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Homes for Sale in 29483

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  • /2

    $155,000

    • Land
    • 0.25 Acre
    • $620,000 per Acre

    113 County Road S-18-580, Summerville, SC 29483

    Two adjacent lots for sale,Lots 7 & 8, priced separately. These lots are available for individual purchase, or combined as one large parcel for almost a half acre. Located in the sought after Dorchester II school district in the quiet West Side Heights subdivision, situated close to downtown Summerville and close to all of the conveniences that Sumerville has to offer. Build your custom home or

    Deborah Lawrence AgentOwned Realty Preferred Group

    113 County Road S-18-580, Summerville, SC 29483
  • /2

    $155,000

    • Land
    • 0.26 Acre
    • $596,154 per Acre

    111 County Road S-18-580, Summerville, SC 29483

    Two adjacent lots for sale,Lots 7 & 8, priced separately. These lots are available for individual purchase, or combined as one large parcel for almost a half acre. Located in the sought after Dorchester II school district in the quiet West Side Heights subdivision, situated close to downtown Summerville and close to all of the conveniences that Sumerville has to offer. Build your custom home or

    Deborah Lawrence AgentOwned Realty Preferred Group

    111 County Road S-18-580, Summerville, SC 29483
  • /38

    $624,470

    • 3 Beds
    • 2.5 Baths
    • 2,890 Sq Ft

    485 Hundred Oaks Pkwy, Summerville, SC 29483

    **New Construction** The Maple model home is being sold professionally furnished and decorated, complete with 3 Bedrooms, 3 full and 1 half Baths, Dining Room, sunroom, bonus room, screened lanai with 8ft patio extension, and a 2-car Garage. The gourmet kitchen features a Gas Range, granite countertops, two-tone cabinets, pots & drawers, and Microblock Mosaic tile backsplash. The Great Room is

    Mike McLendon Kolter Homes

    485 Hundred Oaks Pkwy, Summerville, SC 29483
  • /71

    $575,000

    • 5 Beds
    • 3.5 Baths
    • 3,358 Sq Ft

    480 Oak View Way, Summerville, SC 29483

    Elegant Home with Wooded Privacy and Resort-Style AmenitiesThis beautifully appointed home offers a blend of privacy, luxury features, and access to exceptional community amenities.The main floor welcomes you with a formal dining room and flows into an open kitchen featuring a very large, oversized island, stainless steel appliances, and a gas range. The living room centers around a cozy

    Billy Simons Trident Real Estate, LLC

    480 Oak View Way, Summerville, SC 29483
  • /18

    $590,000

    • 4 Beds
    • 2.5 Baths
    • 2,409 Sq Ft

    1151-1c Orangeburg Rd, Summerville, SC 29483

    Discover the Belmont Plan or design a fully custom home on this beautiful ~1 acre homesite nestled along the wooded, private oasis of Rumphs Hill Creek. Walk the lot today. Directly across from the acclaimed Pinewood Preparatory and near DD2's Dubose Middle and Reeves Elementary Schools, this is the perfect setting for your dream home. With Rooke Custom Homes, your vision can become reality. The

    Noreen Cutshall Realty ONE Group Coastal

    1151-1c Orangeburg Rd, Summerville, SC 29483
  • /79

    $565,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,782 Sq Ft

    396 Decatur Dr, Summerville, SC 29483

    Welcome Home! To This One Of A Kind Beautiful Tri Level Custom Built Home In The Magnificent Cane Bay Area located On Pond SiteThis Home Boasts of 4 Bedrooms 3 Baths Master Down Play Room On second Floor Other Bedrooms on 3rd Floor Ceiling Fans with Remote Control Blinds Thru-Out White Oak Tread On Stairs Washer Dryer Rinnai Tankless Water Heater LG Kitchen Appliances Gas Stove Quartz Counter

    Joyce Whaley Carolina One Real Estate

    396 Decatur Dr, Summerville, SC 29483
  • /57

    $599,000

    • 3 Beds
    • 2.5 Baths
    • 2,790 Sq Ft

    104 Weston Hall Dr, Summerville, SC 29483

    Beautifully maintained three-story home in The Ponds, ideally situated with conserved green space and the historic farmhouse (available for events) and Coffee Cottage at the front, and Bryant Park directly behind. This home offers four bedrooms, two and a half bathrooms, and a detached two-car garage connected by a breezeway. Flexible spaces, including a formal room on the first floor plus loft

