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Newest Homes for Sale in Effingham, IL

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  • /20

    $152,900

    • 2 Beds
    • 1 Bath
    • 1,084 Sq Ft

    406 W Saint Louis Ave Unit B, Effingham, IL 62401

    Welcome home to this charming and move-in-ready duplex built in 1982, offering 1,084 sq. ft. of comfort and convenience! This beautifully maintained 2-bedroom, 1-bath home features a private entrance with a covered deck and a bright, welcoming layout that’s ready for you to enjoy from day one. You’ll appreciate the many updates throughout — including an energy-efficient heat pump system, newer

    Trenton Hartke C21 Realty Concepts

    406 W Saint Louis Ave Unit B, Effingham, IL 62401
  • /11

    $159,900

    • 3 Beds
    • 1 Bath
    • 1,232 Sq Ft

    202 W Jaycee Ave, Effingham, IL 62401

    Charming and well-maintained 3-bedroom, 1-bath home with a convenient 1-car attached garage! This inviting property offers a functional layout with comfortable living spaces, perfect for everyday living or entertaining. The bright living room flows seamlessly into the kitchen, creating a warm and welcoming atmosphere.All three bedrooms provide ample space and natural light, while the full

    Kevin Gouchenouer C21 Realty Concepts

    202 W Jaycee Ave, Effingham, IL 62401
  • /28

    $155,000 Open Sun 1AM - 3PM

    • 4 Beds
    • 1.5 Baths
    • 1,664 Sq Ft

    607 W Saint Anthony Ave, Effingham, IL 62401

    Charming two-story home with 4 bedrooms and 1.5 baths offering a functional layout and great space for the price. The main level features a bright living room with great natural light, a dining area, and a spacious kitchen with walk-in pantry and included appliances. A bonus room offers flexibility for an office, playroom, or additional living space, along with a convenient half bath. Upstairs

    Justin Ruholl RE/MAX Key Advantage

    607 W Saint Anthony Ave, Effingham, IL 62401
  • /34

    $499,900

    • 3 Beds
    • 2 Baths
    • 1,925 Sq Ft

    13147 Country Club Rd, Effingham, IL 62401

    Brand New Home in Sought After Prairie Ace Subdivision! *No Taxes on Home for 5 Years!* Located right next to the Effingham Country Club. Move into this just completed 3 bed 2 bath ranch home with 1925sqft of living space, all on a half acre lot! Step inside from the covered 6x12 front porch to the inviting entry. The open concept layout is sure to please! The kitchen comes with a pantry, an

    Brian Henning Full Circle Realty

    13147 Country Club Rd, Effingham, IL 62401
  • /42

    $189,900

    • 2 Beds
    • 2 Baths
    • 1,918 Sq Ft

    805 W Saint Anthony Ave, Effingham, IL 62401

    Old School Charm in this updated bungalow with adorable curb appeal! Located close to the hospital, close to shopping, and easy access to all over town. Check out this 2-3 bed 2 bath home. Step inside to find a nice sitting porch, that flows nicely to the living room with original hardwood floors, to the dining room, to the remodeled kitchen with appliances that stay, and a breakfast nook with a

    Brian Henning Full Circle Realty

    805 W Saint Anthony Ave, Effingham, IL 62401
  • /37

    $519,900

    • 4 Beds
    • 3.5 Baths
    • 4,297 Sq Ft

    16480 Briarwood Dr, Effingham, IL 62401

    Come experience this stunning, large home! Nestled on just under 2 acres in Briarwood subdivision this property offers plenty of space, comfort and style all in one. With just under 4300 sq ft of living space, this home features 4 bedrooms and 3.5 baths, including a spacious main floor master. The open floor in the kitchen and main living areas makes this home great for entertaining. Enjoy the

    Mandy Vergara Whitten Real Estate Agency

    16480 Briarwood Dr, Effingham, IL 62401
  • /27

    $324,900

    • 4 Beds
    • 2.5 Baths
    • 2,449 Sq Ft

    805 N Oakwood St, Effingham, IL 62401

    This move in ready 4 bedroom with the possibility of a 5th bedroom, 2.5-bath home has plenty of space for the whole family. The open kitchen with ample cabinet space, flows right into the dining area, making it perfect for everyday living and get-togethers.All kitchen appliances stay, so you can move in without the extra hassle. With multiple bedrooms, there’s room for everyone, plus space

