Bay City, MI Homes for Sale under $100,000

• 

  

  

  /4

  $9,900

  • Land
  • 0.13 Acre
  • $76,154 per Acre

  709 Fraser St, Bay City, MI 48708

  Beautifully treed vacant lot with utilities available at the road. Close to shopping, parks, schools and dining.

  

  Linda Anderson

  Bay Area Real Estate

  (989) 514-2517

  709 Fraser St, Bay City, MI 48708
• Explore Bay City

• 

  

  

  /10

  $37,500

  • Land
  • 2.67 Acres
  • $14,045 per Acre

  0 W Munger Rd, Bay City, MI 48708

  Nearly 3 Acres of Wooded Serenity – City Water Access & Prime Location Discover the perfect blend of privacy and convenience with this beautifully wooded lot spanning almost 3 acres. Nestled in a peaceful setting, this property offers a rare opportunity to build your dream home surrounded by nature—while staying close to everything that matters. City Water Available at the Road – Ready for your

  

  Linda Anderson

  Bay Area Real Estate

  (989) 368-2645

  0 W Munger Rd, Bay City, MI 48708
• 

  

  

  /3

  $10,500

  • Land
  • 0.55 Acre
  • $19,091 per Acre

  0 W German Rd, Bay City, MI 48708

  Build Your Dream Home on This Peaceful Country Lot – Just Minutes from Town! Discover the perfect blend of rural charm and urban convenience with this spacious vacant lot spanning over half an acre. Currently being farmed, this fertile land offers a blank canvas for your future home, garden, or hobby farm. Utilities Ready – Water and natural gas available at the road Prime Location – Only 5

  

  Linda Anderson

  Bay Area Real Estate

  (989) 653-6411

  0 W German Rd, Bay City, MI 48708
• 

  

  

  /4

  $50,000

  • 6 Beds
  • 3 Baths
  • 1,966 Sq Ft

  1504 Mccormick St, Bay City, MI 48708

  This is A CASH ONLY, Investment property. There is no source of heat currently in the house. It is recommended to show during the day as there are no utilities currently hooked up. You build to your specifications. Could be a multi-family investment. New windows. There is a fireplace and new wiring, but condition unknown. Main, upper & basement level are been gutted down to the studs. The

  

  Sue Toner-McKnight

  Area Wide Real Estate

  (989) 747-4071

  

  1504 Mccormick St, Bay City, MI 48708
• 

  

  

  /21

  $78,600 New Construction

  • 3 Beds
  • 2 Baths
  • 1,020 Sq Ft

  1029 Raven Dr, Bay City, MI 48706

  Welcome to your new home in Fairfield Manor, a peaceful and beautifully maintained mobile home community offering a blend of comfort, style, and convenience. This brand new 2024 Champion Dutch Aspire manufactured home features 1020 sq. ft. of living space and three spacious bedrooms and two full bathrooms, making it ideal for families, first-time homebuyers, or anyone looking to downsize without

  

  Louis Bitto

  USA #1 Realty LLC

  (989) 479-8406

  

  1029 Raven Dr, Bay City, MI 48706
• 

  

  /28

  $93,750 New Construction

  • 3 Beds
  • 2 Baths
  • 1,386 Sq Ft

  4819 Cardinal Dr, Bay City, MI 48706

  Welcome to your new home in Fairfield Manor, a peaceful and beautifully maintained mobile home community offering a blend of comfort, style, and convenience. This brand new 2024 Adventure Homes manufactured home with 1,386 sq. ft. of living space features three spacious bedrooms and two full bathrooms, making it ideal for families, first-time homebuyers, or anyone looking to downsize without

  

  Louis Bitto

  USA #1 Realty LLC

  (989) 200-5872

  

  4819 Cardinal Dr, Bay City, MI 48706
• 

  