    Taylor Charpia The Boulevard Company

    104 Weston Hall Dr, Summerville, SC 29483
  • /29

    $333,500

    • 3 Beds
    • 2 Baths
    • 1,436 Sq Ft

    236 Highwoods Plantation Ave, Summerville, SC 29485

    Start the New Year in a home that simply feels right. This move-in-ready 3-bedroom, 2-bath home offers comfort, value, and thoughtful upgrades throughout. Enjoy a separate dining room, a cozy living space anchored by a brick fireplace, and a blend of hardwood floors and ceramic tile that adds warmth and durability. Premium fixtures, ceiling fans, and paid-off solar panels help keep monthly

    Dwayne Crankfield AgentOwned Realty

    236 Highwoods Plantation Ave, Summerville, SC 29485
  • /90

    $1,037,000

    • 4 Beds
    • 3 Baths
    • 3,685 Sq Ft

    1014 S Main St, Summerville, SC 29483

    MOTIVATED SELLER! INCOME PRODUCING PROPERTY in the Heart of Downtown Summerville.Welcome to 1014 South Main Street, a rare opportunity to own a beautifully updated historic home with a fully furnished income-producing cottage in the highly sought-after Summerville Historic District. Just steps away from downtown shops, dining, parks, and events, this property offers exceptional walkability with

    Agent Photo

    Allison Curti

    Better Homes And Gardens Real Estate Palmetto

    (843) 983-2183

    1014 S Main St, Summerville, SC 29483
  • /68

    $599,000

    • 4 Beds
    • 2.5 Baths
    • 2,294 Sq Ft

    114 Reynolds Rd, Summerville, SC 29483

    Welcome to a home that perfectly combines comfort, charm, and modern updates. This 4-bedroom, 2.5-bath property sits on a spacious half-acre corner lot, offering both room to breathe and plenty of curb appeal. Inside, you'll find generous living space and thoughtful improvements throughout. In 2023, a guest room and sunroom were added, providing flexible areas for hosting, relaxing, or enjoying

    Tabatha Blanton NextHome The Agency Group

    114 Reynolds Rd, Summerville, SC 29483
  • /22

    $299,000

    • 3 Beds
    • 2 Baths
    • 1,436 Sq Ft

    100 Tanager St, Summerville, SC 29483

    This 3 bedroom, 2 bathroom ranch is situated on a large corner lot with no HOA! The home features an open floorplan with spacious living areas that flow into a beautifully remodeled kitchen. Vaulted ceilings offer natural light, creating a bright and inviting atmosphere throughout. The large yard provides ample space for outdoor activities, gardening, or future improvements, making this home a

    Agent Photo

    Corinne Kane

    Tabby Realty LLC

    (843) 428-6201

    100 Tanager St, Summerville, SC 29483
  • /63

    $699,000

    • 5 Beds
    • 2.5 Baths
    • 3,486 Sq Ft

    408 Country Club Blvd, Summerville, SC 29483

    Discover the chance to make this executive home your own, perfectly positioned with sweeping views of holes 10, 16, 17, and 18 of the golf course at Summerville Country Club. Offering 5 bedrooms, 2.5 bathrooms, and nearly 3,500 square feet on a .45-acre lot, this property combines spacious living with exceptional potential for your personal upgrades and finishing touches. A brand new roof adds

    Taylor Charpia The Boulevard Company

    408 Country Club Blvd, Summerville, SC 29483
  • /3

    $1,500,000

    • Land
    • 2.9 Acres
    • $517,241 per Acre

    10839 Dorchester Rd, Summerville, SC 29485

    PRIME LOCATION! 2.90 Acres Commercial Land with 455 feet of frontage on Dorchester Rd. Zoned N_B, lots of potential in this growing area, with approval. There is a home on the property as well. Zoned Neighborhood Business, see attached document for NB zoning uses.

