Monticello, KY Homes for Sale under $100,000

• 

  

  

  /8

  $60,000

  • Land
  • 3.35 Acres
  • $17,910 per Acre

  Lot 84,85,86 Sandstone Point Trail, Monticello, KY 42633

  3 lots in gated community with underground utilities

  Kenny Gumm Team Gumm Realty

  Lot 84,85,86 Sandstone Point Trail, Monticello, KY 42633
• 

  

  

  /51

  $39,900

  • Land
  • 0.64 Acre
  • $62,344 per Acre

  461 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  461 Buffalo Trace Rd, Monticello, KY 42633
• 

  

  

  /5

  $29,000

  • Land
  • 2.36 Acres
  • $12,288 per Acre

  200 Upchurch Dr, Monticello, KY 42633

  A rare find within city limits-this 2.36-acre wooded property offers seclusion, space, and convenience all in one. Enjoy the privacy of a natural setting while still benefiting from city access and services. With road frontage and a peaceful wooded landscape, this property is perfect for building your dream home or creating a private escape without sacrificing proximity to everyday essentials.

  Alec Quetone Cardinal Realty & Auction LLC

  200 Upchurch Dr, Monticello, KY 42633
• 

  

  

  /13

  $59,900

  • Land
  • 0.71 Acre
  • $84,366 per Acre

  1843 Hwy 2393 Unit 25, Monticello, KY 42633

  Welcome to the newest lakefront community development - the perfect setting for your dream vacation home or forever residence. This premium 0.71 +/- acre lot offers plenty of space and privacy, all within a beautifully planned neighborhood. Lake lots of this caliber are rare, especially in such a desirable development. Don't miss your chance - call me today for more details!

  Dylan Jones Cardinal Realty & Auction LLC

  1843 Hwy 2393 Unit 25, Monticello, KY 42633
• 

  

  

  /17

  $33,000

  • Land
  • 1.68 Acres
  • $19,643 per Acre

  246 Fall Cir, Monticello, KY 42633

  Don't miss your opportunity to own one of the few remaining lots in Fall Creek Heights Subdivision—just minutes from Conley Bottom Resort and several nearby boat ramps. These lots haven't been available in over a decade, and this location offers one of the best values near Conley Bottom. Take advantage of this rare opportunity—call today. Lots 13, 14 and 15 - 1.68 Acres

  Brandon Davis No Wake Real Estate

  246 Fall Cir, Monticello, KY 42633
• 

  

  /13

  $59,000

  • Land
  • 0.59 Acre
  • $100,000 per Acre

  Phase 2, 9 Lighthouse Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, 9 Lighthouse Estates, Monticello, KY 42633
• 

  

  /51

  $65,000

  • Land
  • 1.35 Acres
  • $48,148 per Acre

  459 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  459 Buffalo Trace Rd, Monticello, KY 42633
• 

  

  /9

  $32,000

  • Land
  • 0.69 Acre
  • $46,377 per Acre

  100 Parker St, Monticello, KY 42633

  An excellent opportunity to own four adjoining building lots being sold together as one parcel in the Harrison Subdivision. This combined tract offers ample space for a single private residence or future development potential. With minimal restrictions, the property provides flexibility in design and use while maintaining neighborhood standards. Conveniently located near local schools, shopping,

  Isaiah Brake Re/Max Country Lakes

  100 Parker St, Monticello, KY 42633
• 

  

  /8

  $49,900

  • Land
  • 1.74 Acres
  • $28,678 per Acre

  225 Lynne Dr, Monticello, KY 42633

  Discover the perfect canvas for your dream home with these two adjoining building lots totaling 1.75 acres +\-(according to the PVA), ideally situated at 225 Lynne Drive in beautiful Monticello, Kentucky. Nestled just minutes from the breathtaking shores of Lake Cumberland, this property offers both the tranquility of nature and the convenience of nearby recreational activities. These spacious

  Jason Bertram Weichert Realtors Ford Brothers, Inc.

  225 Lynne Dr, Monticello, KY 42633
• 

  

  /14

  $79,000

  • Land
  • 1.07 Acres
  • $73,832 per Acre

  494 Rd, Monticello, KY 42633

  Discover the perfect blend of freedom and convenience with this 1-acre unrestricted lot located just minutes from the renowned Beaver Creek Resort. Whether you're dreaming of building a cozy cabin retreat, placing a manufactured home, or investing in a vacation rental, this property is ready for your vision. Key features include: Unrestricted land - no HOA, no deed restrictions Septic tank

  HG Hickey III No Wake Real Estate

  494 Rd, Monticello, KY 42633
• 

  

  /51

  $59,900

  • Land
  • 1.85 Acres
  • $32,378 per Acre

  483 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  483 Buffalo Trace Rd, Monticello, KY 42633
• 