    Mandy Vergara Whitten Real Estate Agency

    805 N Oakwood St, Effingham, IL 62401
  • /28

    $185,000

    • 3 Beds
    • 2 Baths
    • 1,725 Sq Ft

    210 W Wabash Ave, Effingham, IL 62401

    Welcome to this spacious yet cozy 3-bedroom, 2-bath tri-level home offering comfort, functionality, and recent updates throughout while maintaining a retro-vibe with the original wood cabinets and stone fireplace. This inviting layout provides multiple spaces, perfect for everyday living as well as entertaining. Enjoy peace of mind with a newer roof, water heater, and some appliances in the

    Jacob Thompson THATS A WRAP REALTY

    210 W Wabash Ave, Effingham, IL 62401
  • /36

    $319,900

    • 4 Beds
    • 3 Baths
    • 2,126 Sq Ft

    1006 Cardinal Dr, Effingham, IL 62401

    Come check out this tri-level style home thats located in Park Hills subdivision on the north side of Effingham! This property is located in the heart of Effingham and is a very sought out location because of all the local amenities. This property has 4 bedrooms, 3 full baths, and over 2,000 livable square feet. Throughout the home you will find laminate flooring, which is very easy to clean. The

    Alex Steppe RE/MAX Key Advantage

    1006 Cardinal Dr, Effingham, IL 62401
  • /48

    $749,900

    • 3 Beds
    • 3.5 Baths
    • 3,294 Sq Ft

    14480 N 1025th St, Effingham, IL 62401

    Motivated Sellers! This is the perfect home for both Entertaining and Relaxing!- Main floor is open concept living room inc surround sound & large specialty designed mirror- Kitchen with breakfast bar & top of the line Kitchen aid appliances- Formal dining room with wet bar- Master Bedroom on Main Floor with Master Bath inc shower, jetted tub, & walk-in closet- Large Full bath

    Sarah Mietzner Full Circle Realty

    14480 N 1025th St, Effingham, IL 62401
  • /46

    $245,500

    • 3 Beds
    • 1.5 Baths
    • 1,552 Sq Ft

    605 Holiday Dr, Effingham, IL 62401

    Welcome to this 3 - bedroom, 1 and 1/2 bath brick home situated on a spacious lot and patio with lots of room to entertain family and friends. As you enter the living room you are greeted with plenty of natural light through the huge windows. The kitchen is equipped with all appliances and plenty of room for a kitchen table with a view out the patio doors to the spacious back yard. The master

    Johanna Holtz Auction/Realty by Schackmann, Inc.

    605 Holiday Dr, Effingham, IL 62401
  • /27

    $173,500

    • 3 Beds
    • 1.5 Baths
    • 1,568 Sq Ft

    307 W Crawford Ave, Effingham, IL 62401

    Check out this sprawling 3BR, 1.5BA Ranch in Bliss Park Subdivision. The home features Vinyl siding with maintenance-free soffits, fascia, and gutters w/guards. The backyard is fenced in for privacy and features a sun porch as well as both covered and uncovered outside patio areas perfect for entertaining or relaxing. The Living Room features a Gas Fireplace.The Dining Room features a

    Keith Hartman RE/MAX Key Advantage

    307 W Crawford Ave, Effingham, IL 62401
  • /40

    $749,000

    • 5 Beds
    • 3.5 Baths
    • 3,765 Sq Ft

    13212 Augusta National Dr, Effingham, IL 62401

    Welcome to Prairie Ace Estates! Located next to the Effingham Country Club. This NEWER Home has *NO TAXES ON THE HOME FOR 4 MORE YEARS* This open concept home fits perfectly on the Corner Lot. With 5 bedrooms & 3 1/2 baths, this home is custom built & features 2129sqft plus a full basement, of which 1600+sqft is finished: a kitchenette, two bedrooms, a full bath, a large family room & game area.