    Jane Knight NextHome The Agency Group

    10839 Dorchester Rd, Summerville, SC 29485
  • /33

    $299,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,576 Sq Ft

    1095 Crescent Cove Ln, Summerville, SC 29483

    Welcome to Crescent Cove by Ryan Homes, new 1-car garage townhomes in a quiet, tree-lined community, minutes to downtown Summerville. Explore this end unit Odessa with 3 bedrooms, 2.5 bathrooms, and over 1,500 sq. ft. of living space. Enjoy the privacy of having only one shared wall and extra natural light throughout the home. The main level features luxury vinyl plank flooring in the family room

    Ryan Homes Builder
    1095 Crescent Cove Ln, Summerville, SC 29483
  • /44

    $729,990

    • 4 Beds
    • 2.5 Baths
    • 2,584 Sq Ft

    105 Fig Ivy Ln, Summerville, SC 29486

    Over 3,050 sq ft of elevated indoor living space awaits in a coveted community!Fantastic floor plan and timeless finishes all combine in this beautifully designed home in Brighton Park at Nexton. This spacious property offers abundant natural light, soaring ceilings, and thoughtfully curated upgrades throughout, all in one of the Lowcountry's most desirable neighborhoods.As you step inside,

    Michael Millikin Realty One Group Coastal

    105 Fig Ivy Ln, Summerville, SC 29486
  • /18

    $919,900

    • 4 Beds
    • 3.5 Baths
    • 3,025 Sq Ft

    149 Ponderosa Rd, Summerville, SC 29483

    Brand New Proposed Construction! OVER 2.5 ACRES! List price includes the land and home build combined! Build your dream home in this No HOA community in the heart of Summerville, SC. Enjoy one-story living at its finest with this stunning 4 bedroom ranch style home. Enter from the large front porch into the elegant foyer, and just past your private home office, you encounter the great room with

    Peter Kouten Carolina One Real Estate

    149 Ponderosa Rd, Summerville, SC 29483
  • /44

    $469,900

    • 5 Beds
    • 4 Baths
    • 3,038 Sq Ft

    120 Loon Dr, Summerville, SC 29483

    Beautiful 5 bedroom, 4 full bath home in one of the most highly sought after communities in Summerville, SC. The Ponds. As you enter you are welcomed by a Formal Dining area or a perfect place for an Office. The spacious Kitchen with Island and Breakfast area flows into the Family Room. There is a downstairs bedroom with full shared bath. Upstairs is the Master Suite with oversized bath to

    Cynthia Williams

    120 Loon Dr, Summerville, SC 29483
  • /32

    $372,500

    • 4 Beds
    • 2.5 Baths
    • 2,272 Sq Ft

    413 Cotton Hope Ln, Summerville, SC 29483

    Step inside this beautifully renovated 4 bedroom, 2.5 bath home in the heart of Summerville! Featuring brand new LVP flooring, carpet, and fresh paint, this home offers modern style and comfort throughout. The kitchen boasts new cabinets with granite countertops, while updated fans and fixtures add the finishing touch. Major updates include a 2019 roof, 2021 HVAC, and fully paid-off solar panels

    Chris Prophater Realty ONE Group Coastal

    413 Cotton Hope Ln, Summerville, SC 29483
  • /5

    $205,000

    • Land
    • 1.88 Acres
    • $109,043 per Acre

    183 Pidgeon Bay Rd, Summerville, SC 29483

    Discover the perfect opportunity to build your dream home on this 1.88-acre lot in the highly sought-after Dorchester Two School District! Nestled among mature trees, this spacious property offers both privacy and convenience. A home previously occupied the lot, and while the existing septic system has not been in operation for 10+ years, water and sewer may be available at the street with a tap

    Ayeshia Smith AgentOwned Realty Co. Premier Group, Inc.

    183 Pidgeon Bay Rd, Summerville, SC 29483
  • /37

    $394,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,774 Sq Ft

    1071 Forrest Creek Dr, Summerville, SC 29483

    Discover the perfect blend of comfort and convenience in Pineview North, Summerville's newest tranquil, wooded community, located off of Hwy. 78, just minutes from I-26, and nestled in the heart of the Lowcountry. Pineview North is serviced by one of the top school districts in the area. That in addition to being minutes from shopping, dining, and entertainment of downtown Summerville makes this

