Monticello, KY 1-Story Homes for Sale

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  /30

  $224,900

  • 3 Beds
  • 2 Baths
  • 2,416 Sq Ft

  274 Worsham Ln, Monticello, KY 42633

  Beautifully Remodeled Ranch Home in Monticello!Step into this charming 3-bedroom, 2-bathroom Ranch, nestled on nearly an acre with stunning countryside views, all while being in the heart of Monticello.Key Features:Modern Kitchen: Enjoy new black pearl granite countertops and waterproof laminate flooring.Stylish Upgrades: Fresh paint, newer double-pane windows,

  

  Patricia Nadim

  CENTURY 21 Advantage Realty

  (606) 721-1704

  274 Worsham Ln, Monticello, KY 42633
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  /55

  $299,900

  • 5 Beds
  • 2 Baths
  • 2,821 Sq Ft

  675 Indian Cave Subdivision, Monticello, KY 42633

  No Fault On Seller! Lake Lovers' Dream Home - Just Minutes from Conley Bottom Marina! Escape to this spacious 5-bedroom, 2-bath cabin, perfectly nestled on 1.36 picturesque acres surrounded by mature trees. Whether you're looking for a vacation retreat, a family getaway, or a permanent residence, this beautifully updated home is ready to impress! Enjoy the warmth of two cozy gas fireplaces,

  

  Jessica Vincent

  CENTURY 21 Advantage Realty

  (606) 617-9116

  675 Indian Cave Subdivision, Monticello, KY 42633
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  /52

  $379,900

  • 4 Beds
  • 3 Baths
  • 1,499 Sq Ft

  139 Golden Pond Rd, Monticello, KY 42633

  Escape to your private wooded retreat with this charming log cabin and cozy guest house, nestled among mature trees with seasonal views of Lake Cumberland near Conley Bottom. The main home blends rustic character with modern finishes, featuring two bedrooms and one full bath on the main level, centered around a jaw-dropping stone fireplace. The kitchen showcases beautiful butcher block

  Dreama Bolin Lake Cumberland Real Estate Professionals

  139 Golden Pond Rd, Monticello, KY 42633
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  $455,000

  • 5 Beds
  • 5 Baths
  • 4,298 Sq Ft

  1681 Ky-1568, Monticello, KY 42633

  This newly updated 5 bed, 5 bath home sits on a full acre between Conley Bottom and Burnside—a prime spot for boating lovers and lake life dreamers. With gorgeous wood beams adding warmth and character, and a huge finished basement (potential 6th bedroom or your dream home office), there's room for everyone and then some.The oversized utility room keeps things practical, while the

  Heather McCarty Lake Cumberland Real Estate Professionals

  1681 Ky-1568, Monticello, KY 42633
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  /94

  $275,900

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  507 Lockett St, Monticello, KY 42633

  Welcome to this beautifully maintained brick home that is located on Lockett Street in one of Monticello's well established neighborhoods. This 3 bedroom, 2 bath home offers a great layout for family and entertaining. Home offers one level living with a formal dining/ living room, family room and a large sun-room. A large kitchen with plenty of cabinets, stove top, built in oven, and eat in

  Donna Roberts Access Realty & Auction

  507 Lockett St, Monticello, KY 42633
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  /54

  $394,000

  • 4 Beds
  • 3 Baths
  • 3,416 Sq Ft

  35 Guinn Dr, Monticello, KY 42633

  NEW ROOF! Discover the perfect blend of comfort and convenience in this gorgeous brick home, ideally located just minutes from the heart of downtown Monticello and the scenic Conley Bottom Resort. As you enter the main floor, you'll be greeted by a spacious living room that seamlessly flows into the dining area, complete with a inviting fireplace that creates the perfect atmosphere for

  Kansas Petrey Key Players Real Estate

  35 Guinn Dr, Monticello, KY 42633
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  /96

  $365,000

  • 3 Beds
  • 3 Baths
  • 2,236 Sq Ft

  625 Sunset Blvd, Monticello, KY 42633

  You will love this immaculate 3 bedroom, 3-bath home that is located at the end of the street in Westwood Estates. This is a one owner home that offers an incredible location that is secluded and backs up to farmland. Home offers a large master bedroom with tray ceiling, large master bath with jetted tub, separate walk in shower and large walk in closet. On the other end of the home you will

