Waterford Homes for Sale

/78
$425,000
- 6 Beds
- 4 Baths
2 1 2 First, Waterford, NY 12188

Live the waterfront lifestyle-without the waterfront price! Live in one and have the other pay toward your mortgage. Excellent investor property too! This charming circa 1880 two-family home offers over 3,000 sq ft of living space on one of the largest lots in the area. Just steps from Waterford's town park and water access, both units feature generous room sizes, water views, and classic details

Joseph Cardinale

HOWARD HANNA CAPITAL INC

(518) 291-4886

2 1 2 First, Waterford, NY 12188
Explore Waterford
/76
$425,000
- 6 Beds
- 2 Baths
- 3,084 Sq Ft
2 1/2 1st St, Waterford, NY 12188

Live the waterfront lifestyle—without the waterfront price! Live in one and have the other pay toward your mortgage. Excellent investor property too! This charming circa 1880 two-family home offers over 3,000 sq ft of living space on one of the largest lots in the area. Just steps from Waterford's town park and water access, both units feature generous room sizes, water views, and classic details

Joseph Cardinale

Howard Hanna Capital Inc

(518) 749-3616

2 1/2 1st St, Waterford, NY 12188
/91
$394,900
- 5 Beds
- 4 Baths
- 2,548 Sq Ft
15-17 4th St, Waterford, NY 12188

Come see this stunning, fully remodeled side-by-side two-level duplex in the heart of Waterford! One unit offers 3 beds and 1.5 baths, the other 2 beds and 1.5 baths—both beautifully updated with brand new vinyl siding, all new windows, luxury vinyl flooring, new kitchens, washer & dryer hookups, and gleaming stainless steel appliances. Each unit spans two spacious levels with bright, modern

Vitaliy Volpov Serenity Real Estate Team

15-17 4th St, Waterford, NY 12188
/43
$319,900
- 3 Beds
- 2.5 Baths
- 1,764 Sq Ft
29 Hudson St, Waterford, NY 12188

Completely renovated from top to bottom, this stunning home was taken down to the studs and rebuilt with quality and care. Featuring a new roof, new windows, new vinyl siding, new appliances, new porch, gorgeous butcher block counters, refinished hardwood floors, new LVL flooring and carpeting. Enjoy the convenience of a 1st floor office, mudroom, 2nd floor laundry and a private primary suite.

Lynda MacDonald Coldwell Banker Prime Properties

29 Hudson St, Waterford, NY 12188
/32
$319,900
- 3 Beds
- 2 Baths
- 1,584 Sq Ft
2 Mercer St, Waterford, NY 12188

Welcome to this storybook Craftsman home in the village of Waterford! Relax on the inviting front porch before stepping inside to find hardwood floors, a renovated kitchen with breakfast area, and a formal dining room. The layout offers 2 first-floor bedrooms plus a spacious 2nd-floor bedroom with full bath. Work from home in the cozy den/office space. Partially finished basement with bilco

Kristen Riley Field Realty

2 Mercer St, Waterford, NY 12188
/3
$595,000
- Land
- 8 Acres
- $73,821 per Acre
L71 Middletown Rd, Waterford, NY 12188

This vacant level parcel that contains approximately 8.06 acres of mixed woods and clear areas with a generous amount of road frontage in 2 locations is a visionary dream with tons of potential. Shen schools with public water sewer and Nat gas at road.

Richard Gargiulo Sterling Real Estate Group

L71 Middletown Rd, Waterford, NY 12188
/25
$275,000
- 3 Beds
- 1 Bath
- 1,226 Sq Ft
21 Canal St, Waterford, NY 12188

This cozy 3-bedroom, 1-bath house that offers a peaceful home in a desirable neighborhood. Inside, you'll find new kitchen, floors, appliances with 1 year old roof and 1 year old furnace. All three bedrooms are comfortable and provides some uniqueness. Outside, the private backyard provides space for gardening. Enjoy the charm of this home with its inviting deck. Located close to shops, parks,

Einars Tupuritis ET Realty NYS LLC

21 Canal St, Waterford, NY 12188
/52
$569,999
- 9 Beds
- 6 Baths
- 4,784 Sq Ft
100 3rd St, Waterford Tov, NY 12188

Grow your wealth with this 4-unit money maker in the heart of Waterford. This investment opportunity brings in $6,225 monthly, resulting in an annual income of $72,250. Three of the upscale units feature 2 bedrooms, & washer/dryer hookups. The sprawling Luxury multi-level unit features 3 bedrooms, 2 baths, vaulted ceilings, HW floors, & a deck. The property boasts a new water heater, newer

Joan Wennstrom KW Platform

100 3rd St, Waterford Tov, NY 12188
/89
$529,900
- 5 Beds
- 4 Baths
- 2,590 Sq Ft
33 Fonda Rd, Waterford, NY 12188

Introducing a luxurious, modern 5 bed 4 bath oasis. This home is brimming with updates, stately features and finely-honed details. The gleaming hardwood floors seamlessly connect each room. The living area showcases a cozy gas fireplace, leading into an opulent gourmet kitchen that features a large pantry. Unparalleled entertainment with a cutting-edge surround sound system. The finished

