Bay City, MI Homes for Sale under $100,000

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  $10,500

  • Land
  • 0.55 Acre
  • $19,091 per Acre

  0 W German Rd, Bay City, MI 48708

  Build Your Dream Home on This Peaceful Country Lot – Just Minutes from Town! Discover the perfect blend of rural charm and urban convenience with this spacious vacant lot spanning over half an acre. Currently being farmed, this fertile land offers a blank canvas for your future home, garden, or hobby farm. Utilities Ready – Water and natural gas available at the road Prime Location – Only 5

  

  Linda Anderson

  Bay Area Real Estate

  (989) 653-6411

  0 W German Rd, Bay City, MI 48708
• Explore Bay City

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  /10

  $37,500

  • Land
  • 2.67 Acres
  • $14,045 per Acre

  0 W Munger Rd, Bay City, MI 48708

  Nearly 3 Acres of Wooded Serenity – City Water Access & Prime Location Discover the perfect blend of privacy and convenience with this beautifully wooded lot spanning almost 3 acres. Nestled in a peaceful setting, this property offers a rare opportunity to build your dream home surrounded by nature—while staying close to everything that matters. City Water Available at the Road – Ready for your

  

  Linda Anderson

  Bay Area Real Estate

  (989) 368-2645

  0 W Munger Rd, Bay City, MI 48708
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  $50,000

  • 6 Beds
  • 3 Baths
  • 1,966 Sq Ft

  1504 Mccormick St, Bay City, MI 48708

  This is A CASH ONLY, Investment property. There is no source of heat currently in the house. It is recommended to show during the day as there are no utilities currently hooked up. You build to your specifications. Could be a multi-family investment. New windows. There is a fireplace and new wiring, but condition unknown. Main, upper & basement level are been gutted down to the studs. The

  

  Sue McKnight

  Area Wide Real Estate

  (989) 747-4071

  

  1504 Mccormick St, Bay City, MI 48708
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  /4

  $9,900

  • Land
  • 0.13 Acre
  • $76,154 per Acre

  709 Fraser St, Bay City, MI 48708

  Beautifully treed vacant lot with utilities available at the road. Close to shopping, parks, schools and dining.

  

  Linda Anderson

  Bay Area Real Estate

  (989) 514-2517

  709 Fraser St, Bay City, MI 48708
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  /16

  $69,900

  • 2 Beds
  • 1 Bath
  • 1,044 Sq Ft

  406 Stanton St, Bay City, MI 48708

  Affordable on Stanton — A Smart Move for Any Stage of Life Whether you're searching for a welcoming starter home or looking to simplify your lifestyle, this charming 2-bed, 1-bath property delivers comfort, convenience, and opportunity. An open-concept layout creates an easy flow for everyday living, and with a little sweat equity, you can build real value while making the space your own. Located

  

  Linda Anderson

  Bay Area Real Estate

  (989) 584-1251

  406 Stanton St, Bay City, MI 48708
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  /20

  $89,500

  • 4 Beds
  • 1.5 Baths
  • 2,436 Sq Ft

  306 Ottawa St, Bay City, MI 48706

  Well-maintained West-side 4-bedroom home offering space, updates, and room to make it your own. This 1.5-bath property with a full basement features a practical and versatile layout, ideal for families or investors alike. The main floor includes two bedrooms, a half bath, formal dining room, kitchen, and living room, while the second floor offers two generously sized bedrooms and a newly finished

  Chance Owen Bay Realty Michigan

  

  306 Ottawa St, Bay City, MI 48706
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  /2

  $49,000

  • Land
  • 0.35 Acre
  • $140,000 per Acre

  2438 Country Creek Dr, Bay City, MI 48706

  BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER or Build To Suit! MASTER DEED AND BY LAW ARE AVAILABLE AND THE HOA FEE IS ONLY $150.00 PER YEAR. Minimum sq ft is 2,000 for a ranch style home and 2,500 for a 2 story home, sq ft does shall not include the garage or any unfinished areas in the basement. All construction must be completed with in a 12

  Wade Eckenrod RE/MAX Results

  2438 Country Creek Dr, Bay City, MI 48706
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  $84,900

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  1311 Elm St, Bay City, MI 48706

