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Kent County MI Homes for Sale with AC

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  • /37

    $406,500 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,505 Sq Ft

    The Magnolia Plan at Walnut Woods, Grand Rapids, MI 49512

    The Magnolia is a charming two-story home designed with versatility and comfort in mind. The main floor features an open-concept gathering area that seamlessly blends the spacious kitchen, dining, and living spaces, making it perfect for entertaining or enjoying family time. Upstairs, the owner’s suite provides a private retreat with a generously sized bedroom and ensuite bath, accompanied by two

    Bosgraaf Homes Builder
    5622 Wing Ave SE Unit 39389809, Grand Rapids, MI 49512
  • /26

    $394,900 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,083 Sq Ft

    541 Needlewood Dr, Cedar Springs, MI 49319

    New construction home in White Pine Trails, in the Cedar Springs school district. This distinctive two-story home offers 2,083 square feet with 5 bedrooms and 2.5 baths, delivering flexibility that's hard to find. The main level is designed for connection, with open living areas that create an easy flow for daily routines and gatherings. The kitchen is beautifully appointed with quartz

    Michael McGivney Allen Edwin Realty LLC

    541 Needlewood Dr, Cedar Springs, MI 49319
  • /36

    $771,000 New Construction

    • 4 - 5 Beds
    • 3.5 Baths
    • 2,762 Sq Ft

    Chestnut Plan at Emerald Lake, Grand Rapids Township, MI 49525

    The Chestnut is designed for everyone in the family equally. Family is about connecting and enjoying time together at home, so each room is bigger for kids and family activity. There are lots of closet options so each family can customize storage and room use for their needs. There is even an option for a 2nd floor rec room. More and more families are including in-laws or adult children living

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068841, Grand Rapids Township, MI 49525
  • /37

    $703,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,089+ Sq Ft

    Sycamore Plan at Emerald Lake, Grand Rapids Township, MI 49525

    Sycamore House Plan Charming two-story craftsman home with spacious two-story great room, large kitchen hosts an island with snack ledge and useful walk-in pantry. The exceptional main-floor primary suite includes a huge walk-in closet and private bath complete with secluded water closet and linen closet. The mud room provides plenty of storage with a closet and bench & locker system, while the

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068839, Grand Rapids Township, MI 49525
  • /27

    $660,000 New Construction

    • 3 - 4 Beds
    • 2 - 3 Baths
    • 1,664 Sq Ft

    Elmwood Plan at Emerald Lake, Grand Rapids Township, MI 49525

    Welcoming ranch style home with an entry foyer leading into the open-concept great room, dining area and kitchen complete with large snack ledge on the island and a suitable corner pantry. The primary bedroom suite and guest rooms are separated to create privacy. The primary suite features a private bath with dual-sink vanity and over-sized walk-in closet. Optional downstairs bedroom, bathroom

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068843, Grand Rapids Township, MI 49525
  • /15

    $685,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,153 Sq Ft

    Cedarwood Plan at Emerald Lake, Grand Rapids Township, MI 49525

    Inviting two-story home with open-concept great room, den, dining area, and kitchen features ample cabinet storage, a kitchen island and walk-in corner pantry. The second floor primary suite includes a private bath with dual-sink vanity and attached walk-in closet. The laundry is conveniently located on the second floor with an over-sized folding space.

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068840, Grand Rapids Township, MI 49525
  • /23

    $704,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,297 Sq Ft

    Maplewood Plan at Emerald Lake, Grand Rapids Township, MI 49525

    Welcoming two-story home with open concept, spacious great room, large kitchen hosts an island with snack ledge, cozy dining space, and convenient walk-in pantry. The exceptional second-floor primary bedroom suite includes an extensive walk-in closet and private bath complete with secluded water closet and linen closet. The mud room provides plenty of storage with a closet and additional bench

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068842, Grand Rapids Township, MI 49525
  • /18