    Brian Henning Full Circle Realty

    13212 Augusta National Dr, Effingham, IL 62401
  • /31

    $199,900

    • 5 Beds
    • 2 Baths
    • 1,862 Sq Ft

    719 E Jefferson Ave, Effingham, IL 62401

    Here is a nicely updated 5 bed 2 bath home located on Effingham's East side! Welcome to the inviting front porch with swing, step inside to a spacious living room with wood-burning fireplace, then to the dining room with built-in cabinet, then to the remodeled kitchen complete with all newer stainless appliances and corian countertops! 2 bedrooms and a full remodeled bathroom finish out the main

    Brian Henning Full Circle Realty

    719 E Jefferson Ave, Effingham, IL 62401
  • /37

    $675,000

    • 5 Beds
    • 3.5 Baths
    • 4,943 Sq Ft

    14807 Meadowbrook Ct, Effingham, IL 62401

    Fantastic Property ... 5 bedroom Home, 4 Car Garage(2 car attached and 2 car detached) on 1.5 Acres of landscaped, Country Living. * Beautiful Open Floor Plan with many Design Details : Barreled Ceiling in Foyer, Crown Moldings, Hardwood Floors, Lighted Tray Ceilings, Pass Through Butler's Pantry, Spacious Walk-in Pantry, * Gourmet Kitchen, Island, Granite Counters, Top of the Line Appliances,

    Marilyn Purcell RE/MAX Key Advantage

    14807 Meadowbrook Ct, Effingham, IL 62401
  • /32

    $1,625,000

    • 4 Beds
    • 3 Baths
    • 4,700 Sq Ft

    10028 Pineridge Rd, Effingham, IL 62401

    Wake each morning to the peaceful setting of this custom lakefront home on the shores of Lake Sara, with water views and surrounding natural landscape. Enjoy mornings on the covered deck overlooking the lake. Inside, the home offers 22-foot vaulted ceilings with custom exposed cedar beams, Andersen windows and doors, and abundant natural light throughout. The main living area connects to a

    Mark Winkelman Baird & Warner

    10028 Pineridge Rd, Effingham, IL 62401
  • /31

    $275,500

    • 3 Beds
    • 2 Baths
    • 2,096 Sq Ft

    14326 E Persimmon Ave, Effingham, IL 62401

    Welcome to this stunning 3-bedroom, 2-bathroom home nestled in the highly desirable Richmond Heights Subdivision. Offering two generous living areas and a versatile bonus room, this property is perfectly designed for comfortable family living. The home sits on a sprawling .31-acre corner lot and boasts an oversized 624 sq ft two-car garage — providing abundant space for vehicles, storage, or a

    Keith Hartman RE/MAX Key Advantage

    14326 E Persimmon Ave, Effingham, IL 62401
  • /48

    $899,900

    • 4 Beds
    • 6 Baths
    • 5,549 Sq Ft

    15792 E Seven Oaks Cir, Effingham, IL 62401

    1 of a Kind: 7.48ac Estate complete with 3600+sq. ft. home with full finished walkout lower level with full kitchen that takes you to the inground pool (heated, saltwater, fiberglass pool from W.E.T.) surrounded by large concrete patio, and pavilion overlooking 7+acres of trees and pasture. Back pasture suitable for horses, ATVs, play area, etc. Inside you'll find the Great Room with large

    Kelly Butts KB Appraisals & Realty

    15792 E Seven Oaks Cir, Effingham, IL 62401
  • /30

    $265,000

    • 3 Beds
    • 2 Baths
    • 2,113 Sq Ft

    302 N Main St, Effingham, IL 62401

    Come check out this 1.5 story home located on N Main street in Effingham. Built in 1940, this home has a lot of character! This property is located minutes from St Anthony hospital, local parks, restaurants, and downtown Effingham. Walking into the main level of the home, you will find original hardwood running throughout, an oversized bedroom, and a full bath. Upstairs you will find 2 more

    Alex Steppe RE/MAX Key Advantage

    302 N Main St, Effingham, IL 62401
  • /26

    $100,000

    • 3 Beds
    • 1 Bath
    • 912 Sq Ft

    105 W Kagay Ave, Effingham, IL 62401

    With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres and comes with a lot to the east of home adding another .23 acres for a total of .46 acres. One car detached garage with a dirt floor.

    Johanna Holtz Auction/Realty by Schackmann, Inc.