  Donna Roberts Access Realty & Auction

  625 Sunset Blvd, Monticello, KY 42633
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  /28

  $269,900

  • 2 Beds
  • 2 Baths
  • 1,008 Sq Ft

  2 Lighthouse Rd, Monticello, KY 42633

  Lake Lovers! Lot 2 Lighthouse Road, nestled in the Mill Springs Area of Monticello, is a brand-new construction that is being sold fully furnished, including all kitchen appliances, washer and dryer, and is approx. 3 miles from Conley Bottom! If you're looking for an Airbnb, weekend retreat, or a full-time home, this location provides easy access to Lake Cumberland. The interior has practicality

  Lisa Lowe Re/Max Country Lakes

  2 Lighthouse Rd, Monticello, KY 42633
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  /57

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,990 Sq Ft

  43 Farmington Ave, Monticello, KY 42633

  Beautifully well-maintained brick home, conveniently located between Somerset and Monticello, just off State Hwy 90. This brick ranch offers one level living at its finest! Home offers 3 spacious bedrooms 2 baths, two family room areas, dining kitchen combo, attached 2 car garage and detached 16x24 shop/garage. Situated on an approx 1/2 acre lot, the property offers nice lawn with mature trees,

  Kelly Latham RE/MAX Country Living

  43 Farmington Ave, Monticello, KY 42633
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  /51

  $238,000

  • 4 Beds
  • 2 Baths
  • 1,692 Sq Ft

  131 Lloyd St, Monticello, KY 42633

  Solid, spacious, and full of potential—this well-built 4BR/2BA home in the Monticello city limits has only had one family live in it since being custom-built in 1981 by a respected local builder. Featuring a generous kitchen, cozy family room with a brick fireplace, first-floor laundry/mudroom (with exterior entrance), lots of closet space, new windows, and updated interior paint. The attached

  Hannah York Lake Cumberland Real Estate Professionals

  131 Lloyd St, Monticello, KY 42633
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  /37

  $259,000

  • 3 Beds
  • 2 Baths
  • 1,296 Sq Ft

  202 Willa Dr, Monticello, KY 42633

  Charming 3-Bedroom Home Minutes from Beaver Creek Resort!This beautifully maintained, newly renovated, 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and location. Situated just minutes from Beaver Creek Resort, you'll enjoy all-season recreation right at your doorstep. Step inside to find a spacious open-concept layout featuring custom cabinetry, tasteful finishes,

  HG Hickey III No Wake Real Estate

  202 Willa Dr, Monticello, KY 42633
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  /39

  $239,900

  • 3 Beds
  • 3 Baths
  • 3,044 Sq Ft

  665 Highway 2393, Monticello, KY 42633

  This is one of a kind, a larger home that is located around 8.5 miles from Monticello, 1 mile from F&T Lake or 2.8 miles from Conley Bottom. Home features 3 beds and 3 baths and has approximately 3044 sq ft of finished floor space. Full basement with a garage and large work area that has air and electric. Home is located on 2.26 acres and has a covered area for vehicles and storage area. In

  Donna Roberts Access Realty & Auction

  665 Highway 2393, Monticello, KY 42633
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  /21

  $145,900

  • 4 Beds
  • 2 Baths
  • 2,350 Sq Ft

  1150 Old Zula Rd, Monticello, KY 42633

  Looking for privacy and wildlife then this 2,350 sq.ft. modular has it all for you. Split floor plan with 4 bedrooms, 2 baths, living room, large family room, kitchen, dining room, laundry room, open hallway, back deck with handicap ramp, large front porch, detached 2 car garage, detached carport, HVAC, generator to run home and garage, 2 storage sheds. This sits on 1.4 acres. Adjacent