  **Multiple Offers received. Highest & Best due by Tuesday, 02/17 5:00PM** Welcome to this 3-bedroom, 2 full bath manufactured home located on an oversized corner lot in The Banks on Bay City’s west side. Built in 2001, offering 1,248 square feet of comfortable living space, this home features an open floor plan with spacious rooms and great natural light throughout. The large primary bedroom

  Clay Hollister Berkshire Hathaway HomeServices, Bay City

  1311 Elm St, Bay City, MI 48706
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  /16

  $99,000

  • 2 Beds
  • 1 Bath
  • 948 Sq Ft

  305 Marston St, Bay City, MI 48706

  Are you looking for your your first home? Ready to downsize? This is the place!! This cozy two bedroom, one bath home has been recently updated with new flooring and freshly painted inside and out. Easy to maintain. New gutters. There is an unfinished bonus room accessible from the hall with a pull down ladder. This would be a fun play place for kids to hang out or used for extra storage. Enjoy

  Gretchen Meeker CENTURY 21 SIGNATURE - Mt. Pleasant

  305 Marston St, Bay City, MI 48706
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  /3

  $39,900

  • Land

  6067 E Meadow Dr, Bay City, MI 48706

  CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

  Wade Eckenrod RE/MAX Results

  6067 E Meadow Dr, Bay City, MI 48706
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  /21

  $89,000

  • 4 Beds
  • 2 Baths
  • 1,548 Sq Ft

  216 N Grant St, Bay City, MI 48708

  Live in one unit, rent the other! This two unit is located on North Grant in Bay City. Each unit has two bedrooms. There is also a detached 2 car garage. Tenants pay their own heat/electric. This one is ready for your rental portfolio!

  Marie Glinski Century 21 Signature Freeland

  216 N Grant St, Bay City, MI 48708
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  /7

  $7,200

  • Land
  • 2.05 Acres
  • $3,509 per Acre

  000 County Road 246 West Ave, Bay City, TX 77457

  Lots Available in Bay City, TX – Your Opportunity to Build or Invest! Discover your perfect slice of land in charming Bay City, Texas — a growing community with the feel of small-town living and all the amenities you want close by. These lots give you flexibility to design your dream home, develop multiple properties, or acquire land for future investment. Property Highlights: Spacious,

  Emmanul Fonseca eXp Realty, LLC

  000 County Road 246 West Ave, Bay City, TX 77457
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  /4

  $39,900

  • Land

  6025 E Meadow Dr, Bay City, MI 48706

  CORNER BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER!! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of Michigan

  Wade Eckenrod RE/MAX Results

  6025 E Meadow Dr, Bay City, MI 48706
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  /16

  $89,900

  • 2 Beds
  • 1 Bath
  • 936 Sq Ft

  1017 S Lincoln St, Bay City, MI 48708

  Southend -- Nice 2 Bedroom! All appliances stay including washer and dryer in basement. Basement has tiled floor and toilet, enclosed front porch, and fenced back yard.

  Sally Walczak Century 21 Signature Realty - Bay City

  1017 S Lincoln St, Bay City, MI 48708
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  /18

  $89,900

  • 3 Beds
  • 1 Bath
  • 1,439 Sq Ft

  808 19th St, Bay City, MI 48708

  Set in a quiet eastside neighborhood this 3 bedroom, 1 bath home is ready for a new owner. Large spacious living room, formal dining area & a nicely updated kitchen. One bedroom is on the 1st floor & 2 upstairs. Washer & dryer are conveniently located in the back entrance. Fenced 150 ft deep lot with a deck & hottub for relaxing. Small one car detached garage. Priced to sell fast so call to see

  Nancy Glaza Century 21 Signature Realty - Bay City

  808 19th St, Bay City, MI 48708
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  /3

  $100,000

  • Land
  • 3.8 Acres
  • $26,316 per Acre

  100 Smith St, Bay City, MI 48706

  3.8 acres of OPPORTUNITY!!! Vacant land with an existing parking lot. Perfect for your next business venture. High visibility, easy access and ready for development!!

