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Newest Homes for Sale in Spencer, IN

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  • /36

    $395,000

    • 3 Beds
    • 2.5 Baths
    • 2,252 Sq Ft

    714 White Oak Rd, Spencer, IN 47460

    There’s something special about coming home to 714 White Oak Road. With its welcoming front porch, open spaces, and modern finishes, this two-story Juniper floor plan offers 2,252 square feet of comfortable living. Step inside to a bright living room that opens to the kitchen—the true centerpiece of this home. You’ll love the large island, quartz countertops, solid wood cabinetry, and tiled

    Samantha Carver Home Team Properties

    714 White Oak Rd, Spencer, IN 47460
  • /36

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,847 Sq Ft

    110 Pin Oak Rd, Spencer, IN 47460

    Tucked inside the growing Four Oaks Subdivision, 110 Pin Oak Road feels like home the moment you walk through the door. The Spruce floor plan offers just the right amount of space—1,847 square feet with three bedrooms and two and a half baths—all designed around an open, comfortable layout. Step through the entryway into a spacious 16x22 living room that flows naturally into the dining area and

    Samantha Carver Home Team Properties

    110 Pin Oak Rd, Spencer, IN 47460
  • /27

    $399,000

    • 3 Beds
    • 2 Baths
    • 2,220 Sq Ft

    710 White Oak Rd, Spencer, IN 47460

    Beautifully crafted 3-bedroom, 2-bath ranch in the desirable Four Oaks Subdivision, offering 2,220 sq ft of modern single-level living. The Hazel floor plan features an open-concept design with a split-bedroom layout and a 19x8 sunroom for added living space. The kitchen impresses with quartz countertops, stainless steel appliances, tiled backsplash, and a large center island, while the primary

    Samantha Carver Home Team Properties

    710 White Oak Rd, Spencer, IN 47460
  • /2

    $229,900

    • Land
    • 25.41 Acres
    • $9,048 per Acre

    25.41 ac U S 231, Spencer, IN 47460

    Discover the potential of this 25.41-acre property located just north of Carp on US Highway 231. This beautiful parcel offers approximately 10 acres of wooded land and 15 acres of tillable ground, providing the perfect mix for recreation, farming, or a future home site. Enjoy the peace and privacy of a rural setting with convenient highway access. The wooded acreage is ideal for hunting, trails,

    Chris Wesley RE/MAX Select Associates, Inc.

    25.41 ac U S 231, Spencer, IN 47460
  • /2

    $229,900

    • Land
    • 25.41 Acres
    • $9,048 per Acre

    25.41 N US Highway 231, Spencer, IN 47460

    Discover the potential of this 25.41-acre property located just north of Carp on US Highway 231. This beautiful parcel offers approximately 10 acres of wooded land and 15 acres of tillable ground, providing the perfect mix for recreation, farming, or a future home site. Enjoy the peace and privacy of a rural setting with convenient highway access. The wooded acreage is ideal for hunting, trails,

    Chris Wesley RE/MAX Select Associates, Inc.

    25.41 N US Highway 231, Spencer, IN 47460
  • /36

    $399,000 New Construction

    • 3 Beds
    • 2 Baths
    • 2,127 Sq Ft

    712 White Oak Rd, Spencer, IN 47460

    Welcome to The Alder design at 712 White Oak Road in Four Oaks! This beautifully designed 3-bedroom, 2-bath home offers thoughtful spaces and stylish finishes throughout. Inside, you'll find a versatile office space and 13x13 sunroom perfect for working from home or creative projects, plus a spacious 12x10 laundry/mud room with built-in storage and counter space that connects conveniently to the

    Samantha Carver HOME TEAM Properties

    712 White Oak Rd, Spencer, IN 47460
  • /28

    $349,500

    • 3 Beds
    • 2 Baths
    • 1,500 Sq Ft

    3663 White Rd, Spencer, IN 47460

    NO HOA FEES! 3 Bedroom 2 full Bath totally remodeled Ranch, setting on 1.18 Acres. Open Living Room, Dining Room and Kitchen floor plan, offers great space for entertaining. Off the Living Room is the Dining room with a gas fireplace and French doors leading to a covered deck and fenced back yard. The kitchen comes with all new stainless appliances and Schrock oak cabinets with a fantastic pantry

