Tennessee Land & Home Lots for Sale

• 

  

  

  /9

  $25,900

  • Land
  • 24,393 Sq Ft
  • $46,250 per Acre

  00 Anderson Hollow Rd, Savannah, TN 38372

  Scenic Vacant Lot in Points of Pickwick – Gated Community Near Pickwick Lake Discover the perfect canvas for your dream home in the prestigious Points of Pickwick subdivision, a gated lakeside community nestled near the serene waters of Pickwick Lake in Hardin County, Tennessee. This wooded lot offers a tranquil setting with gentle hills, providing a picturesque backdrop for a custom-built

  

  Tiffany Jones

  Tiffany Jones Realty Group

  00 Anderson Hollow Rd, Savannah, TN 38372
• 

  

  

  /10

  $160,000

  $15K PRICE DROP

  • Land
  • 1.76 Acres
  • $90,909 per Acre

  77 Baymont Dr Unit 76/77, Lancaster, TN 37095

  -Two Lots Sold Together – 1.76 Acres, very near Center Hill Marina-Discover the perfect spot to build your dream home with Lots #76 & #77 being offered together for a combined 1.76 acres in the beautiful and peaceful Cove Hollow Bay development. Nestled on a peaceful cul-de-sac, these properties provide both privacy and convenience. Both lots are adjacent to the US Corp of Engineers property

  

  Betsy Smith

  Better Homes and Gardens Real Estate Town & Lake

  77 Baymont Dr Unit 76/77, Lancaster, TN 37095
• 

  

  

  /5

  $35,000

  • Land
  • 3.55 Acres
  • $9,859 per Acre

  169 Twin Pines Rd Unit 2, Lobelville, TN 37097

  This lot offers breathtaking views of Middle Tennessee's beautiful rolling hills with easy access to town. City water and electricity at the road. Water tap installed, 3 bedroom preliminary soil site approved. One inch waterline has been run down to the build site. This piece of land is a blank canvas and ready for you to bring your creativity to establish your dream home. New survey completed.

  

  Peter Easling

  Keller Williams Realty Nashville/Franklin

  169 Twin Pines Rd Unit 2, Lobelville, TN 37097
• 

  

  

  /42

  $169,900

  $9K PRICE DROP

  • Land
  • 25,700 Sq Ft
  • $287,966 per Acre

  235 Hardin Bottom River Rd Unit 163, Clifton, TN 38425

  Breathtaking views await from this beautiful, developed lot in Paradise Landing. This lot features a big 40X50 pavilion with an extra 14x50 covered front patio. Great for entertaining by a cozy fire. This lot has everything you could ask for. City water and septic. High speed internet. Complete with hookups for three Rvs of any size. Cover is tall enough to accommodate any Class A's or 5th

  

  Christopher Morris

  Lake Homes Realty, LLC

  235 Hardin Bottom River Rd Unit 163, Clifton, TN 38425
• 

  

  

  /4

  $45,000

  $7K PRICE DROP

  • Land
  • 18,295 Sq Ft
  • $107,143 per Acre

  Lot 1272 Raymond Hollow Rd, Sevierville, TN 37876

  Discover the perfect Smoky Mountain getaway location with this beautiful 0.42 acre lot in the sought-after Sky Harbor Property Owners Association, ideally situated between Pigeon Forge and Gatlinburg. This gently sloping, wooded lot offers the peaceful seclusion of the mountains while keeping you close to all the attractions, dining, and entertainment the Smokies have to offer. The property is

  

  Alex Hall

  eXp Realty, LLC 7720

  Lot 1272 Raymond Hollow Rd, Sevierville, TN 37876
• 

  

  /12

  $71,000

  • Land
  • 30,056 Sq Ft
  • $102,899 per Acre

  Lot 71 Vista Ridge Dr, White Pine, TN 37890

  Improvements Galore! City water, city sewer, city trash, buried power, gas ready, high speed and fiber internet choices AND beautiful mountain views...the brand new Pine Meadows neighborhood has it all! Design & build your dream house on this lovely lot! With just 3 miles from the interstate, 40 miles from downtown Knoxville, 48 miles from the Great Smoky Mountains National Park, and less than 10

  

  Lea Bradley

  Realty Executives Associates

  Lot 71 Vista Ridge Dr, White Pine, TN 37890
• 

  

