Homes for Sale in 95228

• 

  

  

  /6

  $85,000

  • Land
  • 0.52 Acre
  • $163,462 per Acre

  2841 Quail Hill Rd, Copperopolis, CA 95228

  Ready to Roll!!! 3 bedroom septic system installed and water meter is paid for. upslope driveway but does become much gentler slope at top of driveway. Lovely view from here!! Copper Valley Golf Course is in the distance and just a short drive away. The Town Square is conveniently close to restaurants, pizza, hotel and shopping. Copper Cove Subdivision offers access to Lake Tulloch through the

  Terri Cantrell Century 21 Select Real Estate

  

  2841 Quail Hill Rd, Copperopolis, CA 95228
• 

  

  

  /31

  $68,000

  • Land
  • 0.14 Acre
  • $485,714 per Acre

  572 Poker Flat Rd, Copperopolis, CA 95228

  Lake Lover's Dream Lot!Build Your Perfect Escape with Panoramic Views of Lake Tulloch!Ready to bring your lake life vision to life?This exceptional lot in the desirable gated community of Lake Tulloch Shores offers stunning,wide-open views of the lake & the perfect setting to build your dream cabin or full-time home.Whether you're sipping your morning coffee or hosting sunset happy hours,you'll

  Rachel Perkins RE/MAX GOLD Copperopolis

  

  572 Poker Flat Rd, Copperopolis, CA 95228
• 

  

  

  /20

  $468,000

  • 2 Beds
  • 2 Baths
  • 1,553 Sq Ft

  410 Mitchell Lake Ct, Copperopolis, CA 95228

  Perfect for relaxing community. 2 Bed and 2 Bath located at Prestigious Copper Valley Golf community. With Luxurious Club house features like Spa, Swimming pool, Exercise room, Tennis court, bar and restaurant, and many more.

  John Felix Diaz Pacific Home Realty

  

  410 Mitchell Lake Ct, Copperopolis, CA 95228
• 

  

  

  /6

  $124,000

  • Land
  • 1 Acre
  • $124,000 per Acre

  2679 Salmon Ct, Copperopolis, CA 95228

  It is a perfect lot to build your dream home! Level and easy to build on.

  Elly Bermudez Copper Valley Properties

  

  2679 Salmon Ct, Copperopolis, CA 95228
• 

  

  

  /69

  $4,196,000

  • 4 Beds
  • 5.5 Baths
  • 6,072 Sq Ft

  131 Sanguinetti Ct, Copperopolis, CA 95228

  Welcome to the Gypsy Camp Lodge, situated within the Peninsula Estates gated subdivision on Lake Tulloch, uniquely located within the lake's 5-mile speed zone. Featuring 6,072 sq ft of living space, with a massive 1,058 sq ftt 4+ car garage. It offers extensive accommodations including four en suite bedrooms, a dedicated office, & a shark tank'' bunk room located above the garage, complete with

  Aaron Stafford Coldwell Banker Lake Tulloch

  

  131 Sanguinetti Ct, Copperopolis, CA 95228
• 

  

  /9

  $55,000

  • Land
  • 0.15 Acre
  • $366,667 per Acre

  490 Bret Harte Dr, Copperopolis, CA 95228

  Michelle Lewis Coldwell Banker Realty

  490 Bret Harte Dr, Copperopolis, CA 95228
• 

  

  /99

  $1,095,000

  • 4 Beds
  • 3 Baths
  • 2,980 Sq Ft

  417 Knolls Dr, Copperopolis, CA 95228

  Discover your dream home in sought-after Copper Valley, perfectly set on the 12th green with views framed by majestic oaks. This single-level residence blends elegance and comfort with soaring ceilings, solid wood doors, and a 1,500-bottle climate-controlled wine cellar with specialty lighting. The gourmet kitchen features custom soft-close cabinetry, granite counters, and Thermador appliances

  

  Linda Bond

  RE/MAX GOLD Copperopolis

  (209) 638-5496

  

  417 Knolls Dr, Copperopolis, CA 95228
• 

  

