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Newest Homes for Sale in Spencer, IN

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  • /33

    $335,000

    • 3 Beds
    • 2 Baths
    • 1,687 Sq Ft

    3865 Bakers School Rd, Spencer, IN 47460

    Beautiful rural setting on nearly 4 acres in eastern Owen County, currently utilized as a small horse farm and offering an ideal opportunity for livestock, equestrian use, or a hobby farm. Enjoy a prime location on a paved road, just 7 miles to Spencer and only 10 miles to the west side of Bloomington, providing the comfort of country living with convenient access to city amenities. The home

    Corey Mauder Century 21 Scheetz - Bloomington

    3865 Bakers School Rd, Spencer, IN 47460
  • /36

    $839,000 Open Sat 11AM - 1PM

    • 5 Beds
    • 3.5 Baths
    • 4,164 Sq Ft

    9483 W Fenceline Rd, Spencer, IN 47460

    Welcome home to an extraordinary private estate that blends timeless craftsmanship, peaceful privacy, and natural beauty across 5.4 acres. A fully covered wraparound porch welcomes you into a custom-built home filled with natural light, hand-scraped hardwood floors, and beautiful views throughout. The main level features a large primary suite with tiled walk-in shower, jetted tub, double vanities

    Lindsey Norris Century 21 Scheetz - Bloomington

    9483 W Fenceline Rd, Spencer, IN 47460
  • /28

    $349,900 Open Sat 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,215 Sq Ft

    1300 Red Cedar Ln, Spencer, IN 47460

    Welcome to this inviting home built on 1.73 acres in beautiful Owen County. Less than 10 minutes from town, it includes a two car attached garage with plenty of parking in the garage or on the fully paved with asphalt driveway. Shed stays with property. The kitchen features charming shaker cabinets, laminate hardwood floors, stainless steel appliances that stay with the home include the electric

    Liz Kienzynski F.C. Tucker Advantage Realtors

    1300 Red Cedar Ln, Spencer, IN 47460
  • /9

    $159,900

    • 2 Beds
    • 1 Bath
    • 1,184 Sq Ft

    206 N East St, Spencer, IN 47460

    A charming testament to a bygone era this single family residence graciously offers 1184 square feet of living area, features 2 bedrooms and 1 full bath providing ample room for comfortable daily existence and gatherings. The property is situated upon a generous 3920 square foot lot, presenting a pleasant expanse for outdoor enjoyment and creative landscaping endeavors. With a single story

    Sheila Hubbard Diverse Property Solutions Ind

    206 N East St, Spencer, IN 47460
  • /18

    $164,900

    • 3 Beds
    • 1 Bath
    • 2,814 Sq Ft

    279 E Franklin St, Spencer, IN 47460

    Situated at 279 E Franklin ST in SPENCER, IN, USA, this distinctive single-family residence, constructed in 1931, represents a truly compelling opportunity. It stands as an excellent prospect for discerning investors and also extends an inviting call to handy homeowners prepared to realize its full potential. Within this dwelling, the kitchen emerges as a particularly inviting space with dining a

    Sheila Hubbard Diverse Property Solutions Ind

    279 E Franklin St, Spencer, IN 47460
  • /34

    $315,000

    • 3 Beds
    • 2 Baths
    • 2,396 Sq Ft

    27 E Tioga St, Spencer, NY 14883

    Step into this beautifully maintained and thoughtfully designed property, perfectly tucked away on 2.61 private acres in the Village of Spencer, offering the best of village living with a peaceful, secluded like setting. This home features 3 spacious bedrooms and 2 stunning bathrooms. A large family room/game room greets you off the entry, while the dining room flows seamlessly from the kitchen,

    Robert Shannon Listing by Realty One Group Supreme

    27 E Tioga St, Spencer, NY 14883
  • /16

    $124,900

    • 3 Beds
    • 1.5 Baths
    • 1,500 Sq Ft

    1120 Cedar Ln, Spencer, IN 47460

    This ranch home offers a functional single-story layout with solid structural foundation. The property presents an opportunity for those seeking straightforward, accessible living space. This property presents a compelling investment opportunity with three bedrooms and one bathroom, situated on a private wooded lot with rolling hills views. The home offers substantial potential for value creation

