13

Effingham, IL Homes for Sale under $200,000

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  • /19

    $179,900

    702 W Fayette Ave, Effingham, IL 62401

    Come check out this multi family listing thats located on Fayette Ave in Effingham, IL! This property has 3 total units and has private parking in the back and also a back alley. Roof(2019), Porch(2021), Upstairs carpet(2019) and much more. Schedule a showing with an agent today to get a private tour!

    Alex Steppe RE/MAX Key Advantage

    702 W Fayette Ave, Effingham, IL 62401
  • /31

    $189,000

    • 3 Beds
    • 2 Baths
    • 1,232 Sq Ft

    1101 W Saint Anthony Ave, Effingham, IL 62401

    Welcome to 1101 W. St. Anthony, a beautifully refreshed 3-bedroom, 2-bath ranch-style home offering comfort, convenience, and modern updates. With 1,232 sq. ft. of living space, this 1969-built home has been thoughtfully updated in 2025 with new flooring, fresh paint throughout, and fully renovated bathrooms—giving you the feel of a brand-new home with the charm of an established neighborhood.

    Rhea Huddlestun THATS A WRAP REALTY

    1101 W Saint Anthony Ave, Effingham, IL 62401
  • /12

    $124,900

    • 4 Beds
    • 2 Baths
    • 2,268 Sq Ft

    Unlisted Address

    Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

    Frank Rusin Four Seasons Realty, Inc.

    Unlisted Address
  • /17

    $130,000

    • 3 Beds
    • 1 Bath
    • 912 Sq Ft

    105 W Kagay Ave, Effingham, IL 62401

    Check out this nice neighborhood with the house sitting on 10,000 square feet and another joining lot with a total of 20,000 plus square feet to enjoy the evenings with your family. Plenty of parking for friends and family with extra drive on adjoining lot. Detached garage is big enough for a vehicle or to store the toys for the kids to play in the yard. Road access from the front and alley

    Johanna Holtz Auction/Realty by Schackmann, Inc.

    105 W Kagay Ave, Effingham, IL 62401
  • /26

    $142,999

    • 3 Beds
    • 1 Bath
    • 1,995 Sq Ft

    104 S Willow St, Effingham, IL 62401

    3 Bedroom 1 Bath home close to downtown Effingham! Great room is massive with large bay window overlooking the backyard. Large rooms throughout with the potential of an additional 4th bedroom. Other extra features include an enclosed front porch, 2.5 detached garage, and back patio. Alley access to the garage with additional off street parking on Willow. All kitchen appliances stay. Come take a

    Brian Meyers The Meyers Agency

    104 S Willow St, Effingham, IL 62401
  • /26

    $169,900

    • 3 Beds
    • 2 Baths
    • 1,352 Sq Ft

    202 E Eiche Ave, Effingham, IL 62401

    Come check out this ranch style home thats located on Eiche street in Effingham, IL. Featuring over 1,300 square feet on a crawl space, 3 bedrooms, 2 baths; this property is a must see! Inside the home you will find beautiful hardwood flooring running throughout the living room and dining room. In the living room you will find a real wood burning fireplace. Off the kitchen you will find a laundry

    Alex Steppe RE/MAX Key Advantage

    202 E Eiche Ave, Effingham, IL 62401
  • /45

    $129,900

    • 2 Beds
    • 1 Bath
    • 1,495 Sq Ft

    507 E Jefferson Ave, Effingham, IL 62401

    Built in the early 1900s, this inviting home blends classic charm with thoughtful updates. Offering 2–3 generously sized bedrooms and 1 bathroom, the flexible layout provides comfortable living with room to spread out. Original hardwood floors add timeless character, while fresh carpet in select areas brings a cozy, updated feel. The kitchen offers abundant cabinet and storage space, making

