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Waterloo, IL Houses for Sale

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  • /35

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,356 Sq Ft

    207 N Main St, Waterloo, IL 62298

    Completely remodeled and fully furnished, this charming bungalow is just steps from downtown Waterloo! Offering true turnkey living—what you see is what you get—this home comes equipped with everything you need from day one. This home is perfect for an investor bringing in over $2,500 per month as an Airbnb! The main level features an open living room accented by a striking vaulted ceiling,

    Agent Photo

    Michael Santanello

    Strano & Associates

    (618) 249-3887

    207 N Main St, Waterloo, IL 62298
  • /36

    $300,000

    • 3 Beds
    • 3.5 Baths
    • 2,302 Sq Ft

    123 Jefferson Dr, Waterloo, IL 62298

    Set on a generous .67 acre lot in the highly desirable East Ridge neighborhood, this spacious ranch delivers the ease of single level living just minutes from local amenities and Waterloo schools. The flexible floor plan includes a living room, family room, dining room, breakfast room, and kitchen all on the main level—perfect for everyday comfort and effortless entertaining. The Primary bedroom

    Agent Photo

    Beverly Lacueva

    Coldwell Banker Brown Realtors

    (618) 352-2469

    123 Jefferson Dr, Waterloo, IL 62298
  • /20

    $250,000

    • 3 Beds
    • 1 Bath
    • 1,512 Sq Ft

    3028 Hh Rd, Waterloo, IL 62298

    Looking for a project that actually pays off? This 3-bedroom bungalow sits on 8 prime acres in Waterloo and is ready for a complete transformation. Whether you’re looking to strip it to the studs for a modern farmhouse renovation or clear the site for a brand-new build, this much land in this location is a rare find. Forget the tiny subdivision lots—here you have the space to breathe, grow, and

    Agent Photo

    Laura Wehnes

    Keller Williams Realty Platinum East

    (618) 740-2319

    3028 Hh Rd, Waterloo, IL 62298
  • /58

    $875,000

    • 3 Beds
    • 2.5 Baths
    • 2,116 Sq Ft

    1053 Gilmore Lake Rd, Waterloo, IL 62298

    This stunning 3 bedroom, 3.5 bath home sits on 19.2 scenic acres combining modern comfort with serene country living. The home has been completely remodeled inside and outready for you to move right in!The exterior features a new roof (2023), new windows, doors, and gutters, giving the home a fresh, updated look. Inside, youll love the vaulted ceilings, new kitchen with granite

    Brad Chandler Property Peddler Inc.

    1053 Gilmore Lake Rd, Waterloo, IL 62298
  • /25

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,332 Sq Ft

    707 S Library St, Waterloo, IL 62298

    Full-Brick Ranch with Fireplaces and Updates Throughout! This full-brick ranch home offers comfort, character, and convenience with numerous updates and a well-kept yard. Step inside to find a spacious great room and dining combination centered around a full masonry, real-stone woodburning fireplace — perfect for cozy nights and entertaining. The living room features carpet replaced just two

    JoAnn Meier RE/MAX First Choice

    707 S Library St, Waterloo, IL 62298
  • /25

    $142,500

    • 2 Beds
    • 1 Bath
    • 1,062 Sq Ft

    335 W 4th St, Waterloo, IL 62298

    MOTIVATED SELLER - MAKE OFFERThis charming 1.5-story home is conveniently located close to shopping, dining, and other in-town amenities, making everyday errands a breeze. Inside, you’ll find comfortable living spaces that offer both function and charm. The main level laundry adds ease to your daily routine, while the layout provides a warm and welcoming atmosphere throughout.The home

    Brenda Chandler Property Peddler, Inc

    335 W 4th St, Waterloo, IL 62298
  • /36

    $428,060 New Construction

    • 3 Beds
    • 2 Baths
    • 2,041 Sq Ft

    512 Hayden Dr, Waterloo, IL 62298

    The Dakota floor plan is one of Quantum Homes Inc. Newest Floor Plans. This contemporary ranch is a split bedroom plan that has 3 bedrooms and a great room featuring the living room with gas fireplace, patio doors to patio, kitchen and breakfast room. There is a formal dining room which could be made into a 4th bedroom or den, custom kitchen with stainless steel appliances, pantry, large island,

    Raquel Vice Century 21 Advantage

    512 Hayden Dr, Waterloo, IL 62298
  • /22

    $499,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,729 Sq Ft

    1123 Waymaker Ln, Waterloo, IL 62298

    To Be Built – The Waymaker in Silvercreek Crossing Welcome to The Waymaker, a thoughtfully designed home offering the perfect blend of comfort and style. This 3-bedroom, 2-bathroom ranch features a desirable split floor plan, placing the primary suite with an all-marble master bath and convenient laundry access on one side of the home, and two additional bedrooms on the other for added privacy.

