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Clay County IA Homes for Sale

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  • /17

    $175,000

    • 5 Beds
    • 3 Baths
    • 4,308 Sq Ft

    21 W 1st St, Spencer, IA 51301

    21 W 1st Street | Spencer, IA Value-add opportunity in Spencer! This 6-plex offers strong upside for an investor ready to complete renovations and increase cash flow. The property has been partially remodeled, with 2 of the 6 units currently rented, providing immediate income. The remaining 4 units offer the ability to renovate, lease up, and significantly improve overall returns. With

    Nic Madsen Gateway Real Estate Advisors

    21 W 1st St, Spencer, IA 51301
  • /16

    $249,900

    • 4 Beds
    • 2.5 Baths
    • 1,912 Sq Ft

    609 4th Ave W, Spencer, IA 51301

    If you've been waiting for the one that checks every box, here it is! This 4 bedroom, 2.5 bath home delivers a functional layout, perfect for every day life and entertaining. Natural light pours through the home, making every room feel bright, open and inviting. Fresh new flooring and paint give it a clean, updated feel, making it truly move-in ready. All four bedrooms are on the same level,

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    609 4th Ave W, Spencer, IA 51301
  • /80

    $1

    • Land
    • 309.81 Acres
    • $0 per Acre

    TBD 290th St, Everly, IA 51338

    High Point Land Company is honored to present the Lowe Family properties, to be sold via online auction March 31st, with bidding ending at 1:00pm. These farms feature high quality Clay County soil and offer tremendous opportunities for expanding existing operations or investing in A-class tillable farmland. This farm is being sold by net taxable acres. * Tract 1 - 156+/- Net Taxable Acres

    Patrick Lentz High Point Land Company, LLC

    TBD 290th St, Everly, IA 51338
  • /20

    $337,000

    • 3 Beds
    • 2 Baths
    • 1,794 Sq Ft

    1813 20th Ave W, Spencer, IA 51301

    Easy Living Opportunity! Perfect for anyone looking to downsize or simplify their daily life. One-level living that is pure comfort with open-concept floor plan allowing room to entertain yet ideal for quiet nights in. Beautiful kitchen offers ample cabinetry, a pantry, sleek countertops and spacious island. Check out this quality built duplex on an end lot in a desirable neighborhood across from

    Kim Bates Northwest Iowa Realty

    1813 20th Ave W, Spencer, IA 51301
  • /12

    $199,000

    • 4 Beds
    • 1.5 Baths
    • 1,220 Sq Ft

    109 Parkway Dr, Spencer, IA 51301

    DRY HOME! Come check out this property with so tons of potential! With 3 spacious bedrooms upstairs, one non-conforming downstairs, family/game room downstairs, eat-in kitchen and a large living room overlooking a large back yard, this home is a gem! Close in proximity to shopping, parks, the golf course, and more! Even better, this home was not affected by the flood of 2024! Make this house into

    Megan Jewell Integrity Real Estate

    109 Parkway Dr, Spencer, IA 51301
  • /3

    $17,500

    • Land
    • 0.13 Acre
    • $134,615 per Acre

    822 2nd Ave SE, Spencer, IA 51301

    Looking to build a house? This 50' by 117' bare lot with water and sewer lines stubbed in could just be the one for you. Additionally there is a poured existing concrete driveway. Great lot! Don't miss out!

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    822 2nd Ave SE, Spencer, IA 51301
  • /13

    $121,000

    • 1 Bed
    • 1 Bath
    • 783 Sq Ft

    1900 4th Ave SW Unit 106, Spencer, IA 51301

    First floor Condominium on the Spencer Municipal Golf Course. This one-bedroom unit offers an open concept living area that flows into a full-size kitchen with all appliances, master bedroom with walk in closet, full bath with walk in shower, stunning views of the golf course & walk out patio with direct golf course access, ample storage, and heated garage space. Conveniently located on the main

