan, design, and build the custom home you’ve always imagined. Whether you’re dreaming of a modern retreat or a timeless traditional residence, this spacious parcel gives you the

  Skip Halverson RE/MAX Results

  6012 Galaxy Rd, St. Cloud, MN 56301
• 

  

  

  /18

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,546 Sq Ft

  921 7th Ave S, Saint Cloud, MN 56301

  Totally remodeled up and down, new siding, soffit and facia, gutters, new flooring, new windows, painted throughout, ceiling fans, newer appliances. Parking spaces off alley and also nice concrete with rocks and edging around home. Rental license still active. OR nice 4 bedroom home. Professional photos coming.

  Lynne Crandall Premier Real Estate Services

  921 7th Ave S, Saint Cloud, MN 56301
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  /24

  $129,900

  • 2 Beds
  • 1 Bath
  • 932 Sq Ft

  111 29th Ave N, Saint Cloud, MN 56303

  Solid home, 2 bedroom, 1 full bathroom all on main level. Main level laundry. Large walk-in closet in main bedroom. Outside 12 x 8 storage shed. All living on one main level with no stairs.

  Michael Higgins eXp Realty

  111 29th Ave N, Saint Cloud, MN 56303
• 

  /2

  $109,000

  • 2 Beds
  • 2 Baths
  • 1,573 Sq Ft

  808 7th St N, Saint Cloud, MN 56303

  Seller has owned property as a rental unit for the past 5 years. Property offers great potential to build instant equity. Ideal for investors, renovators, or owner occupants looking to build sweat-equity. New kitchen cabinets, countertops, sink, dishwasher, refrigerator installed 4 years ago. Quick close possible.

  Jeff Tate Coldwell Banker Realty - Lakes

  808 7th St N, Saint Cloud, MN 56303
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  /26

  $178,900

  • 2 Beds
  • 2 Baths
  • 775 Sq Ft

  424 23rd Ave N, Saint Cloud, MN 56303

  Charming and full of character, this adorable home is nestled in an established neighborhood right in the center of town—close to everything you need! A welcoming front porch invites you in and sets the tone for the warmth found throughout.The main floor features a comfortable living room, a bright kitchen with an eat-in dining area, one bedroom, and a full bath. Upstairs, you’ll find a

  Mary McGowan Premier Real Estate Services

  424 23rd Ave N, Saint Cloud, MN 56303
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  /16

  $200,000

  $50K PRICE DROP

  • 5 Beds
  • 3.5 Baths
  • 2,742 Sq Ft

  1919 Summit Dr, Saint Cloud, MN 56303

  This very roomy rambler Has a main floor family room with fireplace and an owner’s suite with private bath. A nearly half acre yard with tall oaks and a large deck. Main floor includes 3 bedrooms and two and a half baths. Large lower level windows offer ample natural light. Basement has a huge recreation room and second kitchen space. The tranquil Oak Knoll neighborhood is a convenient walk to

  Fran Altman Coldwell Banker Realty

  1919 Summit Dr, Saint Cloud, MN 56303
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  /2

  $35,000

  $3K PRICE DROP

  • Land
  • 20,473 Sq Ft
  • $74,468 per Acre

  3297 Dolores Dr, Saint Cloud, MN 56303

  Looking for the perfect place to build your dream home in a great established neighborhood? Look no further than Tilden Woods! This nearly half acre wooded lot has it all, nearby walking trails and parks, shopping centers and medical facilities with easy access to Hwy 15.

  Charissa Harms-Ertl Pemberton RE

  3297 Dolores Dr, Saint Cloud, MN 56303
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  /6

  $190,000

  • 4 Beds
  • 1 Bath
  • 1,412 Sq Ft

  1414 2nd St S, Saint Cloud, MN 56301

  With high rents, long term tenants, and guaranteed income at a minimum until May 1st of 2027, this property is an excellent income producing investment opportunity for investors to walk into. When the property was purchased, the current owner had the home converted into a rental and brought everything up to city code. Rents for the past two years were $1,800 and moving up to $2,415 in May with

  Troy Dykmann Keller Williams Integrity NW

  1414 2nd St S, Saint Cloud, MN 56301
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  /11

  $109,900

  $9K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,148 Sq Ft

  320 8th Ave S, Saint Cloud, MN 56301

  Great Investment opportunity in South St. Cloud on single family rental priced below appraised value! This 4-bedroom, 1-bath 1.75-story home is currently rented for $1,500 per month with reliable long-term tenants who have occupied the home for over 10 years. Month-to-month lease offers flexibility for investors. Perfect chance to start or expand your investment portfolio with a property that