    Monica Schmidt eXp Realty

    1123 Waymaker Ln, Waterloo, IL 62298
  • /4

    $379,900 Open Sun 1PM - 3PM

    • 4 Beds
    • 3 Baths
    • 1,763 Sq Ft

    432 Mockingbird Ln, Waterloo, IL 62298

    More info and professional photos coming soon!Open house Sunday 3/8/26 1:00-3:00 pm

    Caitlin Brinkmann Worth Clark Realty

    432 Mockingbird Ln, Waterloo, IL 62298
  • /30

    $543,500 Open House 3/14

    • 4 Beds
    • 3.5 Baths
    • 3,007 Sq Ft

    313 Quentin Ct, Waterloo, IL 62298

    Built in 2021, this 4 bedroom, 3.5 bath home offers a thoughtful layout and the kind of backyard setup that makes summer the best season of the year. As you step inside, you’re welcomed by a dedicated dining room, perfect for hosting holidays or gathering with friends. Just beyond, the home opens into a bright eat-in kitchen featuring a center island, plenty of seating space, and an easy flow

    Monica Schmidt eXp Realty

    313 Quentin Ct, Waterloo, IL 62298
  • /39

    $379,900

    • 3 Beds
    • 3 Baths
    • 2,571 Sq Ft

    1515 New Brunswick Dr, Waterloo, IL 62298

    Welcome to this stunning villa located on the north end of Waterloo, offering impressive architecture and no monthly association fee. From the moment you arrive, the exceptional curb appeal and thoughtfully designed exterior set the tone for what’s inside. Step through the front door to find elegant double doors leading to a spacious guest bedroom just off the foyer, along with a beautifully

    Samuel Row Keller Williams Pinnacle

    1515 New Brunswick Dr, Waterloo, IL 62298
  • /38

    $219,900

    • 3 Beds
    • 1.5 Baths
    • 2,145 Sq Ft

    235 N Moore St, Waterloo, IL 62298

    New photos of the kitchen have just been uploaded—be sure to check them out! Step into history with this 126-year-old corner lot 2-story home! Boasting 3 bedrooms and 1 1/2 bathrooms, this property is rich with character and charm. The main level features beautiful hardwood floors, pocket doors, and so much of the original woodwork still intact. The kitchen has been thoughtfully updated with a

    Monica Schmidt eXp Realty

    235 N Moore St, Waterloo, IL 62298
  • /46

    $250,000

    • 3 Beds
    • 2 Baths
    • 1,470 Sq Ft

    203 E Mill St, Waterloo, IL 62298

    Historic 3-Bedroom Home - One Block from Waterloo City Square. Location matters, and this historic home built in 1916 delivers. Situated one block from Waterloo's City Square and within walking distance of grade schools and middle schools, this property puts daily life within reach—no car required for small town festivals, Friday night dinners, weekend coffee runs, or the school drop-off.The

    Nancy Cripe eXp Realty

    203 E Mill St, Waterloo, IL 62298
  • /31

    $138,500

    • 1 Bed
    • 1 Bath
    • 775 Sq Ft

    517 S Church St, Waterloo, IL 62298

    Charming 1-bedroom, 1-bathroom home located in the heart of Waterloo! This move-in ready property offers a spacious living room filled with natural light and a cozy, functional kitchen perfect for everyday living. Recent updates include a brand-new furnace (2024), upgraded electrical wiring, and newer windows, flooring, and landscaping—all completed within the past two years. Step outside to

    Linda Frierdich Century 21 Advantage

    517 S Church St, Waterloo, IL 62298
  • /27

    $440,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,946 Sq Ft

    330 Jenny Ct, Waterloo, IL 62298

    New Construction: Customizable "The Cheyenne" Plan at Natalie EstatesThis is a To Be Built listing, offering you the exciting opportunity to fully customize your new home! With an estimated build time of just 5-6 months, your dream home is within reach.The "Cheyenne" is a spacious and thoughtfully designed floor plan, one of many excellent options offered by Quantum Homes, Inc. in the

