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Affordable Homes for Sale in Saint Cloud, MN under $204,000

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  • /8

    $1

    • Land
    • 7.82 Acres

    3275 42nd Ave S, St. Cloud, MN 56301

    Shovel-ready commercial development lots available from approximately 1 to 4 acres at the signalized intersection of 33rd St S and 42nd Ave S in the Stone Gate development. PUD/Commercial zoning with municipal water, sewer, electric, gas, and fiber available. Excellent visibility and dedicated access with immediate proximity to Hwy 15 and I-94. Adjacent to established medical offices, Tech High

    Tom Sanquist, CCIM Granite City Real Estate

    3275 42nd Ave S, St. Cloud, MN 56301
  • /16

    $199,000

    • Land
    • 23.46 Acres
    • $8,483 per Acre

    TBD County Road 136, St. Cloud, MN 56301

    23+ Acres of Buildable Agricultural LandExceptional 23+ acre parcel offering a rare blend of tillable and wooded acreage. Currently approved for one residential homestead, this property provides the perfect setting for a private country retreat or hobby farm. Convenient access to I-94 ensures an easy commute while maintaining rural peace and privacy. Future development potential awaits as

    Stella Scholl Premier Real Estate Services

    TBD County Road 136, St. Cloud, MN 56301
  • /19

    $149,900

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 927 Sq Ft

    407 19 1 2 Ave N, St. Cloud, MN 56303

    Charming and move-in ready 11⁄2-story home situated on a spacious fenced lot! Exterior just painted! This inviting property offers a bright main-level living room with neutral finishes and arched doorway detail, an updated kitchen featuring white cabinetry and stainless steel appliances, and a dedicated dining area with durable flooring. Upstairs, you’ll find comfortable bedrooms with fresh

    Nicole Stone RE/MAX Results

    407 19 1 2 Ave N, St. Cloud, MN 56303
  • /18

    $144,000

    $36K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 749 Sq Ft

    535 5th Ave NE, Saint Cloud, MN 56304

    Cheerful 3BR home on corner lot with large double garage. Sunny living room with abundant windows. One main floor bedroom next to cute 3⁄4 bath. Two additional bedrooms on upper level. Full basement with storage room. Nice patio in back yard. Just blocks from summer fun at beautiful Wilson Park and Benton County Fairgrounds.

    Fran Altman Coldwell Banker Realty

    535 5th Ave NE, Saint Cloud, MN 56304
  • /29

    $175,000

    • 4 Beds
    • 2.5 Baths
    • 1,506 Sq Ft

    1315 3rd St N, Saint Cloud, MN 56303

    Welcome to this charming classic home perfect for first-time buyers and growing families! Step inside and be greeted by original hardwood floors and beautiful woodwork that add warmth and character throughout the house. The spacious kitchen features a modern stainless steel farm sink and a handy butler’s pantry, making meal prep and entertaining a breeze. This inviting home offers a convenient

    Jenessa Schendzielos RE/MAX Results

    1315 3rd St N, Saint Cloud, MN 56303
  • /19

    $79,900

    $2K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,206 Sq Ft

    1340 9th Ave S Unit 315, Saint Cloud, MN 56301

    Don't miss this large 2-bedroom, 2-bathroom condo offering over 1,200 sq. ft. of living space in a convenient Southside location. Features an expansive layout with a terrific view overlooking the pool and deck area. Enjoy ultimate convenience with in-unit laundry, a large in-unit storage room, plus an additional storage room down the hall. Includes heated underground parking to skip the winter

    Dan Lundgren Premier Real Estate Services

    1340 9th Ave S Unit 315, Saint Cloud, MN 56301
  • /14

    $155,000

    $10K PRICE DROP
    • 5 Beds
    • 2 Baths
    • 1,572 Sq Ft

    506 7th Ave S, Saint Cloud, MN 56301

    Five Bedroom home. Sold AS-IS.

    Greg Steadman Ralphie's Real Estate Company, LLC

    506 7th Ave S, Saint Cloud, MN 56301
  • /2

    $49,900

    • Land
    • 10,018 Sq Ft
    • $216,957 per Acre

    3888 21st Ave S, St. Cloud, MN 56301

    Nice South St. Cloud lot in a convenient location. Open to all Builders.

