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Ham Lake

Ham Lake

Located in Anoka County

$536,343 Average Value
$318 Average Price per Sq Ft
9 Homes For Sale

Rural living with suburban conveniences within shouting distance

Just about 20 miles north of Minneapolis, Ham Lake promises convenient country living, but with big city amenities a short drive away. “One of the big attractions is the proximity to Blaine, which is a more traditional suburbia city in terms of retail and infrastructure,” says broker Sue Juneau, the co-owner of Keller Williams Classic Realty, who has sold a dozen homes in the area. A third-ring acreage community with a rural feel, Ham Lake offers generous lot sizes with more house for buyers’ money. “As a general rule, it’s a minimum of 1-acre lots, and many of them are much larger,” Juneau says. The neighborhood also offers abundant waterfront recreation on its namesake lake and is zoned for highly rated Anoka-Hennepin Schools, making it a desirable place to settle for those who want a slower-paced life just 30 minutes from downtown Minneapolis or St. Paul.

Newer development in Ham Lake can be seen being built next to waterways and wetlands.
Newer development in Ham Lake can be seen being built next to waterways and wetlands.
Larger homes on larger lots make up smaller developments throughout Ham Lake.
Larger homes on larger lots make up smaller developments throughout Ham Lake.
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New and established homes with acreage to relax on

There’s a diversity of housing in Ham Lake, where sprawling subdivisions with neat lawns and tall oaks await in quiet coves tucked off the rural thoroughfares running through town. “Another advantage to Ham Lake is all the wetlands tend to make for very scenic lots, not just your average flat Prairie-style. It isn’t like other places where you’ve got nothing to look at except for the back of another home,” Juneau says. While a rare townhouse or two-bedroom home might sell for under $300,000, the median price of $520,000 is more on par with the new-construction Craftsmans that populate the area’s more recently built subdivisions. Established ranch-style and split-level homes built between the 1970s and the early 2000s are also available on 1-acre lots, while secluded multi-acre properties can climb upwards of $1 million in price.

Craftsman-style homes with cross-gabled roofs are common new development in Ham Lake.
Craftsman-style homes with cross-gabled roofs are common new development in Ham Lake.
Split-level homes have been a common sight in Ham Lake for many years.
Split-level homes have been a common sight in Ham Lake for many years.
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Strong ratings for STEM-focused Anoka-Hennepin Schools

Ham Lake is served by Forest Lake Public Schools to the west of Highway 65 and Anoka-Hennepin Schools to the east. Kids in the latter can attend McKinley Elementary, Roosevelt Middle and Blaine Senior High, all of which score an A-minus from Niche. Blaine Senior High is home to the Center for Engineering, Mathematics and Science magnet program, where students can explore a catalog of STEM-oriented electives.

Roosevelt Middle School in Blaine is a highly-rated public school.
Roosevelt Middle School in Blaine is a highly-rated public school.
Blaine Senior High School enrolls nearly students in grades 9-12.
Blaine Senior High School enrolls nearly students in grades 9-12.
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Take Highway 65 to work in the Twin Cities

Highway 65 is the main travel corridor for Ham Lake, giving residents a route south to Interstate 35 into the Twin Cities, with Minneapolis roughly half an hour away. Although this is a car-dependent rural neighborhood, access to air travel is 35 to 40 minutes south at the Minneapolis-Saint Paul International Airport.

Highway 65 is the main road that runs north & south through Ham Lake.
Highway 65 is the main road that runs north & south through Ham Lake.
Highway 65 is the Ham Lake area's main thorough fare.
Highway 65 is the Ham Lake area's main thorough fare.
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Enjoy tranquil lakeside recreation and rolling greens

Like most communities around the Twin Cities, Ham Lake offers an abundance of opportunities to get out and enjoy nature year-round. The area’s namesake lake is a favorite outdoor destination, with Ham Lake Park nestled against the shore. The park provides sports facilities for athletes of all kinds, as well as forested walking trails around the lake and a public boat launch for fishing or kayaking. It also offers a disc golf course, though those who prefer golf of the club-and-ball variety can head to Majestic Oaks Golf Club to book a tee time. The club boasts two 18-hole championship courses in addition to a 9-hole executive course and practice facilities, with scenic greens that make it a popular choice for weddings. Bunker Hills Regional Park is also located on the cusp of town, with over 1,600 acres of recreation that include a water park and horseback riding.

Anglers use the public fishing pier in Ham Lake Park.
Anglers use the public fishing pier in Ham Lake Park.
There are extensive walking trails to explore at Ham Lake Park.
There are extensive walking trails to explore at Ham Lake Park.
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Dinner in town and groceries in Blaine

Businesses are sparse in Ham Lake, with gas stations and convenience stores clustered along Highway 65 at odd intervals. Most folks head south into Blaine for their everyday needs, where a Walmart Supercenter, Target and Aldi are all roughly 10 minutes away from central Ham Lake. Other big-box stores can be found nearby alongside chain and local dining. However, some of the best bites around are served at Ham Lake’s own T-Box Bar and Grill. This casual eatery serves elevated American fare like cheese-stuffed burgers, featuring an outdoor patio and craft cocktails that have made T-Box a popular happy hour hangout for locals.