    Susanne Hallett Realty Professionals

    1900 4th Ave SW Unit 106, Spencer, IA 51301
  • /28

    $170,000

    • 4 Beds
    • 2 Baths
    • 1,530 Sq Ft

    523 4th Ave W, Spencer, IA 51301

    Charming two-story home featuring 4 bedrooms and 2 bathrooms. The updated kitchen is perfect for modern living, while the formal dining room and cozy living room provide plenty of space for entertaining. Relax on the wonderful front porch, ideal for sipping your morning coffee or enjoying a good book in the evening. Outside, enjoy a fenced-in yard and a three-car garage, offering ample storage

    Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

    523 4th Ave W, Spencer, IA 51301
  • /74

    $439,000

    • 4 Beds
    • 3 Baths
    • 1,992 Sq Ft

    701 4th St SW, Spencer, IA 51301

    Welcome to this charming Cape Cod-style home, perfectly positioned in the heart of town and set on an expansive nearly 1 acre lot offering captivating river ground views, close to the bike / walking trails and endless possibilities. With nearly 2,000 finished square feet, this delightful property features 4 bedrooms and 3 bathrooms, creating a spacious and flexible retreat for any family. Two of

    Doug Small Hinn Real Estate

    701 4th St SW, Spencer, IA 51301
  • /6

    $520,000

    0, Spencer, IA 51301

    Pasture for sale and includes two 40 acres parcels just north east of Gillett Grove, IA (South of Spencer, IA) for a total of 80 acres. Sits on the corner of 290th and 420th Streets. Updated fencing, newer permanent corral system and good flowing creek throughout. Priced at $6,500 per acre. Section 20, township 95, range 35 of Logan township in Clay County.

    Kelly Anderson Signature Real Estate Group of Iowa

    0, Spencer, IA 51301
  • /33

    $379,500 Open Sat 11AM - 12PM

    • 5 Beds
    • 2.5 Baths
    • 3,004 Sq Ft

    1725 1st Ave E, Spencer, IA 51301

    Looking for the perfect blend of classic two-story charm and modern luxury? This spacious 5 bedroom, 2 1/2 bathroom home sits on an extra large, fenced corner lot. Interior highlights include a beautifully updated kitchen that serves as the heart of the home, for family gatherings. Relax in the spacious living room with a gas fireplace and tons of natural sunlight. The four season room offers

    Kim Bates Northwest Iowa Realty

    1725 1st Ave E, Spencer, IA 51301
  • /26

    $450,000

    • Land
    • 6.4 Acres
    • $70,312 per Acre

    4545 120th Ave, Peterson, IA 51047

    Clay County, Iowa Property for Sale – We are pleased to offer a unique rural improvement site located at 4545 120th Avenue, Peterson, Iowa. This 6.40-acre property features over 74,780 combined square feet of enclosed space and presents an outstanding opportunity for buyers seeking functional, existing infrastructure in a quiet country setting. Built in 1997, the property includes two large

    Doug Bear Peoples Company

    4545 120th Ave, Peterson, IA 51047
  • /9

    $875,000

    • Land
    • 140.91 Acres
    • $6,210 per Acre

    260th Avenue, Webb, IA 51366

    Key Features:-50' x 60' hay quonset building-3 sided cattle shed and working facilities-Rotational grazing paddocks-Tillable and pasture ground-Extra income from CRP grassland-Pond-Hunting paradise-Great shade trees-Cedar trees cleared to maximize pasture vegetation-Stocking rate of 2 acres per cow/calf pair-Sprayed yearly-Fertilized bi-annually

    Ben Hollesen Midwest Land Management & Real Estate, Inc.

    260th Avenue, Webb, IA 51366
  • /2

    $39,900

    • 3 Beds
    • 1 Bath
    • 1,144 Sq Ft

    620 1st Ave SE, Spencer, IA 51301

    Three bedroom home on a deep lot, offering potential appeal to investors or buyers seeking lot value, set in a conveniently located neighborhood. Cash buyers, property is being sold AS-IS. Demo is complete and ready to flip!