  Jerry Keith Mid America Realty & Auction LLC

  1150 Old Zula Rd, Monticello, KY 42633
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  /28

  $210,000

  • 3 Beds
  • 2 Baths
  • 1,526 Sq Ft

  299 Mercer Dr, Monticello, KY 42633

  Welcome to this absolute dollhouse! This charming home offers 3 bedrooms and 2 bathrooms, nestled in the heart of town yet providing a sense of privacy. The master bedroom is conveniently located on the main floor, with updated flooring and a modern kitchen and bath enhancing the interior. Enjoy relaxing in the bonus sunroom or entertaining in the beautiful yard. Additional features include a

  The Millie - Millie Weaver Lake Cumberland Real Estate Professionals

  299 Mercer Dr, Monticello, KY 42633
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  /16

  $160,000

  • 3 Beds
  • 2.5 Baths
  • 2,800 Sq Ft

  211 Hwy 1568, Monticello, KY 42633

  Investment Opportunity!Spacious 3-bedroom, 2.5-bath home featuring a large eat-in kitchen, a comfortable living room with a charming brick fireplace, and a separate family/entertainment room—perfect for relaxing or hosting. The property also includes a storage shed for added convenience.Offering excellent rental income potential or future value appreciation, this home is ideal for

  Monica Reed Godby Realty & Auction

  211 Hwy 1568, Monticello, KY 42633
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  /35

  $129,900

  • 2 Beds
  • 1 Bath
  • 1,155 Sq Ft

  16818 Highway 200, Monticello, KY 42633

  Country living at its core! This lovely farmhouse is sitting on 4.5 acres of both wooded and clear land. Inside you'll find 2 bedrooms, 1 bathroom and a large sunroom with oversized windows. All appliances including washer and dryer convey with the home. Outside there is a barn with hay loft, a multi-room shed, root cellar and beautiful shade trees. This property offers privacy and everything you

  Erica Nalle Weichert Realtors Ford Brothers, Inc.

  16818 Highway 200, Monticello, KY 42633
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  /47

  $188,500

  • 2 Beds
  • 1 Bath
  • 1,120 Sq Ft

  107 Wisteria Ln, Monticello, KY 42633

  Charming & Energy-Efficient Home!This inviting property features two generously sized bedrooms and an open-concept layout that includes a breakfast bar—perfect for casual dining or entertaining. Enjoy peace of mind and lower utility bills with Energy Star-certified upgrades and energy-efficient systems throughout. Relax outdoors on the spacious front porch or host summer gatherings on the

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  107 Wisteria Ln, Monticello, KY 42633
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  /60

  $264,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  70 Highway 3285, Monticello, KY 42633

  Country Living at Its Finest!This 2012 manufactured home offers over 1,500 square feet of comfortable living space with 3 spacious bedrooms and 2 full baths. Step inside to discover a bright, open floor plan featuring oversized rooms, a relaxing tub/shower combo, and a kitchen complete with a double refrigerator and island —perfect for entertaining or everyday convenience.Nestled on

  Brandon Davis No Wake Real Estate

  70 Highway 3285, Monticello, KY 42633
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  /33

  $219,000

  • 2 Beds
  • 2 Baths
  • 1,120 Sq Ft

  500 Beaver Lodge Rd, Monticello, KY 42633

  Perfect Vacation Getaway - Fully Furnished & Ready to Enjoy!Welcome to your ideal lakeside escape! This charming 2-bedroom, 1-bath home is fully furnished and move-in ready, located on a quiet dead-end street for ultimate peace and privacy. Sitting on a desirable corner lot, this property is just minutes from Safe Harbor Beaver Creek Boat Ramp—less than a mile away—making it perfect for

  Monica Reed Godby Realty & Auction

  500 Beaver Lodge Rd, Monticello, KY 42633
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  /90

  $525,000

  • 5 Beds
  • 3.5 Baths
  • 3,848 Sq Ft

  1636 Green Hill Estates Rd, Monticello, KY 42633

  Price Improvement on this AIRBNB or full time living for this year round lake view home on Lake Cumberland!! Conveniently located between Somerset and Monticello, it boasts over 3800 sq ft of living space with breathtaking lake views of beautiful Lake Cumberland. This one owner home was custom built with 5 spacious bedrooms and 3.5 bathrooms. A grand stone fireplace that gives privacy between