  /34

  $89,000

  • Land
  • 0.33 Acre
  • $269,697 per Acre

  1213 Knolls Dr, Copperopolis, CA 95228

  Copper Valley Golf Club Vacant Lot! Tee off your dream lifestyle on this stunning vacant lot with direct frontage on the pristine fairways of Copper Valley Golf Club in Copperopolis, CA. Nestled in the heart of the Sierra Foothills, this buildable gem offers panoramic views of manicured greens perfect for crafting your custom retreat where every day feels like a round of golf. Imagine waking up

  Michael Mayer RE/MAX GOLD Copperopolis

  

  1213 Knolls Dr, Copperopolis, CA 95228
• 

  

  /5

  $55,000

  • Land
  • 0.73 Acre
  • $75,342 per Acre

  1200 Knolls Dr, Copperopolis, CA 95228

  Fall in love with the lifestyle you deserve! Experience Copper Valley & Beyond! Building an new homesite...This is an absolutely gorgeous lot, large (.73 acre) parcel in the The Knolls subdivision inside The Golf Club at Copper Valley in Copperopolis! Beautiful Panoramic views of the mountains & overlooking the 8th fairway. Within the Gates of Copper Valley is surrounded by numerous activities

  Elly Bermudez Copper Valley Properties

  

  1200 Knolls Dr, Copperopolis, CA 95228
• 

  

  /50

  $525,000

  • 4 Beds
  • 2 Baths
  • 1,936 Sq Ft

  4068 Little John Rd, Copperopolis, CA 95228

  Welcome to the charming country home you've been waiting for, ideally located just minutes from Oakdale and within easy reach of the breathtaking Sierra Nevada foothills. This beautifully updated residence blends modern comfort with peaceful rural living. Inside, you'll find fresh upgrades throughout, including new flooring, granite countertops, stylish tilework, and fresh interior paint. The

  Carla Muncrief RE/MAX Executive

  

  4068 Little John Rd, Copperopolis, CA 95228
• 

  

  /71

  $749,000

  • 3 Beds
  • 2.5 Baths
  • 2,255 Sq Ft

  2016 Oak Creek Dr, Copperopolis, CA 95228

  Charming Golf Course Home with Stunning Mountain and Sunset Views...Fall in love with this beautifully designed golf course home, perfectly positioned on the fairway but elevated just enough to avoid any errant golf balls. This 3-bedroom, 2-bathroom home offers charm, functionality, and breathtaking views from every angle. The inviting great room features a cozy fireplace with a classic mantle, a

  Linda Stefanick Copper Valley Properties

  

  2016 Oak Creek Dr, Copperopolis, CA 95228
• 

  

  /17

  $225,000

  • Land
  • 6.2 Acres
  • $36,290 per Acre

  2844 Canoe St, Copperopolis, CA 95228

  Build your dream home on 6+ acres with sweeping views of the rolling hills in Copperopolis! This unique property offers room for horses, privacy, and endless possibilities. Enjoy nearby Lake Tulloch for boating and water sports, or play a round at Saddle Creek Golf Resort just minutes away. Great local dining, shopping, and amenities are close by, including Black Oak Casino Resort. Outdoor

  Sandy Jamison Tuscana Properties

  2844 Canoe St, Copperopolis, CA 95228
• 

  

  /45

  $23,000

  • Land
  • 0.25 Acre
  • $92,000 per Acre

  4822 Bayview Dr, Copperopolis, CA 95228

  Soak Up the Views of Lake Tulloch from the upper portion of this lot! Ready to live the lake life? This elevated lot offers views of sparkling Lake Tulloch and is perfect for building your dream home or cozy cabin retreat. Located just minutes from the KIVA, you'll have easy access to top-notch amenities including a boat launch, day-use docks, swim beach, and picnic/BBQ areas. As a bonus, enjoy

  Rachel Perkins RE/MAX GOLD Copperopolis

  

  4822 Bayview Dr, Copperopolis, CA 95228
• 

  

  /46

  $25,000

  • Land
  • 0.26 Acre
  • $96,154 per Acre

  4846 Bayview Dr, Copperopolis, CA 95228

  Your Dream Lake & Golf Life Starts Here! Perched high above the shimmering waters of Lake Tulloch, this prime piece of land in rural, lake-loving Copper Cove Subdivision offers sweeping, elevated foothill & lake views that will take your breath away. Imagine waking up every morning to the peaceful sparkle of the lake; your own private slice of paradise, just waiting for your dream home or

  Rachel Perkins RE/MAX GOLD Copperopolis

  