    105 W Kagay Ave, Effingham, IL 62401
  • /48

    $499,900

    • 4 Beds
    • 3 Baths
    • 3,756 Sq Ft

    11020 E Lake Edward Ln, Effingham, IL 62401

    Welcome home to this beautifully maintained 4 bedroom, 3 bath residence offering over 3,700 square feet of finished living space with an open concept design and a perfect layout for both everyday living and entertaining. A spacious front porch creates a warm first impression and the perfect place to relax. Inside, the living room features soaring vaulted ceilings and a cozy gas fireplace, flowing

    Christopher Etter RE/MAX Key Advantage

    11020 E Lake Edward Ln, Effingham, IL 62401
  • /2

    $329,000

    • 2 Beds
    • 2 Baths
    • 1,680 Sq Ft

    15482 N Wildwood Dr, Effingham, IL 62401

    Enjoy the best of both worlds hidden Lake sara property on one side approx 400 ft of shore line and with golf course on the other side,hidden wooded lot with almost 1 acre with ranch style home built in the 80's Remodel or remove and build new. Has endless possibilities would also make a great VRBO, Check out this hidden Lake Sara Treasure.

    Douglas Hankins Midwest Farm & Land Co. LLC

    15482 N Wildwood Dr, Effingham, IL 62401
  • /54

    $1,695,000

    • 5 Beds
    • 3.5 Baths
    • 4,700 Sq Ft

    9284 E Court 11, Effingham, IL 62401

    A One-of-a-Kind Lake Sara Home with Private Island, Decorative Lighthouse & Boathouse. Experience lake living like never before in this extraordinary estate on the shores of Lake Sara-where unmatched character, space, and serenity come together. Located just minutes from two golf courses, this stunning property offers the perfect blend of luxury, recreation, and everyday comfort. Expansive

    Scott Bechtel KELLER WILLIAMS-TREC

    9284 E Court 11, Effingham, IL 62401
  • /20

    $199,999

    • 3 Beds
    • 3 Baths
    • 2,944 Sq Ft

    806 S 4th St, Effingham, IL 62401

    This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

    Grant Beals C21 Realty Concepts

    806 S 4th St, Effingham, IL 62401
  • /7

    $420,000

    • Land
    • 1 Acre
    • $420,000 per Acre

    14748 N Court 7, Effingham, IL 62401

    Discover the perfect opportunity to build your dream lake home on this stunning lakefront property. This spacious lot offers ample room for a gorgeous custom home, outdoor living areas, and future expansion to suit your vision. The lakefront setting is already established on the property, providing serene views and direct access to the water. Enjoy the convenience of a two–boat slip dock complete

    Taylor Dammerman KELLER WILLIAMS-TREC

    14748 N Court 7, Effingham, IL 62401
  • /12

    $114,900

    • 4 Beds
    • 2 Baths
    • 2,268 Sq Ft

    405 S 4th St, Effingham, IL 62401

    Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

    Frank Rusin Four Seasons Realty, Inc.

    405 S 4th St, Effingham, IL 62401
  • /45

    $629,000

    • 4 Beds
    • 3.5 Baths
    • 4,000 Sq Ft

    1216 Mini Hills Dr, Effingham, IL 62401

    Experience elevated living in this stunning three-level condominium - designed for comfortable living and entertaining. From the moment you step inside, rich hardwood floors carry you through each level, creating a warm, seamless flow that immediately feels like home. The light-filled main level features an open-concept layout with a modern kitchen, two dining areas, and inviting living space

    Patricia Greene RE/MAX Key Advantage

    1216 Mini Hills Dr, Effingham, IL 62401
  • /12

    $129,900

    • 3 Beds
    • 2 Baths
    • 2,532 Sq Ft

    906 S 3rd St, Effingham, IL 62401

    This charming 3-bedroom, 2-bath home offers comfortable living on a generously sized lot. This lot offers a wooded backdrop and spacious backyard. Perfect for relaxing, entertaining, or enjoying nature. Inside, the home features a smart, efficient layout with recent updates throughout, adding a fresh and move-in-ready feel. A detached one-car garage provides convenient parking and extra storage.