The Steak Burger at the T-Box Bar & Grill is a top choice of Ham Lake residents.
The Steak Burger at the T-Box Bar & Grill is a top choice of Ham Lake residents.
The best pizza in Ham Lake can be found at Mansetti's.
The best pizza in Ham Lake can be found at Mansetti's.
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Tina Davis
Written By
Tina Davis
Photography Contributed By
Tyler McNair
Derek Fowler
Video By
Derek Fowler

Interested in learning more about homes in this area? Reach out to Daniel Boman, an experienced agent in this area.

Agents Specializing in this Area

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Schools

Source:
GreatSchools: The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process. View GreatSchools Rating Methodology

Ham Lake Housing Trends

Housing Trends

Median List Price
$1,135,960
Median Sale Price
$738,313
Median Single Family Sale Price
$1,135,960
Median Change From 1st List Price
0%
Last 12 months Home Sales
21
Median Home Sale Price YoY Change
0%
Average Price Per Sq Ft
$318

Neighborhood Facts

Number of Homes in Neighborhood
385
Number of Homes for Sale
9
Median Year Built
2016
Months of Supply
5.10
Average Single Family Home Size Sq Ft
3,094
Significantly above the national average
1,924
Average Townhouse Size Sq Ft
1,618
Median Lot Size Sq Ft
47,698

Open Houses

  • Wednesday, Jul 30
    4 - 7pm

    39 154th Ave NE, Andover, MN 55304

    $549,900

    • 4 Beds
    • 3 Baths
    • 2,448 Sq Ft
    • 39 154th Ave NE

    Set on a peaceful, tree-lined acreage, this stunning Ham Lake home offers the perfect blend of privacy, comfort, and modern convenience. The attractive curb appeal welcomes you with mature landscaping, a spacious heated 3-car garage, and a well-maintained exterior. New carpet installed 2025 along with newly refurbished hardwood floors in entrywayInside, you’ll find a bright and inviting

    Agent Photo
    Joel Friday
    Keller Williams Classic Realty
    (952) 209-8395
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  • Saturday, Aug 2
    11:30am - 2pm

    4864 148th Ave NE, Ham Lake, MN 55304

    $2,395,000

    • 4 Beds
    • 3 Baths
    • 4,633 Sq Ft
    • 4864 148th Ave NE

    Exceptional custom rambler by TJB Homes on 3.35 private acres in Hidden Forest East. This 5BR, 3BA home offers nearly 5,000 SF of luxury living with vaulted beamed ceilings, full wall of windows, and panoramic wooded views. Chef’s kitchen with butler pantry, oversized island, and premium appliances flows into great room and 3-season porch with fireplace. Spa-like owner’s suite with dual rain

    Lori Howard Keller Williams Premier Realty

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  • Wednesday, Jul 30
    5 - 7:30pm

    14805 Stutz St NE, Ham Lake, MN 55304

    $1,650,000

    • 4 Beds
    • 3 Baths
    • 4,377 Sq Ft
    • 14805 Stutz St NE

    Come explore our newest Walkout Rambler, The Executive Cascade, enjoy views from the sunroom of a spacious wooded acreage lot that backs up to a wildlife area with about 1 1/2 miles to the nearest home from the back of the property line. This home is loaded with features including 4 generous bedrooms and 3 baths offering ample space for family and guests. The master bath offers heated floors and

    Dave Wills Counselor Realty, Inc.

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Homes for Sale

Homes for Rent

Distribution of Home Values

Source: Public Records

Average Home Value





Source: Public Records

Property Mix - Square Feet

Ham Lake Has More Owners

Demographics

Total Population
16,875
Median Age
43
Population under 18
24.2%
On par with the national average
23.8%
Population over 65
19.4%
On par with the national average
19.1%

Finances

Median Household Income
$115,788
Significantly above the national average
$71,702
Average Household Income
$144,724

Education and Workforce

High School Graduates
95.9%
Above the national average
89.1%
College Graduates
37.3%
Advanced Degrees
11.5%
% Population in Labor Force
69.2%
On par with the national average
65.1%

Weather

Annual Precipitation
32''
Average Winter Low Temperature
8°F
Average Summer High Temperature
84°F
Annual Snowfall
54''

Area Factors

Somewhat Bikeable

Bike Score®®

26 / 100

Car-Dependent

Walk Score®®

0 / 100
Source: Walk Score
Source: Walk Score

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Ham Lake