  /22

  $78,600 New Construction

  • 3 Beds
  • 2 Baths
  • 1,020 Sq Ft

  1048 Pheasant Dr, Bay City, MI 48706

  Welcome to your new home in Fairfield Manor, a peaceful and beautifully maintained mobile home community offering a blend of comfort, style, and convenience. This brand new 2024 Champion Dutch Aspire manufactured home features 1020 sq. ft. of living space and three spacious bedrooms and two full bathrooms, making it ideal for families, first-time homebuyers, or anyone looking to downsize without

  

  Louis Bitto

  USA #1 Realty LLC

  (989) 267-1192

  

  1048 Pheasant Dr, Bay City, MI 48706
• 

  

  /22

  $90,000

  • 3 Beds
  • 1 Bath
  • 1,418 Sq Ft

  316 S Woodbridge St, Bay City, MI 48706

  Welcome to 316 S. Woodbridge Ave.! This charming 1.5-story, 3-bedroom, 1-bathroom home in desirable Bangor Township. Enjoy a bright and inviting layout with comfortable living spaces. The property includes a convenient storage shed—great for tools, hobbies, or extra outdoor gear. Situated in a fantastic location near schools, shopping, and commuter routes, this home offers both comfort and

  Justin Jamrog RE/MAX Results

  316 S Woodbridge St, Bay City, MI 48706
• 

  

  /13

  $74,900 Open Sat 12PM - 2PM

  • 2 Beds
  • 1 Bath
  • 702 Sq Ft

  305 Mosher St, Bay City, MI 48706

  Welcome to this charming Bay City home that radiates warmth and personality from the moment you arrive. Thoughtfully maintained and full of character, this inviting 2 bedroom, 1 bath property offers an ideal blend of comfort and functionality. Perfect for a first-time buyer, someone looking to downsize, or anyone seeking a cozy retreat. The layout provides an easy flow between living spaces,

  Kelti Holbrook Our Home & Co Real Estate

  

  305 Mosher St, Bay City, MI 48706
• 

  

  /18

  $99,900

  • 6 Beds
  • 2 Baths
  • 2,322 Sq Ft

  611 Litchfield St, Bay City, MI 48706

  This 2-story home offers over 2,300 sq ft with 5-6 bedrooms and 2 full baths, along with full basement. Convenient 1st floor laundry, natural oak woodwork, updated electrical service, fenced yard. Presently used as an Adult Foster Care Home. These tenants have been here since 2011 and wish to stay if the new owners will allow. Their lease is through June 30, 2026 at $1,195 monthly rent and

  Robin Yost RE/MAX Results

  611 Litchfield St, Bay City, MI 48706
• 

  

  /19

  $89,347

  • 2 Beds
  • 1 Bath
  • 1,048 Sq Ft

  1010 13th St, Bay City, MI 48708

  Full of charm and character, this 2-bedroom, 1-bath Bay City gem is full of warmth and character, featuring gorgeous old wood details and updated flooring throughout. The open floor plan creates a comfortable flow from the spacious entryway to the cozy living areas. You’ll love the large, enclosed porch — perfect for relaxing with your morning coffee or hosting friends. The full basement provides

  Jaime Schaefer NextHome Park Place Homes Group

  1010 13th St, Bay City, MI 48708
• 

  

  /16

  $77,500

  • 3 Beds
  • 2 Baths
  • 1,288 Sq Ft

  714 Nebobish Ave, Bay City, MI 48708

  Don’t miss your chance to see this charming three-bedroom, two-bath home in Bay City. Situated on a spacious corner lot surrounded by established perennials, this property offers both comfort and convenience. Features include a full basement and shed for extra storage, plus a main-level bedroom, full bath, and laundry for easy living. Enjoy relaxing on the covered front or east-side porch, or

  Ryan Sagady Bay Realty Michigan

  

  714 Nebobish Ave, Bay City, MI 48708
• 

  

  /17

  $89,000

  • 4 Beds
  • 2 Baths
  • 1,598 Sq Ft

  1109 Leng St, Bay City, MI 48706

  Spacious 1600 Sq Ft, 4 Bedroom 2 Bath Home with a full basement. Newer Roof in 2023. Maintenance free vinyl exterior. Formely a 2 unit, nice set up for a family member to stay, private entrance. First floor Utility Room. Will make a good rental or Starter Home. Priced Well below SEV for Immediate Sale. Call or Text the Agent today.