    Lezlie Boetel - Pohlman Integrity Real Estate

    620 1st Ave SE, Spencer, IA 51301
  • /28

    $189,000

    • 3 Beds
    • 2 Baths
    • 1,440 Sq Ft

    2660 470th St, Webb, IA 51366

    This completely remodeled 3-bedroom home on a 1-acre lot offers the perfect mix of modern luxury and rural practicality. The interior features an open layout with original hardwood floors, highlighted by a private upper-level master suite that includes an ensuite with a jet tub and a dedicated laundry closet. You can leave the propane tank behind thanks to the high-efficiency multi-zone

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    2660 470th St, Webb, IA 51366
  • /21

    $239,000 Open Sat 10AM - 11AM

    • 3 Beds
    • 2 Baths
    • 1,142 Sq Ft

    412 Highway Ave SW, Fostoria, IA 51340

    This beautiful home has 3 bedrooms on main level with 2 gorgeous bathrooms and includes a 4 season room. Fireplace in living room. Located on corner lot with beautiful sunsets off the large deck. Garage is a very spacious 2 stall with plenty of storage. New sub-floor and flooring. Newly remodeled full bathrooms on main level. Very private on large lot near the Iowa Great Lakes and Spencer.

    Lori Richardson Keller Williams Okoboji

    412 Highway Ave SW, Fostoria, IA 51340
  • /2

    $1,475,000

    • Land
    • 130 Acres
    • $11,346 per Acre

    450th Street, Gillett Grove, IA 51341

    Located southeast of Gillett Grove, Iowa, this farm features 126.58 cropland acres and an average CSR2 value of 83.5. Primary soils include Webster, Clarion, Nicollet and Canisteo. There are .64 CRP acres with an annual CRP payment of $238 which is $372/acre. The corn base is 86.58 acres with a PLC Yield of 150. The soybean base is 39.35 acres with a PLC Yield of 42.

    Ben Hollesen Midwest Land Management & Real Estate, Inc.

    450th Street, Gillett Grove, IA 51341
  • /11

    $952,000

    • Land
    • 112.2 Acres
    • $8,485 per Acre

    170th Avenue, Spencer, IA 51301

    Open lease for 2026 crop year!30' x 30' heated Morton building constructed in 2004 features: 13' high side walls 12' high x 14' wide sliding garage door Interior electrical wiring Interior Modine hanging heater with propane tank 14' x 14' exterior cement pad

    Ben Hollesen Midwest Land Management & Real Estate, Inc.

    170th Avenue, Spencer, IA 51301
  • /41

    $269,000 Open Sat 10AM - 11AM

    • 3 Beds
    • 2.5 Baths
    • 3,166 Sq Ft

    618 W 4th St, Spencer, IA 51301

    Nestled on a picturesque river lot overlooking the Little Sioux River, this charming 11⁄2-story home offers breathtaking views in every season. From vibrant fall colors to peaceful winter scenes, nature provides a stunning backdrop year-round. Enjoy watching wildlife in their natural habitat, and step just outside your back door to launch a canoe or kayak for a day on the water—this is truly a

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    618 W 4th St, Spencer, IA 51301
  • /21

    $230,000

    • 8 Beds
    • 4 Baths
    • 1,488 Sq Ft

    303 E 3rd St, Everly, IA 51338

    20/20 Investment Vision — A Clear Focus on Long-Term Possibilities This quadplex in the community of Everly delivers exactly the kind of clarity strong investments are built on. Offering a balanced blend of consistency and recent updates, this four-unit property features a practical, uniform layout across all units: two bedrooms and one full bath designed for comfortable everyday living and

    Kelly Bierl Hometown Realty

    303 E 3rd St, Everly, IA 51338
  • /9

    $99,000

    • 2 Beds
    • 1 Bath
    • 744 Sq Ft

    118 W 14th St, Spencer, IA 51301

    Charming two-bedroom ranch home located just minutes from the Clay County Fairgrounds and scenic bike trail. Enjoy the convenience of nearby recreation, events and outdoor activities while being tucked into a quiet neighborhood. A great opportunity for first-time buyers, downsizers, or investors.