    Ronita Walcott Evergreen Real Estate & Auctions

    1120 Cedar Ln, Spencer, IN 47460
  • /31

    $265,000

    • 4 Beds
    • 2.5 Baths
    • 3,222 Sq Ft

    280 W Hillside Ave, Spencer, IN 47460

    Find old-fashioned charm in this 4-bedroom, 1.5-bath home in Spencer’s historic north side. Step onto the stamped concrete front patio and covered front porch before entering inviting living spaces featuring hardwood floors, rich original woodwork, and a classic fireplace—the kind of character you can’t recreate. The kitchen offers abundant cabinetry, plenty of prep space, and select appliances

    Agent Photo

    Bob Magiera

    Hoosier Realtors

    (812) 301-7975

    280 W Hillside Ave, Spencer, IN 47460
  • /13

    $48,000

    • 2 Beds
    • 1 Bath
    • 960 Sq Ft

    3251 N US Highway 231, Spencer, IN 47460

    Situated on a hilltop 1.13-acre lot, this three-bedroom, one-bath home offers a peaceful setting and opportunity for transformation. Property requires extensive renovation and is best suited for experienced renovators or investors. No interior showings will be permitted due to damaged and potentially unsafe floors.

    Linda Dzierba Dzierba Real Estate Services

    3251 N US Highway 231, Spencer, IN 47460
  • /36

    $290,000 Open Sun 1PM - 2:30PM

    • 4 Beds
    • 3 Baths
    • 2,356 Sq Ft

    1767 Willow Way, Spencer, IN 47460

    Enjoy peaceful country living in the desirable Ellison Creek subdivision in Owen County! This well-maintained 4-bedroom, 3 full-bath ranch offers 2,356 square feet of comfortable living space situated on over 2.13 acres. The open living room flows seamlessly into the dining area, creating an inviting space for everyday living and entertaining. The primary bedroom features a private ensuite bath,

    Amy Gordon Century 21 Elite

    1767 Willow Way, Spencer, IN 47460
  • /27

    $225,000

    • 2 Beds
    • 2 Baths
    • 1,296 Sq Ft

    55 S Park Ave, Spencer, IN 47460

    Newly Remodeled Condo in the Lewis-Worman addition. The home features an open concept living, dining and kitchen area with two spacious bedrooms, walk in closets, two full bathrooms and a large single car garage. The home has all new floor coverings, fresh paint, new light fixtures, stainless steel appliances, and granite counter tops. The solid wood cabinetry is original to the home, in

    Deborah Foutch Owen County Home Company

    55 S Park Ave, Spencer, IN 47460
  • /49

    $390,000

    • 5 Beds
    • 3 Baths
    • 3,321 Sq Ft

    1446 W State Highway 46, Spencer, IN 47460

    With over 3,000 square feet of living space, this beautifully maintained 5-bedroom, 3 full bath home offers the space and versatility you've been looking for. Inside, you'll find two cozy fireplaces, a functional layout perfect for entertaining or relaxing, and generously sized bedrooms. The kitchen and living areas flow effortlessly, with great natural light and room to spread out. Step outside

    Merissa Houston Keller Williams Realty

    1446 W State Highway 46, Spencer, IN 47460
  • /47

    $530,000

    • 3 Beds
    • 2 Baths
    • 1,458 Sq Ft

    56 S Cataract Rd, Spencer, IN 47460

    20+ acres of pure greatness nestled at 56 S Cataract RD, SPENCER, IN, this single-family residence in Owen county offers an attractive property in great condition. The living room provides a warm and inviting atmosphere, complete with a fireplace for cozy evenings and built-in shelves to showcase your personal treasures. The kitchen is a culinary dream, featuring stone countertops and a kitchen