    Susie Hendricks RE/MAX Acclaimed Properties

    3663 White Rd, Spencer, IN 47460
  • /24

    $269,000

    • 3 Beds
    • 1.5 Baths
    • 1,330 Sq Ft

    3083 Hardscrabble Rd, Spencer, IN 47460

    Location! Privacy and Charm-- All in One! Tucked away down a long driveway and surrounded by tall trees, this charming brick ranch offers the perfect blend of country serenity and convenient access. Ideally located 5 miles from Spencer, 7 miles to Ellettsville, and only 10 miles to I-69 in Bloomington. You will never be far from shopping, schools or commuter routes. Set on a spacious lot, this

    Shirley Burke B & B Realty

    3083 Hardscrabble Rd, Spencer, IN 47460
  • /24

    $190,000

    • 2 Beds
    • 1 Bath
    • 952 Sq Ft

    15 N Central Ave, Spencer, IN 47460

    2 bedroom, 1 bath home in Spencer. Located on corner lot this sweet home offers eat-in kitchen, nice sized living room, hardwood floors under carpet, laundry room off of the kitchen. 2 car detached garage that is 30x 24 with plenty of workshop space, heat and half bath. 10x12 shed

    Rene West West & Co., REALTORS

    15 N Central Ave, Spencer, IN 47460
  • /12

    $289,000

    • 3 Beds
    • 2 Baths
    • 1,336 Sq Ft

    17 S Sunnyside Ln, Spencer, IN 47460

    Welcome home to this gorgeous 3 bedroom, 2 bath new construction ranch, conveniently located just off State Hwy 46 between Spencer and Ellettsville. This home features an open-concept layout that’s perfect for entertaining or relaxing. The kitchen is a showstopper with stainless steel appliances, granite countertops, and a large center island, —offering both function and style for the home chef.

    Samantha Carver Home Team Properties

    17 S Sunnyside Ln, Spencer, IN 47460
  • /14

    $289,000

    • 3 Beds
    • 2 Baths
    • 1,336 Sq Ft

    32 Ashley Dr, Spencer, IN 47460

    Construction is underway on this attractive 3 bedroom, 2 bath new build, set for completion in November 2025. Designed for easy living, this open-concept ranch offers a welcoming flow from the spacious living area to the eat-in kitchen and dining space—perfect for family meals or entertaining guests. The kitchen will impress with its stainless steel appliances, granite countertops, large island,

    Samantha Carver Home Team Properties

    32 Ashley Dr, Spencer, IN 47460
  • /29

    $394,900

    • 2 Beds
    • 2 Baths
    • 1,517 Sq Ft

    1845 U S 231, Spencer, IN 47460

    Remodeled home on 3.731 acres. This home has been renovated inside and out. Large eat-in kitchen with island, tons of cabinetry and new stainless appliances, 2 bedrooms on main level, with one being primary bedroom suite, laundry on main, living room goes out onto covered front porch, TV room on upper level that would also make for nice guest bedroom space. The dry basement could be finished out

    Rene West West & Co., REALTORS

    1845 U S 231, Spencer, IN 47460
  • /3

    $259,900

    • Land
    • 14.44 Acres
    • $17,999 per Acre

    1650 State Road 46, Spencer, IN 47460

    This 14.44-acre property offers a unique combination of visibility, access, and natural beauty—just minutes east of downtown Spencer. With approximately 1,200 feet of frontage along State Highway 46, the property provides excellent exposure and convenient access for residential, recreational, or small commercial development. The front portion of the property features level, open acreage ideal for

    Chris Wesley RE/MAX Select Associates, Inc.

    1650 State Road 46, Spencer, IN 47460
  • /3

    $54,900

    • Land
    • 0.37 Acre
    • $148,378 per Acre

    127 Walnut St, Spencer, IN 47460

    Imagine building your forever home on this beautiful, level .37 -acre lot at 127 Walnut Road in Four Oaks! With utilities and fiber internet available, you'll have a smooth start to your custom build. And with build-to-suite opportunity and with no spec homes allowed, you'll enjoy a neighborhood of well-crafted, intentional homes-built just for the families who live here. Life in Four Oaks is all

    Samantha Carver HOME TEAM Properties

    127 Walnut St, Spencer, IN 47460
  • /29

    $350,000

    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    3216 Hardscrabble Rd, Spencer, IN 47460