  Danielle Kelly Berkshire Hathaway HomeServices, Bay City

  100 Smith St, Bay City, MI 48706
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  $39,000

  • Land

  2492 E Meadow Dr, Bay City, MI 48706

  Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP, READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suite! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of

  Wade Eckenrod RE/MAX Results

  2492 E Meadow Dr, Bay City, MI 48706
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  /4

  $65,000

  • Land
  • 2.36 Acres
  • $27,542 per Acre

  0 Fillmore Place Unit 50198655, Bay City, MI 48708

  Build your dream home on this premium 2.36-acre homesite in a highly sought-after location. The deep, expansive lot offers exceptional privacy, generous frontage, and endless design flexibility - ideal for a custom estate and outdoor living. A rare opportunity combining space, seclusion, and long-term value. Opportunities like this are rare, schedule a site visit today!

  Kenji Ouellette Berkshire Hathaway HomeServices, Bay City

  0 Fillmore Place Unit 50198655, Bay City, MI 48708
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  /31

  $99,900

  • 3 Beds
  • 1 Bath
  • 1,200 Sq Ft

  1304 Leng St, Bay City, MI 48706

  Charming, Move-In Ready 3-Bedroom Home on an Oversized Lot! This beautifully updated 3-bedroom home features an open floor plan with one bedroom on the main floor and two spacious bedrooms upstairs. Fresh new paint and carpet throughout create a bright, inviting atmosphere. The fully updated interior includes main floor laundry, a stylish kitchen with tile countertops and stainless steel

  Jean Ann DeShano RE/MAX Results

  1304 Leng St, Bay City, MI 48706
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  /4

  $8,000

  • 2 Beds
  • 1 Bath

  3669 E Malcolm St, Bay City, MI 48706

  Welcome to Shady Rest in Bay City, MI. Located at 3669 East Malcolm Street, this 2-bedroom, 1-bath home is classified as handyman, making it a strong fit for a buyer who wants value and is ready to make improvements over time. The layout offers a straightforward foundation with room to personalize to your taste and routine. Please note: no appliances are included, giving you the flexibility to

  Hollie Veldez

  3669 E Malcolm St, Bay City, MI 48706
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  /15

  $29,000

  • Land
  • 0.47 Acre
  • $61,702 per Acre

  4300 Zimmer Rd, Bay City, MI 48706

  WITH IN WALKING DISTANCE TO WATER .BEACH AND BOAT LAUNCH8x8 shed Vacant land with a structure on it with no Value given to the structure Well and septic driveway and power available

  Shelley Dixon SoldA2Z Realty

  4300 Zimmer Rd, Bay City, MI 48706
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  /22

  $85,000

  • 3 Beds
  • 1 Bath
  • 1,418 Sq Ft

  316 S Woodbridge St, Bay City, MI 48706

  Welcome to 316 S. Woodbridge Ave.! This charming 1.5-story, 3-bedroom, 1-bathroom home in desirable Bangor Township. Enjoy a bright and inviting layout with comfortable living spaces. The property includes a convenient storage shed—great for tools, hobbies, or extra outdoor gear. Situated in a fantastic location near schools, shopping, and commuter routes, this home offers both comfort and

  Justin Jamrog RE/MAX Results

  316 S Woodbridge St, Bay City, MI 48706
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  $69,000

  • Land
  • 0.56 Acre
  • $123,214 per Acre

  1117 Carrie Lynn Dr, Bay City, MI 48706

  Rare opportunity to build your dream home on the Bay City Country Club golf course! Two adjacent vacant lots are available, offering flexibility to purchase one or both. Enjoy scenic golf course views and a peaceful setting while being just minutes from local amenities. These build-ready lots provide the perfect canvas for a custom home in a highly desirable location. Don’t miss this chance to

  Karah Ralph Century 21 Signature Realty Midland

  

  1117 Carrie Lynn Dr, Bay City, MI 48706
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  /10

  $40,000

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  1407 Bradfield St, Bay City, MI 48706

  Multiple opportunities await you, and your vision with this property. This home is in need of SIGNIFICANT renovation/foundation repairs, or tear down with three lots available to split and create multiple new constructions or other options as allowed by the city. This home is in need of significant repair and is not mortgageable. CASH ONLY.