  Wade Eckenrod RE/MAX Results

  1109 Leng St, Bay City, MI 48706
• 

  

  /39

  $99,900

  • 4 Beds
  • 1.5 Baths
  • 1,921 Sq Ft

  1912 5th St, Bay City, MI 48708

  This historical home sits on the boulevard! If you are dreaming of a spacious home with original wood work, hardwood floors & open staircase in formal foyer, french doors, large closets, lots of windows in kitchen for natural light. this home might be right for you! New roof in 2025, fenced yard, huge front porch (sitting room is formal foyer)

  Cindy Sinicki Cindy Sinicki Realty

  1912 5th St, Bay City, MI 48708
• 

  

  /27

  $69,000

  • 3 Beds
  • 1 Bath
  • 2,068 Sq Ft

  523 N Trumbull St, Bay City, MI 48708

  Spacious 3-bedroom, 1-bath home offering over 1,700 sq ft of living space plus a partially finished basement and a detached garage. Situated on a large 0.23-acre lot (approx. 10,000 sq ft) with plenty of yard space and off-street parking. Located just north of Center Ave (M-25), minutes from downtown Bay City, Carroll Park, and the Saginaw River, with quick access to I-75 / US-23 for easy

  Scott Fader Joseph Walter Realty LLC

  

  523 N Trumbull St, Bay City, MI 48708
• 

  

  /10

  $40,000

  • 3 Beds
  • 1 Bath
  • 768 Sq Ft

  1407 Bradfield St, Bay City, MI 48706

  Multiple opportunities await you, and your vision with this property. This home is in need of SIGNIFICANT renovation/foundation repairs, or tear down with three lots available to split and create multiple new constructions or other options as allowed by the city. This home is in need of significant repair and is not mortgageable. CASH ONLY.

  Burt Smith Caldera Real Estate Group

  

  1407 Bradfield St, Bay City, MI 48706
• 

  

  /17

  $52,000

  • 2 Beds
  • 1 Bath
  • 943 Sq Ft

  608 S Williams St, Bay City, MI 48706

  Modest 2 bedroom home with a semi open layout, eat in kitchen, basement, exterior storage sheds and partially fenced yard. Great investment opportunity. Home in need of some repairs and priced accordingly. Cash or possible high down conventional terms only.

  Joan Swide RE/MAX Results

  608 S Williams St, Bay City, MI 48706
• 

  

  /15

  $70,000

  • 2 Beds
  • 1 Bath
  • 1,044 Sq Ft

  406 Stanton St, Bay City, MI 48708

  Unlock the potential of this 2-bedroom, 1-bath home offering 1,044 sq ft of comfortable living space plus an unfinished basement ready for your vision. Whether you're looking to expand, renovate, or simply hold for steady rental income, this property delivers. Reliable tenant already in place—start earning from day one Spacious layout with natural light and functional flow Unfinished basement for

  Tammy Walz Ayre/Rhinehart Bay REALTORS

  406 Stanton St, Bay City, MI 48708
• 

  

  /20

  $64,900

  • 2 Beds
  • 1 Bath
  • 1,302 Sq Ft

  609 N Henry St, Bay City, MI 48706

  Home has been a great investment for many years and the seller is just ready to do something different! Ready for a new owner to live in or an investor to take over.