  

  /28

  $79,000

  • 1 Bed
  • 120 Sq Ft

  25 Cart Bell Ln, Monticello, KY 42633

  Rustic off-grid cabin tucked away on 2.89 +/-mostly wooded acres, just minutes from multiple Beaver Creek Resort. This secluded getaway offers peace and privacy, ideal for nature lovers, weekend adventurers, or those seeking a hunting retreat.The cabin does not currently have running water, but city water is available at the road, giving future owners flexibility to connect or keep it

  HG Hickey III No Wake Real Estate

  25 Cart Bell Ln, Monticello, KY 42633
• 

  

  /8

  $75,000

  • Land
  • 0.56 Acre
  • $133,929 per Acre

  44 Green Hill Estates Rd, Monticello, KY 42633

  PRICE REDUCED BY $35,000!!!! Beautiful waterfront building lot in Green Hill Estates, ideal for a walkout basement. This lot is located on the main lake and looks across the lake at the mouth of Fishing Creek. Just minutes to Conley Bottom Marina or Burnside Marina.

  Michael Hines Lake Cumberland Real Estate Professionals

  44 Green Hill Estates Rd, Monticello, KY 42633
• 

  

  /11

  $34,900

  • Land
  • 0.64 Acre
  • $54,531 per Acre

  Lot 37 Cumberland Shores, Monticello, KY 42633

  MAKE AN OFFER! Great .64 acre lake view lot overlooking Lake Cumberland. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors. Underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1000 sq ft minimum- no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $425/year to keep up

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 37 Cumberland Shores, Monticello, KY 42633
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  /43

  $89,000

  • 4 Beds
  • 2 Baths
  • 1,548 Sq Ft

  1032 Furnace Mountain Rd, Monticello, KY 42633

  Discover 5.67 +/- unrestricted acres on Furnace Mountain Road offering a blend of open pasture, rolling ground, and wooded privacy. The property includes two connected mobile homes, a large detached garage/workshop, and existing 2 electric and 1 water hookup, making it an excellent opportunity for investors, builders, or anyone looking to develop a mini-farm or country homesite. The mobile homes

  Dylan Jones Cardinal Realty & Auction LLC

  1032 Furnace Mountain Rd, Monticello, KY 42633
• 

  

  /13

  $8,900

  • Land
  • 1.09 Acres
  • $8,165 per Acre

  Lot 35 Sandstone Point Trail, Monticello, KY 42633

  It all starts with that perfect spot. Build your dream home on this 1.09 acre building lot perched above Lake Cumberland. Sandstone Point is a gated community 10 miles north of Monticello, KY. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. Think Gatlinburg. Only maybe 5 miles from Beaver Creek Marina. Despite being next to the lake and giving the

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 35 Sandstone Point Trail, Monticello, KY 42633
• 

  

  /16

  $75,000

  • Land
  • 2.2 Acres
  • $34,091 per Acre

  180 Gregory St, Monticello, KY 42633

  Located directly across Highway 90 from Monticello Medical Center and Wayne County Hospital, this cleared 2.2-acre tract offers exceptional visibility in a prime location. The front portion of the property is fairly level for easy access and buildability, while the land gently slopes upward, providing natural elevation that could enhance views and site design. Perfect for a commercial business,

  Brandon Davis No Wake Real Estate

  180 Gregory St, Monticello, KY 42633
• 

  

  /13

  $69,000

  • Land
  • 0.59 Acre
  • $116,949 per Acre

  Phase 2, 8 Lighthouse Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, 8 Lighthouse Estates, Monticello, KY 42633
• 

  

  /11

  $22,490

  • Land
  • 0.79 Acre
  • $28,468 per Acre

  89 Cumberland Dr, Monticello, KY 42633

  Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock.

  Brad Bigelow CENTURY 21 Advantage Realty

  89 Cumberland Dr, Monticello, KY 42633
• 

  

  /5

  $30,000

  • Land
  • 2.93 Acres
  • $10,239 per Acre

  78 Sandstone Trail, Monticello, KY 42633

  Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric

  Lisa Lowe Re/Max Country Lakes

  78 Sandstone Trail, Monticello, KY 42633
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  /4

  $19,000

  • Land
  • 1.29 Acres
  • $14,729 per Acre

  0 Boone St, Monticello, KY 42633

  Discover the perfect canvas for your dream home in Monticello, KY's prestigious Sandstone Point Subdivision near Lake Cumberland. This impressive 1.29-acre lot offers a picturesque setting, where tranquil natural beauty harmonizes with modern convenience. Don't miss your chance to own a slice of paradise in Sandstone Point Subdivision and create a lifestyle that's truly extraordinary.