    Taylor Dammerman KELLER WILLIAMS-TREC

    906 S 3rd St, Effingham, IL 62401
  • /52

    $625,000

    • 5 Beds
    • 2 Baths
    • 3,070 Sq Ft

    15981 N Hillcrest Dr, Effingham, IL 62401

    Offering over 3,000 square feet, this expansive Lake Sara home is truly something special. Located on one of the best fishing spots on the lake, this property sits over spring-fed water, meaning it consistently maintains 6-8 feet of depth even during low-water or dry summer months-a rare and valuable feature on the lake. The home features a fully finished basement, five bedrooms, and two

    COLTON DURRE WILEY REALTY GROUP

    15981 N Hillcrest Dr, Effingham, IL 62401
  • /28

    $449,900

    • 2 Beds
    • 1 Bath
    • 1,368 Sq Ft

    14689 N Court 6, Effingham, IL 62401

    Calling all Lake Sara buyers! Come check out this ranch style home that sits on .62 acres and has great water access and a dock! The home offers 1,368 square feet, 2 bedrooms, 1 bathroom, office, and an amazing view of Lake Sara. The kitchen and living room are an open concept and offers a gas fireplace. The main bedroom is 20 X 12 and has a big walk in closet. This home has so much potential!

    Alex Steppe RE/MAX Key Advantage

    14689 N Court 6, Effingham, IL 62401
  • /21

    $408,000

    • 4 Beds
    • 2.5 Baths
    • 3,120 Sq Ft

    807 N Keller Dr, Effingham, IL 62401

    Do you want to own a home AND run a business. Why buy two places? This is the perfect place for you. Opportunity awaits to own commercially zoned property on Keller Dr located just off of I70/57. High visibility location with strong traffic counts and easy on/off access. The existing structure could be used as a home, business or both or could be torn down for a blank space for redevelopment.

    Kurt Endebrock THATS A WRAP REALTY

    807 N Keller Dr, Effingham, IL 62401
  • /48

    $565,000

    • 3 Beds
    • 3.5 Baths
    • 4,096 Sq Ft

    1208 Mini Hills Dr, Effingham, IL 62401

    Easy Living at its Finest in Mini Hills! You won't want to miss this Custom 3 bed 3.5 bath condo-sytle end unit home! It has all the high-end finishes one could want: granite countertops, wood floors, butler pantry, vaulted ceilings, and so on! Master Suite on the main floor with a large bathroom and walk-in closet. A Great Layout with lots of Natural Light! Two gas fireplaces, a great screened

    Agent Photo

    Art Geen

    Full Circle Realty

    (217) 773-5104

    1208 Mini Hills Dr, Effingham, IL 62401
  • /2

    $199,000

    • Land
    • 2.76 Acres
    • $72,101 per Acre

    Lot 3 N 1000th Rd, Effingham, IL 62401

    2.76 ac lot overlooking #13 green at Effingham Country Club. Water frontage to an adjacent pond to the west. All utilities are available, except sewer. Effingham Schools. This property is adjacent west to Prairie Ace Subd. Access is from N 1000th Road. Only about 2-3 miles west of Effingham to N 1000th Rd, then north about 0.7mi to the property on the right.

    Terry Youngblood RE/MAX Key Advantage

    Lot 3 N 1000th Rd, Effingham, IL 62401
  • /38

    $399,900

    • 3 Beds
    • 1.5 Baths
    • 1,798 Sq Ft

    805 N Keller Dr, Effingham, IL 62401

    Do you want to own a home AND run a business. Why buy two places? This is the perfect place for you. Opportunity awaits to own commercially zoned property on Keller Dr located just off of I70/57. High visibility location with strong traffic counts and easy on/off access. The existing structure could be used as a home, business or both or could be torn down for a blank space for redevelopment.

    Kurt Endebrock THATS A WRAP REALTY

    805 N Keller Dr, Effingham, IL 62401
  • /29

    $469,000

    • 3 Beds
    • 2.5 Baths
    • 1,945 Sq Ft

    15872 N Bluebird Dr, Effingham, IL 62401

    WATERFRONT HOME ON LAKE SARA!! Discover lakefront living at its finest in this completely renovated 3 bedroom, 2.5 bath home with unbeatable water views and direct lake access. A spacious concrete patio provides the perfect spot for morning coffee, summer gatherings, or relaxing sunsets. Enjoy your own private boat dock, making days on the water effortless. Inside, the main floor offers an

    Karol Scrimager Century 21 Kima Properties

    15872 N Bluebird Dr, Effingham, IL 62401
  • /24

    $340,000

    • 3 Beds
    • 3 Baths
    • 3,492 Sq Ft

    406 W Kentucky Ave, Effingham, IL 62401

    Step into this almost " brand new " remodeled home. Every creature comfort you'll ever need has been added or updated to make this a wonderful home. Great location in Effingham that provides easy access to anything within 5 mins. drive. This three bedroom and three bathroom home is perfect for rest and relaxation. The owners suite with its own full bath is your oasis. The kitchen is just perfect