  Gina Hill Lake Cumberland Real Estate Professionals

  1636 Green Hill Estates Rd, Monticello, KY 42633
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  /20

  $144,000

  • 2 Beds
  • 1 Bath
  • 936 Sq Ft

  1034 Duncan Valley Rd, Monticello, KY 42633

  Looking for a property that is listed for less than $150,000, then this may be the property. The house is move in ready, features a wrap around porch that covers half of the house. Nice 2 vehicle detached garage that is currently being used as a workshop. Also attached to the garage is a stable with four stalls for horses/animals. Property also has a 10x16 storage shed. All of this on .65

  H Allen Clark Access Realty & Auction

  1034 Duncan Valley Rd, Monticello, KY 42633
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  /53

  $749,900

  • 4 Beds
  • 2.5 Baths
  • 4,504 Sq Ft

  80 Sunset Vista Way, Monticello, KY 42633

  Unparalleled custom lake view home overlooking the main lake. One, of if not THE best view on the lake. Which, you won't appreciate until you're been absorbed by the magnificent sunsets. Great room, formal dining area, a super large kitchen with gas range plus a breakfast nook, bar & a wonderful walk in pantry. The deck runs along the entire back side of the property & overlooks a wonderfully

  Brad Bigelow CENTURY 21 Advantage Realty

  80 Sunset Vista Way, Monticello, KY 42633
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  /19

  $89,900

  • 1 Bed
  • 1 Bath
  • 253 Sq Ft

  128 Kentucky 167, Monticello, KY 42633

  Looking for tiny home living? Looking for a great turnkey vacation rental opportunity? Discover the simplicity and charm of tiny house living right in the heart of town or possibly a vacation rental. This 1 bedroom, 1 bathroom home spans a cozy 253 square feet, yet feels spacious. There is also a 12 X 22 foot shed currently used for storage that goes with it that could also be another cottage. It

  Brad Bigelow CENTURY 21 Advantage Realty

  128 Kentucky 167, Monticello, KY 42633
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  /55

  $207,000

  • 4 Beds
  • 2 Baths
  • 1,900 Sq Ft

  177 Gregory Branch Rd, Monticello, KY 42633

  Charming 1,900 Sq Ft Home on 10 Acres - A Nature Lover's Paradise!Escape to the serenity of country living with this beautiful 1,900 sq ft home situated on 10 private acres just outside the stunning Daniel Boone National Forest. Whether you're looking for a peaceful retreat, a homestead, or a base for outdoor adventures, this property offers the perfect blend of comfort and

  Dustin Winchester Weichert Realtors Ford Brothers, Inc.

  177 Gregory Branch Rd, Monticello, KY 42633
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  /41

  $175,000

  • 2 Beds
  • 1 Bath
  • 822 Sq Ft

  119 Hill Dr, Monticello, KY 42633

  Cutest Little Cabin in the Woods! This charming 2 bedroom, 1 bathroom lake retreat is located in a desirable lake community on Cumberland Ridge. Situated on 1/2 acre and unrestricted, just minutes from Lake Cumberland and Conley Bottom boat dock as well as 2 launch ramps. Making for a perfect getaway!Inside is an open-concept living space with warm wood finishes, a functional kitchen,

  Tracy Creech Lifstyl Real Estate

  119 Hill Dr, Monticello, KY 42633
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  /139

  $999,900

  • 4 Beds
  • 3.5 Baths
  • 3,998 Sq Ft

  800 Red Fox Ridge, Monticello, KY 42633

  Discover the epitome of luxury living with this breathtaking 4-bedroom, 3 1/2 bath home, offering unparalled panaormaic views. Custom built in 2024 with a striking combination of brick, stone and Hardiboard exterior, this residence is designed to impress. The interior welcomes you with soaring high ceilings, 9 ft. solid wood interior doors and elegant finishes throughout. Enjoy the warmth of two

  Michael Hines Lake Cumberland Real Estate Professionals

  800 Red Fox Ridge, Monticello, KY 42633
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  /41

  $150,000

  • 3 Beds
  • 2 Baths
  • 1,358 Sq Ft

  130 Branch Rd, Monticello, KY 42633

  Welcome to this charming home built in the 1930's and conveniently located near shopping, schools, and a thriving downtown Monticello! Featuring 3 bedrooms with additional sleeping areas, an eat-in kitchen with oak cabinetry and island and 2 full bathrooms. This home would make the perfect starter home or fixer upper for the DIY enthusiasts. There are 2 detached buildings, offering 4 car garage