    Becki Gross GREENE REALTY LLC

    56 S Cataract Rd, Spencer, IN 47460
  • /37

    $315,000

    • 3 Beds
    • 2.5 Baths
    • 1,400 Sq Ft

    4496 Blue Springs Dr, Spencer, IN 47460

    Great find for those seeking an open floor plan ranch home. This 3 bedroom 2 bath home offers tons of potential with a walkout basement space, garage and detached metal polebarn garage that is 24x36 and has concrete floors. Main level primary suite and main level laundry. Large main level deck shows off morning sunrises. Spacious 5 acre lot offers a level open space perfect for gardening. Newer

    Amanda Richardson F.C. Tucker/Bloomington, REALT

    4496 Blue Springs Dr, Spencer, IN 47460
  • /21

    $350,000

    • 4 Beds
    • 2 Baths
    • 1,792 Sq Ft

    3216 Hardscrabble Rd, Spencer, IN 47460

    Situated on nearly six flat acres, this beautifully updated double-wide home offers privacy, space, and endless possibilities. Featuring 4 bedrooms and 2 full baths, the open-concept design showcases new flooring, fresh paint, granite countertops, updated cabinets, a farmhouse sink, and modern lighting throughout. Enjoy outdoor living with a covered front porch, back deck, and fenced yard. The

    Ashton Harris The Stewart Home Group

    3216 Hardscrabble Rd, Spencer, IN 47460
  • /36

    $2,600,000

    • 5 Beds
    • 6 Baths
    • 5,392 Sq Ft

    2034 Dubois Rd, Spencer, IN 47460

    Exceptional 55-acre equestrian and event property in Owen County, offering a rare blend of fenced pastures, wooded acreage, multiple ponds, and miles of trails. Purpose-built facilities include an indoor riding arena, large show-barn complex, hay barn, and multiple pastures-ideal for boarding, training, and private equine use. The estate also features extensive event infrastructure: an arena with

    Marty Zimmerman Encore Sotheby's International Realty

    2034 Dubois Rd, Spencer, IN 47460
  • /17

    $98,100

    • Land
    • 6.54 Acres
    • $15,000 per Acre

    Tract 1 N US Highway 231, Spencer, IN 47460

    6.54 wooded acres offering privacy and a beautiful rural setting. Ideal for your next homesite! Convenient location, just 15 minutes to 1-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great opportunity for peaceful country living with easy access to nearby towns and amenities! Additional acreage available.

    Khloe Anderson Land Pro Realty

    Tract 1 N US Highway 231, Spencer, IN 47460
  • /19

    $75,000

    • Land
    • 5 Acres
    • $15,000 per Acre

    Tract 7 Hudson Hill Rd, Spencer, IN 47460

    This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

    Khloe Anderson Land Pro Realty

    Tract 7 Hudson Hill Rd, Spencer, IN 47460
  • /20

    $149,900

    • Land
    • 10 Acres
    • $14,990 per Acre

    Tract 2 N US Highway 231, Spencer, IN 47460

    10 wooded acres with partial clearing, offering privacy and a beautiful rural setting. Ideal for your next homesite. Convenient location, just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State park. A great opportunity for peaceful country living with easy access to nearby towns and amenities! Additional

    Khloe Anderson Land Pro Realty

    Tract 2 N US Highway 231, Spencer, IN 47460
  • /21

    $75,000

    • Land
    • 5 Acres
    • $15,000 per Acre

    Tract 6 Hudson Hill Rd, Spencer, IN 47460

    This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

    Khloe Anderson Land Pro Realty

    Tract 6 Hudson Hill Rd, Spencer, IN 47460
  • /21

    $149,900

    • Land
    • 10 Acres
    • $14,990 per Acre

    Tract 3 N US Highway 231, Spencer, IN 47460

    10 wooded acres with 3.25 acre clearing, offering privacy and a beautiful natural setting; ideal for your next homesite. Convenient location with 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great opportunity for peaceful country living with easy access to nearby towns and amenities! Additional

    Khloe Anderson Land Pro Realty

    Tract 3 N US Highway 231, Spencer, IN 47460
  • /18

    $149,900

    • Land
    • 10 Acres
    • $14,990 per Acre

    Tract 4 N US Highway 231, Spencer, IN 47460

    10 wooded acres with 3 acre clearing, offering privacy and a beautiful rural setting; ideal for your next homesite! Convenient location, just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great opportunity for peaceful country living with easy access to nearby towns and amenities! Additional

