Monticello, KY Homes for Sale under $100,000

/51
$39,899
- Land
- 0.64 Acre
- $62,342 per Acre
461 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

461 Buffalo Trace Rd, Monticello, KY 42633
/6
$29,000
- Land
- 0.56 Acre
- $51,786 per Acre
4 Clear Sky Way, Monticello, KY 42633

Great opportunity with this Ã‚Â1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick

Tod Bertram Weichert Realtors Ford Brothers, Inc.

4 Clear Sky Way, Monticello, KY 42633
/5
$20,900
- Land
- 2.36 Acres
- $8,856 per Acre
200 Upchurch Dr, Monticello, KY 42633

A rare find within city limits-this 2.36-acre wooded property offers seclusion, space, and convenience all in one. Enjoy the privacy of a natural setting while still benefiting from city access and services. With road frontage and a peaceful wooded landscape, this property is perfect for building your dream home or creating a private escape without sacrificing proximity to everyday essentials.

Alec Quetone Cardinal Realty & Auction LLC

200 Upchurch Dr, Monticello, KY 42633
/11
$24,900
- Land
- 0.58 Acre
- $42,931 per Acre
Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 6 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/13
$59,900
- Land
- 0.71 Acre
- $84,366 per Acre
1843 Hwy 2393 Unit 25, Monticello, KY 42633

Welcome to the newest lakefront community development - the perfect setting for your dream vacation home or forever residence. This premium 0.71 +/- acre lot offers plenty of space and privacy, all within a beautifully planned neighborhood. Lake lots of this caliber are rare, especially in such a desirable development. Don't miss your chance - call me today for more details!

Dylan Jones Cardinal Realty & Auction LLC

1843 Hwy 2393 Unit 25, Monticello, KY 42633
/17
$33,000
- Land
- 1.68 Acres
- $19,643 per Acre
246 Fall Cir, Monticello, KY 42633

Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 13, 14 and 15 - 1.68 Acres

Brandon Davis No Wake Real Estate

246 Fall Cir, Monticello, KY 42633
/11
$29,900
- Land
- 0.58 Acre
- $51,552 per Acre
Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 8 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/51
$64,999
- Land
- 1.35 Acres
- $48,147 per Acre
459 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

459 Buffalo Trace Rd, Monticello, KY 42633
/11
$26,900
- Land
- 0.58 Acre
- $46,379 per Acre
Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 4 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/7
$55,000
- Land
- 1.05 Acres
- $52,381 per Acre
255 Fox Chase Blvd, Monticello, KY 42633

Lot #__ | __ Acres | $____ Build your custom dream home in Fox Chase Estates, an upscale subdivision in Monticello, KY near Lake Cumberland and Burnside Marina. This __ acre homesite offers spacious surroundings, quality development standards, and a neighborhood known for distinctive, custom-built homes. Enjoy privacy, convenience, and access to one of the area's premier communities.Multiple

Billy Hackworth Hayden Outdoors Real Estate

255 Fox Chase Blvd, Monticello, KY 42633
/9
$32,000
- Land
- 0.69 Acre
- $46,377 per Acre
100 Parker St, Monticello, KY 42633

An excellent opportunity to own four adjoining building lots being sold together as one parcel in the Harrison Subdivision. This combined tract offers ample space for a single private residence or future development potential. With minimal restrictions, the property provides flexibility in design and use while maintaining neighborhood standards. Conveniently located near local schools, shopping,

Isaiah Brake Re/Max Country Lakes

100 Parker St, Monticello, KY 42633
/8
$39,900
- Land
- 1.74 Acres
- $22,931 per Acre
225 Lynne Dr, Monticello, KY 42633

Discover the perfect canvas for your dream home with these two adjoining building lots totaling 1.75 acres +\-(according to the PVA), ideally situated at 225 Lynne Drive in beautiful Monticello, Kentucky. Nestled just minutes from the breathtaking shores of Lake Cumberland, this property offers both the tranquility of nature and the convenience of nearby recreational activities. These spacious

Jason Bertram Weichert Realtors Ford Brothers, Inc.

225 Lynne Dr, Monticello, KY 42633
/14
$76,000
- Land
- 1.07 Acres
- $71,028 per Acre
494 Rd, Monticello, KY 42633

Discover the perfect blend of freedom and convenience with this 1-acre unrestricted lot located just minutes from the renowned Beaver Creek Resort. Whether you're dreaming of building a cozy cabin retreat, placing a manufactured home, or investing in a vacation rental, this property is ready for your vision. Key features include: Unrestricted land - no HOA, no deed restrictions Septic tank

HG Hickey III No Wake Real Estate

494 Rd, Monticello, KY 42633
/51
$59,899
- Land
- 1.85 Acres
- $32,378 per Acre
483 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