  Rhett Hughes WTC Realty LLC

  0 Boone St, Monticello, KY 42633
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  /29

  $23,000

  • Land
  • 0.97 Acre
  • $23,711 per Acre

  26 Brittany Dr, Monticello, KY 42633

  Buildable Lots Near Lake Cumberland - Multiple Options!Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most

  Brandon Davis No Wake Real Estate

  26 Brittany Dr, Monticello, KY 42633
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  /2

  $31,500

  • Land
  • 3 Acres
  • $10,500 per Acre

  4-7 Cart Bell Ridge Rd, Monticello, KY 42633

  Lots 4-5-6-7 located on Cart Bell Ridge Road. Water and electric available. No restrictions.Very rolling.

  Ronald Dunnington Mid America Realty & Auction LLC

  4-7 Cart Bell Ridge Rd, Monticello, KY 42633
• 

  

  /9

  $27,500

  • Land
  • 0.96 Acre
  • $28,646 per Acre

  Lot 28 Cumberland Shores, Monticello, KY 42633

  Bring your floor plans and relax down at the lake on this .96 acre lot. Very nicely situated at the end of a quiet cul-de-sac. It's a fairly level lot but you would probably build a walk out basement home. Restrictions are minor, 1500 sq ft minimum- cottage size, no mobile homes or campers, no junk cars, no livestock. Maintenance fee is $350/year to keep up the place. You don't want a junked up

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 28 Cumberland Shores, Monticello, KY 42633
• 

  

  /13

  $69,000

  • Land
  • 0.66 Acre
  • $104,545 per Acre

  Phase 2, Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, Estates, Monticello, KY 42633
• 

  

  /51

  $69,900

  • Land
  • 2.07 Acres
  • $33,768 per Acre

  479 Buffalo Trace Rd, Monticello, KY 42633

  Now offering multiple vacation lots just 3 miles from Conley Bottom Resort & Marina on beautiful Lake Cumberland! These versatile properties are newly approved for campers, barndominiums, and short-term rentals, making them ideal for your personal retreat or a smart investment. Whether you're looking to build a custom getaway or set up a vacation rental, there's a lot to fit your vision and

  Brandon Davis No Wake Real Estate

  479 Buffalo Trace Rd, Monticello, KY 42633
• 

  

  /8

  $34,250

  • Land
  • 2.19 Acres
  • $15,639 per Acre

  Lots 18-21 Harmony Ln, Monticello, KY 42633

  Bring your home plans, tiny home plans too, and settle into the peace and quite of the southern Kentucky hills on this 2.19 acre lake retreat. Beaver Creek Marina is right up the road for easy lake access! If you want to get away from it all, this is the place. And it's very secluded! Plus No HOA. It would be a great tiny home camp with several building spots. No mobile homes and whatever you put

  Brad Bigelow CENTURY 21 Advantage Realty

  Lots 18-21 Harmony Ln, Monticello, KY 42633
• 

  

  /11

  $89,900

  • 3 Beds
  • 1 Bath
  • 1,120 Sq Ft

  11508 Kentucky 90, Monticello, KY 42633

  This 3 bedroom 1 bath home sits on 1/2 acres +/- and has a 1 car detached garage. A great fixer upper. Close to Lake Cumberland, schools, shopping & hospitals. This homne has great potential whether a 1st time homebuyer, airbnb, or investment to remodel to flip or rent! Dont miss out, schedule your showing today!!

  Kathy Stearns Coldwell Banker Legacy Group

  11508 Kentucky 90, Monticello, KY 42633
• 

  

  /13

  $59,000

  • Land
  • 0.91 Acre
  • $64,835 per Acre

  Phase 2, 1 Lighthouse Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, 1 Lighthouse Estates, Monticello, KY 42633
• 

  

  /11

  $12,000

  • Land
  • 1.53 Acres
  • $7,843 per Acre

  Lot 74 Sandstone Point Trail, Monticello, KY 42633

  What a great opportunity to own this Lake Cumberland lot inspired by Gatlinburg!! Stake your claim on this sprawling 1.53-acre lot in Sandstone Point a gated community, just 5 miles from Beaver Creek Marina. Appreciate quality living with community-wide restrictions that enhance the charm and protect your investment. A minimum 1400 sq ft building size. No mobile homes or doublewides, preserving

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 74 Sandstone Point Trail, Monticello, KY 42633
• 

  /2

  $50,000

  • Land
  • 0.76 Acre
  • $65,789 per Acre

  Hwy 789 Hwy 789, Monticello, KY 42633

  .76 Acre tract suitable for home or modular unit. Close to boat launches. Water tap on property per seller. Seller has permit for septic. County road behind the property.