    Khloe Anderson Land Pro Realty

    Tract 4 N US Highway 231, Spencer, IN 47460
  • /18

    $75,000

    • Land
    • 5 Acres
    • $15,000 per Acre

    Tract 8 Hudson Hill Rd, Spencer, IN 47460

    This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

    Khloe Anderson Land Pro Realty

    Tract 8 Hudson Hill Rd, Spencer, IN 47460
  • /20

    $75,000

    • Land
    • 5 Acres
    • $15,000 per Acre

    Tract 5 Hudson Hill Rd, Spencer, IN 47460

    This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

    Khloe Anderson Land Pro Realty

    Tract 5 Hudson Hill Rd, Spencer, IN 47460
  • /36

    $375,000

    • 3 Beds
    • 2.5 Baths
    • 1,847 Sq Ft

    110 Pin Oak Rd, Spencer, IN 47460

    Life in the Four Oaks Subdivision comes with space to breathe, room to gather, and thoughtful design, and 110 Pin Oak Road delivers all three. Built on the Spruce floor plan, this 1,847-square-foot home offers 3 bedrooms, 2 1/2 baths, and an open layout that feels both spacious and welcoming. The heart of the home is the kitchen, where a large island, quartz countertops, solid wood cabinetry, and

    Samantha Carver Home Team Properties

    110 Pin Oak Rd, Spencer, IN 47460
  • /27

    $399,000

    • 3 Beds
    • 2 Baths
    • 2,220 Sq Ft

    710 White Oak Rd, Spencer, IN 47460

    Discover this beautifully crafted 3-bedroom, 2-bath ranch in the sought-after Four Oaks Subdivision, offering 2,220 sq ft of thoughtfully designed single-level living. The Hazel floor plan features an open-concept layout with a split-bedroom design and a 19x8 sunroom that adds flexible living space. The kitchen is both stylish and functional, showcasing quartz countertops, stainless steel

    Samantha Carver Home Team Properties

    710 White Oak Rd, Spencer, IN 47460
  • /36

    $399,000 New Construction

    • 3 Beds
    • 2 Baths
    • 2,127 Sq Ft

    712 White Oak Rd, Spencer, IN 47460

    Welcome to The Alder at 712 White Oak Road in the Four Oaks community, a thoughtfully designed 3-bedroom, 2-bath home filled with functional spaces and stylish finishes. Inside, you'll find a versatile office space and a bright 13x13 sunroom, perfect for working from home, hobbies, or creative pursuits. A generous 12x10 laundry/mudroom with built-in storage and counter space connects conveniently

    Samantha Carver HOME TEAM Properties

    712 White Oak Rd, Spencer, IN 47460
  • /29

    $388,900

    • 2 Beds
    • 2 Baths
    • 1,517 Sq Ft

    1845 U S 231, Spencer, IN 47460

    Remodeled home on 3.731 acres. This home has been renovated inside and out. Large eat-in kitchen with island, tons of cabinetry and new stainless appliances, 2 bedrooms on main level, with one being primary bedroom suite, 3rd bedroom on upper level that is 18x11 ,laundry on main, living room goes out onto covered front porch. The dry basement could be finished out and offers a fourth bedroom

    Rene West West & Co., REALTORS

    1845 U S 231, Spencer, IN 47460
  • /3

    $259,900

    • Land
    • 14.44 Acres
    • $17,999 per Acre

    1650 State Road 46, Spencer, IN 47460

    This 14.44-acre property offers a unique combination of visibility, access, and natural beauty—just minutes east of downtown Spencer. With approximately 1,200 feet of frontage along State Highway 46, the property provides excellent exposure and convenient access for residential, recreational, or small commercial development. The front portion of the property features level, open acreage ideal for

    Chris Wesley RE/MAX Select Associates, Inc.