  Carrie Dahn Berkshire Hathaway HomeServices, Bay City

  609 N Henry St, Bay City, MI 48706
• 

  

  /7

  $7,200

  • Land
  • 2.05 Acres
  • $3,509 per Acre

  000 County Road 246 West Ave, Bay City, TX 77457

  Lots Available in Bay City, TX – Your Opportunity to Build or Invest! Discover your perfect slice of land in charming Bay City, Texas — a growing community with the feel of small-town living and all the amenities you want close by. These lots give you flexibility to design your dream home, develop multiple properties, or acquire land for future investment. Property Highlights: Spacious,

  Emmanul Fonseca eXp Realty, LLC

  000 County Road 246 West Ave, Bay City, TX 77457
• 

  

  /5

  $9,900

  • Land
  • 0.11 Acre
  • $90,000 per Acre

  1208 Wilson St, Bay City, MI 48708

  city lot close to south end amenities not finding a home like build your home here to your liking ideal for a modular or small frame custom home has both alley and street access

  All Star Real Estate All Star Real Estate

  1208 Wilson St, Bay City, MI 48708
• 

  

  /11

  $35,000

  • Land
  • 0.88 Acre
  • $39,773 per Acre

  0 Michigan Unit 50188067, Bay City, MI 48706

  Build your dream home in Frankenlust Township. Two identical lots available. Over three quarters of an acre each on the Saginaw Valley Golf Course, surrounded by beautiful homes and exclusive neighborhoods. Keep your privacy with current plant growth. Or clear it out for an expansive golf course view. Want more space? Both lots can be purchased together giving you over 1.75 acres to build your

  Eugenia Jarema Century 21 Signature Realty

  

  0 Michigan Unit 50188067, Bay City, MI 48706
• 

  

  /11

  $35,000

  • Land
  • 0.88 Acre
  • $39,773 per Acre

  0 Michigan Unit 50188064, Bay City, MI 48706

  Build your dream home in Frankenlust Township. Two identical lots available. Over three quarters of an acre each on the Saginaw Valley Golf Course, surrounded by beautiful homes and exclusive neighborhoods. Keep your privacy with current plant growth. Or clear it out for an expansive golf course view. Want more space? Both lots can be purchased together giving you over 1.75 acres to build your

  Eugenia Jarema Century 21 Signature Realty

  

  0 Michigan Unit 50188064, Bay City, MI 48706
• 

  

  /7

  $64,000

  • 5 Beds
  • 2 Baths
  • 1,698 Sq Ft

  200 Marquette St, Bay City, MI 48706

  200 Marquette St, Bay City – 5 Bed, 2 Bath – Over 1,600 Sq.Ft. This property is priced to move and packed with potential! It offers flexibility whether you want to keep it as a rental, convert it to a spacious single-family residence, or live in one unit and rent out the other to cover your mortgage. Featuring 5 bedrooms, 2 bathrooms, and over 1,600 sq.ft. of living space, this property is a

  Jordan Smith Tremaine Real Estate

  

  200 Marquette St, Bay City, MI 48706
• 

  

  /5

  $59,000

  • 3 Beds
  • 1 Bath
  • 964 Sq Ft

  215 Stanton St, Bay City, MI 48708

  215 Stanton St, Bay City – Charming 3-Bedroom with Basement! Welcome to 215 Stanton St — a cozy yet spacious 3-bedroom, 1-bath home with 964 sq.ft. of comfortable living space. This property offers the perfect blend of character and practicality. Step up onto the inviting front porch, perfect for morning coffee or evening relaxation. Inside, you’ll find a layout that makes great use of every

  Jordan Smith Tremaine Real Estate

  

  215 Stanton St, Bay City, MI 48708
• 

  

  /13

  $82,900

  • Land
  • 0.77 Acre
  • $107,662 per Acre

  6579 Westside Saginaw Rd, Bay City, MI 48706

  Beautiful & ready to be built vacant land, 0.77 Acre lot with a current zoning of C2 (Commercial Zoning and can be rezoned to residential purpose if needed). This lovely lot has 100 feet of immediate road frontage on the "high traffic" Saginaw Road (Also know as the M84 High Way and is veru close to I 75 free way), the M 84 highway connects the lovely Downtown of Bay City with Downtown Saginaw.