Andrea LeFevre Coldwell Banker Prime Properties

33 Fonda Rd, Waterford, NY 12188
/51
$305,000
- 4 Beds
- 3 Baths
- 1,748 Sq Ft
36 2nd St, Waterford, NY 12188

Why rent when you can own and occupy this beautifully updated three-unit building in the heart of Waterford?Each unit features many updates, including new hardwood and vinyl flooring, fresh paint, modernized bathrooms, and more. Whether you're an investor looking to add to your portfolio or a buyer seeking an owner-occupy opportunity, this property is a great fit.Rents are currently below market

Pavel Karakalchu Gucciardo Real Estate LLC

36 2nd St, Waterford, NY 12188
/18
$299,900
- 4 Beds
- 2 Baths
- 2,112 Sq Ft
31 2nd St, Waterford, NY 12188

Open house scheduled for Saturday, April 25th from 12:00 pm to 2:00 pm and Sunday, April 26th from 1:00 pm to 3:00 pm. Looking for a turnkey two-family property? Then welcome to this beautifully redone two-family home in the heart of Waterford with low taxes. Each unit is a spacious two-bedroom with updates throughout including a dishwasher and washer / dryer hookups are available inside each

Scott Frahm McCurdy Real Estate Group, Inc

31 2nd St, Waterford, NY 12188
/27
$799,000
- Land
- 25 Acres
- $31,960 per Acre
1 Kalts Grove Rd, Other, NY 12188

Perfect time for you to own this property for the summer. 25+ acres of land with 19 Acres of direct Hudson River waterfront. A slice of New York heaven located in Waterford NY, in Saratoga County. This property is currently being used as recreational campgrounds and generates approximately 60k in seasonal rentals including 19 mobile home sites and 7 active cottage sites not owned by the

Louise Del Giudice Century 21 Marciano

1 Kalts Grove Rd, Other, NY 12188

New York Saratoga County Waterford Waterford

Why Live in Waterford

Waterfront in Waterford is a scenic neighborhood situated between the Mohawk and Hudson Rivers, just 12 miles north of Albany. This residential area is characterized by its historic homes, ranging from late 1700s cottages to early 20th-century houses, with many featuring pastel façades and fenced backyards. The neighborhood’s main thoroughfare, Broad Street, is lined with small businesses and dining options like Don and Paul’s Coffee Shack, Le Quai Bistrot Francais, and McGreivey's. Essential amenities such as Hannaford supermarket and Walgreens are conveniently located nearby. Waterfront Junior/Senior High and Waterford-Halfmoon Elementary are the local schools, both receiving high ratings and offering a range of extracurricular activities. Outdoor enthusiasts will appreciate Peebles Island State Park, known for its hiking trails and wildlife observation, and Sugarloaf Pond Park, ideal for leisurely strolls and picnics. The neighborhood hosts several annual events, including the Canal Festival, Steamboat Meet, and Tugboat Roundup, celebrating its rich maritime history. The Waterford Historical Museum and Cultural Center provides educational insights into the Erie Canal’s significance. While Waterfront’s layout allows for some pedestrian exploration, a car is generally needed for accessing dining and shopping destinations. The crime rate in Waterfront is lower than the national average, contributing to a sense of security for residents.

Learn more about living in Waterford

Frequently Asked Questions

Is Waterford a good place to live?

Waterford is a good place to live. Waterford is considered very car-dependent and somewhat bikeable. Waterford has 6 parks for recreational activities. It is sparse in population with 1.7 people per acre and a median age of 43. The average household income is $95,960 which is below the national average. College graduates make up 32.1% of residents. A majority of residents in Waterford are home owners, with 39.8% of residents renting and 60.2% of residents owning their home. A local real estate agent serving Waterford can help you decide if this neighborhood is the right one for you. Learn more on our Waterford neighborhood guide.

How much do you need to make to afford a house in Waterford?

The median home price in Waterford is $329,450. If you put a 20% down payment of $65,900 and had a 30-year fixed mortgage with an interest rate of 6.58%, your estimated principal and interest payment would be $1,680 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $72K a year to afford the median home price in Waterford. The average household income in Waterford is $96K.

What are the best public schools in Waterford?

The best public schools that serve Waterford are:

Koda Middle School has an A Niche grade and a student teacher ratio of 13:1.
Shenendehowa High School has an A- Niche grade, a student teacher ratio of 14:1 and an average review score of 3.6.
Shatekon Elementary School has an A- Niche grade and a student teacher ratio of 13:1.

What are the best private schools in Waterford?

The best private schools that serve Waterford are:

Catholic Central School has a B- Niche grade, a student teacher ratio of 14:1 and an average review score of 3.6.

What are the most popular zip codes in Waterford, Waterford, NY?

The most popular zip codes in Waterford, Waterford, NY include 12188, 12182, 12047, 12180 and 12065.

What are the most popular neighborhoods near Waterford, Waterford, NY?

The most popular neighborhoods near Waterford, Waterford, NY are Lansingburgh, North Central, Frear Park, The Hill and Downtown Troy.

Are home prices dropping in Waterford?

Yes, home prices in Waterford are down 1% in the last 12 months.

Home Trends in Waterford, NY

On average, homes in Waterford, NY sell after 12 days on the market compared to the national average of 52 days. The median sale price for homes in Waterford, NY over the last 12 months is $347,500, up 4% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$347,500

Median Single Family Sale Price

$325,250

Median Townhouse Sale Price

$345,000

Average Price Per Sq Ft

$200

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

1.10

Median List Price

$329,450

Median Change From 1st List Price

-2%

Median Home Sale Price YoY Change

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