    1650 State Road 46, Spencer, IN 47460
  • /3

    $54,900

    • Land
    • 0.37 Acre
    • $148,378 per Acre

    127 Walnut St, Spencer, IN 47460

    Picture your future home taking shape on this beautiful, level .37-acre lot at 127 Walnut Road in the Four Oaks community. With utilities and fiber internet available, you're well positioned for a seamless custom build. This build-to-suit opportunity - with no spec homes permitted - ensures a neighborhood filled with thoughtfully designed, well-crafted homes created specifically for the people

    Rob Ranard HOME TEAM Properties

    127 Walnut St, Spencer, IN 47460
  • /3

    $54,900

    • Land
    • 0.37 Acre
    • $148,378 per Acre

    127 Walnut Radial, Spencer, IN 47460

    Picture your future home taking shape on this beautiful, level .37-acre lot at 127 Walnut Road in the Four Oaks community. With utilities and fiber internet available, you’re well positioned for a seamless custom build. This build-to-suit opportunity - with no spec homes permitted - ensures a neighborhood filled with thoughtfully designed, well-crafted homes created specifically for the people

    Rob Ranard Home Team Properties

    127 Walnut Radial, Spencer, IN 47460
  • /3

    $54,900

    • Land
    • 0.38 Acre
    • $142,969 per Acre

    125 Walnut St, Spencer, IN 47460

    Welcome to 125 Walnut Road, where your custom home dreams can take shape in the Four Oaks community. This level .384-acre lot provides an excellent build site with city utilities and fiber internet available, along with a build-to-suit opportunity. With no spec homes permitted, ensuring pride of ownership throughout the neighborhood. Life at Four Oaks is designed to be both connected and relaxed,

    Rob Ranard Home Team Properties

    125 Walnut St, Spencer, IN 47460
  • /36

    $399,000

    • 3 Beds
    • 2.5 Baths
    • 2,051 Sq Ft

    534 E Dogwood Ct, Spencer, IN 47460

    Welcome to The Cypress, a 2,051 sq ft ranch home in the Four Oaks subdivision, tucked away on a quiet cul-de-sac where comfort and style effortlessly meet. This 3-bedroom, 2.5-bath home offers a desirable split-bedroom design with an open living room, kitchen, and breakfast area ideal for everyday living and entertaining. Start your mornings or wind down your evenings on the expansive covered

    Samantha Carver Home Team Properties

    534 E Dogwood Ct, Spencer, IN 47460
  • /36

    $400,000

    • 4 Beds
    • 2 Baths
    • 1,947 Sq Ft

    106 Pin Oak Rd, Spencer, IN 47460

    Welcome to The Lily, a thoughtfully designed 4-bedroom, 2-bath new construction home in the growing Four Oaks subdivision of Spencer, Indiana. The open-concept layout paired with a split-bedroom floor plan offers the perfect balance of connection and privacy. The kitchen is designed for both everyday living and entertaining, featuring a large island, solid wood cabinetry, stainless steel

    Samantha Carver Home Team Properties

    106 Pin Oak Rd, Spencer, IN 47460
  • /35

    $859,900

    • 2 Beds
    • 2 Baths
    • 1,290 Sq Ft

    1271 Cedar Ln, Spencer, IN 47460

    The ultimate outdoorsman’s retreat! 68 acres featuring a 4-acre stocked lake with dock, 2BR/2BA cabin with fireplace and lake views, and a 60x30 steel-frame building for all your gear. Established food plots, trail system, and a recent select timber harvest keep the woods healthy and accessible. Deer and turkey are abundant! Secluded yet easy to reach—just south of Spencer and west of

    Gary West RE/MAX Acclaimed Properties

    1271 Cedar Ln, Spencer, IN 47460
  • /12

    $72,500

    • 2 Beds
    • 1 Bath
    • 840 Sq Ft

    3402 W Moore Rd, Spencer, IN 47460

    Opportunity knocks to escape to your own slice of serenity with this 1-acre wooded lot nestled just 10 minutes from Spencer, Indiana. Tucked away on a private road that dead-ends into the state forest, this property offers unmatched privacy and natural beauty. Enjoy nearby adventures at McCormick's Creek State Park, Cataract Falls, and Horseman's Campgroundplus golf just minutes away. The 2-bed,

