16

Waterford Homes for Sale

Section Image Section Image Section Image
  • /15

    $779,999

    • 3 Beds
    • 2 Baths
    • 3,361 Sq Ft

    12356 Rose Way, Waterford, CA 95386

    Agent Photo

    Ezequiel Carlos

    Realty Executives of Northern California

    (877) 939-3235

    12356 Rose Way, Waterford, CA 95386
  • /18

    $565,000 Open House 10/05

    • 5 Beds
    • 3.5 Baths
    • 3,363 Sq Ft

    201 Coastal Ln, Waterford, CA 95386

    Welcome to your dream home! This exquisite 5-bedroom, 3-bathroom property is designed for both comfort and luxury. With a perfect balance of space, functionality, and relaxation, this home offers an unparalleled living experience for families or anyone who loves to entertain. Key Features: Two Primary Suites: One located on the main floor for easy access, and the other upstairs for privacy and

    Diane Perez Berkshire Hathaway HomeServices Drysdale Properties - Merced

    201 Coastal Ln, Waterford, CA 95386
  • /2

    $399,900

    • 3 Beds
    • 2 Baths
    • 1,246 Sq Ft

    410 Pamona St, Waterford, CA 95386

    Welcome to 410 Pamona Street, a delightful 3-bedroom, 2-bath home offering comfort, convenience, and a spacious layout ideal for both relaxing and entertaining. Nestled on a corner lot, this property features a NEW roof and AC unit about 3 years old, a well-appointed kitchen with a gas range and oven, tile countertops, and durable Pergo flooring throughout. The two-car garage includes doors on

    Tracey Aue Better Homes and Gardens Real Estate Everything Real Estate

    410 Pamona St, Waterford, CA 95386
  • /28

    $435,000 Open Thu 3PM - 5PM

    • 3 Beds
    • 2 Baths
    • 1,248 Sq Ft

    13312 Bentley St, Waterford, CA 95386

    Bright and inviting! Nearly every surface of this home has been beautifully updated. The cheerful kitchen opens to a lovely living area anchored by a cozy fireplace just in time for the cooler months ahead. Step outside to the newly landscaped backyard, a charming spot perfect for your morning coffee or unwinding after a long day. The primary suite offers a serene escape, complete with a walk-in

    Meredith Brandsma PMZ Real Estate

    13312 Bentley St, Waterford, CA 95386
  • /45

    $595,000

    • 5 Beds
    • 3 Baths
    • 2,664 Sq Ft

    106 Marina Ln, Waterford, CA 95386

    Welcome to Your Dream Home in the Highly Desired River Pointe Gated Community! This stunning 5-bedroom, 3-bath home with a fully built-out office offers 2,664 sq ft of beautifully designed living space. Located in the exclusive River Pointe community, this property combines comfort, elegance, and functionality in one perfect package. Step into the heart of the home: a custom chef's kitchen

    Stacy Parker Fiorini Real Estate Services

    106 Marina Ln, Waterford, CA 95386
  • /37

    $499,000

    • 4 Beds
    • 2 Baths
    • 1,515 Sq Ft

    12084 Royal Ct, Waterford, CA 95386

    Smart home living at its finest! Reduced electric bills! Better than new beautiful single story home with 4 spacious bedrooms, large open great room with nicely designed and finished kitchen over looking large backyard and patio! Wait until you see the MAN CAVE/garage, finished floor, entertainment center and could include the extra large TV! Master bedroom is located at the back of the house

    Karen Serpa PMZ Real Estate

    12084 Royal Ct, Waterford, CA 95386
  • /42

    $650,000

    • 7 Beds
    • 3 Baths
    • 3,149 Sq Ft

    13112 Rivercrest Dr, Waterford, CA 95386

    Experience riverfront living at it's finest with this stunning 3,149 sq ft home located in a gated community and backing directly onto the Tuolumne River, offering 7 bedrooms (or 6 plus an office), a spacious 3-car garage, and both a family room and a living roomperfect for comfortable everyday living and entertaining. Enjoy the flexibility of generous living spaces filled with natural light, all