  4846 Bayview Dr, Copperopolis, CA 95228
• 

  

  /47

  $1,999,500

  • 3 Beds
  • 3 Baths
  • 3,136 Sq Ft

  466 Thomson Ln, Copperopolis, CA 95228

  This beautiful lakefront home, located in the gated Lake Tulloch Shores subdivision, features 3 bedrooms, a bonus room, beautiful lake views and a private dock with a boat lift. The main level features a beautifully remodeled kitchen with an induction cooktop, built-in oven, and microwave, along with ample counter space glass-front cabinets, and a pantry. Enjoy amazing lake views from the

  Aaron Stafford Coldwell Banker Lake Tulloch

  

  466 Thomson Ln, Copperopolis, CA 95228
• 

  

  /8

  $29,500

  • Land
  • 1.2 Acres
  • $24,583 per Acre

  1122 Acorn St, Copperopolis, CA 95228

  Fall in Love this Season in beautiful Copper Cove with views in Copperopolis! Build your custom home or insulation for a manufactured home. This parcel is just over 1 acre and already has a water meter installed! Come enjoy all the amenities at Copper Cove; swimming, boating, water sports and fishing. Black Creek Park and recreation center are also nearby to enjoy!

  Elly Bermudez Copper Valley Properties

  

  1122 Acorn St, Copperopolis, CA 95228
• 

  

  /11

  $69,950

  • Land
  • 1.4 Acres
  • $49,964 per Acre

  1976 Inyo Ct, Copperopolis, CA 95228

  Beautiful Homesite on a corner located within Unit 3 of the Copper Cove Subdivision. Various building sites. Located within the Rocky Road Maintenance District with a yearly fee of approximately $350.00 billed onto the property taxes. Selling due to one Selling due to one Seller is relocating. Premium property as one seller is a very reputable builder. You can't go wrong here.

  Roxanne Schilling RE/MAX GOLD Copperopolis

  

  1976 Inyo Ct, Copperopolis, CA 95228
• 

  

  /5

  $165,000

  • Land
  • 0.37 Acre
  • $445,946 per Acre

  367 Knolls Dr, Copperopolis, CA 95228

  Build your custom dream home on the 12th fairway with a southeastern facing rear yard and view across the golf course. Custom building lot with privacy, lots of trees at rear of property and a level building pad. All utilities are to the lot and ready to be connected. The Golf Club at Copper Valley offers a world-class golf course, restaurant, lodge and sports club as well as trails for hiking

  Elly Bermudez Copper Valley Properties

  

  367 Knolls Dr, Copperopolis, CA 95228
• 

  

  /73

  $899,000

  • 3 Beds
  • 2.5 Baths
  • 2,416 Sq Ft

  300 Bridlewood Ln, Copperopolis, CA 95228

  Nestled on a picturesque 1.7-acre parcel within the Bridlewood subdivision, this beautiful 2,416-square-foot home offers both privacy and breathtaking foothill views. Enter through a private gate and up a sweeping driveway lined with fruitless olive trees, leading to a home designed for comfort and modern living. Inside, you'll find an inviting floor plan. The great room, featuring engineered

  Aaron Stafford Coldwell Banker Lake Tulloch

  

  300 Bridlewood Ln, Copperopolis, CA 95228
• 

  

  /43

  $2,199,000

  • 4 Beds
  • 4 Baths
  • 2,052 Sq Ft

  854 Poker Flat Rd, Copperopolis, CA 95228

  Located on the main lake on one of the largest lots in Poker Flat, this beautiful home offers ample space and privacy. Step inside to an open living room featuring a wall of floor-to-ceiling windows that offer expansive views of Lake Tulloch, the surrounding foothills, and Tabletop Mountain. This space includes a wood-burning fireplace for cooler evenings, built-in cabinetry, and wood floors. The

  Aaron Stafford Coldwell Banker Lake Tulloch

  

  854 Poker Flat Rd, Copperopolis, CA 95228
• 

  /2

  $55,000

  • Land
  • 0.59 Acre
  • $93,220 per Acre

  2820 Arrowhead St, Copperopolis, CA 95228

  Located close to Town Square, the Golf Club at Copper Valley, Lake Tulloch, and about two hours from the Bay Area, come see the tranquility of the Copper Cove subdivision. Beautiful view lot with a view of the valley in a well maintained neighborhood of homes. Engineering plans are available for a three bedroom septic system, fill dirt for installation, public water and electricity easily