  Morgan Harris Lake Cumberland Real Estate Professionals

  130 Branch Rd, Monticello, KY 42633
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  /5

  $49,900

  • 3 Beds
  • 1 Bath

  489 Cedar Bluff Dr, Monticello, KY 42633

  INVESTORS listen up, nice mobile home with good bones needing a complete flip. Would be a great rental, close to the lake home. Outside looks great and level lot. Inside, roll up your sleeves and let's get to work! Priced to sell, seller motivated!

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  489 Cedar Bluff Dr, Monticello, KY 42633
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  /47

  $153,500

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  641 Webster Spradlin Rd, Monticello, KY 42633

  Looking for a getaway on the beautiful Lake Cumberland? Check out this fully furnished Cozy home, with a back deck that overlooks Beaver Creak Marina with a year round lakeview, and includes a spacious wooded back yard. Sitting on 0.60 acres m/l this property has a spacious yard with wooded lot that completes the '+Lake Home in the Country ' feel. Perfect for a Vacation getaway or an investment

  Denver Eaton Re/Max Country Lakes

  641 Webster Spradlin Rd, Monticello, KY 42633
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  /48

  $149,900

  • 1 Bed
  • 1 Bath
  • 792 Sq Ft

  470 Cr-1522c, Monticello, KY 42633

  Super cool 20X30 sq ft Fisherman's special, vacation spot sitting on two lots! Nice Eastern Hemlock & cedar wood cabin on the lake with a natural spring! Search no more. This can be a year round home or a great rental for all kinds of vacations who want to get away and relax on your front porch. Featuring one bedroom, open concept living, kitchen, dining, laundry , tiled bath/shower, loft, and a

  Kathy Dick Premier Properties of Lake Cumberland, Inc.

  470 Cr-1522c, Monticello, KY 42633
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  /20

  $55,000

  • 2 Beds
  • 1 Bath
  • 1,056 Sq Ft

  140 Cherry St, Monticello, KY 42633

  Tucked just behind the Monticello School Bus Garage, this 1.77-acre tract offers a rare chance to own a spacious piece of land right in town. The property includes an old barn and house—condition unknown—making it an ideal spot for redevelopment, investment, or a future site for multiple properties. Within the city limits, utilities are nearby and unbeatable convenience to schools and shopping,

  Brandon Davis No Wake Real Estate

  140 Cherry St, Monticello, KY 42633
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  /34

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,352 Sq Ft

  1145 Ramsey Point Rd, Monticello, KY 42633

  This beautifully updated, move-in ready 3bed, 2 bath home comes fully furnished, so all you need to do is unpack and enjoy! Featuring updated appliances and stunning floors, it blends modern style with comfort. Large laundry room to throw all the swim cloths after a fun day on the lake. Relax on the spacious front porch or enjoy the screened-in patio area for outdoor dining and lounging. Located

  Trudy Brooks RE/MAX Elite Lexington

  1145 Ramsey Point Rd, Monticello, KY 42633
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  /38

  $199,000

  • 3 Beds
  • 1 Bath
  • 1,064 Sq Ft

  109 Betsy Ln, Monticello, KY 42633

  Welcome to this charming home nestled in a serene country setting, just 15 minutes from the popular Conley Bottom Resort. Offering a cozy and spacious layout, this home features two inviting bedrooms, plus a loft bedroom that provides a unique and flexible space—perfect for guests, an office, or a peaceful retreat. The open floor plan enhances the sense of space, seamlessly connecting the living,

  HG Hickey III No Wake Real Estate

  109 Betsy Ln, Monticello, KY 42633
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  /29

  $105,000

  • 3 Beds
  • 1 Bath
  • 723 Sq Ft

  1224 Ky-1756, Monticello, KY 42633

  Move in ready home in the country, perfect for a first-time buyer or investor. This 1 story home features living room, kitchen/laundry, 3 bedrooms, and 1 bath. Carpet and vinyl flooring, metal roof, HVAC for heating and cooling. Covered front porch, side deck for entertaining family and friends, small pond and fenced area for your garden. There is a 2 horse stall building with loft and an 18 x