  /4

  $275,000

  • Land
  • 25,264 Sq Ft
  • $474,138 per Acre

  105 Andrews St, Columbia, TN 38401

  ZONED C4, supplying a multitude of opportunities! Single family,townhomes,duplex,retail,office space and jsut 3 blocks off the square. Not many lots will offer you as much as this one, in HOT Columbia . Nice level lot

  

  Phyllis Liggett

  Crye-Leike, Inc., REALTORS

  105 Andrews St, Columbia, TN 38401
• 

  

  /10

  $89,900

  • Land
  • 1.12 Acres
  • $80,268 per Acre

  175 Drake Loop, Savannah, TN 38372

  1.12+/- Acres with Workshop – Just Minutes from Pickwick Lake! Located just outside of Savannah, TN, this beautiful 1.12+/- acre tract offers the perfect setting for your future home or weekend getaway. The property features a 28x38 workshop—ideal for hobbies, storage, or your next project! Enjoy the peaceful countryside while being only a short drive from the fun and relaxation of Pickwick Lake.

  

  Tiffany Jones

  Tiffany Jones Realty Group

  175 Drake Loop, Savannah, TN 38372
• 

  

  /11

  $59,900

  • Land
  • 1.21 Acres
  • $49,504 per Acre

  Lot 123 Long Rifle Rd, Sevierville, TN 37862

  LARGE, EASILY BUILDABLE CORNER LOT w/FRONTAGE ON TWO ROADS in DESIRABLE HOMESTEAD in WEARS VALLEY! Premium Sevier County Location with Park Like Setting! Perfect for Short Term Rental Investment, Peaceful Permanent Residence or Second Home. Come live where natures bounty is all around and activities, restaurants, shopping are just a short drive away. Near the newer section of the Scenic Foothills

  

  Leann Howard

  Key Mountain Realty LLC

  Lot 123 Long Rifle Rd, Sevierville, TN 37862
• 

  

  /26

  $65,000

  $5K PRICE DROP

  • Land
  • 2.5 Acres
  • $26,000 per Acre

  2725 Agnew Rd, Pulaski, TN 38478

  Yes-for You! You asked and we delivered-the price has been reduced. So YOU need to call today! Be your own boss. This Cross-Tie Sawmill includes 2.5 acres; 3 phase electric power; semi-automatic sawmill; circular saws, miner edger; automatic carriage; carriage track; log deck; log turner; sawer booth; 2 saw blades; conveyor; furnace; all electrical; Hydraulic Carriage Feed. All equipment in

  

  Edna Luna

  Foxfire Farm & Home Realty

  2725 Agnew Rd, Pulaski, TN 38478
• 

  

  /9

  $109,999

  $40K PRICE DROP

  • Land
  • 14,810 Sq Ft
  • $323,526 per Acre

  Lot G Proffitt Rd, Gatlinburg, TN 37738

  Great opportunity to own a .34-acre lot in the highly sought-after Glades area of Gatlinburg, TN--right in the heart of one of the Smokies' most popular tourism spots. Zoned R-2 with no restrictions, this property gives you tons of flexibility for income-producing options like short-term rentals, duplexes, townhomes, a bed & breakfast, single family homes and more!City water and sewer are

  

  Katerine Turley

  Tennessee Elite Realty

  Lot G Proffitt Rd, Gatlinburg, TN 37738
• 

  

  /14

  $200,000

  $30K PRICE DROP

  • Land
  • 16.44 Acres
  • $12,165 per Acre

  14728 Dayton Pike, Sale Creek, TN 37373

  Over 20 acres of wooded Tennessee beauty! This property is filled with hardwoods, gentle terrain, and endless opportunity. Whether you're dreaming of a custom home, building a farm or wanting an investment with future potential, this land offers space and versatility. With utilities available at the road and easy access nearby, this property is ready for your vision.Unrestricted and zoned

  

  Janet Goins

  simpliHOM

  

  14728 Dayton Pike, Sale Creek, TN 37373
• 

  

  /12

  $199,900

  • Land
  • 18,730 Sq Ft
  • $464,884 per Acre

  0 River Watch Way Unit 184, Winchester, TN 37398

  Lot 184...ALMOST HALF AN ACRE! Embrace all that Twin Creeks Village has to offer when you build your dream home on this perfect space! Enjoy the convenience of easy access to the marina and immerse yourself in the array of amenities Twin Creeks has to offer. Featuring a clubhouse, multiple pools(3), full-service marina with dock and boat slip rental, restaurant with waterfront dining. a pavilion