  Douglas Higginbotham PMZ Real Estate

  

  2820 Arrowhead St, Copperopolis, CA 95228
• 

  

  /21

  $139,000

  • Land
  • 0.74 Acre
  • $187,838 per Acre

  1904 Oak Creek Dr, Copperopolis, CA 95228

  Build your dream home on this extraordinary three-quarter acre golf course lot, perfectly situated on the 4th fairway at Copper Valley. This prime piece of real estate offers stunning 360-degree vistas with view of Yosemite in the distance; a picturesque backdrop for your new custom home. All necessary utilities are conveniently located at the street, making the process of connecting & building

  

  Linda Bond

  RE/MAX GOLD Copperopolis

  (209) 300-5630

  

  1904 Oak Creek Dr, Copperopolis, CA 95228
• 

  

  /28

  $650,000

  • 3 Beds
  • 2 Baths
  • 1,750 Sq Ft

  5098 Cantle Rd, Copperopolis, CA 95228

  This beautiful Turn-Key Farmhouse with a large shop building is in the Diamond XX subdivision. Enjoy peaceful country living while being just minutes from local amenities like restaurants, Grocery Store, Tesla charging station, post office, gas station, Lake Tulloch and Highway 4. Just 2 hrs from the Bay Area in picturesque Copperopolis. The home has recently been remodeled and has laminate

  Ana Maria Pedersen Bhhs Drysdale Properties

  5098 Cantle Rd, Copperopolis, CA 95228
• 

  

  /64

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  3622 Snowbird Ct, Copperopolis, CA 95228

  MOTIVATED SELLER!! Home has an assumable 2.7% VA loan for the savvy buyer Affordable Lake Living with Nice Views on a quiet cul-de-sac. Come check out your new home at Lake Tulloch. Enjoy all the amenities of the Copper Cove Subdivision for less than $25 per month including lake access and much more. This recently remodeled 3bdrm- 2bath home has an open floor plan with newer laminate flooring and

  Becky Conner RE/MAX GOLD Copperopolis

  

  3622 Snowbird Ct, Copperopolis, CA 95228
• 

  

  /26

  $89,500

  • Land
  • 1.3 Acres
  • $68,846 per Acre

  1496 Papoose Dr, Copperopolis, CA 95228

  Check out this 1.3 acre parcel with gorgeous panoramic views of the Sierra Foothills. Easy build, septic is in, and house plans are available. Copper Cove community provides access to Lake Tulloch launch facility, parks, marinas and club house. It's time to enjoy fishing, boating, swimming and all different water sports. Explore the Historic Towns, Landmarks and Wineries in the Motherlode Gold

  Sonja Winfield Coldwell Banker Lake Tulloch

  

  1496 Papoose Dr, Copperopolis, CA 95228
• 

  

  /23

  $398,000

  • 6 Beds
  • 4 Baths
  • 1,782 Sq Ft

  1048 Feather Ct, Copperopolis, CA 95228

  Income-Producing Duplex on Over Half an Acre - Lake Tulloch Access Nestled at the end of a quiet cul-de-sac in Copperopolis, this well-maintained manufactured duplex offers an exceptional investment opportunity. Set on over half an acre with scenic mountain views, each unit features 3 bedrooms, 2 bathrooms, and a private garage space. Zoned R3 multi-family, the expansive lot provides plenty of

  

  Kelly Bourque

  Real Broker

  (674) 674-9474

  

  1048 Feather Ct, Copperopolis, CA 95228
• 

  

  /27

  $515,000

  • 3 Beds
  • 2.5 Baths
  • 2,600 Sq Ft

  205 Quail Meadow Ln, Copperopolis, CA 95228

  Lovely home on quiet cul-de-sac of gated golf course community. The most sq.footage for your $$ in this community. Put your personal touches on this 2262 sq.ft. single story home in Copper Valley/Copperopolis. Quiet covered back patio with yard to take in the view and sunsets. Courtyard in the front to enjoy the sunrise and sip your drink. Large great room w fireplace and sliders to patio for

  Denise Stepps Coldwell Banker Lake Tulloch

  

  205 Quail Meadow Ln, Copperopolis, CA 95228
• 

  