  Jeremy Forsell Premier Real Estate Services

  320 8th Ave S, Saint Cloud, MN 56301
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  /23

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  712 10th Ave S, Saint Cloud, MN 56301

  Collin Chladil eXp Realty

  712 10th Ave S, Saint Cloud, MN 56301
• 

  

  /21

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,580 Sq Ft

  2930 3rd St N, Saint Cloud, MN 56303

  Welcome to this thoughtfully designed home in the heart of St. Cloud! The bright living room welcomes you with a large picture window that fills the space with natural light. The open-concept kitchen features a spacious pantry and flows seamlessly into the main living areas, making everyday living and entertaining easy. With three main-floor bedrooms, main-floor laundry, and a primary suite with

  Janel Morgan

  2930 3rd St N, Saint Cloud, MN 56303
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  /2

  $105,000

  • 3 Beds
  • 2 Baths
  • 1,770 Sq Ft

  909 7th Ave N, Saint Cloud, MN 56303

  Opportunity awaits with this affordable 1.5-story home in St. Cloud! Offering plenty of potential for the right buyer. Features include a functional layout, spacious living areas, and the chance to build instant equity through improvements. Ideal for investors, renovators, or owner-occupants looking for a sweat-equity opportunity. Conveniently located near parks, shopping, dining, and everyday

  Pete Matanich Premier Real Estate Services

  909 7th Ave N, Saint Cloud, MN 56303
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  /10

  $139,500

  • 2 Beds
  • 1 Bath
  • 683 Sq Ft

  105 19th Ave N, Saint Cloud, MN 56303

  Nicely updated home. 2nd bedroom needs a closet. New kitchen appliances, new flooring. Move in ready!

  Brenda Benson Trilogy Properties of MN, LLC

  105 19th Ave N, Saint Cloud, MN 56303
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  /30

  $190,000

  • 4 Beds
  • 2 Baths
  • 912 Sq Ft

  3591 14th Ave SE, Saint Cloud, MN 56304

  Split-level home situated on a large corner lot with an open yard offering space for recreation, gardening, or future enhancements. Rear yard includes a storage shed suitable for lawn, garden, or additional storage needs. Dining area provides access to the upper deck, creating convenient outdoor living space. Workshop area located off the back of the garage with direct access to the backyard —

  Jamie Golden-Groves Home 2 Home Real Estate

  3591 14th Ave SE, Saint Cloud, MN 56304
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  /21

  $72,000

  • Land
  • 9,147 Sq Ft
  • $342,857 per Acre

  1716 Southwood Trail, St. Cloud, MN 56301

  Beautiful lot in the desirable Southwood Heights. The lot has multiple apple, pear, and cherry trees. There are also Korean lilacs, oak and black hill spruce trees along with grass. Joes Excavating completed GPS leveling of the lot so drainage occurred properly to the street. Black dirt was also hauled in an added to back 2/3 of lot. See Supplements for more information.

  Sandra Harrison Coldwell Banker Realty

  1716 Southwood Trail, St. Cloud, MN 56301
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  /8

  $59,900

  • Land
  • 13,068 Sq Ft
  • $199,667 per Acre

  1406 23rd St SE, Saint Cloud, MN 56304

  Build your dream home in Sterling Heights! This buildable lot offers access to city services and the flexibility to bring your own builder. A great opportunity to create the home you’ve been envisioning in a established neighborhood.

  John Chiantera Edina Realty, Inc

  1406 23rd St SE, Saint Cloud, MN 56304
• 

  /2

  $99,900

  • Land
  • 15,681 Sq Ft
  • $277,500 per Acre

  4748 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Donovan Lakes are the cornerstone rather than an afterthought. A precisely orchestrated development that offers a fantastic location for recreation while providing the peaceful aesthetics of nature at

  Chris Hauck Coldwell Banker Realty

  4748 4th Street Loop NE, Saint Cloud, MN 56304
• 

  

  /4

  $174,900

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,710 Sq Ft

  629 9th Ave S, Saint Cloud, MN 56301

  Great up and down duplex. Fully rented.

  Brenda Benson Trilogy Properties of MN, LLC

  629 9th Ave S, Saint Cloud, MN 56301
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  /24

  $137,500

  $22K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,065 Sq Ft

  601 11th Ave N, Saint Cloud, MN 56303

  On a generous corner lot where light stretches a little further and space feels a little freer, this 1895 brick home stands with character. It blends historic charm with modern comfort, featuring 9' ceilings on the main level, 8' ceilings upstairs, and beautiful wood floors throughout. Updated windows bring in natural light, while central air and forced gas heat provide year-round comfort. The

  Timothy Schmidt New Century Real Estate

  601 11th Ave N, Saint Cloud, MN 56303
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  /2

  $99,900

  • Land
  • 1.01 Acres
  • $98,911 per Acre

  6891 Haven Ct, Saint Cloud, MN 56303

  Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots available in this development.