    Raquel Vice Century 21 Advantage

    330 Jenny Ct, Waterloo, IL 62298
  • /42

    $349,900

    • 3 Beds
    • 3 Baths
    • 3,281 Sq Ft

    101 Adams Dr, Waterloo, IL 62298

    This spacious and versatile home offers 3 bedrooms and 3 full bathrooms, with thoughtful features throughout, including a central vacuum system for added convenience. The large primary bedroom features two closets and an attached full bathroom, providing a comfortable and private retreat. A finished basement adds valuable living space complete with a wet bar—perfect for entertaining or

    Kate Pearce RE/MAX Preferred

    101 Adams Dr, Waterloo, IL 62298
  • /42

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,640 Sq Ft

    497 Mary Dr, Waterloo, IL 62298

    PHOTOS COMING THURSDAY - PUBLIC OPEN HOUSE Friday, February 24, 2026 from 4 - 6 p.m.! Welcome to 497 Mary Drive in Waterloo, Illinois — a beautifully updated ranch home built in 1995, perfectly positioned on a desirable corner lot just off Lakeview Drive. This 3 bedroom, 2 full bath home offers an open and inviting floor plan with vaulted ceilings and a cozy gas fireplace that creates the perfect

    Lisa Meegan eXp Realty

    497 Mary Dr, Waterloo, IL 62298
  • /38

    $440,100 New Construction

    • 3 Beds
    • 2 Baths
    • 1,673 Sq Ft

    914 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Orchard by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,673 sq ft with an open floor plan, 9’ ceilings, luxury vinyl plank flooring, and a spacious great room. Kitchen features Tier 1 granite, soft-close cabinets, walk-in pantry, and stainless GE appliances. Primary suite includes walk-in closet, dual vanity, and tiled shower with

    Brooke Mitchell Keller Williams Pinnacle

    914 Seneca Dr, Waterloo, IL 62298
  • /10

    $59,900

    • 2 Beds
    • 1,134 Sq Ft

    108 S Moore St, Waterloo, IL 62298

    Bank on the market at no fault of the sellers! Investors financing fell through. Investor's Dream – Blank Slate with Huge Potential!This is the perfect opportunity for savvy investors or ambitious renovators! Situated just a short walk from vibrant downtown, this property is a blank slate ready for your vision. With the potential to be configured as a 2-3 bedroom, 2 bathroom home, the

    Vicki Bedwell eXp Realty

    108 S Moore St, Waterloo, IL 62298
  • /35

    $334,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    826 Glenbriar Dr, Waterloo, IL 62298

    This stunning 3-bedroom, 2-bath ranch is ready to welcome its new owners. From the moment you step into the foyer, you’ll be impressed by the bright, open-concept layout and soaring ceilings that seamlessly connect the living, dining, and kitchen areas — perfect for both everyday living and entertaining. The kitchen is truly the heart of the home, featuring custom cabinetry, a spacious pantry,

    Samuel Row Keller Williams Pinnacle

    826 Glenbriar Dr, Waterloo, IL 62298
  • /15

    $209,900 Open Sat 12PM - 2PM

    • 2 Beds
    • 2 Baths
    • 1,613 Sq Ft

    100 Lemen St, Waterloo, IL 62298

    This cozy 2 bedroom, 2 bathroom home is ready for its new owners! From the moment you walk in, you’ll notice the refreshed feel with newer flooring and a updated kitchen featuring newer countertops, backsplash, and appliances. It’s a space that feels easy to live in and easy to love. One of the bedrooms offers a large walk-in closet, giving you that extra storage everyone appreciates. Downstairs,

    Monica Schmidt eXp Realty

    100 Lemen St, Waterloo, IL 62298
  • /41

    $370,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    1123 Castle Green Dr, Waterloo, IL 62298

    This beautifully designed 3-bedroom, 2-bath home blends style, comfort, and functionality with a spacious open-concept layout and walk-in closets in every bedroom. From the moment you step inside, you’ll be welcomed by soaring vaulted ceilings and an expansive living and dining area that flows effortlessly into the stunning kitchen. Thoughtfully appointed with custom cabinetry, a pantry,

    Samuel Row Keller Williams Pinnacle

    1123 Castle Green Dr, Waterloo, IL 62298
  • /24

    $104,900

    • 3 Beds
    • 1 Bath
    • 1,240 Sq Ft

    222 Buchanan St, Waterloo, IL 62298

    This house is situated in rural St. Clair county. There are 4 lots that equal around a half an acre. This is a 1.5 story 3 bedroom 1 bath home with a living room, a den a large laundry room, an upper loft/playroom and a basement. There is an attached storage building and an attached 2 car garage. There is also a detached storage shed.. The County records show that the home was updated in 1995..