    $651,000 New Construction

    • 3 - 4 Beds
    • 2.5 - 3.5 Baths
    • 1,696 Sq Ft

    Sequoia Plan at Emerald Lake, Grand Rapids Township, MI 49525

    Outstanding craftsman-styled ranch features split bedroom concept. The generous primary suite, complete with a spacious walk-in closet and dual-sink vanity, is tucked away with separation from the secondary bedrooms. Well-appointed kitchen includes walk-in pantry, island with snack ledge and large dining area and great room. Give us a call today at (616) 916-8895

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068844, Grand Rapids Township, MI 49525
  • /28

    $671,000 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,034+ Sq Ft

    Redwood Plan at Emerald Lake, Grand Rapids Township, MI 49525

    Captivating open-concept two-story home with two-story foyer encompasses a spacious living area, additional flex room and large kitchen complete with snack ledge in the island and pantry. Generous primary suite includes a vast walk-in closet, and private bath complete with dual-sink vanity and linen closet. Conveniently located second floor laundry and linen closet. Mud room contains bench with

    JTB Homes Builder
    0 Dean Lake Ave Unit 39068454, Grand Rapids Township, MI 49525
  • /29

    $619,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,206 Sq Ft

    Cascade Plan at Emerald Lake, Grand Rapids, MI 49525

    This stunning two-story plan greets you with a large open living style family room and kitchen with large center island. A spacious mudroom and flex room offer flexibility and additional space. The second floor features 3 thoughtfully placed bedrooms, a full bathroom, and a convenient laundry room, along with the executive primary suite, complete with large walk-in closet and vanity.

    Interra Homes Builder
    3267 Dean Lake Ave NE Unit 39067284, Grand Rapids, MI 49525
  • /21

    $602,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,048 Sq Ft

    Ashton Plan at Emerald Lake, Grand Rapids, MI 49525

    Stunning two-story home with a welcoming porch that opens to a foyer and large den. The journey continues with a spacious living area, with full view of the large kitchen and dining room, complete with large island and oversized pantry. The upstairs primary suite is complete with a large walk-in closet and large vanity in the private bathroom.

    Interra Homes Builder
    3267 Dean Lake Ave NE Unit 39067285, Grand Rapids, MI 49525
  • /27

    $634,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,466 Sq Ft

    Carson Plan at Emerald Lake, Grand Rapids, MI 49525

    Stunning two story home that begins with an open foyer, and leads into a flex room, large family room, open dining area, and kitchen with walk-in pantry. Main floor laundry, half bath and mudroom finish this level. The second level has a primary bedroom suite and bath with large vanity, and spacious walk-in closet. Three more large bedrooms, full bath and bonus loft area.

    Interra Homes Builder
    3267 Dean Lake Ave NE Unit 39067278, Grand Rapids, MI 49525
  • /28

    $605,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,101 Sq Ft

    Remington Plan at Emerald Lake, Grand Rapids, MI 49525

    Stunning two-story home with a welcoming porch that opens to a great size foyer. Continue into a spacious living area, with full view of the large kitchen and dining room, complete with large island and pantry. This plan also offers a main floor primary bedroom suite complete with large walk-in closet and large vanity in the private bath. A powder bath and mudroom with laundry complete the first

    Interra Homes Builder
    3267 Dean Lake Ave NE Unit 39067277, Grand Rapids, MI 49525
  • /30

    $583,000 New Construction

    • 3 - 4 Beds
    • 2 - 3 Baths
    • 1,556 Sq Ft

    Enclave Plan at Emerald Lake, Grand Rapids, MI 49525

    Beautiful ranch style home that offers a front entry leading into a spacious living room, dining area and kitchen with cathedral ceilings. Kitchen has large center island and walk-in pantry, perfect for entertaining! Private primary suite has bath with large vanity and large walk-in closet. Two more large bedrooms and full bathroom, laundry, and mudroom off of two stall garage round out this

    Interra Homes Builder
    3267 Dean Lake Ave NE Unit 39067153, Grand Rapids, MI 49525
  • /29

    $592,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 1,952 Sq Ft

    Avery Plan at Emerald Lake, Grand Rapids, MI 49525

    This is a spectacular two-story home with a welcoming porch that opens to a foyer and large den. The house continues with a spacious living area, with full view of the large kitchen and dining room, complete with a large island and oversized pantry. The upstairs primary suite is complimented with a generous walk-in closet and large vanity in the private bathroom.