  Sallye Broyles RE/MAX LakeTime Realty

  1224 Ky-1756, Monticello, KY 42633
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  /32

  $179,000

  • 3 Beds
  • 1 Bath
  • 1,323 Sq Ft

  219 Bell Phipps Rd, Monticello, KY 42633

  Beautiful 3 Bedroom 1 Bath home sitting on a large 1 acre + - lot just off of Bell Phipps Rd in Wayne County. Home features a newer metal roof, large-detached garage, central heating and air conditioning, and a covered rear porch perfect for entertaining or enjoying mother nature. An additional room has been added to the back of the garage that would be a great spot for a wood working or extra

  HG Hickey III No Wake Real Estate

  219 Bell Phipps Rd, Monticello, KY 42633
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  /59

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,180 Sq Ft

  20 Fox Run Dr, Monticello, KY 42633

  Discover the essence of lakeside living in this beautifully furnished 3-bedroom, 2-bath home, nestled within a serene, golf cart-friendly community. This property is designed to offer both comfort and convenience, featuring a detached 2-car garage and a charming 1-bedroom, 1-bath guest house. The guest house provides an ideal space for visitors or extended family, ensuring everyone feels at home.

  Dylan Jones Cardinal Realty & Auction LLC

  20 Fox Run Dr, Monticello, KY 42633
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  /65

  $650,000

  • 4 Beds
  • 3 Baths
  • 3,679 Sq Ft

  163 Red Fox Ridge, Monticello, KY 42633

  Stunning Executive Home on 2.58 AcresWelcome to this immaculate 4-bedroom, 3-bathroom all-brick executive home, offering the perfect blend of luxury and comfort. Situated on a beautifully landscaped 2.58-acre lot, this home is a true retreat.Key Features:Spacious Living: Enjoy a bright, open floor plan with gorgeous wood flooring throughout.Gourmet Kitchen: The chef's kitchen boasts elegant

  Kenny Gumm Team Gumm Realty

  163 Red Fox Ridge, Monticello, KY 42633
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  /58

  $535,000

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  688 Old Sawmill Rd, Monticello, KY 42633

  Now offered at $535,000. You're going to love this immaculate 3 bedroom cabin on 1.84 acres & HUGE detached garage located in the peaceful, wooded Otter Creek community within walking distance to popular LAKE CUMBERLAND. This property has a seasonal lake view and lake access only minutes to the neighborhood ramp. Enjoy the crisp fall evenings snuggled up by the fire pit roasting marshmallows

  Sylvia Ferrell Lake Cumberland Real Estate Professionals

  688 Old Sawmill Rd, Monticello, KY 42633
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  /79

  $619,000

  • 5 Beds
  • 3.5 Baths
  • 4,298 Sq Ft

  100 Waters Edge Trail, Monticello, KY 42633

  Gatlinburg feel in Monticello KY, offering seclusion, wildlife, and stunning views that won't disappoint. This spacious home features 5 bedrooms and 4 bathrooms, totaling approximately 4,300 square feet. It comes mostly furnished, including a hot tub on the deck with a view of the lake. You will be blown away by the open space, wood beams, hickory hardwood floors, and abundance of natural light.

  Jeff Sims Prosperity Real Estate

  100 Waters Edge Trail, Monticello, KY 42633
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  /35

  $184,900

  • 3 Beds
  • 2 Baths
  • 1,614 Sq Ft

  1115 Highway 167, Monticello, KY 42633

  This delightful listing presents a charming home. Featuring a barn and silo, along with another property hookup comprising septic, water, and electric connections. The spacious dwelling offers generously sized bedrooms and a cozy living room, perfect for unwinding and hosting guests. The dining area is ideal for gatherings, while the kitchen provides ample cabinet space for storage. Enjoy the

  Mary Dotson CENTURY 21 Advantage Realty

  1115 Highway 167, Monticello, KY 42633

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