    Suzanne Mitchell-Santos Realty Center Usa, Llc

    222 Buchanan St, Waterloo, IL 62298
  • /85

    $524,900

    • 4 Beds
    • 2 Baths
    • 2,116 Sq Ft

    5063 Rock Rd, Waterloo, IL 62298

    Acreage, sheds, woods, pond, wildlife, mushrooms... this property is every outdoor lover’s daydream. With the current owner being relocated, their opportunity becomes yours. This 4 bed, 2 bath BERM home sits on nearly 12 acres just beyond the Waterloo city limits and offers an unbeatable blend of privacy, efficiency, and natural beauty. Nestled into the hillside of rural Monroe County, the home

    Tammy Hines Tammy Mitchell Hines & Co.

    5063 Rock Rd, Waterloo, IL 62298
  • /45

    $385,000

    • 5 Beds
    • 2.5 Baths
    • 2,962 Sq Ft

    601 Hartman Ln, Waterloo, IL 62298

    Discover your dream home in this fabulous 5 Bed/3 Bath with modern updates in every room! From cedar-wrapped front porch posts to the HUGE two-level back patio, how can you not fall in love? You’ll notice the attention to detail the moment you step inside. A large formal dining room features custom shaker wall panels, crown molding, and a barn door opening to the spacious, cozy living room with a

    Mandy McGuire Keller Williams Pinnacle

    601 Hartman Ln, Waterloo, IL 62298
  • /35

    $249,000

    • 3 Beds
    • 1 Bath
    • 1,146 Sq Ft

    6566 Old State Route 3, Waterloo, IL 62298

    Welcome home to this fully renovated 3-bedroom home with a bonus room, sitting on a beautiful 1-acre lot. Nearly everything has been updated, making this an easy, move-in-ready option with big upgrades already done for you. Inside, you’ll find new flooring throughout—LVP on the main level and carpet upstairs—along with new drywall, redesigned walls, and updated insulation. The kitchen has been

    Lauren Luke eXp Realty

    6566 Old State Route 3, Waterloo, IL 62298
  • /40

    $426,700 New Construction

    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    922 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The White Oak by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,625 sq ft of stylish and functional living space. Enjoy an open floor plan with 9’ ceilings, luxury vinyl plank flooring in the main areas, and a spacious great room. The kitchen features Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless

    Brooke Mitchell Keller Williams Pinnacle

    922 Seneca Dr, Waterloo, IL 62298
  • /13

    $429,640 New Construction

    • 3 Beds
    • 2 Baths
    • 1,639 Sq Ft

    334 Jenny Ct, Waterloo, IL 62298

    Discover the Oakley: A Contemporary Ranch by Quantum Homes, Inc.The Oakley is a popular plan designed with a desirable split-bedroom layout, it offers both privacy and modern amenities for comfortable living.Key Features of the Oakley are aStandard 3-Car Garage,3 Bedrooms, An open Great Room featuring a striking vaulted ceiling, A cozy Living Room with a gas fireplace. A

    Raquel Vice Century 21 Advantage

    334 Jenny Ct, Waterloo, IL 62298
  • /3

    $475,500 New Construction

    • 4 Beds
    • 3 Baths
    • 1,872 Sq Ft

    910 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Sequoia by Jason Schmidt Construction in Quail Ridge Subdivision! This well-designed 4 bed, 3 bath ranch offers 1,872 sq ft of quality craftsmanship and functional elegance. Enjoy an open-concept layout with 9’ ceilings, luxury vinyl plank flooring, and a stylish kitchen featuring granite counters, custom soft-close cabinets, walk-in pantry, and stainless appliances. The master