    Ladana Johnson D R Horton Inc

    1071 Forrest Creek Dr, Summerville, SC 29483
  • /52

    $339,000

    • 3 Beds
    • 2 Baths
    • 1,511 Sq Ft

    111 Foxglove Ave, Summerville, SC 29483

    Welcome to White Gables - A Charming Home in a Prime Location!Ideally situated just 5 minutes from Downtown Summerville and I-26, this delightful home is located in the sought-after White Gables community and zoned for the highly rated Dorchester District 2 (DD2) Schools.This well-maintained residence offers wonderful curb appeal with a fresh exterior paint and a new HVAC system (2022). The

    Leslie Beckham Carolina One Real Estate

    111 Foxglove Ave, Summerville, SC 29483
  • /45

    $449,000

    • 5 Beds
    • 3.5 Baths
    • 2,923 Sq Ft

    225 Berwick Dr, Summerville, SC 29483

    Welcome to Wentworth Hall in Summerville, a charming community with a pool, playground, pavilion, and ponds. This spacious 5BR/3.5BA home features an office with French doors, hardwood floors, 9+ ft ceilings, and a wood-burning fireplace. The island kitchen with eat-in area is perfect for gatherings, while the main-level guest suite offers privacy and convenience. Upstairs you'll find 4 bedrooms

    Zach Hurst Brand Name Real Estate

    225 Berwick Dr, Summerville, SC 29483
  • /45

    $454,000 New Construction

    • 4 Beds
    • 3.5 Baths
    • 2,468 Sq Ft

    308 Brown Cow Way, Summerville, SC 29483

    MOVE IN READY!!! Luxurious first floor primary on a private wooded homesite. Our Joliet B floorplan features 4 bedrooms and 3.5 bathrooms with balcony off the loft. Six Oaks is a gorgeous neighborhood surrounded by Oak trees with resort style amenities. Located in the highly sought after DD2 school district just 4 miles to downtown Summerville. About a mile from Publix as well as numerous

    Ian Schmidt Carolina One Real Estate

    308 Brown Cow Way, Summerville, SC 29483
  • /15

    $300,000

    • Land
    • 2.53 Acres
    • $118,577 per Acre

    Lot 90 Ponderosa Rd, Summerville, SC 29483

    2.53 ACRE lot with potential to subdivide into 2 lots in Summerville, SC! No HOA, X flood zone. DD2 schools. Public utilities at the road. Boundary, tree, and topo survey has already been completed and can be found in the documents. This area of Summerville is booming with development and industry. Come and take a look today!

    Peter Kouten Carolina One Real Estate

    Lot 90 Ponderosa Rd, Summerville, SC 29483
  • /22

    $845,000

    • 3 Beds
    • 2 Baths
    • 2,100 Sq Ft

    1151-1a Orangeburg Rd, Summerville, SC 29483

    Two Acre Single or Multifamily Opportunity Across from Pinewood Prep! Discover a rare opportunity to own a beautiful one of a kind custom designed contemporary ranch on two acres, directly across from the renowned Pinewood Preparatory School and just minutes from Reeves Elementary and Dubose Middle Schools. This property includes two fantastic parcels with no HOA, offering privacy all the way to

    Noreen Cutshall Realty ONE Group Coastal

    1151-1a Orangeburg Rd, Summerville, SC 29483
  • /20

    $1,300,000

    • Land
    • 1.85 Acres
    • $702,703 per Acre

    325 W 5th St N, Summerville, SC 29483

    Seize the opportunity to own 1.85 acres of prime mixed-use property located directly on Highway 78 in Summerville. This exceptional piece of land offers unmatched visibility and accessibility, making it an ideal location for a wide variety of development possibilities. Investors will appreciate that this property is in an opportunity zone, offering potential tax advantages. Whether you envision

    Todd Andrews Matt O'Neill Real Estate

    325 W 5th St N, Summerville, SC 29483
  • /57

    $259,900

    • 3 Beds
    • 2.5 Baths
    • 1,346 Sq Ft

    1304 Elm Hall Cir, Summerville, SC 29483

    Much Sought After End Unit Townhome in Summer Wood. This hard-to-find end unit in the popular Summer Wood neighborhood is full of charm and move-in ready. Well maintained, with recent updates including a brand new roof, leaf filter gutter protection, freshly painted and quartz countertops. Step inside to tall ceilings and tons of natural light. The luxury vinyl plank flooring throughout the main