  Craig Hiltner VoigtJohnson

  6891 Haven Ct, Saint Cloud, MN 56303
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  /46

  $200,000

  $50K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,610 Sq Ft

  1252 10th Ave N, Saint Cloud, MN 56303

  Here’s your chance to own a spacious, inviting home that offers both comfort and flexibility! Located in the desirable hospital district, this 4-bedroom, 3-bathroom home welcomes you with a warm and cozy atmosphere from the moment you step inside.The main floor features a bright, welcoming living room complete with a charming fireplace—perfect for relaxing evenings. The spacious kitchen

  Amy Legatt RE/MAX Results

  1252 10th Ave N, Saint Cloud, MN 56303
• 

  

  /23

  $128,900

  Open Sun 12PM - 2PM

  • 1 Bed
  • 1 Bath
  • 640 Sq Ft

  715 25th Ave N, Saint Cloud, MN 56303

  This cozy 1-bedroom, 1-bath home offers the perfect opportunity for first-time buyers, investors, or anyone looking to downsize without sacrificing comfort. Nestled in the established Central Park Add neighborhood, this 640 sq ft gem sits on a nicely sized lot with a detached garage plus additional parking.Step inside to find a functional layout with a spacious living room, an eat-in kitchen

  Jackie Kuehn Premier Real Estate Services

  715 25th Ave N, Saint Cloud, MN 56303
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  /4

  $148,184

  • Land
  • 3.99 Acres
  • $37,139 per Acre

  23130 Franklin Rd, Saint Cloud, MN 56301

  Beautiful 3.99 acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

  Tom Sanquist, CCIM Granite City Real Estate

  23130 Franklin Rd, Saint Cloud, MN 56301
• 

  

  /23

  $95,000

  • 4 Beds
  • 2 Baths
  • 1,120 Sq Ft

  52 Belmar St, Saint Cloud, MN 56301

  Nestled just 13 minutes away from bustling heart of St. Cloud, this prime location offers easy access to restaurants, shopping, and entertainment. Enjoy close proximity to top-rated schools in the St. Cloud Area School District. Commuting is a breeze with quick access to State Route 23. Interstate 94, and State Route 15. Nature lovers will adore being just a mile from Quarry Park and Nature

  Macy Henrichs RE/MAX Results

  52 Belmar St, Saint Cloud, MN 56301
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  /27

  $174,900

  • 2 Beds
  • 1.5 Baths
  • 1,440 Sq Ft

  2070 Stockinger Dr, Saint Cloud, MN 56303

  Welcome home to this spacious and well-maintained condo featuring numerous updates and a fantastic location! Enjoy peace of mind with a new furnace and A/C installed in 2022, newer stainless steel kitchen appliances (within the last five years), and a brand-new maintenance-free deck perfect for relaxing outdoors. Inside, you'll find two generously sized bedrooms, including a primary suite with a

  Molly Voigt VoigtJohnson

  2070 Stockinger Dr, Saint Cloud, MN 56303
• 

  /2

  $99,900

  • Land
  • 1.07 Acres
  • $93,364 per Acre

  1548 39th St S, Saint Cloud, MN 56301

  Stunning 1.07 acre homesite located in the private Coyote Creek Neighborhood in South St Cloud. Amazing Private Backyard with Stunning Views of a wetland. You can bring your own builder or we Can Find you one.

  James Heckendorf Werschay Real Estate Services

  1548 39th St S, Saint Cloud, MN 56301
• 

  

  /16

  $199,000

  • Land
  • 23.46 Acres
  • $8,483 per Acre

  TBD County Road 136, St. Cloud, MN 56301

  23+ Acres of Buildable Agricultural LandExceptional 23+ acre parcel offering a rare blend of tillable and wooded acreage. Currently approved for one residential homestead, this property provides the perfect setting for a private country retreat or hobby farm. Convenient access to I-94 ensures an easy commute while maintaining rural peace and privacy. Future development potential awaits as

  Stella Scholl Premier Real Estate Services

  TBD County Road 136, St. Cloud, MN 56301
• 

  

  /17

  $174,900

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  407 Cooper Ave N, Saint Cloud, MN 56303