  Burt Smith Caldera Real Estate Group

  

  1407 Bradfield St, Bay City, MI 48706
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  $22,900

  • Land
  • 0.23 Acre
  • $99,565 per Acre

  211 Oxford St, Bay City, MI 48708

  Rare opportunity to own a spacious 0.23-acre double lot in the heart of Bay City, fully enclosed by a wood privacy fence for added privacy and security. This generously sized parcel includes a 24x24 garage, offering ample space for vehicles, storage, or a workshop. The completely fenced setting creates a versatile outdoor environment with room to build, expand, or simply enjoy. With the advantage

  Nathan Ptaszenski Motivated Real Estate

  

  211 Oxford St, Bay City, MI 48708
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  /4

  $18,000

  • Land
  • 0.3 Acre
  • $60,000 per Acre

  1414 Kosciuszko Ave, Bay City, MI 48708

  Dreaming of a new business venture? Make your dreams come true! This commercial corner lot has many opportunities. The driveway approach is on S. Van Buren St.

  All Star Real Estate All Star Real Estate

  1414 Kosciuszko Ave, Bay City, MI 48708
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  /3

  $7,499

  • Land
  • 0.13 Acre
  • $57,685 per Acre

  208 S Sheridan St, Bay City, MI 48708

  0.11-acre lot in the heart of Bay City, close to expressways, shopping, restaurants, hospitals, and schools. Priced to sell—send all offers!

  Scott Myers RE/MAX Platinum - Grand Blanc

  

  208 S Sheridan St, Bay City, MI 48708
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  /7

  $49,000

  • Land
  • 0.38 Acre
  • $128,947 per Acre

  2383 Copper Creek Dr, Bay City, MI 48706

  Available building site located within Meadow Lake Subdivision located in Frankenlust Township. Beautiful building site near Bay Valley Golf Course. You choose the builder of your choice. Close to I-75 and minutes from Downtown Bay City, Saginaw and Midland. HOA Fee $150 a year. Minimum sq ft for newly built ranch home is 2000 sq ft and two story minimum is 2500 sq ft. All plans must be

  Wade Eckenrod RE/MAX Results

  2383 Copper Creek Dr, Bay City, MI 48706
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  /17

  $79,000

  • 4 Beds
  • 2 Baths
  • 1,598 Sq Ft

  1109 Leng St, Bay City, MI 48706

  Spacious 1600 Sq Ft, 4 Bedroom 2 Bath Home with a full basement. Newer Roof in 2023. Maintenance free vinyl exterior. Formely a 2 unit, nice set up for a family member to stay, private entrance. First floor Utility Room. Will make a good rental or Starter Home. Priced Well below SEV for Immediate Sale. Call or Text the Agent today.

  Wade Eckenrod RE/MAX Results

  1109 Leng St, Bay City, MI 48706
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  /3

  $39,000

  • Land

  2491 E Meadow Dr, Bay City, MI 48706

  Great BUILDING SITE IN EAST MEADOW SUBDIVISION IN FRANKENLUST TOWNSHIP IS READY FOR YOUR NEW HOME! CHOOSE YOUR OWN BUILDER or Build To Suit! Minimum sq ft for a Ranch Style home is 1400 sq ft and 1800 sq ft for a 2 story home. ALL UTILITIES ARE AT THE ROAD. FENCED YARDS ARE WELCOME. HOA FEES ARE ONLY $250 PER YEAR. MASTER DEED AND BY-LAW AVAILABLE. Seller is licensed Broker in the State of

  Wade Eckenrod RE/MAX Results

  2491 E Meadow Dr, Bay City, MI 48706
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  /3

  $38,900

  • Land
  • 1.14 Acres
  • $34,123 per Acre

  0 Cass Ave, Bay City, MI 48708

  Great building site, extra deep and tree-lined on east side with woods at rear of property.

  Vicki White White Realty

  

  0 Cass Ave, Bay City, MI 48708
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  $40,000

  • 2 Beds
  • 1 Bath
  • 747 Sq Ft

  810 Fitzhugh St, Bay City, MI 48708

  Calling all investors. Home is currently a city-certified rental but could also be a nice starter home or for someone looking to downsize. Nice 2 bedroom in the South End. New Hot Water Heater in 2025. New Oven in 2023. New Privacy Fence in 2023. Taxes are currently Non Homestead.

  Jill Maxon Century 21 Signature Realty - Bay City

  810 Fitzhugh St, Bay City, MI 48708
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  /20

  $93,900

  • 2 Beds
  • 1 Bath
  • 844 Sq Ft

  409 Lasalle St, Bay City, MI 48706

  Purchased in February of 2025, this 2 bedroom home was remodeled with brand new flooring, painting, kitchen, new HVAC system with a brand new furnace - new water heater, updated electric with new modern outlets, remodeled bathroom - and is ready to live in! There's a functional oven/stove which comes with the house, and there's space for a 30-in fridge (Seller open to installing one if needed).