    Interra Homes Builder
    3267 Dean Lake Ave NE Unit 39067155, Grand Rapids, MI 49525
  • /27

    $449,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,023 Sq Ft

    5511 Mammoth Dr SE, Caledonia, MI 49316

    Completing in the next 30 days, offering a quick move-in opportunity without the wait of building from scratch. This home features a 262 square foot advantage over similarly listed homes in the area, giving buyers more living space for the price. Located in Kraft Farms within the Caledonia School District, this 2-story home offers 2,022 sqft with 4 bedrooms and 2.5 baths. The main level features

    Michael McGivney Allen Edwin Realty LLC

    5511 Mammoth Dr SE, Caledonia, MI 49316
  • /38

    $539,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,393 Sq Ft

    9392 Snow Valley Dr SE, Alto, MI 49302

    Completing in the next 50 days, offering a near move-in ready opportunity without the delays of building from scratch. This home features a 430 square foot advantage compared to similarly priced homes in the area, giving buyers more space and flexibility for everyday living. Located in Snow Valley within the Caledonia School District, this 2-story home offers 2,393 sqft with 4 bedrooms and 2.5

    Michael McGivney Allen Edwin Realty LLC

    9392 Snow Valley Dr SE, Alto, MI 49302
  • /25

    $424,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,457+ Sq Ft

    Wilshire Plan at Graymoor, Caledonia, MI 49316

    Welcome to our Wilshire floor plan! This spacious home is all about convenience, functionality, and affordability. The first floor features a bright, open-concept kitchen, dining area, and living area. Located off of these main living spaces are every feature you could need: a welcoming front entryway with a storage closet, 2 bedrooms, a main floor primary bedroom with ensuite bathroom and

    Interra Homes Builder
    7294 Graymoor St SE Unit 38673488, Caledonia, MI 49316
  • /30

    $539,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,101 Sq Ft

    Remington Plan at Graymoor, Caledonia, MI 49316

    Stunning two-story home with a welcoming porch that opens to a great size foyer. Continue into a spacious living area, with full view of the large kitchen and dining room, complete with large island and pantry. This plan also offers a main floor primary bedroom suite complete with large walk-in closet and large vanity in the private bath. A powder bath and mudroom with laundry complete the first

    Interra Homes Builder
    7294 Graymoor St SE Unit 38673420, Caledonia, MI 49316
  • /33

    $429,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,830 Sq Ft

    5581 Mammoth Dr SE, Caledonia, MI 49316

    Completing in the next 15 days, offering immediate occupancy without the wait of building. This home is 44 years newer than similar homes in the area, giving buyers modern construction, efficiency, and reduced maintenance compared to resale options. Located in Kraft Farms within the Caledonia School District, this 2-story home offers 1,830 sqft with 4 bedrooms and 2.5 baths. The main level

    Michael McGivney Allen Edwin Realty LLC

    5581 Mammoth Dr SE, Caledonia, MI 49316
  • /38

    $624,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,089+ Sq Ft

    Sycamore Plan at Summit Pointe, Rockford, MI 49341

    Charming two-story craftsman home with spacious two-story great room, large kitchen hosts an island with snack ledge and useful walk-in pantry. The exceptional main-floor primary suite includes a huge walk-in closet and private bath complete with secluded water closet and linen closet. The mud room provides plenty of storage with a closet and bench & locker system, while the 2nd floor is rounded