  

  Ashley Lynch

  Lynch Rigsby Realty & Auction, LLC

  0 River Watch Way Unit 184, Winchester, TN 37398
• 

  

  /29

  $184,900

  $10K PRICE DROP

  • Land
  • 12.21 Acres
  • $15,143 per Acre

  0 Edd Ramsey Rd Unit 4, McMinnville, TN 37110

  Unrestricted land offering endless possibilities with a approved 5 bedroom septic site already in place. This beautiful property features a year-round stream, two large open areas ideal for building or pasture, and a nice four wheeler trail winding through the woods for recreation and exploring. Located on a quiet road with utilities available, this property is ready for your dream estate, mini

  

  Clark Adcock

  The Realty Firm - Smithville

  0 Edd Ramsey Rd Unit 4, McMinnville, TN 37110
• 

  

  /11

  $10,000

  • Land
  • 16,117 Sq Ft
  • $27,027 per Acre

  Lot 26 Aintree, Sevierville, TN 37876

  Nice building lot in Eng Mountain Good Mtn Views .Has water ,sewer, electric,and cable available.There is a $100.00 transfer fee for Tghe HOA

  

  Merita Gregory

  Mountain Home Realty

  Lot 26 Aintree, Sevierville, TN 37876
• 

  /2

  $105,000

  • Land
  • 5.11 Acres
  • $20,548 per Acre

  0 White Flats Rd Unit 1541383, Evensville, TN 37332

  Discover 5.11 acres of versatile, unrestricted land on paved, county-maintained White Flats Road in Evensville. The property offers approximately 294 feet of direct road frontage, a level potential building area, gently rolling terrain, and a beautiful mix of open and wooded acreage. A permitted two-bedroom conventional septic system is already installed, saving valuable time and expense when

  

  Mitzi Matlock

  Benchmark Realty LLC

  

  0 White Flats Rd Unit 1541383, Evensville, TN 37332
• 

  

  /3

  $265,000

  • Land
  • 35 Acres
  • $7,571 per Acre

  0 Brush Creek Rd Unit 17, Hohenwald, TN 38462

  COMING SOON: Ever dreamed of owning enough land that your nearest neighbor is a deer? Well... here's your chance. BE A LEGEND - BUY LAND - HOMESTEAD!!! Welcome to 35 incredible acres in Lewis County, where the possibilities are almost as endless as the views. Build your dream home, create the ultimate hunting retreat, start a mini farm, ride ATVs until the sun goes down, or just enjoy having

  

  Mike Cimorelli

  simpliHOM

  0 Brush Creek Rd Unit 17, Hohenwald, TN 38462
• 

  

  /3

  $155,000

  • Land
  • 17,859 Sq Ft
  • $378,049 per Acre

  180 17th Dr, Loudon, TN 37774

  Come and enjoy the golf and Lake Lifestyle in the gated private community of Tennessee National. This gate community offers a Greg Norman Signature golf course, Private Marina, Salt water poolm Golf club house, driving range, Check out all the amenities at www.tennesseenational.com. All information deemed accurate to be confirmed by Buyer

  

  Bob Patterson

  Gables & Gates, REALTORS

  180 17th Dr, Loudon, TN 37774
• 

  

  /12

  $249,900

  $16K PRICE DROP

  • Land
  • 21.3 Acres
  • $11,732 per Acre

  0 Hamilton Rd Tr # 1 Unit 136930, Springville, TN 38256

  PUBLIC WATER AVAILABLE AT THE ROAD. If you're looking for privacy, room to roam, or the perfect place to build, this 21.3-acre property on Hamilton Rd. is worth a look! Currently used as hunting land, this tract offers several great building site options for your dream home, barndominium, or weekend getaway. Approximately 1 acre is already cleared, giving you a head start for a homesite, food

  

  Alexandria Stout

  Prosper Realty Group

  0 Hamilton Rd Tr # 1 Unit 136930, Springville, TN 38256
• 

  

  /3

  $44,900

  • Land
  • 1.07 Acres
  • $41,963 per Acre

  43 Eli Ln, Baxter, TN 38544

  Owner financing available. Own property in one of Center Hills newest developments, Three Pointes South. Large interior lot with a flat area to build your dream home. Cookeville Boat Dock & Marina only a short drive to fish, kayak or boat.