    Noah Moore Carolina One Real Estate

    1304 Elm Hall Cir, Summerville, SC 29483
  • /13

    $144,000

    • Land
    • 2.08 Acres
    • $69,231 per Acre

    0 Victoria Unit A 25023934, Summerville, SC 29483

    Build your future in the heart of Summerville's fast-growing Knightsville area! This 2-acre wooded lot offers endless potential whether you're dreaming of a custom stick-built home or placing a manufactured home, this property is ready for your vision. Located in the highly desirable DD2 School District, it combines convenience with a peaceful setting.With land in high demand opportunities like

    Alicia Brown Changing Lives Forever Home Solutions

    0 Victoria Unit A 25023934, Summerville, SC 29483
  • /30

    $339,000

    • 3 Beds
    • 2 Baths
    • 1,640 Sq Ft

    104 Rusting Link Rd, Summerville, SC 29483

    This thoughtfully upgraded ranch home in DD2 is situated gracefully on a corner lot with no neighbors on one side and a serene wooded backdrop behind--best enjoyed from your screened-in porch. Professionally landscaped and sodded, the yard is as pristine as it is private, with a full gutter system in place to ensure proper drainage and long-term peace of mind. Step inside to discover durable

    Julie Neira Johnson & Wilson Real Estate Co LLC

    104 Rusting Link Rd, Summerville, SC 29483
  • /47

    $359,900

    • 3 Beds
    • 2 Baths
    • 1,458 Sq Ft

    203 Hydrangea St, Summerville, SC 29483

    Welcome to this beautiful 3 bedroom, 2 bath Charleston-style home in the picturesque White Gables community. The full front porch sets the tone immediately, offering a warm and inviting space to relax and enjoy the charm of Lowcountry living.Inside, the home features an updated kitchen with modern appliances, spacious living areas, and a fenced backyard that's perfect for entertaining, pets, or

    Matthew Evans Realty ONE Group Coastal

    203 Hydrangea St, Summerville, SC 29483
  • /50

    $525,000

    • 5 Beds
    • 3.5 Baths
    • 3,437 Sq Ft

    268 Dunlin Dr, Summerville, SC 29486

    In Nexton's North Creek Village, this stunning 5br, 3.5 ba, stone-front home is located on a premium corner lot with serene pond views and only a few steps from the community center and swimming pool. The main level includes a grand entrance with vaulted ceiling, a living room with new flooring, half bath, large dining room, kitchen with granite countertops, large island, and a butler's pantry.

    Dee Suffel AgentOwned Realty

    268 Dunlin Dr, Summerville, SC 29486
  • /37

    $434,900

    • 3 Beds
    • 2 Baths
    • 2,305 Sq Ft

    687 Battery Edge Dr, Summerville, SC 29486

    This lovely home offers the best of everything! From the open floorplan to the incredible amenities in Del Webb, this is the perfect place to call ''home!''Beautiful kitchen with high-end finishes like 42'' custom cabinets, tile backsplash, stainless steel appliances, granite countertops, rollout shelves, recessed lighting, huge center island w/ seating for 5, tile floors, storage pantry plus a

    Dianne Rodgers Carolina One Real Estate

    687 Battery Edge Dr, Summerville, SC 29486
  • /11

    $475,000

    • 3 Beds
    • 2 Baths
    • 2,639 Sq Ft

    1745 Central Ave, Summerville, SC 29483

    This +/-2,639 SF brick ranch home sits on +/-0.95 AC and has been rezoned to CN - Neighborhood Commercial District in Dorchester County. The property features an open living area, three bedrooms, and two bathrooms, providing a flexible layout easily adapted for a variety of commercial uses. Conveniently located just 0.5 miles from the intersection of Central Avenue and Orangeburg Road, the site

    GiGi Gilden NAI Charleston, LLC

    1745 Central Ave, Summerville, SC 29483
  • /32

    $385,000 Open Sun 11AM - 3PM

    • 5 Beds
    • 3.5 Baths
    • 2,690 Sq Ft

    111 Akeley Ln, Summerville, SC 29483

    Beautiful 2021 Move-in ready home appraised at $400K, located inside Mallard Crossing, feels brand new thanks to recent updates. This 2690 SqFt house has 9ft ceilings and brand-new waterproof plank flooring throughout, that adds both style and durability. The home has been professionally painted, and has brand-new wooden stairs, giving it that ''just built'' feel. It comes with 5 bedrooms, 3.5