483 Buffalo Trace Rd, Monticello, KY 42633
/2
$10,500
- Land
- 0.43 Acre
- $24,419 per Acre
794 Missouri Valley Rd, Monticello, KY 42633

Check out this great .43-acre lot in Wayne County, Kentucky—perfect for your next home or investment. This lightly wooded property offers a beautiful natural setting with just the right amount of trees for shade and privacy, while still being to build on. Previously home to a mobile home, the property already features a septic system and water meter in place—saving you time and money when you're

Isaiah Brake Re/Max Country Lakes

794 Missouri Valley Rd, Monticello, KY 42633
/28
$79,000
- 1 Bed
- 120 Sq Ft
25 Cart Bell Ln, Monticello, KY 42633

Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

HG Hickey III No Wake Real Estate

25 Cart Bell Ln, Monticello, KY 42633
/8
$75,000
- Land
- 0.56 Acre
- $133,929 per Acre
44 Green Hill Estates Rd, Monticello, KY 42633

PRICE REDUCED BY $35,000!!!! Beautiful waterfront building lot in Green Hill Estates, ideal for a walkout basement. This lot is located on the main lake and looks across the lake at the mouth of Fishing Creek. Just minutes to Conley Bottom Marina or Burnside Marina.

Michael Hines Lake Cumberland Real Estate Professionals

44 Green Hill Estates Rd, Monticello, KY 42633
/11
$29,900
- Land
- 0.58 Acre
- $51,552 per Acre
Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 2 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/11
$34,900
- Land
- 0.64 Acre
- $54,531 per Acre
Lot 37 Cumberland Shores, Monticello, KY 42633

MAKE AN OFFER! Great .64 acre lake view lot overlooking Lake Cumberland. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors. Underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1000 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up

Brad Bigelow CENTURY 21 Advantage Realty

Lot 37 Cumberland Shores, Monticello, KY 42633
/2
$32,000
- Land
- 0.22 Acre
- $145,455 per Acre
323 College St, Monticello, KY 42633

Great in-town investment opportunity in Monticello! Two water and sewer hookups already in place provide excellent potential for income-producing use. An electric pole is on site. Situated within city limits with no restrictions. Unfinished trailer with no title is on the property. Used shipping container conveys with sale. Ideal for cash investors looking for a flexible setup.

Emily Decker CENTURY 21 Advantage Realty

323 College St, Monticello, KY 42633
/16
$49,900
- Land
- 1.17 Acres
- $42,650 per Acre
29 Hickory Point Dr, Monticello, KY 42633

Beautiful lake front building lot located in Hickory Point Subdivision. Lot lays well, is approximately 1.17 acres and will accommodate a single family home or a ranch with a basement. Gorgeous lake views for as far as you can see. This lot is located in a cul-de-sac in a desirable neighborhood. Utilities are at the lot and there are light restrictions to protect your investment. Hoa is 375.00

Tonya M. Crawford RE/MAX LakeTime Realty

29 Hickory Point Dr, Monticello, KY 42633
/13
$8,900
- Land
- 1.09 Acres
- $8,165 per Acre
Lot 35 Sandstone Point Trail, Monticello, KY 42633

It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the

Brad Bigelow CENTURY 21 Advantage Realty

Lot 35 Sandstone Point Trail, Monticello, KY 42633
/16
$75,000
- Land
- 2.2 Acres
- $34,091 per Acre
180 Gregory St, Monticello, KY 42633

Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business,

Brandon Davis No Wake Real Estate

180 Gregory St, Monticello, KY 42633
/13
$69,000
- Land
- 0.59 Acre
- $116,949 per Acre
Phase 2, 8 Lighthouse Estates, Monticello, KY 42633

Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Phase 2, 8 Lighthouse Estates, Monticello, KY 42633
/11
$22,490
- Land
- 0.79 Acre
- $28,468 per Acre
89 Cumberland Dr, Monticello, KY 42633

Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock.

Brad Bigelow CENTURY 21 Advantage Realty

89 Cumberland Dr, Monticello, KY 42633
/5
$30,000
- Land
- 2.93 Acres
- $10,239 per Acre
78 Sandstone Trail, Monticello, KY 42633

Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric

Lisa Lowe Re/Max Country Lakes

78 Sandstone Trail, Monticello, KY 42633
/4
$19,000
- Land
- 1.29 Acres
- $14,729 per Acre
0 Boone St, Monticello, KY 42633

Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

Rhett Hughes WTC Realty LLC

0 Boone St, Monticello, KY 42633
/29
$23,000
- Land
- 0.97 Acre
- $23,711 per Acre
26 Brittany Dr, Monticello, KY 42633

Buildable Lots Near Lake Cumberland - Multiple Options!Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most

Brandon Davis No Wake Real Estate

26 Brittany Dr, Monticello, KY 42633
/2
$31,500
- Land
- 3 Acres
- $10,500 per Acre
4-7 Cart Bell Ridge Rd, Monticello, KY 42633

Lots 4-5-6-7 located on Cart Bell Ridge Road. Water and electric available. No restrictions.Very rolling.