  

  Gina Butler

  Better Homes and Gardens Real Estate Town & Lake

  43 Eli Ln, Baxter, TN 38544
• 

  

  /19

  $79,900

  $5K PRICE DROP

  • Land
  • 10,018 Sq Ft
  • $347,391 per Acre

  Lot 28 Waterfront Knoll, Sharps Chapel, TN 37866

  Discover the perfect place to build your dream home on this excellent building lot with electric, public water and sewer available. With minimal restrictions and no HOA, you'll enjoy the freedom to cremate a primary residence, vacation getaway, or investment property that fits your vision. Conveniently located near beautiful Norris lake, you'll have easy access to boating, fishing, hiking and all

  

  Lauren Castle

  Castle & Associates Real Estate

  Lot 28 Waterfront Knoll, Sharps Chapel, TN 37866
• 

  

  /4

  $69,900

  • Land
  • 24,742 Sq Ft
  • $123,063 per Acre

  0 Mansford Rd Unit 2, Winchester, TN 37398

  Construction will start once we have an agreement for land purchase. Builder offering financing!! Build your dream home right here on this beautiful lot. Buyers have the opportunity to choose finishes and adjust the floor plan to fit their lifestyle. Standard features include luxury vinyl plank flooring throughout, beautiful granite countertops, soft-close cabinetry, a durable hardboard exterior

  

  Bo Davis

  Keller Williams Realty - Murfreesboro

  0 Mansford Rd Unit 2, Winchester, TN 37398
• 

  

  /8

  $90,000

  • Land
  • 1.13 Acres
  • $79,646 per Acre

  Lot 10 John Boy Trail, Sevierville, TN 37862

  Discover your private escape. This secluded, semi-level lot sits elevated above neighboring homes, offering natural privacy and views. A driveway is already cut in at the top of John Boy Trail, making it ready for you to build. You're only a short drive from Wears Valley, Pigeon Forge, and the Great Smoky Mountains--with all they offer, including beloved attractions like Dollywood, plus dining,

  

  Jerry Sandifer

  Exit Tennessee Realty Pros,LLC

  Lot 10 John Boy Trail, Sevierville, TN 37862
• 

  

  /14

  $175,000

  • Land
  • 20,908 Sq Ft
  • $364,583 per Acre

  216 Hutchins Camp Trace Unit 135, Clarksville, TN 37043

  A rare opportunity to own one of the few build-ready residential lots available in the highly sought-after Stones Manor community. Situated on nearly ½ acre, this premium homesite offers the perfect blend of luxury, convenience, and lifestyle.Just steps from the stunning community clubhouse and resort-style pool, you'll enjoy all the benefits of upscale living without the maintenance. HOA

  

  Jennifer Alston

  Futurearth Real Estate

  216 Hutchins Camp Trace Unit 135, Clarksville, TN 37043
• 

  

  /4

  $850,000

  • Land
  • 6.78 Acres
  • $125,369 per Acre

  0 Hacks Cross Rd, Memphis, TN 38125

  Prime 6.78-acre development opportunity in a highly visible location on Hacks Cross Road! With the entire frontage facing Hacks Cross, this property offers outstanding potential for commercial development, investment, or future mixed-use opportunities (subject to zoning). Conveniently located just past the Shell gas station and directly in front of Hacks Crossing neighborhood, the site benefits

  

  Kyle Couvion

  Reid, REALTORS

  0 Hacks Cross Rd, Memphis, TN 38125
• 

  

  /14

  $135,000

  $15K PRICE DROP

  • Land
  • 1.52 Acres
  • $88,816 per Acre

  0 Dogwood Ln Unit 10, Huntingdon, TN 38344

  Lake Halford! Huntingdon, TN Dogwood Estates! Lot 10, 1.52 acres. All public utilities, underground electric, water, city sewer, natural gas and Spectrum fiber optic. No HOA fees! Road and utilities to be installed fall of 2026. This lot is a waterfront lot. Taxes to be determined.