    Kimberley Warner Huff Realty Indiana

    3402 W Moore Rd, Spencer, IN 47460
  • /46

    $330,000

    • 2 Beds
    • 2 Baths
    • 2,492 Sq Ft

    7455 Locust Lake East Dr, Spencer, IN 47460

    Outstanding property with 3 wooded acres of privacy and seclusion with views of lovely trees and lake. Listen to nature at its finest. Wonderful place to live or to be that quiet weekend/vacation getaway. Multiple areas to relax, have a fire, fenced area great for children and pets, storage shed, 2 car carport. Walkway to lake and floating dock included. This home is very clean and move-in ready.

    Mike Mills F.C. Tucker Company

    7455 Locust Lake East Dr, Spencer, IN 47460
  • /36

    $409,900

    • 3 Beds
    • 2 Baths
    • 2,664 Sq Ft

    752 W Thornridge Way, Spencer, IN 47460

    How would you like to live in this Sparkly new home in one of Owen Counties finest subdivisions. This charming, single level, farmhouse style home sits on a .52 Acre lot and has red vinyl siding with a black metal roof. There are 3 spacious bedrooms, 2 full baths, a huge, attached garage with a workshop, an open concept living, dining, and kitchen area. The Kitchen feature over 25 linear feet of

    Deborah Foutch Owen County Home Company

    752 W Thornridge Way, Spencer, IN 47460
  • /36

    $497,000

    • 2 Beds
    • 2 Baths
    • 1,536 Sq Ft

    6063 Little Flock Rd, Spencer, IN 47460

    MOTIVATED SELLER! Schedule a tour to view this charming rustic cabin tucked away on 10 acres. This custom built cedar & Brown Co stone retreat makes for fantastic year-round living or could be an elevated Arbnb. Wood walls , exposed barn wood and floors throughout. The cozy living room leads into kitchen with granite counter tops, open shelving and stainless steel appliances.Enjoy the view out

    Rene West West & Co., REALTORS

    6063 Little Flock Rd, Spencer, IN 47460
  • /81

    $379,000

    • 4 Beds
    • 2 Baths
    • 2,688 Sq Ft

    9677 W Reeves Rd, Spencer, IN 47460

    Nestled in the hills of Monroe Co, this spacious home offers a unique opportunity to establish your own personal haven. This property presents a canvas ready to capture your imagination and bring your vision to life. Imagine the possibilities within the 2688 square feet of living area, spread across one and a half stories, offering both expansive living spaces and intimate retreats. This home

    Shannon Schoolcraft Keller Williams Indy Metro S

    9677 W Reeves Rd, Spencer, IN 47460

Showing Results 1 - 40, Page 1 of 2

Frequently Asked Questions

What is the average home price in Spencer, IN?
Homes for sale in Spencer, IN have an average home price of $224,508.
How many homes have sold over the last 12 months in Spencer, IN?
41 homes have sold in Spencer, IN over the last 12 months.
What are the most popular zip codes in Spencer, IN?
The most popular zip codes in Spencer, IN include 47460, 47433, 47431, 47404 and 47429.
How much do you need to make to afford a house in Spencer?
The median home price in Spencer is $199,900. If you put a 20% down payment of $40,000 and had a 30-year fixed mortgage with an interest rate of 6.01%, your estimated principal and interest payment would be $960 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $41K a year to afford the median home price in Spencer. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Spencer, IN?
Spencer, IN has highly rated public and private schools. Some of the best schools in Spencer based on Niche Grades are McCormick's Creek Elementary School, Owen Valley Middle School and Owen Valley Community High School. Browse all the schools in Spencer, IN to learn more.

Home Trends in Spencer, IN

Housing Trends

Median Sale Price
$192,500
Median Single Family Sale Price
$192,500
Median 2 Bedroom Sale Price
$225,000
Average Price Per Sq Ft
$138
Number of Homes for Sale
5
Last 12 months Home Sales
41
Months of Supply
1.50
Median List Price
$199,900
Median Change From 1st List Price
4%
Median Home Sale Price YoY Change
-12%
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