    Brooke Mitchell Keller Williams Pinnacle

    910 Seneca Dr, Waterloo, IL 62298
  • /35

    $430,700 New Construction

    • 3 Beds
    • 2 Baths
    • 1,692 Sq Ft

    926 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Cedar Creek by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,692 sq ft of quality new construction with an open-concept layout, 9’ ceilings, and luxury vinyl plank flooring in main areas. The kitchen includes Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless appliance package. The primary suite

    Brooke Mitchell Keller Williams Pinnacle

    926 Seneca Dr, Waterloo, IL 62298
  • /68

    $495,000

    • 3 Beds
    • 3 Baths
    • 2,190 Sq Ft

    4 Shady Oak Ln, Waterloo, IL 62298

    Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU!!! The property offers an attached 2-car garage plus a brand new detached outbuilding. The outbuilding features 12’ ceilings, a vehicle lift that stays with the home, parking for up to four additional vehicles, and abundant storage—making this a rare and highly functional offering.Set on a

    Linda Frierdich Century 21 Advantage

    4 Shady Oak Ln, Waterloo, IL 62298
  • /3

    $428,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,644 Sq Ft

    918 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Meadow View by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,644 sq ft of quality construction with an open layout, 9’ ceilings, and luxury vinyl plank flooring in the main areas. The kitchen features Tier 1 granite, soft-close cabinetry, pantry, and GE stainless appliances. The primary suite includes a walk-in closet, dual marble

    Brooke Mitchell Keller Williams Pinnacle

    918 Seneca Dr, Waterloo, IL 62298
  • /28

    $170,000

    • 3 Beds
    • 1.5 Baths
    • 1,408 Sq Ft

    227 N Moore St, Waterloo, IL 62298

    This well-maintained story-and-a-half historic home offers timeless character, thoughtful improvements, and a rare oversized city lot of approximately 1/3 acre with no homes behind it, providing privacy seldom found in town. Inside, you’ll find three bedrooms, including one on the main level and two spacious upstairs bedrooms featuring original tongue-and-groove wood paneling and charming nooks

    JoAnn Meier RE/MAX First Choice

    227 N Moore St, Waterloo, IL 62298
  • /2

    $436,550 Open Thu 12PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,878 Sq Ft

    1017 Waymaker Ln, Waterloo, IL 62298

    Visit the Open House at the Display Home at 1013 Waymaker Ln, Waterloo, IL. New Construction: Customizable "The Heritage" Plan at Silver Creek Crossing by Quantum Homes, Inc. This is a To Be Built listing, offering you the exciting opportunity to fully customize your new home! With an estimated build time of just 5-6 months, your dream home is within reach. The "Heritage" is a spacious and

    Raquel Vice Century 21 Advantage

    1017 Waymaker Ln, Waterloo, IL 62298

Why Live in Waterloo

Waterloo, Illinois, located about 25 miles from St. Louis, is a small city with a population of around 11,000. The city boasts a rich history, with over 200 buildings in its Historic District, many of which have been revitalized with new businesses. Waterloo offers several outdoor attractions, including five city parks with amenities such as a skate park, fishing lakes, a disc golf course, and a new splash pad at William Zimmer Memorial Park. The Monroe County YMCA, located 6 miles away in Columbia, provides indoor activities during extreme weather. The Waterloo Community School District No. 5 and Gibault Catholic High are highly rated, with W.J. Zahnow Elementary recently undergoing renovations to accommodate a growing student body. Downtown Waterloo is known for its historic brick buildings, which house restaurants, bars, breweries, salons, and gift shops. The area hosts community events like the Porta Westfalica Festival and the GLOW Lighted Holiday Parade. Housing options range from established homes dating back to the 19th century to newer developments like Country Club Hills and Natalie Estates. Waterloo's proximity to St. Louis offers job opportunities with major employers such as Anheuser-Busch and Boeing, and public transportation is available through the Monroe Randolph Transit District. The city has seen a significant drop in crime, with Monroe County reporting a 44% decrease in overall offenses from 2023 to 2024.

Home Trends in Waterloo, IL

Housing Trends

Median Sale Price
$624,500
Median Single Family Sale Price
$841,000
Average Price Per Sq Ft
$290
Number of Homes for Sale
1
Last 12 months Home Sales
2
Months of Supply
6.00
Median List Price
$849,900
Median Change From 1st List Price
5%
Median Home Sale Price YoY Change
4%
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