    JTB Homes Builder
    223 Summit Ave Unit 38262880, Rockford, MI 49341
  • /29

    $596,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,034+ Sq Ft

    Redwood Plan at Summit Pointe, Rockford, MI 49341

    Captivating open-concept two-story home with two-story foyer encompasses a spacious living area, additional flex room and large kitchen complete with snack ledge in the island and pantry. Generous primary suite includes a vast walk-in closet, and private bath complete with dual-sink vanity and linen closet. Conveniently located second floor laundry and linen closet. Mud room contains bench with

    JTB Homes Builder
    223 Summit Ave Unit 38262855, Rockford, MI 49341
  • /19

    $579,000 New Construction

    • 3 - 4 Beds
    • 2 Baths
    • 1,696 Sq Ft

    Sequoia Plan at Summit Pointe, Rockford, MI 49341

    Outstanding craftsman-styled ranch features split bedroom concept. The generous primary suite, complete with a spacious walk-in closet and dual-sink vanity, is tucked away with separation from the secondary bedrooms. Well-appointed kitchen includes walk-in pantry, island with snack ledge and large dining area and great room.

    JTB Homes Builder
    223 Summit Ave Unit 38262816, Rockford, MI 49341
  • /24

    $628,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,297 Sq Ft

    Maplewood Plan at Summit Pointe, Rockford, MI 49341

    Welcoming two-story home with open concept, spacious great room, large kitchen hosts an island with snack ledge, cozy dining space, and convenient walk-in pantry. The exceptional second-floor primary bedroom suite includes an extensive walk-in closet and private bath complete with secluded water closet and linen closet. The mud room provides plenty of storage with a closet and additional bench

    JTB Homes Builder
    223 Summit Ave Unit 38262743, Rockford, MI 49341
  • /28

    $587,000 New Construction

    • 3 - 4 Beds
    • 2 - 3 Baths
    • 1,664 Sq Ft

    Elmwood Plan at Summit Pointe, Rockford, MI 49341

    Welcoming ranch style home with an entry foyer leading into the open-concept great room, dining area and kitchen complete with large snack ledge on the island and a suitable corner pantry. The primary bedroom suite and guest rooms are separated to create privacy. The primary suite features a private bath with dual-sink vanity and over-sized walk-in closet. Optional downstairs bedroom, bathroom

    JTB Homes Builder
    223 Summit Ave Unit 38262711, Rockford, MI 49341
  • /37

    $689,000 New Construction

    • 4 - 6 Beds
    • 3.5 - 5.5 Baths
    • 2,762 Sq Ft

    Chestnut Plan at Summit Pointe, Rockford, MI 49341

    The Chestnut is designed for everyone in the family equally. Family is about connecting and enjoying time together at home, so each room is bigger for kids and family activity. There are lots of closet options so each family can customize storage and room use for their needs. There is even an option for a 2nd floor rec room. More and more families are including in-laws or adult children living

    JTB Homes Builder
    223 Summit Ave Unit 38262695, Rockford, MI 49341
  • /16

    $608,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,153 Sq Ft

    Cedarwood Plan at Summit Pointe, Rockford, MI 49341

    Inviting two-story home with open-concept great room, den, dining area, and kitchen features ample cabinet storage, a kitchen island and walk-in corner pantry. The second floor primary suite includes a private bath with dual-sink vanity and attached walk-in closet. The laundry is conveniently located on the second floor with an over-sized folding space.

    JTB Homes Builder
    223 Summit Ave Unit 38262673, Rockford, MI 49341
  • /25

    $631,000 New Construction

    • 2 - 4 Beds
    • 2 - 3 Baths
    • 1,668 Sq Ft

    Camden Plan at Summit Pointe, Rockford, MI 49341

    Cozy, 2 bedroom cottage-style ranch home that encompasses the feeling of a large condo, without the association. A nice foyer opens up to a great living space with a huge, executive-style kitchen with a center island, spacious great room, great dining area. The exceptional primary bedroom suite down the hall offers privacy and an expansive walk-in closet, primary bath, and secluded water closet.