    POLE BARN INCLUDED! Nearly 6 acres featuring a well-kept 1997 Double Wide Manufactured Home with 1,792 sq ft of living space plus an attached 896 sq ft oversized 2-car garage. The home offers an open-concept living, dining, and kitchen area with a breakfast nook, 4 spacious bedrooms, and 2 full baths. Updates include new vinyl plank flooring, fresh paint, and new carpet in two bedrooms. The large

    Ashton Harris The Stewart Home Group

    3216 Hardscrabble Rd, Spencer, IN 47460
  • /3

    $54,900 New Construction

    • Land
    • 0.37 Acre
    • $148,378 per Acre

    127 Walnut Radial, Spencer, IN 47460

    Imagine building your forever home on this beautiful, level .37 -acre lot at 127 Walnut Road in Four Oaks! With utilities and fiber internet available, you’ll have a smooth start to your custom build. And with build-to-suite opportunity and with no spec homes allowed, you’ll enjoy a neighborhood of well-crafted, intentional homes—built just for the families who live here. Life in Four Oaks is all

    Rob Ranard Home Team Properties

    127 Walnut Radial, Spencer, IN 47460
  • /3

    $54,900 New Construction

    • Land
    • 0.38 Acre
    • $142,969 per Acre

    125 Walnut St, Spencer, IN 47460

    Welcome home to 125 Walnut Road, where your vision for a custom home can come to life in Four Oaks! This level .384-acre lot offers an ideal build site with city utilities and fiber internet available and the flexibility of a build-to-suit opportunity— spec homes not permitted, ensuring pride of ownership throughout the neighborhood. Four Oaks is a place where neighbors become friends and

    Rob Ranard Home Team Properties

    125 Walnut St, Spencer, IN 47460
  • /36

    $405,000

    • 4 Beds
    • 3.5 Baths
    • 2,552 Sq Ft

    108 Pin Oak Rd, Spencer, IN 47460

    Featuring 4 BR & 3.5 Ba, this 2,552 sqft Sequoia design delivers the extra space & flexible layout today’s lifestyle demands. Main level offers open living, kitchen, & dining area, welcoming foyer w/ half bath, & convenient laundry room off the kitchen near the 2-car garage. Main-floor primary suite includes tiled walk-in shower, dual vanity, & walk-in closet, creating a private retreat. A

    Samantha Carver Home Team Properties

    108 Pin Oak Rd, Spencer, IN 47460
  • /36

    $399,000

    • 3 Beds
    • 2.5 Baths
    • 2,051 Sq Ft

    534 E Dogwood Ct, Spencer, IN 47460

    Meet The Cypress, a 2,051 sq ft ranch in Four Oaks, perfectly positioned on a quiet cul-de-sac where stylish design & relaxed living come together. This 3BR, 2.5Ba home features split-bedroom layout & open living room, kitchen, & breakfast area. Enjoy morning coffee or evening unwinding on the huge covered front & back porches. Kitchen is ready for real life & good times w/ big island & stainless

    Samantha Carver Home Team Properties

    534 E Dogwood Ct, Spencer, IN 47460
  • /36

    $399,999 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,133 Sq Ft

    102 Pin Oak Rd, Spencer, IN 47460

    Introducing The Magnolia, a 2,133 sq ft new construction home in the sought-after Four Oaks subdivision of Spencer, IN. This 3-bed, 2.5-bath floor plan features an open-concept main level, a flexible office, and a 3-car attached garage, creating the ideal blend of function and modern design. The kitchen takes center stage with solid wood cabinetry, soft-close doors and drawers, quartz

    Samantha Carver HOME TEAM Properties

    102 Pin Oak Rd, Spencer, IN 47460
  • /36

    $400,000

    • 4 Beds
    • 2 Baths
    • 1,947 Sq Ft

    106 Pin Oak Rd, Spencer, IN 47460

    Welcome to The Lily, a smartly designed 4-bedroom, 2-bath new construction in the growing Four Oaks subdivision of Spencer, Indiana. With its open-concept layout and split-bedroom floor plan, this home keeps everyone connected while giving you plenty of personal space when you need it. The kitchen is ready for everyday life — and weekend entertaining — with a large island, solid wood cabinetry,

    Samantha Carver Home Team Properties

    106 Pin Oak Rd, Spencer, IN 47460
  • /36

    $385,400

    • 3 Beds
    • 2 Baths
    • 1,927 Sq Ft

    104 Pin Oak Rd, Spencer, IN 47460

    Sleek design meets small-town charm in The Acacia—a 1,927 sq. ft., 3-bedroom, 2-bath new construction home in Spencer’s premier community, Four Oaks. The open-concept floor plan showcases luxury vinyl plank flooring, solid wood cabinets, quartz countertops, and modern finishes that blend style with function. Enjoy the split-bedroom layout for added privacy, with a primary suite featuring a