    Dustin Boswell Perez Realty

    13112 Rivercrest Dr, Waterford, CA 95386
  • /13

    $250,000

    • 2 Beds
    • 1 Bath
    • 1,388 Sq Ft

    12933 Main St, Waterford, CA 95386

    Back on the market at no fault to seller!Charming Home with Workshop + ADU Potential in Waterford!Welcome to 12933 Main St – a thoughtfully partially updated 2-bedroom, 1-bath home nestled on a spacious lot in the heart of Waterford. With 816 sq ft of living space, this cozy home is full of charm, character, and untapped potential.Built in 1946, the home has been recently refreshed

    Tiffany Shields The Shields Group

    12933 Main St, Waterford, CA 95386
  • /6

    $599,000

    • Land
    • 3.02 Acres
    • $198,344 per Acre

    13601 Bentley St, Waterford, CA 95386

    Welcome to 13601 Bentley St, Waterford, CA - prime investment opportunity in one of the region's most promising communities. This meticulously approved 3.02 acre+- parcel is ready to bring your vision to life with the city of Waterford's stamp of approval for 13 single-family residences. this shovel-ready project offers a seamless path from concept to construction, saving you valuable time and

    Tony Alahverdi TAG Realty Inc

    13601 Bentley St, Waterford, CA 95386
  • /22

    $150,000

    • Land
    • 0.14 Acre
    • $1,045,296 per Acre

    12716 Bentley St, Waterford, CA 95386

    Discover an exceptional opportunity with this prime commercial lot located in the heart of Waterford. Situated in a rapidly expanding community, this lot offers immense potential for a variety of ventures. Its strategic location provides high visibility and easy access, making it an ideal choice for retail or other commercial developments. Buyers are encouraged to confirm potential uses with the

    Randy Hayer Realty Executives of Northern California

    12716 Bentley St, Waterford, CA 95386
  • /2

    $275,000

    • Land
    • 0.13 Acre
    • $2,148,438 per Acre

    579 F St, Waterford, CA 95386

    This multi-family lot is ready to build . Plans for a Triplex have been approved by the city of Waterford. Three two bedroom , two bath w/single car garage each. All the plans are complete , surveys and soil reports completed. Solar and Fire sprinklers too. All utilities available to site including sewer . 7,400 sqft lot per survey . Triplex is 720 sqft per unit plus garage , 2,160 sqft total

    Gerardo Gutierrez Camco Real Estate Inc.

    579 F St, Waterford, CA 95386
  • /2

    $150,000

    • Land
    • 0.1 Acre
    • $1,452,081 per Acre

    12717 Welch St, Waterford, CA 95386

    Great Commercial lot available in Downtown Waterford. Perfect location, on a newly paved road, right across the street from the new fire department. The city said you can build a commercial unit downstairs, along with a duplex upstairs. Get creative with this MIXED USE possibility!

    Joie Altstatt Joie Altstatt

    12717 Welch St, Waterford, CA 95386
  • /3

    Price To Be Determined New Construction

    • 3 Beds
    • 2 Baths
    • 1,353 Sq Ft

    Maverick Plan at Trestle, Waterford, CA 95386

    This home design is perfect for those who prefer single level living while offering quiet spaces as personal sanctuaries. It boasts three bedrooms and two full baths, with approximately 1,353 square feet of living space. With a bedroom located at the front of the house, envision a home office or a quiet place for guests. The open concept living area includes a spacious kitchen with an island for

    Builder Photo

    D.R. Horton

    Builder

    13152 Enid Dr Unit 37050406, Waterford, CA 95386
  • /3

    Price To Be Determined New Construction

    • 4 Beds
    • 3 Baths
    • 2,098 Sq Ft

    Rockaway Plan at Trestle, Waterford, CA 95386

    Live in style in this great home that offers a first-floor bedroom! This home features four bedrooms, three full baths and approximately 2,098 square feet. Enter through the unique side entry and discover a spacious living area. The open-room concept features a large great room that flows effortlessly into a dining space and kitchen. The kitchen features a spacious island that gives you an extra

    Builder Photo

    D.R. Horton

    Builder

    13152 Enid Dr Unit 37049209, Waterford, CA 95386
  • /3

    Price To Be Determined New Construction

    • 5 Beds
    • 3 Baths
    • 2,311 Sq Ft

    Montara Plan at Trestle, Waterford, CA 95386

    Plenty of space for everyone in this amazing home design! This home features five bedrooms, three full baths and an approx. total of approximately 2,311 square feet of living space. The front of the home has a private bedroom with a nearby full bath ideal for a quiet workspace or guests. This home contains a roomy living space with a gourmet kitchen and a large eat-in island and pantry for