  Hassan Karadsheh R2M Realty

  

  6579 Westside Saginaw Rd, Bay City, MI 48706
• 

  

  /19

  $99,900

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  400 S Williams St, Bay City, MI 48706

  Versatile Opportunity - Primary or Investment. 400 S Williams St offers 4 bedrooms, 2 bathrooms, and 1,600 sq ft of space. The home is currently leased to a tenant through the end of September, it's a solid option whether you're looking for future owner-occupancy or a steady investment. Located near downtown Bay City, parks, and schools. Schedule your showing today.

  Drew Denham Keller Williams Grand Rapids North

  400 S Williams St, Bay City, MI 48706
• 

  

  /18

  $99,000

  • 3 Beds
  • 2 Baths
  • 1,318 Sq Ft

  502 E South Union St, Bay City, MI 48706

  This can be a single Family home or a well taken care of rental property. GReat for extended family members to live with you. Potential 2 unit with a full basement. The electric and gas are split. City rental certification expires on 1/26/2026. Numerous updates throughout including many new windows, new siding, exterior paint, both hot water tanks and unit 2 new furnace. The basement has egress

  Brittini Rase All Star Real Estate

  502 E South Union St, Bay City, MI 48706
• 

  

  /20

  $82,000

  • 3 Beds
  • 1 Bath
  • 1,156 Sq Ft

  609 Mccormick St, Bay City, MI 48708

  Discover comfort and value in this inviting 3-bedroom, 1-bath home, ideally located just steps from the Bay City Rail Trail. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home offers a solid foundation with great potential. Situated on a 50x100 city lot, the home features a fenced-in backyard perfect for pets, play, or relaxing outdoors. A newer

  Howard Diefenbach Century 21 Signature Realty - Bay City

  609 Mccormick St, Bay City, MI 48708
• 

  

  /16

  $49,000

  • 2 Beds
  • 1 Bath
  • 828 Sq Ft

  807 Fraser St, Bay City, MI 48708

  *Price Improvement* Solid 2-bedroom, 1-bathroom rental property with established long-term tenant in place. This home offers immediate cash flow for the savvy investor. Property features comfortable living spaces, functional layout, and is located in a convenient to everything Bay City neighborhood. Current tenant has proven rental history, providing stability and peace of mind for new ownership.

  Benjamin Wieland Berkshire Hathaway HomeServices, Bay City

  807 Fraser St, Bay City, MI 48708
• 

  

  /10

  $59,000

  • 3 Beds
  • 1 Bath
  • 880 Sq Ft

  812 Fitzhugh St, Bay City, MI 48708

  *Price Improvement* 3-bedroom, 1-bathroom investment property featuring reliable long-term tenant already in place. This rental home offers excellent cash flow potential with proven rental history. Well-maintained property in established Bay City location provides the perfect combination of affordability and rental demand. Current tenant relationship ensures seamless transition for new investor.

  Benjamin Wieland Berkshire Hathaway HomeServices, Bay City

  812 Fitzhugh St, Bay City, MI 48708
• 

  

  /22

  $90,000

  • 2 Beds
  • 1 Bath
  • 922 Sq Ft

  1303 S Warner St, Bay City, MI 48706

  WARM WELCOME ON WARNER STREET! Curb appeal is not lacking here as you pull up to this charming two bedroom, one bathroom bungalow with a cute front porch which is tucked right in the heart of Bay City. Located nearby local shopping centers and restaurants, you’ll enjoy the convenience of the city here. With 922 square feet of functional living space in this adorable 1.5 story house, the

  T.J. Peters Modern Realty

  1303 S Warner St, Bay City, MI 48706
• 

  

  /14

  $12,000

  • Land
  • 0.11 Acre
  • $109,091 per Acre

  405 Harvard St, Bay City, MI 48708

  Buildable city-sized lot ready for a single-family home. Features some shade from mature trees. Great location near local amenities— perfect for building your future home or investment property. Set back policies have been relaxed. Please contact the Hampton Twp building department for specific questions related to site plans.