  /69

  $739,000

  • 3 Beds
  • 2.5 Baths
  • 1,782 Sq Ft

  1436 Papoose Dr, Copperopolis, CA 95228

  This down-to-earth ranch-style retreat is a dream come true for car lovers, RV owners, and anyone who needs room to roam. Set on 2.7 fully fenced and cross-fenced acres with sweeping mountain views from the huge deck (approx. 950sqft), this 3-bedroom, 2-bath single-level home with gated entrance offers the perfect blend of utility and comfort in the Copper Cove community near Lake Tulloch. The

  Victoria Gaffney RE/MAX GOLD Copperopolis

  

  1436 Papoose Dr, Copperopolis, CA 95228
• 

  

  /10

  $32,500

  • Land
  • 0.13 Acre
  • $250,000 per Acre

  573 Dolores Way, Copperopolis, CA 95228

  Check out this lake view lot in Poker Flat priced to sell. Walk up to the top of the property to experience the fabulous lake view. Build now or just hang onto it until your ready.

  Roxanne Schilling RE/MAX GOLD Copperopolis

  

  573 Dolores Way, Copperopolis, CA 95228
• 

  

  /57

  $444,000

  • 2 Beds
  • 2 Baths
  • 1,555 Sq Ft

  1070 Copper Cove Dr, Copperopolis, CA 95228

  This cozy retreat nestled in the trees, has an open floor plan. The large living room boost a vaulted knotty pine ceiling with a wood burning stove and lots of windows to allow natural light to flow in. There is a partial wrap around deck that is perfect for entertaining and the 1 acre property provides plenty of room to add a shop. Custom kitchen has beautiful oak cabinets, granite counter tops

  Becky Conner RE/MAX GOLD Copperopolis

  

  1070 Copper Cove Dr, Copperopolis, CA 95228
• 

  

  /23

  $100,000

  • Land
  • 0.6 Acre
  • $166,667 per Acre

  3228 Arrowhead St, Copperopolis, CA 95228

  This is the lot you have been waiting for! Just over half an acre that has been cleared and graded, and includes plans for a custom 2128 SF home. Seller has permits for structure, septic, grading and encroachment. Don't miss your opportunity on this ready to build property!

  Alicia Somersille Meridian Estates Inc.

  

  3228 Arrowhead St, Copperopolis, CA 95228
• 

  

  /37

  $295,000

  • 2 Beds
  • 2 Baths
  • 1,428 Sq Ft

  4855 Bayview Dr, Copperopolis, CA 95228

  AUCTION: Welcome to your dream home at 4855 Bayview Dr, Copperopolis, CA! This charming two-story residence offers a perfect blend of comfort and convenience, set against a backdrop of natural beauty and abundant amenities. One of the standout features of this property is its RV access, making it easy to bring along your adventure gear or travel in style. The home's location is ideal for those

  Travis Azevedo A 2 Z Homes, Inc.

  

  4855 Bayview Dr, Copperopolis, CA 95228
• 

  

  /31

  $54,900

  • Land
  • 0.33 Acre
  • $166,364 per Acre

  10 Flagstone Ct, Copperopolis, CA 95228

  This Buildable lot is ready to go! Located in the foothills of the Sierra Nevada mountains, Copper Valley Golf Resort has lot to offer. Amazing golf, restaurants, sports club, shopping and much more to come. This lot is level and has desirable sun orientation and potential for course views. Ready to build. .33 flat acres. Come have a look today. Ask for a builder reference! Listing agent will

  Michael Mayer RE/MAX GOLD Copperopolis

  

  10 Flagstone Ct, Copperopolis, CA 95228
• 

  

  /20

  $99,000

  • Land
  • 0.15 Acre
  • $660,000 per Acre

  835 Foothill Rd, Copperopolis, CA 95228

  Front and Center lake views from this lot directly across the street from water frontage. Walking distance to docks, launch and several small parks with picnic tables. This lot is in Lake Tulloch Shores gated community, where residents driving golf carts roam about the subdivision to take advantage of the lake front amenities. If you have a vision for a lake house, this could be the lot to build

  Carol Santos Bradley and Santos Realty

  

  835 Foothill Rd, Copperopolis, CA 95228
• 

  