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    118 W 14th St, Spencer, IA 51301
  • /21

    $349,900

    • 3 Beds
    • 2 Baths
    • 1,850 Sq Ft

    404 Country Club Ln, Spencer, IA 51301

    COMPLETELY REMODELED THREE BEDROOM RANCH HOME WITH OVERSIZED DOUBLE ATTACHED LINED AND HEATED GARAGE. This home features a large great room with vaulted ceilings that opens and flows into the designer kitchen and formal dining area. Large private master bedroom suite with master bath. Second and third bedrooms and 2nd full bath are on the opposite end of the home so everyone can have their own

    Mark Hallett Realty Professionals

    404 Country Club Ln, Spencer, IA 51301
  • /36

    $125,000

    • 5 Beds
    • 2.5 Baths
    • 2,110 Sq Ft

    904 E 4th St, Spencer, IA 51301

    Four-level split with 4 bedrooms + 1 non-conforming in the basement and an easy living-dining-kitchen layout on the main. Upper level has a good-sized primary suite with a 3/4 bath, 2 more bedrooms & a full bathroom with double sinks. The middle level has the 4th bedroom/office/study with a half bath and fireplace overlooking the backyard and an attached 2-car garage for easy access. There is a

    Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

    904 E 4th St, Spencer, IA 51301
  • /2

    $40,000

    • Land
    • 0.13 Acre
    • $307,692 per Acre

    212 E 18th St, Spencer, IA 51301

    Nice residential building lot with all utilities in place. This ready-to-build site is flat, usable, and flexible for a new home design. Perfect for a custom build, investor project, or future home, with utilities already onsite.

    Janie Eick RE/MAX Lakes Realty

    212 E 18th St, Spencer, IA 51301
  • /36

    $68,000

    • 6 Beds
    • 3 Baths
    • 2,404 Sq Ft

    807 4th Ave W, Spencer, IA 51301

    Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

    Bryan Sebastian Hinn Real Estate

    807 4th Ave W, Spencer, IA 51301
  • /4

    $261,000

    • Land
    • 9.63 Acres
    • $27,103 per Acre

    2715 270th Ave, Milford, IA 51351

    Mature acreage near 2 paved roads. 9.63 acres on a corner lot with plenty of trees ready for you to build your dream home away from the hustle and bustle.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 581-4984

    2715 270th Ave, Milford, IA 51351
  • /2

    $42,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    522 E 9th St, Spencer, IA 51301

    Attention house flippers! Priced to sell for this complete fixer upper with basement. Nice size corner lot in Spencer. Sold AS-IS. Home was used as a rental. Buyer to satisfy themselves as to the condition of the property with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 201-8049

    522 E 9th St, Spencer, IA 51301
  • /2

    $52,000

    • 3 Beds
    • 1 Bath
    • 1,044 Sq Ft

    2123 10th Ave E, Spencer, IA 51301

    Attention Flippers! Take this opportunity to update this 3 bed, 1 bath home on the outskirts of town. Priced to sell. Sold AS-IS. Owner has used as a rental, so buyers should satisfy themselves as to the condition of the home with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 467-4050

    2123 10th Ave E, Spencer, IA 51301
  • /16

    $53,000

    • 3 Beds
    • 2 Baths
    • 1,723 Sq Ft

    205 E 3rd St, Peterson, IA 51047

    With a little TLC this home is a great opportunity to earn some sweat equity. With three bedrooms and two baths, this home has a number of unique features. It has a one car attached garage, main floor laundry, and dual living spaces. There is a fireplace in the one living room and there are numerous rooms with beautiful hardwood flooring. Peterson is an excellent community to live in. Come take a

    Bob Donahoo Gustafson Realty

    205 E 3rd St, Peterson, IA 51047
  • /14

    $269,500

    • 4 Beds
    • 2 Baths
    • 1,408 Sq Ft

    528 E 17th St, Spencer, IA 51301

    A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Newer roof, new furnace, A/C and water heater in 2024.

    Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

    528 E 17th St, Spencer, IA 51301
  • /27

    $164,500 Open Sun 12PM - 1:30PM

    • 2 Beds
    • 1 Bath
    • 1,162 Sq Ft

    424 E 10th St, Spencer, IA 51301

    This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Back yard has room for garden or playset for a small family. Great property for

    Jimy Mac Lenz Hinn Real Estate

    424 E 10th St, Spencer, IA 51301
  • /19

    $169,000

    • 2 Beds
    • 2 Baths
    • 1,040 Sq Ft

    304 9th St SW, Spencer, IA 51301

    Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood—Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning

    Tracey Radcliffe EXIT Realty Midwest

    304 9th St SW, Spencer, IA 51301
  • /17

    $139,900

    • 4 Beds
    • 1.5 Baths
    • 1,212 Sq Ft

    818 2nd Ave SE, Spencer, IA 51301

    Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

    Kelly Bierl Hometown Realty

    818 2nd Ave SE, Spencer, IA 51301
  • /16

    $254,900

    • 2 Beds
    • 2 Baths
    • 1,251 Sq Ft

    905 5th Ave SW, Spencer, IA 51301

    Stunning kitchen! Custom built cabinets, quartz countertops, stainless-steel appliances, large center island perfect for preparing meals and serving. This town home features an open concept living area, private master bedroom with 3/4 bath & guest bedroom with full bath, covered porch with concrete patio perfect for grilling and eating out on the patio, and double attached lined and insulated

    Mark Hallett Realty Professionals

    905 5th Ave SW, Spencer, IA 51301
  • /15

    $114,900

    • 3 Beds
    • 1 Bath
    • 1,195 Sq Ft

    32 W 1st St, Spencer, IA 51301

    Classic Home with Dedicated Bonus Space! This 3 bedroom, 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto, wood shop or workout room. Make it your dream come true!

    Bob Bates Northwest Iowa Realty

    32 W 1st St, Spencer, IA 51301
  • /9

    $299,500

    • 1,125 Sq Ft

    00 335th Ave, Ruthven, IA 51358

    This large 1 acre lot across from Lost Island Lake has so much potential! There is currently a wonderful building on the property to solve all of your storage needs! With so much room, you could easily build a home that affords you views of the water. It is just a short distance to the boat ramp and lakeside park. All of this, and in a very peaceful location. Take a look at all that this

    Nick Bjornstad Stauss Realty

    00 335th Ave, Ruthven, IA 51358
  • /20

    $79,999

    • 3 Beds
    • 1 Bath
    • 1,248 Sq Ft

    112 Pine St, Peterson, IA 51047

    Unique charm with endless opportunity to make it your own! This 2 bed 1.25 bath is filled with natural light from large windows and original hardwood floors and some great original trim. Sitting on large deep corner lot with newer oversized double garage; great for storage or shop use!

    Nick Steffes Integrity Real Estate

    112 Pine St, Peterson, IA 51047
  • /31

    $325,000

    • 3 Beds
    • 2 Baths
    • 1,819 Sq Ft

    1120 4th Ave W, Spencer, IA 51301

    When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

    Bryan Sebastian Hinn Real Estate

    1120 4th Ave W, Spencer, IA 51301
  • /42

    $646,000

    • 3 Beds
    • 3 Baths
    • 3,633 Sq Ft

    1423 18th Ave W, Spencer, IA 51301

    Fairway Frontage Luxury: Exquisite Brick Home on Spencer Golf & Country Club. Experience the pinnacle of sophisticated living with this stunning, all-brick executive home located at 1423 18th Ave. W. Situated directly on the picturesque #6 Fairway of the Spencer Golf and Country Club, this property blends privacy, elegance, and an unbeatable location. Unparalleled Craftsmanship and Space. Step

    Bob Bates Northwest Iowa Realty

    1423 18th Ave W, Spencer, IA 51301
  • /14

    $115,000

    • 4 Beds
    • 2 Baths
    • 2,050 Sq Ft

    19 E 2nd St, Spencer, IA 51301

    Investor Opportunity – Tucked into the heart of Spencer, this 11⁄2-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy

    Kelly Bierl Hometown Realty

    19 E 2nd St, Spencer, IA 51301

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