    Cassandra Baumgarten Shelby Realty Services

    507 E Jefferson Ave, Effingham, IL 62401
  • /15

    $135,000

    • 3 Beds
    • 1.5 Baths
    • 1,384 Sq Ft

    21 N Lakewood Dr, Effingham, IL 62401

    Welcome to 21 N Lakewood, conveniently located in Rolling Hills Subdivision! This 3-Bedroom, 1.5-Bath home is ready for you to put your design and decor talents to work. The home has great bones and a welcoming layout, featuring a family room with a wood-burning fireplace. There is a two-car attached garage, handy main-floor laundry and a cedar-lined closet in one of the bedrooms. Take a look

    Jill Wendling RE/MAX Key Advantage

    21 N Lakewood Dr, Effingham, IL 62401
  • /2

    $199,000

    • Land
    • 2.76 Acres
    • $72,101 per Acre

    Lot 3 N 1000th Rd, Effingham, IL 62401

    2.76 ac lot overlooking #13 green at Effingham Country Club. Water frontage to an adjacent pond to the west. All utilities are available, except sewer. Effingham Schools. This property is adjacent west to Prairie Ace Subd. Access is from N 1000th Road. Only about 2-3 miles west of Effingham to N 1000th Rd, then north about 0.7mi to the property on the right.

    Terry Youngblood RE/MAX Key Advantage

    Lot 3 N 1000th Rd, Effingham, IL 62401
  • /24

    $174,000

    • 3 Beds
    • 2.5 Baths
    • 1,868 Sq Ft

    1005 S 3rd St, Effingham, IL 62401

    Here's a Charming updated 3 bed 2.5 bath ranch style home with a Finished Basement in a prime in-town location! This well-maintained and move-in ready property features recent updates throughout the home: new paint, refinished hardwood floors, new interior doors and new closet doors. When you walk into the front door you enter the living room with a coat closet and a gas fireplace. Nice flow to

    Brenda Jansen Full Circle Realty

    1005 S 3rd St, Effingham, IL 62401
  • /16

    $139,500

    • 2 Beds
    • 2 Baths
    • 765 Sq Ft

    308 E Kreke Ave, Effingham, IL 62401

    Indulge Yourself!!!! This Stunning Home has been completely Transformed!! Throughout you will find dark laminate flooring with white trim, attractive wood doors and modern lighting. It has a fabulous layout with both bedrooms on opposite sides of the living room. Master bedroom does have barn style door that opens to master bath. Nicely-sized kitchen features white cabinetry with butcher block

    Julie Willingham Premier Realtors

    308 E Kreke Ave, Effingham, IL 62401
  • /12

    $134,900

    • 3 Beds
    • 2 Baths
    • 2,532 Sq Ft

    906 S 3rd St, Effingham, IL 62401

    This charming 3-bedroom, 2-bath home offers comfortable living on a generously sized lot. This lot offers a wooded backdrop and spacious backyard. Perfect for relaxing, entertaining, or enjoying nature. Inside, the home features a smart, efficient layout with recent updates throughout, adding a fresh and move-in-ready feel. A detached one-car garage provides convenient parking and extra storage.

    Taylor Dammerman KELLER WILLIAMS-TREC

    906 S 3rd St, Effingham, IL 62401
  • /13

    $129,900

    • 3 Beds
    • 1 Bath
    • 1,072 Sq Ft

    310 W Kagay Ave, Effingham, IL 62401

    This newly updated 3-bedroom, 1-bath home offers a perfect blend of comfort and functionality. Inside, you’ll find fresh updates throughout, creating a bright and welcoming living space ready for move-in. Updates include new carpet, bathtub/shower combo, toilet, new waterline, and a 5 year old furnace with a current warranty. The home features a practical layout with well-sized bedrooms and an

    Taylor Dammerman KELLER WILLIAMS-TREC

    310 W Kagay Ave, Effingham, IL 62401

Home Trends in Effingham, IL

Housing Trends

Median Sale Price
$206,000
Median Single Family Sale Price
$202,000
Average Price Per Sq Ft
$119
Number of Homes for Sale
30
Last 12 months Home Sales
143
Months of Supply
2.50
Median List Price
$219,450
Median Change From 1st List Price
4%
Median Home Sale Price YoY Change
6%
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