  Gary Hamilton Dollinger & Company, Inc.

  

  409 Lasalle St, Bay City, MI 48706
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  /13

  $82,900

  • Land
  • 0.77 Acre
  • $107,662 per Acre

  6579 Westside Saginaw Rd, Bay City, MI 48706

  Beautiful & ready to be built vacant land, 0.77 Acre lot with a current zoning of C2 (Commercial Zoning and can be rezoned to residential purpose if needed). This lovely lot has 100 feet of immediate road frontage on the "high traffic" Saginaw Road (Also know as the M84 High Way and is veru close to I 75 free way), the M 84 highway connects the lovely Downtown of Bay City with Downtown Saginaw.

  Hassan Karadsheh R2M Realty

  

  6579 Westside Saginaw Rd, Bay City, MI 48706
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  /17

  $47,500

  • 3 Beds
  • 1 Bath
  • 1,257 Sq Ft

  600 Wilson St, Bay City, MI 48708

  3 bedroom 1 bath home offers room to grow. Make it your own! Deck for summer relaxation. Det garage for storage. Full basement. Vinyl siding. Needs some plumbing. prime candidate for a rehab to make it your own

  All Star Real Estate All Star Real Estate

  600 Wilson St, Bay City, MI 48708
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  /10

  $79,900

  • 3 Beds
  • 1 Bath
  • 1,914 Sq Ft

  3102 N Water St, Bay City, MI 48708

  Very spacious 2-story, 3 bedroom home situated on a generous size lot in Bay City! With some TLC, this home has tons of potential and presents the perfect opportunity to build equity with some elbow grease and updates, and the bonus rooms offer potential for additional bedrooms.

  Dona Czapp Valley Real Estate

  

  3102 N Water St, Bay City, MI 48708
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  /5

  $69,000

  • Land
  • 0.56 Acre
  • $123,214 per Acre

  1115 Carrie Lynn Dr, Bay City, MI 48706

  Rare opportunity to build your dream home on the Bay City Country Club golf course! Two adjacent vacant lots are available, offering flexibility to purchase one or both. Enjoy scenic golf course views and a peaceful setting while being just minutes from local amenities. These build-ready lots provide the perfect canvas for a custom home in a highly desirable location. Don’t miss this chance to

  Karah Ralph Century 21 Signature Realty Midland

  

  1115 Carrie Lynn Dr, Bay City, MI 48706
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  /2

  $49,000

  • Land
  • 0.42 Acre
  • $116,667 per Acre

  0 Copper Creek Dr, Bay City, MI 48706

  BEAUTIFUL COPPER CREEK LOT IN MEADOW LAKE SUBDIVISION IN FRANKENLUST TWP. USE YOUR OWN BUILDER! MASTER DEED AND BY LAWS ARE AVAILABLE AND THE HOA FEE IS ONLY 150.00 per year. Minimum 2000 sq. Ft. for a ranch style home and 2500 for a 2 story home, sq. Footage does not include the garage or any unfinished areas in the basement. All construction must be completed within a 12 month period from

  Wade Eckenrod RE/MAX Results

  0 Copper Creek Dr, Bay City, MI 48706
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  /18

  $89,000

  • 2 Beds
  • 1 Bath
  • 576 Sq Ft

  1105 S Jefferson St, Bay City, MI 48708

  Discover this charming and affordable 2-bedroom, 1-bath home at 1105 S. Jefferson St. in Bay City. With plenty of cozy living space and an easy-to-maintain layout, this property is ideal for first-time home buyers, downsizers, or investors seeking a practical and budget-friendly opportunity. A detached one-car garage adds convenience, while the manageable lot provides just enough outdoor space

  Josh Burch Ayre Rhinehart Real Estate Partners

  1105 S Jefferson St, Bay City, MI 48708
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  /6

  $99,900

  • Land
  • 6 Acres
  • $16,650 per Acre

  2507 Delta Rd, Bay City, MI 48706

  Paul Burback The Miller Group

  

  2507 Delta Rd, Bay City, MI 48706

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