  Adam Sinclair Bay Valley Realty

  405 Harvard St, Bay City, MI 48708
• 

  

  /14

  $54,700

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  1200 Fitzhugh St, Bay City, MI 48708

  Great opportunity on this three bedroom ranch home in Bay City on a corner lot. Large covered front porch. Good living space area on the main floor with a decent size kitchen, dining room, and nice sized living room. Three bedrooms (one you have to walk through to get to bathroom). Full basement that is partially finished. Immediate Occupancy

  Raymond Megie Realty Executives Main St LLC

  

  1200 Fitzhugh St, Bay City, MI 48708
• 

  

  /5

  $89,000

  • Land
  • 10 Acres
  • $8,900 per Acre

  0 2 Mile Rd Unit 50169642, Bay City, MI 48706

  Prime location vacant land on the West edge of Bangor Twp. Ten acres, rural, tillable and tiled. Looking for a perfect place to build your new home? There is city sewer and water at the road. Or, maybe you're looking for a great piece of property for farming purposes. Current owner was renting property to a farmer. There is an access road to the property off 2 Mile Rd. Property has been

  Lynn Moore Berkshire Hathaway HomeServices

  

  0 2 Mile Rd Unit 50169642, Bay City, MI 48706
• 

  

  /3

  $7,499

  • Land
  • 0.13 Acre
  • $57,685 per Acre

  208 S Sheridan St, Bay City, MI 48708

  0.11-acre lot in the heart of Bay City, close to expressways, shopping, restaurants, hospitals, and schools. Priced to sell—send all offers!

  Scott Myers RE/MAX Platinum - Grand Blanc

  

  208 S Sheridan St, Bay City, MI 48708
• 

  

  /6

  $29,900

  • Land
  • 1.02 Acres
  • $29,314 per Acre

  V/L Wheeler Rd, Bay City, MI 48706

  Build your dream home in popular Monitor Twp! This parcel offers 1.02 acres, lot dimensions are 206 x 215, and is ideally located in the heart of the Tri-Cities. Water, natural gas, & electric available at the road. Septic would need to be installed. Survey is on file. Crossroads are Fraser & 7 Mile.

  The Ryan Valdera Erica Roseberry Team Berkshire Hathaway HomeServices, Bay City

  V/L Wheeler Rd, Bay City, MI 48706
• 

  

  /4

  $19,400

  • Land
  • 0.3 Acre
  • $64,667 per Acre

  1414 Kosciuszko Ave, Bay City, MI 48708

  Dreaming of a new business venture? Make your dreams come true! This commercial corner lot has many opportunities. The driveway approach is on S. Van Buren St.

  Brittini Rase All Star Real Estate

  1414 Kosciuszko Ave, Bay City, MI 48708
• 

  

  /7

  $49,000

  • Land
  • 0.38 Acre
  • $128,947 per Acre

  2383 Copper Creek Dr, Bay City, MI 48706

  Available building site located within Meadow Lake Subdivision located in Frankenlust Township. Beautiful building site near Bay Valley Golf Course. You choose the builder of your choice. Close to I-75 and minutes from Downtown Bay City, Saginaw and Midland. HOA Fee $150 a year. Minimum sq ft for newly built ranch home is 2000 sq ft and two story minimum is 2500 sq ft. All plans must be

  Wade Eckenrod RE/MAX Results

  2383 Copper Creek Dr, Bay City, MI 48706
• 

  

  /7

  $49,000

  • Land
  • 0.39 Acre
  • $125,641 per Acre

  2453 Copper Creek Dr, Bay City, MI 48706

  Available building site located within Meadow Lake Subdivision located in Frankenlust Township. Beautiful building site near Bay Valley Golf Course. You choose the builder of your choice or Build to Suit. Close to I-75 and minutes from Downtown Bay City, Saginaw and Midland. HOA Fee $150 a year. Minimum sq ft for newly built ranch home is 2000 sq ft and two story minimum is 2500 sq ft. All plans

  Wade Eckenrod RE/MAX Results

  2453 Copper Creek Dr, Bay City, MI 48706

Showing Results 1 - 40, Page 1 of 2