  

  Jesse Bradley

  Tennessee Valley Realty and Investment Group, PLLC

  0 Dogwood Ln Unit 10, Huntingdon, TN 38344
• 

  

  /9

  $19,900

  • Land
  • 37,897 Sq Ft
  • $22,874 per Acre

  760 Dubose Dr Unit 57, Jamestown, TN 38556

  Great building lot in good location. Land has address already with mailbox. Buyer to verify all information in order to make an informed purchase.

  

  Lisa Garrett

  Mitchell Real Estate & Auction LLC

  760 Dubose Dr Unit 57, Jamestown, TN 38556
• 

  

  /13

  $159,000

  $30K PRICE INCREASE

  • Land
  • 38,724 Sq Ft
  • $178,853 per Acre

  0 Aedc Rd Unit 2, Winchester, TN 37398

  Prime Commercial Opportunity – High-Traffic Location. Don’t miss this exceptional opportunity to own vacant commercial land in a highly visible, high-traffic area. Positioned for maximum exposure, this property offers endless potential for a wide range of business ventures. With continued growth in the surrounding area, this is your chance to secure a strategic location. Tracts 3 and 4 available

  

  Ashley Lynch

  Lynch Rigsby Realty & Auction, LLC

  0 Aedc Rd Unit 2, Winchester, TN 37398
• 

  

  /10

  $59,900

  $5K PRICE DROP

  • Land
  • 1.27 Acres
  • $47,165 per Acre

  0 Union Hill Rd Unit 1, Ardmore, TN 38449

  Nice 1.27-acre undeveloped tract in Giles County offering a great opportunity to build. Mostly level with plenty of usable space, this property provides a blank canvas for a homesite or recreational use. Peaceful setting with no improvements currently on the property. Bring your plans and make it your own. Minutes from Interstate 65 and only 30 minutes from Huntsville and Madison.

  

  Todd Hicks

  Freedom Realty

  0 Union Hill Rd Unit 1, Ardmore, TN 38449
• 

  /2

  $89,900

  • Land
  • 9,583 Sq Ft
  • $408,636 per Acre

  75 Rolling Meadows Ave Unit 3, Hartsville, TN 37074

  Great building lot in Rolling Meadows- Owner will build to suit- Minimum 1400 sq ft homes- $100 annual HOA for sidewalk and mailbox maintenance- sewer and water taps included in price- several lots available

  

  Gene Carman III

  Gene Carman Real Estate & Auctions

  75 Rolling Meadows Ave Unit 3, Hartsville, TN 37074
• 

  

  /5

  $10,000

  $35K PRICE DROP

  • Land
  • 6,969 Sq Ft
  • $62,500 per Acre

  0.16 Acres S Lindsey St, Tallassee, TN 37878

  Top of the World! Build your getaway home or rental cabin on this cute Lot. Only 22 minutes from downtown Maryville and 18 minutes from the Abrams Creek entrance to the Great Smoky Mountains National Park, you feel out in the country even though you're just a short drive from all the conveniences of popular Maryville, Low county only taxes. Buyer to verify all information and do due diligence

  

  Charmaine Lingard

  ReMax First

  0.16 Acres S Lindsey St, Tallassee, TN 37878
• 

  

  /8

  $120,000

  $30K PRICE DROP

  • Land
  • 5.07 Acres
  • $23,669 per Acre

  2 Riverbend Dr Unit 2, Dayton, TN 37321

  Excellent building lot in Riverbend Estates. This 5 acre property is cleared and was approved for a 4 bedroom septic system. The driveway is already in place too. The property is level to rolling with a fantastic mountain view. Lake access is just minutes away from this great parcel located in the Frazier/New Union area of Dayton. This is the place to build your dreams. Schedule your showing

  

  Michael Bishop

  Bishop Realty LLC

  2 Riverbend Dr Unit 2, Dayton, TN 37321
• 

  /2

  $63,900

  • Land
  • 2.71 Acres
  • $23,579 per Acre

  0 Bluff View Cir, Crossville, TN 38571

  Catoosa Ridge offers a beautiful, peaceful development for buyers to build their dream homes. Lot 70 is a 2.71-acre lot priced at $63,900. The development offers great views, all underground utilities including natural gas and fiber optic internet, lot 70 is ready for your builder to get started. Take a look at these gorgeous lots today. All lots in Phase 2 have been soil tested for three (3)

  