    Samantha Carver Home Team Properties

    104 Pin Oak Rd, Spencer, IN 47460
  • /35

    $899,900

    • 2 Beds
    • 2 Baths
    • 1,290 Sq Ft

    1271 Cedar Ln, Spencer, IN 47460

    The ultimate outdoorsman’s retreat! 68 acres featuring a 4-acre stocked lake with dock, 2BR/2BA cabin with fireplace and lake views, and a 60x30 steel-frame building for all your gear. Established food plots, trail system, and a recent select timber harvest keep the woods healthy and accessible. Deer and turkey are abundant! Secluded yet easy to reach—just south of Spencer and west of

    Gary West RE/MAX Acclaimed Properties

    1271 Cedar Ln, Spencer, IN 47460
  • /13

    $169,000

    • 3 Beds
    • 1 Bath
    • 1,236 Sq Ft

    438 S Harrison St, Spencer, IN 47460

    This home is approximately 1236 sq ft with 3 bedrooms - located in close proximity to all places the town of Spencer has to offer such as Owen County Fairgrounds, parks, Schools, restaurants, local shopping & more! The inside of the home is well lit with natural lighting from the vinyl windows giving an inviting feel as you enter the home. The carpet throughout the living & bedrooms creates a

    Vern Keith Keith Realty & Auction Group

    438 S Harrison St, Spencer, IN 47460
  • /12

    $82,500

    • 2 Beds
    • 1 Bath
    • 840 Sq Ft

    3402 W Moore Rd, Spencer, IN 47460

    Opportunity knocks to escape to your own slice of serenity with this 1-acre wooded lot nestled just 10 minutes from Spencer, Indiana. Tucked away on a private road that dead-ends into the state forest, this property offers unmatched privacy and natural beauty. Enjoy nearby adventures at McCormick's Creek State Park, Cataract Falls, and Horseman's Campgroundplus golf just minutes away. The 2-bed,

    Kimberley Warner Huff Realty Indiana

    3402 W Moore Rd, Spencer, IN 47460
  • /36

    $2,850,000

    • 4 Beds
    • 6 Baths
    • 4,527 Sq Ft

    378 Indiana 43, Spencer, IN 47460

    WoW Factor is what you think of when you drive down the private lane to this charming home. Sitting on almost 84 acres the home is placed for maximum enjoyment and views. This 2 story home features a main level luxury primary en-suite, open floor plan, vaulted ceilings a chefs kitchen w/a walk in pantry, a beautifully framed fire place, 2 living spaces, main level laundry, attached 3 car

    Brian Thompson FC Tucker/Bloomington REALTORS

    378 Indiana 43, Spencer, IN 47460
  • /69

    $589,000

    • 3 Beds
    • 2 Baths
    • 2,900 Sq Ft

    2761 W Porter Ridge Rd, Spencer, IN 47460

    This beautiful cedar country home sits perched on a high point with stunning views of the surrounding land and countryside. Serenity will begin to set in as you take the paved driveway back to this magnificent country home. This spacious home has a ton to offer. It would be the perfect place for hosting family and friends' gatherings/events. The home has a lodge feel to it with the soaring

    Brandon Smith Whitetail Properties

    2761 W Porter Ridge Rd, Spencer, IN 47460
  • /23

    $219,900

    • 4 Beds
    • 2.5 Baths
    • 2,289 Sq Ft

    205 N Main St, Spencer, IN 47460

    Step into a piece of history with this enchanting historic home, gracefully nestled on a tree-lined street in the heart of downtown Spencer. This stately residence boasts 4 bedrooms and 2.5 baths. A vintage fireplace adorns the living room and large windows allow a lot of natural light. ADA features, a built in bookcase, original woodwork, and other historic features make this home truly unique.