  Come check out this updated, charming home in the heart of St. Cloud. Updates include:3 Windows on backside of house 2 upper 1 lower are new, dishwasher installed, new flooring in kitchen/dining, new light fixtures throughout, tile backsplash in kitchen, new bathroom vanities, new toilets, boiler is less than 10 years old, fresh paint throughout. Located close to downtown shopping, grocery and

  Sarah Neu Central MN Realty LLC

  407 Cooper Ave N, Saint Cloud, MN 56303
• 

  

  /19

  $159,900

  • 2 Beds
  • 1 Bath
  • 927 Sq Ft

  407 19 1 2 Ave N, St. Cloud, MN 56303

  Charming and move-in ready 11⁄2-story home situated on a spacious fenced lot! Exterior just painted! This inviting property offers a bright main-level living room with neutral finishes and arched doorway detail, an updated kitchen featuring white cabinetry and stainless steel appliances, and a dedicated dining area with durable flooring. Upstairs, you’ll find comfortable bedrooms with fresh

  Nicole Stone RE/MAX Results

  407 19 1 2 Ave N, St. Cloud, MN 56303
• 

  

  /22

  $179,900

  $3K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,164 Sq Ft

  939 Cypress Rd Unit 61, Saint Cloud, MN 56303

  Welcome home to this beautiful 2-bedroom, 2-bath townhome offering comfortable, low-maintenance living in a great community setting. Upstairs you’ll find both bedrooms, including the spacious primary bedroom with a walk-thru bath and large walk-in closet. The open-concept main floor features beautiful wood floors, abundant natural light, and a spacious feel throughout. The kitchen offers plenty

  Pete Matanich Premier Real Estate Services

  939 Cypress Rd Unit 61, Saint Cloud, MN 56303
• 

  

  /6

  $120,000

  • Land
  • 21,344 Sq Ft
  • $244,898 per Acre

  3975/3983 21st Ave S, St. Cloud, MN 56301

  Bring your builder! 2 gorgeous lots available! Situated on the Corner lot, these lots offer privacy for your new dream home! Easy access to hwy 94, and a quick drive to shopping and retail. Off the beaten path, but still convenient to everything! Sewer, water, cable, and internet is all in the street! Bring your plans and build your dreams!

  David Vee Edina Realty, Inc

  3975/3983 21st Ave S, St. Cloud, MN 56301
• 

  

  /14

  $155,000

  $10K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,572 Sq Ft

  506 7th Ave S, Saint Cloud, MN 56301

  Five Bedroom home. Sold AS-IS.

  Greg Steadman Ralphie's Real Estate Company, LLC

  506 7th Ave S, Saint Cloud, MN 56301
• 

  /2

  $49,900

  • Land
  • 10,018 Sq Ft
  • $216,957 per Acre

  3888 21st Ave S, St. Cloud, MN 56301

  Nice South St. Cloud lot in a convenient location. Open to all Builders.

  Craig Hiltner VoigtJohnson

  3888 21st Ave S, St. Cloud, MN 56301
• 

  

  /21

  $180,000

  • 6 Beds
  • 1.5 Baths
  • 1,877 Sq Ft

  351 20th Ave N, Saint Cloud, MN 56303

  Welcome to this spacious 6-bedroom, 2-bathroom home full of character, natural light, and opportunity! From the moment you step through the inviting front porch, you’ll appreciate the warmth and charm this home has to offer. The main floor features a functional layout with a primary bedroom, bright living room, formal dining room, updated kitchen with eat-in space, convenient half bath, and

  Steven Leth Pemberton RE

  351 20th Ave N, Saint Cloud, MN 56303
• 

  /2

  $149,000

  • Land
  • 21,780 Sq Ft
  • $298,000 per Acre

  3122 Blackheath Dr, Saint Cloud, MN 56301

  Build your dream home on this heavily wooded great lot in the St. Cloud Country Club.

  Becky Essery Coldwell Banker Realty

  3122 Blackheath Dr, Saint Cloud, MN 56301
• 

  

  /3

  $89,900

  • Land
  • 14,810 Sq Ft
  • $264,412 per Acre

  4751 4th Street Loop NE, Saint Cloud, MN 56304

  Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge at Donovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated development that offers a fantastic location for recreation while providing the peaceful aesthetics

  Chris Hauck Coldwell Banker Realty

  4751 4th Street Loop NE, Saint Cloud, MN 56304
• 

  /2

  $79,900

  • Land
  • 15,681 Sq Ft
  • $221,944 per Acre

  6825 Haven Ct, Saint Cloud, MN 56303

  Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

  Craig Hiltner VoigtJohnson

  6825 Haven Ct, Saint Cloud, MN 56303

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