    Ted Rhodes TED RHODES

    406 W Kentucky Ave, Effingham, IL 62401
  • /48

    $1,899,900

    • 4 Beds
    • 4.5 Baths
    • 4,652 Sq Ft

    15052 N 16th Ave, Effingham, IL 62401

    Welcome to your dream lake house, a stunning, completely custom-built retreat boasting over 4,600 finished square feet of luxurious living space. Located on the main body of the lake, directly across from Pinky’s, this home offers unparalleled views and direct access to the serene waters. Built in 2022, the residence combines modern design with high-end finishes throughout, including a

    Christopher Etter RE/MAX Key Advantage

    15052 N 16th Ave, Effingham, IL 62401
  • /22

    $245,000

    • Land
    • 31.13 Acres
    • $7,870 per Acre

    12990 Country Club Rd, Effingham, IL 62401

    Discover 31.13 acres of wooded & brush ground nestled between the Little Wabash River and the Country Club in Effingham, Illinois. This unique property combines two tracts of land, offering a peaceful retreat surrounded by mature woods and thick brush-creating the perfect habitat for abundant wildlife. Abundant Deer markings are everywhere, making this an ideal setting for hunters, nature lovers,

    Agent Photo

    Amy Lee Bailey

    AMY LEE REALTY LLC

    (217) 288-2526

    12990 Country Club Rd, Effingham, IL 62401
  • /48

    $249,900

    • 4 Beds
    • 2.5 Baths
    • 2,186 Sq Ft

    801 N Cleveland St, Effingham, IL 62401

    Wonderfully kept 3-4 bedroom home adjoining St Anthony High School. This home is situated on over 1/2 acre with a full basement, attached 2 car garage, and covered rear deck. Master bedroom, full bath, laundry, and fireplace on main level and additional laundry and full bath in basement with bedroom/office space and ample storage. This home is even larger than it seems from the outside - come

    Matt Forcum Shelby Realty Services

    801 N Cleveland St, Effingham, IL 62401
  • /30

    $229,900

    • 4 Beds
    • 2 Baths
    • 2,052 Sq Ft

    9313 N 1000th Rd, Effingham, IL 62401

    Discover peaceful country living in this impeccably maintained 2004 manufactured home, set on a solid concrete block foundation and nestled on 2+acres in rural Effingham. With over 2,000 sq ft, this 4BR, 2BA home offers a spacious, flexible layout. The primary suite features a private retreat area, ensuite bath with garden tub, and large his-and-hers walk-in closets. The fully equipped kitchen

    Jill Wendling RE/MAX Key Advantage

    9313 N 1000th Rd, Effingham, IL 62401

Showing Results 1 - 40, Page 1 of 2

Frequently Asked Questions

What is the average home price in Effingham, IL?
Homes for sale in Effingham, IL have an average home price of $228,487.
Are home prices dropping in Effingham?
Yes, home prices in Effingham are down 4% in the last 12 months.
How many homes have sold over the last 12 months in Effingham, IL?
156 homes have sold in Effingham, IL over the last 12 months.
What are the most popular zip codes in Effingham, IL?
The most popular zip codes in Effingham, IL include 62401, 62411, 62443, 62463 and 62447.
How much do you need to make to afford a house in Effingham?
The median home price in Effingham is $219,950. If you put a 20% down payment of $44,000 and had a 30-year fixed mortgage with an interest rate of 6.37%, your estimated principal and interest payment would be $1,100 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $47K a year to afford the median home price in Effingham. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Effingham, IL?
Effingham, IL has highly rated public and private schools. Some of the best schools in Effingham based on Niche Grades are Teutopolis High School, Teutopolis Junior High School and St. Anthony High School. Browse all the schools in Effingham, IL to learn more.

Home Trends in Effingham, IL

Housing Trends

Median Sale Price
$210,000
Median Single Family Sale Price
$207,000
Average Price Per Sq Ft
$117
Number of Homes for Sale
26
Last 12 months Home Sales
156
Months of Supply
2.00
Median List Price
$219,950
Median Change From 1st List Price
4%
Median Home Sale Price YoY Change
7%
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