    Builder Photo

    D.R. Horton

    Builder

    13152 Enid Dr Unit 37049198, Waterford, CA 95386
  • /3

    Price To Be Determined New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,701 Sq Ft

    Stinson Plan at Trestle, Waterford, CA 95386

    Find space and comfort in this innovative home design. This two-story home offers three bedrooms, 2.5 baths, and approximately 1,701 square feet. Discover a fantastic first floor living area with an open great room and dining space that extends out to the backyard. The kitchen features a large center island perfect for food prep or overflow seating, and a corner walk-in pantry for plenty of

    Builder Photo

    D.R. Horton

    Builder

    13152 Enid Dr Unit 37049197, Waterford, CA 95386

Why Live in Waterford

Waterford, known as the "Gateway to Recreation," is a small agricultural town on the western outskirts of Modesto. Established in 1857, it offers a rich history and access to numerous outdoor recreational opportunities, including Yosemite National Park, Modesto Reservoir Regional Park, and the Sierra Nevada Mountains. The Tuolumne River, a 150-mile waterway starting in Yosemite Valley, provides world-class fishing and kayaking, with the Waterford Riverwalk Park enhancing river access. Yosemite Boulevard, the main commercial corridor, features bus stops, restaurants, and retail centers like Waterford Plaza. Dining options include Cathy’s Coffee Shop for classic diner breakfasts and Su Casita Mexican Restaurant for authentic Mexican cuisine. The Outpost Saloon is a popular local bar with a large backyard fire pit. Homes in Waterford are more affordable than in nearby Modesto, with prices ranging from $320,000 to $550,000. Architectural styles include traditional designs with Craftsman and Spanish Revival accents, often featuring two-car garages and ample outdoor spaces. The River Point gated community offers riverfront views and private amenities. Community life centers around Beard Park, which includes playgrounds, picnic pavilions, and a skate park. The River Parkway Trail connects riverside parks along the Tuolumne River. For indoor activities, residents can visit the Children’s Museum or Brenden Theatre in Modesto, just 15 minutes away. Waterford’s location in California’s Central Valley supports a local economy based on agriculture, with many residents commuting to nearby farms, ranches, and Modesto.

Frequently Asked Questions

Is Waterford a good place to live?
Waterford is a good place to live, receiving 3.5 stars from its residents. Waterford is considered car-dependent and somewhat bikeable. Waterford has 5 parks for recreational activities. It is somewhat dense in population with 6.2 people per acre and a median age of 33. The average household income is $89,867 which is below the national average. College graduates make up 7.2% of residents. A majority of residents in Waterford are home owners, with 34.1% of residents renting and 65.9% of residents owning their home. A local real estate agent serving Waterford can help you decide if this neighborhood is the right one for you. Learn more on our Waterford neighborhood guide.
How much do you need to make to afford a house in Waterford?
The median home price in Waterford is $429,950. If you put a 20% down payment of $86,000 and had a 30-year fixed mortgage with an interest rate of 6.35%, your estimated principal and interest payment would be $2,140 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $92K a year to afford the median home price in Waterford. The average household income in Waterford is $90K.
What are the best public schools in Waterford?
The best public schools that serve Waterford are:
What are the most popular zip codes in Waterford, Waterford, CA?
The most popular zip codes in Waterford, Waterford, CA include 95386, 95323, 95357, 95361 and 95316.
What are the most popular neighborhoods near Waterford, Waterford, CA?
The most popular neighborhoods near Waterford, Waterford, CA are Northeast Modesto, East Toulumne, Village One, Monte Vista Gardens and La Loma.

Home Trends in Waterford, CA

Housing Trends

Median Sale Price
$424,950
Median Single Family Sale Price
$430,000
Average Price Per Sq Ft
$292
Number of Homes for Sale
12
Last 12 months Home Sales
76
Months of Supply
1.90
Median List Price
$429,950
Median Change From 1st List Price
0%
Median Home Sale Price YoY Change
2%
How to Buy a Home How to Finance a Home How to Sell a Home