  /9

  $35,000

  • Land
  • 0.78 Acre
  • $44,872 per Acre

  2644 Arrowhead St, Copperopolis, CA 95228

  Discover the perfect opportunity to build your dream home on this spacious .78-acre lot in the desirable Copper Cove subdivision! With R-1 zoning, this property is ready for your vision. Utilities are conveniently located at the street, including water and power, making the building process a breeze. Enjoy the fantastic amenities this community has to offer, including a private boat launch, boat

  Neriah Davis RE/MAX Gold - Murphys

  

  2644 Arrowhead St, Copperopolis, CA 95228
• 

  

  /23

  $600,000

  • 3 Beds
  • 2.5 Baths
  • 2,620 Sq Ft

  121 Quail Meadow Ln, Copperopolis, CA 95228

  Located in Copper Valley Golf Community within Copperopolis, CA. This well designed, single story home, boasts a spacious open floor plan with soaring ceilings and plenty of natural light. Newly painted inside and out, with new carpet and laminate flooring. The kitchen has plenty of cabinets and space with a new never used range. The great room is spacious with windows to enjoy the backyard and

  Fred Perez eXp Realty of California Inc.

  

  121 Quail Meadow Ln, Copperopolis, CA 95228
• 

  

  /22

  $899,000

  • Land
  • 290 Acres
  • $3,100 per Acre

  0 Hunt Rd Unit 225010477, Copperopolis, CA 95228

  Remarks INTRODUCING SHASTON RANCH, AN APPROX. 290 ACRE JEWEL NESTLED IN COPPEROPOLIS LOCATED IN CALAVERAS COUNTY, CALIFORNIA. THIS PICTURESQUE PROPERTY BOASTS PRIME AGRICULTURAL LAND, PERFECT FOR CATTLE GRAZING, VINEYARDS, OR OTHER MISC. CROPS. BACKED BY THE STUNNING SIERRA NEVADA MOUNTAINS, SHASTON RANCH OFFERS SERENE TRANQUILITY WITH ITS CASCADING CREEKS AND STREAMS SCATTERED THROUGH ITS LAND,

  Juan Romo LPT Realty, Inc.

  

  0 Hunt Rd Unit 225010477, Copperopolis, CA 95228
• 

  

  /99

  $799,000

  • 4 Beds
  • 4.5 Baths
  • 4,346 Sq Ft

  1046 Shoreline Dr, Copperopolis, CA 95228

  Meticulously remodeled Connor Estates home! This 4,346 sq ft home sits on an immaculately landscaped .58 acre parcel. Nestled on a beautifully landscaped half-acre (.58 acres) lot, the sprawling 4,346-square-foot home features 4 bedrooms and 4.5 bathrooms, providing ample space for relaxation and entertaining. Steps away from the tennis and pickle ball courts enjoying outdoor recreation is as

  Aaron Stafford Coldwell Banker Lake Tulloch

  

  1046 Shoreline Dr, Copperopolis, CA 95228
• 

  

  /24

  $150,000

  • Land
  • 0.33 Acre
  • $454,545 per Acre

  186 Leaf Crest Ct, Copperopolis, CA 95228

  Discover the perfect opportunity to build your dream home in the Copper Valley Golf Resort area of Copperopolis. This third-acre ready to build lot offers views of the surrounding hills, golf course views of the golf and lovely neighboring homes, creating an ideal setting for tranquil living. Surrounded by estate homes, this property is nestled in a sought after community known for it's beauty,

  Tamara Dillashaw NextHome Utica Properties

  

  186 Leaf Crest Ct, Copperopolis, CA 95228
• 

  

  /40

  $759,500 New Construction

  • 2 Beds
  • 2.5 Baths
  • 2,268 Sq Ft

  357 Quail Creek Dr, Copperopolis, CA 95228

  Builder Blowout on this Move-In-Ready Home. Solar included! Sports membership also included. Welcome to Quail Creek, the latest neighborhood of 55 homes within the gates of Copper Valley Golf Club, located in Copperopolis, Calaveras County California. Its a great time to buy! This highly ranked Golf Club, along with Verona 18 Restaurant and its many events, offers so much to its residents. The

  Linda Stefanick Copper Valley Properties

  

  357 Quail Creek Dr, Copperopolis, CA 95228

Showing Results 81 - 120, Page 3 of 4