    Beth Walden Seasons of Indiana Real Estate LLC

    205 N Main St, Spencer, IN 47460
  • /46

    $330,000

    • 2 Beds
    • 2 Baths
    • 2,492 Sq Ft

    7455 Locust Lake East Dr, Spencer, IN 47460

    Outstanding property with 3 wooded acres of privacy and seclusion with views of lovely trees and lake. Listen to nature at its finest. Wonderful place to live or to be that quiet weekend/vacation getaway. Multiple areas to relax, have a fire, fenced area great for children and pets, storage shed, 2 car carport. Walkway to lake and floating dock included. This home is very clean and move-in

    Mike Mills F.C. Tucker Company

    7455 Locust Lake East Dr, Spencer, IN 47460
  • /5

    $410,000

    • 3 Beds
    • 2 Baths
    • 2,664 Sq Ft

    752 W Thornridge Way, Spencer, IN 47460

    How would you like to live in this Sparkly new home in one of Owen Counties finest subdivisions. Construction is well underway with an estimated completion date of 12/01/2025. This charming, single level, farmhouse style home sits on a .52 Acre lot and has red vinyl siding with a black metal roof. There are 3 spacious bedrooms, 2 full baths, a huge, attached garage with a workshop, an open

    Deborah Foutch Owen County Home Company

    752 W Thornridge Way, Spencer, IN 47460
  • /21

    $220,000

    • 3 Beds
    • 1.5 Baths
    • 1,040 Sq Ft

    1886 Freeman Rd, Spencer, IN 47460

    NEW ROOF, NEW HIGH EFFICIENCY NATURAL GAS FURNACE & CENTAL AIR ALONG WITH DUCT WORK, AND FRESHLY PAINTED! Home sweet Home!! This 3 Bedroom, 1-1/2 bath Ranch includes a one car attached garage plus an 18 x12 carport all setting on a 1/2 Acre lot. This has been a 1 owner home with a lot of love. As you enter the Living room you will notice the original hard wood flooring throughout the home. The

    Susie Hendricks RE/MAX Acclaimed Properties

    1886 Freeman Rd, Spencer, IN 47460
  • /36

    $497,000

    • 2 Beds
    • 2 Baths
    • 1,536 Sq Ft

    6063 Little Flock Rd, Spencer, IN 47460

    MOTIVATED SELLER! Schedule a tour to view this charming rustic cabin tucked away on 10 acres. This custom built cedar & Brown Co stone retreat makes for fantastic year-round living or could be an elevated Arbnb. Wood walls , exposed barn wood and floors throughout. The cozy living room leads into kitchen with granite counter tops, open shelving and stainless steel appliances.Enjoy the view out

    Rene West West & Co., REALTORS

    6063 Little Flock Rd, Spencer, IN 47460
  • /36

    $269,900

    • 3 Beds
    • 2 Baths
    • 2,078 Sq Ft

    507 N US Highway 231, Spencer, IN 47460

    Welcome to this charming 3-bedroom, 2-bath ranch home nestled on 2.94 acres of serene hillside just a minute outside of Spencer. Offering both convenience and a peaceful retreat, this property combines modern comfort with a warm Tuscan-inspired flair. Step inside to find a cozy sitting room perfect for quiet mornings with a cup of coffee, and a spacious family room ideal for gatherings and

    Tara White Century 21 Scheetz - Bloomington

    507 N US Highway 231, Spencer, IN 47460

Showing Results 1 - 40, Page 1 of 2

Frequently Asked Questions

What is the average home price in Spencer, IN?
Homes for sale in Spencer, IN have an average home price of $256,989.
How many homes have sold over the last 12 months in Spencer, IN?
35 homes have sold in Spencer, IN over the last 12 months.
What are the most popular zip codes in Spencer, IN?
The most popular zip codes in Spencer, IN include 47460, 47431, 47433, 47868 and 47429.
How much do you need to make to afford a house in Spencer?
The median home price in Spencer is $199,900. If you put a 20% down payment of $40,000 and had a 30-year fixed mortgage with an interest rate of 6.24%, your estimated principal and interest payment would be $980 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $42K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Spencer, IN?
Spencer, IN has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are McCormick's Creek Elementary School, Owen Valley Middle School and Owen Valley Community High School. Browse all the schools in Spencer, IN to learn more.

Home Trends in Spencer, IN

Housing Trends

Median Sale Price
$195,900
Median Single Family Sale Price
$200,000
Median Townhouse Sale Price
$409,900
Median 2 Bedroom Sale Price
$195,900
Average Price Per Sq Ft
$148
Number of Homes for Sale
9
Last 12 months Home Sales
35
Months of Supply
3.10
Median List Price
$199,900
Median Change From 1st List Price
5%
Median Home Sale Price YoY Change
-4%
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