    JTB Homes Builder
    223 Summit Ave Unit 38262613, Rockford, MI 49341
  • /23

    $616,000 New Construction

    • 3 - 4 Beds
    • 2.5 - 3.5 Baths
    • 1,740 Sq Ft

    Pentwater Plan at Summit Pointe, Rockford, MI 49341

    Appealing entry porch leads to this ranch home with open living room, dining, and kitchen complete with large pantry and island with snack ledge. There is a convenient separation of the guest rooms and primary suite to ensure privacy. The primary suite features a private bath with a dual-sink vanity, with an attached walk-in closet.

    JTB Homes Builder
    223 Summit Ave Unit 38262578, Rockford, MI 49341
  • /35

    $716,000 New Construction

    • 4 - 5 Beds
    • 2.5 - 3.5 Baths
    • 2,646 Sq Ft

    Bay Harbor Plan at Summit Pointe, Rockford, MI 49341

    Spectacular open concept two-story home with grand two-story foyer that leads to a dual staircase. Spacious great room gives way to both the den and dining area with large kitchen complete with a conveniently located corner walk-in pantry and island with snack ledge. The large primary suite has a great sitting area, large bathroom and walk-in closet. Appropriately placed second floor laundry room

    JTB Homes Builder
    223 Summit Ave Unit 38262486, Rockford, MI 49341
  • /36

    $459,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,062 Sq Ft

    3230 Postern Dr, Caledonia, MI 49316

    New construction home in Thornapple Farms, in the Caledonia school district. Spanning 2,062 square feet, this two-story home invites you to enjoy 4 bedrooms and 2.5 baths in a thoughtfully designed layout that brings people together in open, welcoming spaces while still providing quiet places to unwind and recharge. The main living area extends toward the back of the home, where the kitchen

    Michael McGivney Allen Edwin Realty LLC

    3230 Postern Dr, Caledonia, MI 49316
  • /27

    $449,900 New Construction

    • 5 Beds
    • 2.5 Baths
    • 2,083 Sq Ft

    5519 Mammoth Dr SE, Caledonia, MI 49316

    Completing in July/August, giving buyers time to plan their move while still securing new construction in a desirable Caledonia location. This home is 44 years newer than similarly listed homes in the area, offering modern efficiency, layout, and reduced maintenance compared to resale options. Located in Kraft Farms, this distinctive 2-story home offers 2,083 sqft with 5 bedrooms and 2.5 baths.

    Michael McGivney Allen Edwin Realty LLC

    5519 Mammoth Dr SE, Caledonia, MI 49316
  • /28

    $438,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,834+ Sq Ft

    Uptown Plan at Cobblestone at The Ravines, Kentwood, MI 49512

    Uptown Townhome Floor Plan Introducing our Uptown, two-story townhome. This floor plan is a townhome unit with an attached front garage. The first floor is complete with a kitchen and island open to the dining room and family room, and a powder bathroom. Primary suite upstairs features a private bathroom with a walk-in closet. A second and third bedroom and a second full bathroom are upstairs as

    Interra Homes Builder
    2839 W Highgate St Unit 37505384, Kentwood, MI 49512
  • /2

    $491,000 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,328 Sq Ft

    Meridian Plan at Cobblestone at The Ravines, Kentwood, MI 49512

    Meridian Condo Floor Plan Ranch style condo with larger kitchen complete with walk-in pantry and snack ledge in island. Primary suite features a private bathroom, spacious walk-in closet with optional access to main floor laundry. A flex room is at the front of the condo and a powder bathroom for guests to use. This floor plan is one of the middle condos of a 4-unit building in the Cobblestone at

    Interra Homes Builder
    2839 W Highgate St Unit 37505361, Kentwood, MI 49512
  • /23