    Craig Hiltner VoigtJohnson

    3888 21st Ave S, St. Cloud, MN 56301
  • /21

    $168,888

    • 6 Beds
    • 1.5 Baths
    • 1,877 Sq Ft

    351 20th Ave N, Saint Cloud, MN 56303

    APPROVED SHORT SALE – QUICK CLOSING AVAILABLE! Discover exceptional value with this spacious 6-bedroom, 2-bath home situated on a desirable corner lot in an established Saint Cloud neighborhood. Offering over six bedrooms of flexible living space, this property is perfect for a growing family, multigenerational living, or an investor seeking strong rental potential. From the inviting covered

    Steven Leth Pemberton RE

    351 20th Ave N, Saint Cloud, MN 56303
  • /14

    $184,900

    • 2 Beds
    • 1 Bath
    • 1,202 Sq Ft

    142 25th Ave N, Saint Cloud, MN 56303

    Well-maintained 2 bedroom, 1 bathroom rambler with recent updates throughout. The main level offers afunctional layout, while the finished lower-level family room provides additional living space and plentyof storage. Recent improvements include a remodeled bathroom and new living room flooring (2025), alongwith a water heater replaced in 2022. Complete with a detached one-car garage,

    Erick Peterson Keller Williams Integrity NW

    142 25th Ave N, Saint Cloud, MN 56303
  • /3

    $89,900

    • Land
    • 14,810 Sq Ft
    • $264,412 per Acre

    4751 4th Street Loop NE, Saint Cloud, MN 56304

    Less than 2 miles from the pristine Territory Golf Course, you'll find one of the area's most beautifully designed neighborhoods where countless walking trails, parkland & the natural elements of Water's Edge at Donovan Lake are the cornerstone rather than an afterthought. A precisely orchestrated development that offers a fantastic location for recreation while providing the peaceful aesthetics

    Chris Hauck Coldwell Banker Realty

    4751 4th Street Loop NE, Saint Cloud, MN 56304
  • /2

    $79,900

    • Land
    • 15,681 Sq Ft
    • $221,944 per Acre

    6825 Haven Ct, Saint Cloud, MN 56303

    Take a drive and come see HARVEST CREEK!... A brand NEW West St. Cloud premier neighborhood, builder exclusive to Woodland Homes, Inc. Lot sizes are generous and range from .3 acres to over 2 acres! With city services, several lots with no backyard neighbors, and open space, don't miss your chance to build your dream home in this fantastic location! Other Lots and build packages available in this

    Craig Hiltner VoigtJohnson

    6825 Haven Ct, Saint Cloud, MN 56303
  • /3

    $142,000

    $28K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 884 Sq Ft

    116 20th Ave S, Saint Cloud, MN 56301

    Property is available for online auction only. See Realty Bid for property, auction, showing & bidding information.

    Brian Brockman Bang Realty

    116 20th Ave S, Saint Cloud, MN 56301
  • /37

    $199,900

    • 3 Beds
    • 1.5 Baths
    • 1,279 Sq Ft

    147 18th Ave N, Saint Cloud, MN 56303

    Fall in love with this beautifully updated St. Cloud charmer, where timeless character and modern improvements come together seamlessly. Featuring 3 bedrooms, 2 bathrooms, and nearly 1,300 finished square feet, this home showcases stunning original woodwork, fresh paint, new kitchen flooring (2026), and tasteful updates throughout while preserving its classic appeal. Major exterior improvements

    Jessica Moren Keller Williams Classic Rlty NW

    147 18th Ave N, Saint Cloud, MN 56303
  • /42

    $165,000

    Coming Soon
    • 3 Beds
    • 1 Bath
    • 1,736 Sq Ft

    1025 11th Ave S, Saint Cloud, MN 56301

    Opportunity meets affordability! This charming 3-bedroom home has been well cared for and is ready for its next owner. You'll appreciate the hardwood floors in all three main-floor bedrooms, spacious living areas, and the abundance of original character throughout. According to the sellers, hardwood flooring also lies beneath the living room carpet, providing an exciting opportunity to enhance

    Kelly Schepers Premier Real Estate Services

    1025 11th Ave S, Saint Cloud, MN 56301
  • /14

    $140,000

    • 2 Beds
    • 1 Bath
    • 991 Sq Ft

    301 19th Ave N, Saint Cloud, MN 56303

    Situated on a corner lot, this charming 1.5-story home offers a great opportunity for both investors and first-time homebuyers. Currently used as a rental property, it has been well maintained and features an updated kitchen, beautiful wood floors, and plenty of character throughout. The single-stall attached garage provides added convenience, while the functional layout makes the home

    Daniel Secord Central MN Realty LLC

    301 19th Ave N, Saint Cloud, MN 56303
  • /4

    $148,184

    • Land
    • 3.99 Acres
    • $37,139 per Acre

    23040 Franklin Rd, Saint Cloud, MN 56301

    Beautiful 3.99 acre Mississippi River lot located just east of St. Cloud’s I-94 Business Park on Franklin Road. Each parcel offers an elevated, private setting with direct Mississippi River frontage and protected views next to the Scenic and Wild River District. This is a rare opportunity to build on a large, wooded river lot while remaining minutes from St. Cloud amenities.

    Tom Sanquist, CCIM Granite City Real Estate

    23040 Franklin Rd, Saint Cloud, MN 56301

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