  Vanessa Dunnington Mid America Realty & Auction LLC

  Hwy 789 Hwy 789, Monticello, KY 42633
• 

  

  /10

  $50,000

  • 3 Beds
  • 1.5 Baths
  • 1,284 Sq Ft

  345 S Burke Rd, Monticello, KY 42633

  If you like seclusion, then this property may be for you. The property consist of 3 acres and has a 1972 Bristol mobile home that is 3 bedrooms, 1 large bath with washer/dryer hookup, and a half bath. Larger living room, and eat in kitchen. Selling as is, property has a well that is the only water source. Owner states plenty of water from the well. Property sits at the end of a county road.

  Donna Roberts Access Realty & Auction

  345 S Burke Rd, Monticello, KY 42633
• 

  

  /13

  $69,000

  • Land
  • 0.65 Acre
  • $106,154 per Acre

  Phase 2, 11 Lighthouse Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, 11 Lighthouse Estates, Monticello, KY 42633
• 

  

  /5

  $60,000

  • Land
  • 3.5 Acres
  • $17,143 per Acre

  Lot 87,88,89 Sandstone Point Trail, Monticello, KY 42633

  Lots 87,88 and 89 sandstone point Subdv underground utilities in place

  Kenny Gumm Team Gumm Realty

  Lot 87,88,89 Sandstone Point Trail, Monticello, KY 42633
• 

  

  /5

  $25,000

  • 2 Beds
  • 1 Bath
  • 660 Sq Ft

  273 S Burke Rd, Monticello, KY 42633

  If you like seclusion, then this property may be for you. The property consist of 3 acres and has a 1970 PMC mobile home that is 2 bedrooms, 1 large bath with washer/dryer hookup. Living room, and eat in kitchen. Property being sold as is condition and has a well that is the only water source. Owner states plenty of water from the well. Property sits at the end of a county road. (There is also a

  Donna Roberts Access Realty & Auction

  273 S Burke Rd, Monticello, KY 42633
• 

  

  /35

  $99,000

  3263 Lower Turkey Creek Rd, Monticello, KY 42633

  This unrestricted 9.14 acre slice of Heaven could be yours! Total seclusion and privacy located at the backside of a dead-end road. This property backs up to the Army Corp of Engineers and provides an EXCELLENT hunting opportunity. The lower boundary line is a creek that feeds directly into Lake Cumberland! There is an older barn, an elevated shed with electric, and a newer 56x12 ''Ready Built

  Drew Patton Weichert Realtors Ford Brothers, Inc.

  3263 Lower Turkey Creek Rd, Monticello, KY 42633
• 

  /2

  $50,000

  • Land
  • 1.1 Acres
  • $45,455 per Acre

  1314 Green Hill Estates Rd, Monticello, KY 42633

  Two waterfront building lots in Green Hill Estates totaling 1.10 acres. Ideal for a walkout basement. Just minutes to Conley Bottom or Burnside Marina!!

  Michael Hines Lake Cumberland Real Estate Professionals

  1314 Green Hill Estates Rd, Monticello, KY 42633
• 

  

  /24

  $25,000

  • Land
  • 0.51 Acre
  • $49,020 per Acre

  Lot 11 Tom O'Ryan Rd, Monticello, KY 42633

  Beautiful Lake community, building lot! This well maintained area is the perfect location to build your dream getaway. Lightly restricted to protect your investment and within minutes of several ramps including Ramsey's Point, Tom Back Rd, and Conley Bottom. The private drive has been freshly graded and graveled! Lot 12 is also available for purchase at an additional cost.

  Stephanie Todd CENTURY 21 Advantage Realty

  Lot 11 Tom O'Ryan Rd, Monticello, KY 42633
• 

  

  /7

  $79,900

  • Land
  • 9.03 Acres
  • $8,848 per Acre

  001 Sally Burnett Rd, Monticello, KY 42633

  Discover the perfect blend of privacy, freedom, and convenience with this 9.03 +/-acre unrestricted property located just a few miles outside the city limits of Monticello, KY. Nestled in a serene natural setting, this beautiful tract of land offers endless possibilities — whether you're looking to build your dream home, start a hobby farm, set up a weekend retreat, or invest in a recreational

  HG Hickey III No Wake Real Estate

  001 Sally Burnett Rd, Monticello, KY 42633
• 

  

  /13

  $59,000

  • Land
  • 0.55 Acre
  • $107,273 per Acre

  Phase 2, 7 Lighthouse Estates, Monticello, KY 42633

  Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. Offering underground utilities, available water on each lot with a great view of farm land all around. Call to get yours before they're gone.

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Phase 2, 7 Lighthouse Estates, Monticello, KY 42633

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