    $506,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,440 Sq Ft

    Lewiston Plan at Cobblestone at The Ravines, Kentwood, MI 49512

    Lewiston Condominium Floor Plan Ranch style condo with cathedral ceiling and kitchen complete with walk-in pantry and kitchen island. Primary suite features a private bathroom, spacious walk-in closet and access to main floor laundry. A second bedroom is at the front of the condo and has its own private bathroom as well. This floor plan is the end condo of a 4-unit building in the Cobblestone at

    Interra Homes Builder
    2839 W Highgate St Unit 37505358, Kentwood, MI 49512
  • /2

    $474,000 New Construction

    • 2 Beds
    • 2.5 Baths
    • 1,132+ Sq Ft

    Chadron Plan at Cobblestone at The Ravines, Kentwood, MI 49512

    Chadron Condominium Floor Plan Ranch style condo that greets you with the Kitchen complete with an island. Primary suite features a private bathroom, spacious walk-in closet with access to main floor laundry. It has a single-stall garage. This floor plan is one of the middle condos of a 4-unit building in the Cobblestone at the Ravines Community.

    Interra Homes Builder
    2839 W Highgate St Unit 37505350, Kentwood, MI 49512
  • /78

    $799,900 New Construction

    • 3 Beds
    • 4 Baths
    • 3,120 Sq Ft

    9465 Wabasis Pointe Dr NE, Oakfield Township, MI 48838

    This New Construction Luxury Home on over an acre on the Lake Wabasis Peninsula is Lake Living at its Finest! With your docks and the beach only steps away from the property line and a breathtaking view you will enjoy in every season, it's a must see! Wabasis is the biggest All Sports Lake in Kent County, yet significantly more peaceful than other lakes nearby that rival its size and only 25

    Joseph Kilner Kilner Group Realty

    9465 Wabasis Pointe Dr NE, Oakfield Township, MI 48838
  • /60

    $379,900

    • 2 Beds
    • 2.5 Baths
    • 2,062 Sq Ft

    7105 Baltic Dr SW Unit 120, Byron Center, MI 49315

    Welcome to 7105 Baltic Dr SW, located in the desirable Byron Center community. This well maintained condominium is located on Reflection Lake, offering stunning views from throughout the home. The main floor features an open floor plan complete with kitchen w/newer appliances, dining area, living room, 4 season room w/ample natural light & door to the deck space, primary suite w/private bath &

    David Scheid Anchor Realty LLC

    7105 Baltic Dr SW Unit 120, Byron Center, MI 49315
  • /34

    $254,900

    • 3 Beds
    • 4 Baths
    • 1,472 Sq Ft

    4153 Sawkaw Dr NE Unit 2, Grand Rapids, MI 49525

    Welcome home to this beautifully maintained 3-bedroom, 1 full bath, 2 half bath condo in the highly desirable Northview Schools area of Grand Rapids. Offering 1,460 finished square feet, this home delivers the perfect combination of space, comfort, and low-maintenance living in an unbeatable location. Enjoy shopping, dining, and endless entertainment in the Plainfield, Eastbeltline corridor.

    Bob Kornstadt City2Shore Arete Collection Inc

    4153 Sawkaw Dr NE Unit 2, Grand Rapids, MI 49525
  • /23

    $274,900 Open Sat 12PM - 1PM

    • 3 Beds
    • 2 Baths
    • 1,227 Sq Ft

    912 Arianna St NW, Grand Rapids, MI 49504

    Move right into this stylishly updated home packed with charm and functionality! The modern kitchen features butcher block countertops, stainless steel appliances, and a clean, updated look perfect for entertaining. Enjoy new luxury plank flooring, fresh paint, and tons of natural light throughout the main level. A versatile main-floor bedroom doubles perfectly as a home office, plus convenient

    Jacob Rolf Kilner Group Realty

    912 Arianna St NW, Grand Rapids, MI 49504

Showing Results 161 - 200, Page 5 of 18

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