Ronald Dunnington Mid America Realty & Auction LLC

4-7 Cart Bell Ridge Rd, Monticello, KY 42633
/9
$27,500
- Land
- 0.96 Acre
- $28,646 per Acre
Lot 28 Cumberland Shores, Monticello, KY 42633

Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up

Brad Bigelow CENTURY 21 Advantage Realty

Lot 28 Cumberland Shores, Monticello, KY 42633
/11
$29,900
- Land
- 0.58 Acre
- $51,552 per Acre
Lot 7 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 7 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/13
$69,000
- Land
- 0.66 Acre
- $104,545 per Acre
Phase 2, Estates, Monticello, KY 42633

Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Phase 2, Estates, Monticello, KY 42633
/51
$69,899
- Land
- 2.07 Acres
- $33,768 per Acre
479 Buffalo Trace Rd, Monticello, KY 42633

Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

Brandon Davis No Wake Real Estate

479 Buffalo Trace Rd, Monticello, KY 42633
/13
$59,000
- Land
- 0.91 Acre
- $64,835 per Acre
Phase 2, 1 Lighthouse Estates, Monticello, KY 42633

Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Phase 2, 1 Lighthouse Estates, Monticello, KY 42633
/11
$29,900
- Land
- 0.58 Acre
- $51,552 per Acre
Lot 3 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Lot 3 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
/11
$12,000
- Land
- 1.53 Acres
- $7,843 per Acre
Lot 74 Sandstone Point Trail, Monticello, KY 42633

What a great opportunity to own this Lake Cumberland lot inspired by Gatlinburg!! Stake your claim on this sprawling 1.53-acre lot in Sandstone Point a gated community, just 5 miles from Beaver Creek Marina. Appreciate quality living with community-wide restrictions that enhance the charm and protect your investment. A minimum 1400 sq ft building size. No mobile homes or doublewides, preserving

Brad Bigelow CENTURY 21 Advantage Realty

Lot 74 Sandstone Point Trail, Monticello, KY 42633
/2
$50,000
- Land
- 0.76 Acre
- $65,789 per Acre
Hwy 789 Hwy 789, Monticello, KY 42633

.76 Acre tract suitable for home or modular unit. Close to boat launches. Water tap on property per seller. Seller has permit for septic. County road behind the property.

Vanessa Dunnington Mid America Realty & Auction LLC

Hwy 789 Hwy 789, Monticello, KY 42633
/3
$20,000
- Land
- 2.04 Acres
- $9,804 per Acre
Lots 3 & 4 Barefoot Ln, Monticello, KY 42633

Lightly restricted lake view lots in rural Monticello. Lot is partially cleared and partially wooded. Great set up for walk out basement home. Located approximately 5 minutes from a local boat ramp (off of Bell Phipps Rd), and 10 minutes from another local ramp (at the end of Sunset Lndg). Centrally located within 30 minutes of Beaver Creek Marina, Conley Bottom Marina, or Marina Rowena. Lots

Karen Scalf Weichert Realtors Ford Brothers, Inc.

Lots 3 & 4 Barefoot Ln, Monticello, KY 42633
/6
$29,000
- Land
- 0.54 Acre
- $53,704 per Acre
2 Clear Sky Way, Monticello, KY 42633

Great opportunity with this Â1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access

Tod Bertram Weichert Realtors Ford Brothers, Inc.

2 Clear Sky Way, Monticello, KY 42633
/6
$29,000
- Land
- 0.54 Acre
- $53,704 per Acre
1 Clear Sky Way, Monticello, KY 42633

Great opportunity with this 1⁄2 acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access

Tod Bertram Weichert Realtors Ford Brothers, Inc.

1 Clear Sky Way, Monticello, KY 42633

Showing Results 1 - 40, Page 1 of 2

Kentucky Wayne County Monticello

Home Trends in Monticello, KY

On average, homes in Monticello, KY sell after 56 days on the market compared to the national average of 55 days. The median sale price for homes in Monticello, KY over the last 12 months is $185,250, up 12% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$185,250

Median Single Family Sale Price

$185,500

Median Townhouse Sale Price

$275,000

Average Price Per Sq Ft

$116

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

4.90

Median List Price

$210,000

Median Change From 1st List Price

10%

Median Home Sale Price YoY Change

12%

How to Buy a Home How to Finance a Home How to Sell a Home

In Monticello, there are currently 80 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Monticello, KY. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Monticello Types of Homes for Sale

Monticello Real Estate Listings

Newest Listings in Monticello

Monticello Homes by Price

More About Living in Monticello

Homes for Sale in Nearby Cities

Homes for Sale in Nearby Counties

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