  Julie Thompson

  Highlands Elite Real Estate

  0 Bluff View Cir, Crossville, TN 38571
• 

  

  /23

  $259,900

  • Land
  • 39.49 Acres
  • $6,581 per Acre

  00 Highway 128 Faith Ln, Savannah, TN 38372

  Discover 39.49 ± acres on Highway 128/Faith Lane, conveniently located approximately 10 miles north of Savannah! This beautiful tract offers plenty of possibilities, whether you’re looking for the perfect place to build your dream home, create a private country retreat, or subdivide for multiple homesites. The property features a pond and plenty of room to enjoy the peace and privacy of country

  

  Tiffany Jones

  Tiffany Jones Realty Group

  00 Highway 128 Faith Ln, Savannah, TN 38372
• 

  

  /40

  $800,000

  $50K PRICE DROP

  • Land
  • 100 Acres
  • $8,000 per Acre

  100 Acres Sutton Hollow Rd, Sneedville, TN 37869

  100 Acres of East Tennessee Possibility in Hancock County What if your next property could give you room to farm, hunt, build, and breathe all in one place? In a market where usable land is becoming harder to find, this Sneedville, Tennessee, property offers the kind of freedom and flexibility buyers are seeking. From open pasture to wooded privacy, this East Tennessee tract is built for country

  

  Joey Haun

  Clinch Mountain Realty & Auction Co.

  100 Acres Sutton Hollow Rd, Sneedville, TN 37869
• 

  

  /3

  $44,900

  • Land
  • 1.03 Acres
  • $43,466 per Acre

  35 Eli Ln, Baxter, TN 38544

  This is the perfect time to own property in one of Center Hills newest developments, Three Pointes South. Large interior lot with a flat area to build your dream home. Cookeville Boat Dock & Marina only a short drive to fish, kayak or boat.

  

  Gina Butler

  Better Homes and Gardens Real Estate Town & Lake

  35 Eli Ln, Baxter, TN 38544
• 

  /2

  $14,000

  • Land
  • 20,298 Sq Ft
  • $30,043 per Acre

  0 Eagle View Ct Unit 152, Dover, TN 37058

  Nice building lot in Eagles Rest Subdivision. Short walk to the lake, very secluded, great spot for a weekend getaway. Just minutes to Kentucky Lake, marina, and amenities. Restrictions apply. HOA fee approximately $175 annually. Electricity and fiber-optic available.

  

  Brent Hyams

  Keller Williams Realty

  0 Eagle View Ct Unit 152, Dover, TN 37058
• 

  

  /19

  $799,000

  • Land
  • 1.56 Acres
  • $512,179 per Acre

  101 Warren St, Madisonville, TN 37354

  The most visible retail or professional location in Madisonville, Monroe County and East Tennessee. Two Minutes to Walmart. THIS LOCATION produces buyers who will know exactly where you are and come in to buy. Very seldom can you get a prime site for your medical , retail, restaurant, adventure or kid zone business. All utilities to the site.

  

  David Fankhauser

  Skyway Realty Land & Homes

  101 Warren St, Madisonville, TN 37354
• 

  

  /12

  $39,900

  • Land
  • 1.45 Acres
  • $27,517 per Acre

  0 Maury Ln, Smithville, TN 37166

  Build your dream home on this nice 1.45-acre lot with over 200 feet of road frontage and a gentle slope from the road. Just minutes from marinas and beautiful Center Hill Lake. Enjoy all that living near the lake should be: Serenity, seclusion, and breathtaking scenery! Nestled in upscale Hurricane Pointe development. Water, sewer, and electricity are all available.

  

  Jeff Jolly

  Crye-Leike, Inc., REALTORS

  0 Maury Ln, Smithville, TN 37166
• 

  /2

  $50,000

  $10K PRICE DROP

  • Land
  • 5.25 Acres
  • $9,524 per Acre

  0 Cottonport Ridge Rd Unit RTC3214788, Decatur, TN 37322

  545 feet Road Frontage, 5.25 acres mostly wooded, rolling land. The owner has not done a perk test. Current survey provided. Electricity available. No Water or Sewer available. See attached survey and deed for restrictions.

  

  Roger Kennard

  Sonlight Realty

  0 Cottonport Ridge Rd Unit RTC3214788, Decatur, TN 37322

Showing Results 81 - 120, Page 3 of 18