    Mateo Villacreses Carolina One Real Estate

    111 Akeley Ln, Summerville, SC 29483
  • /47

    $638,000

    • 5 Beds
    • 4.5 Baths
    • 3,596 Sq Ft

    127 Stagecoach Ln, Summerville, SC 29483

    This charming home is nestled in a peaceful cul-de-sac on a generous .38-acre lot, just half a mile from Pinewood Preparatory School. With five bedrooms, four and a half bathrooms, a bonus room, and a dedicated office, this residence provides an abundance of space for every need. The guest suite on the main floor is fully equipped with a renovated bathroom featuring a walk-in shower, making it

    Agent Photo

    Wyatt Burke

    Three Real Estate LLC

    (854) 204-9859

    127 Stagecoach Ln, Summerville, SC 29483
  • /47

    $365,000

    • 4 Beds
    • 2.5 Baths
    • 2,398 Sq Ft

    132 Hammerbeck Rd, Summerville, SC 29483

    Back on the market with fresh updates and motivated sellers! This home is turn key and features a 2024 roof!Welcome to your dream home nestled on a spacious cul-de-sac lot that overlooks a tranquil pond in the heart of one of Summerville's most charming and quiet neighborhoods. This inviting residence offers the perfect blend of privacy and community, surrounded by mature landscaping, beautiful

    Ashley Smith Willis Seignious and Smith, LLC

    132 Hammerbeck Rd, Summerville, SC 29483
  • /85

    $1,374,000

    • 5 Beds
    • 3.5 Baths
    • 3,557 Sq Ft

    516 Central Ave, Summerville, SC 29483

    Welcome to The Hollies, one of Summerville's oldest homes. This antebellum gem, spanning approximately 3,557 square feet, is situated in the heart of Summerville's Historic District. There's a cottage behind the home totaling 3,000 sq. Ft. of additional living space. Built in 1835, it exudes classic Lowcountry charm, from its inviting curb appeal to its thoughtfully designed floor plan. Appraisal

    Taylor Charpia The Boulevard Company

    516 Central Ave, Summerville, SC 29483
  • /32

    $549,990 New Construction

    • 3 - 4 Beds
    • 3 Baths
    • 2,391 Sq Ft

    Mulberry Plan at The Ponds - Tidewater Collection, Summerville, SC 29483

    This spacious and versatile one-story home offers 3 Bedrooms and 3 Baths, blending comfort, functionality, and style in every detail. The open layout makes it ideal for both relaxed everyday living and hosting gatherings, with thoughtfully designed spaces that flow beautifully from room to room. Each bedroom is generously sized, ensuring everyone has their own private retreat, while the Owner s

    Kolter Homes Builder
    467 Hundred Oaks Pkwy Unit 37315807, Summerville, SC 29483
  • /15

    $426,990 New Construction

    • 3 - 4 Beds
    • 2 Baths
    • 1,778 Sq Ft

    Cypress Plan at The Ponds - Sawgrass Collection, Summerville, SC 29483

    The Cypress welcomes you with warmth and light from the moment you step inside. The charming front Caf , located just off the Kitchen, is filled with natural sunshine, perfect for savoring your morning coffee or gathering with friends. This airy energy flows seamlessly into the heart of the home, where a beautifully appointed Kitchen opens to a spacious Great Room and onto a covered Lanai your

    Kolter Homes Builder
    467 Hundred Oaks Pkwy Unit 37315811, Summerville, SC 29483
  • /27

    $567,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,432 Sq Ft

    Oakside Plan at The Ponds - Tidewater Collection, Summerville, SC 29483

    This thoughtfully designed 3-Bedroom, single-story home with a 2-Car Garage combines comfort, convenience, and the flexibility to fit your lifestyle. The open layout is perfect for everyday living and entertaining, while well-proportioned bedrooms offer private retreats for family and guests. The Owner's Suite provides a relaxing escape with plenty of space and thoughtful design details. To make

    Kolter Homes Builder
    467 Hundred Oaks Pkwy Unit 37315805, Summerville, SC 29483

Showing Results 441 - 480, Page 12 of 16

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