Monticello, KY Homes for Sale under $200,000

Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

Karen Scalf Weichert Realtors Ford Brothers, Inc.

Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and

Bruce Phillips Access Realty & Auction

19.63 Acres by new survey mostly cleared with more which could be cleared. Partially fenced. City water, electricity, phone, fiber optic internet available. There is a r/w to a home across the property. Seller will entertain any offers.

Ronald Dunnington Mid America Realty & Auction LLC

Looking for an affordable home that is close to Downtown Monticello, Wayne Co Park, Medical, Shopping then look at this 3 bedroom, 1 bath brick home. The home has been remodeled to include new laminate flooring in kitchen/dining, living room, hall, and bath. New commode, new ceiling fans, new water heater, and new metal roof and gutters. Nice level yard, concrete front porch, concrete parking

Donna Roberts Access Realty & Auction

Investment Opportunity!Spacious 3-bedroom, 2.5-bath home featuring a large eat-in kitchen, a comfortable living room with a charming brick fireplace, and a separate family/entertainment room—perfect for relaxing or hosting. The property also includes a storage shed for added convenience. Offering excellent rental income potential or future value appreciation, this home is ideal for investors

Monica Reed Godby Realty & Auction

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property

HG Hickey III No Wake Real Estate

19.09 Acres of unrestricted wooded land on Lake Cumberland. Located on a quiet, rural road with stunning lake views, it provides walking access to the water. With a current survey, this property has around 940 feet of Lake Frontage adjoining the Army Corps of Engineers, and 174.90 feet of road frontage on Harmon Creek Road. A Perfect location for building your dream lake retreat or exploring

Barry Cooper Re/Max Country Lakes

Discover 44 acres of scenic countryside in Monticello, Kentucky. This property offers the perfect combination of open pasture and wooded terrain. This rolling property is well-suited for livestock, horses, or hobby farming, with plenty of grazing space and room to expand. Need a property for homesteading? This could be your spot in the country.The land features beautiful wooded areas that

Matthew Fouch Keller Williams Commonwealth - Somerset

Approximately 5.75 acres nestled in the country near the scenic Little South Fork Creek, this property offers peace, privacy, and natural beauty. The land features a cozy cabin that's ready to move into, complete with all furniture included (except for a few personal items). A classic barn and additional outbuilding provide plenty of space for storage, hobbies, or livestock. Surrounded by rolling

Ronald Shaw Weichert Realtors Ford Brothers, Inc.

Looking for a secluded home on 1 acre, take a look at this 3 bedroom, 2 bath, brick ranch home. During the past 2 years the house has received several updates including flooring and roofing. If you are looking for a home that is less than 200k and close into Monticello, then check this one out. Home has large level yard.

H Allen Clark Access Realty & Auction

Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking

Drew Patton Weichert Realtors Ford Brothers, Inc.

This brick ranch style home boasts two bedrooms, living room, kitchen, large dining room, utility room, bathroom, sun room, large covered back deck, central heat and air and 2 car metal detached garage. Home sits on Lot 10 Hartland Subdivision. The owner was in the process of remodeling when he was relocated. With a little finish work this would make a very nice and affordable home.

Mark Neal Neal Realty & Auction

Welcome to this beautifully remodeled 4 bedroom, 2 bath brick home offering 1,424 sq. ft. of living space on a .30-acre lot +/-. Nestled in a well-established neighborhood, this property combines modern updates with classic comfort. Step inside to an open-concept kitchen and living room, perfect for gatherings and everyday living. Recent renovations include all new plumbing and thoughtful updates

Isaiah Brake Re/Max Country Lakes

For Sale: 2019 Mobile Home on 4.13 Acres - Monticello, KY Looking for privacy, nature, and the perfect place to start your mini farm or just enjoy secluded country living? This 2019 model mobile home offers 3 bedrooms, 2 bathrooms, and 924 sq. ft. of cozy living space, all set on 4.13 +/- acres per PVA. Property Features: • 3 Bedrooms, 2 Bathrooms - A well-designed layout with an

Jason Bertram Weichert Realtors Ford Brothers, Inc.

Welcome to this charming home nestled in a serene country setting, just 15 minutes from the popular Conley Bottom Resort. Offering a cozy and spacious layout, this home features two inviting bedrooms, plus a loft bedroom that provides a unique and flexible space—perfect for guests, an office, or a peaceful retreat. The open floor plan enhances the sense of space, seamlessly connecting the living,

HG Hickey III No Wake Real Estate

Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a low-maintenance lot, making it an excellent choice for anyone

Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

Now offering this beautiful single owner 3 bedroom 2 bathroom home! Located in a great neighborhood near Wayne County Schools, Restaurants, and shopping, this meticulously maintained brick ranch features a newer roof, newer siding, and newer windows! The backyard has plenty of private room for entertainment and recreation for the family! The home boasts a spacious layout with over 1,500 sq ft of

Nathanael Sears Keller Williams Commonwealth - Somerset

Welcome to this absolute dollhouse! This charming home offers 3 bedrooms and 2 bathrooms, nestled in the heart of town yet providing a sense of privacy. The master bedroom is conveniently located on the main floor, with updated flooring and a modern kitchen and bath enhancing the interior. Enjoy relaxing in the bonus sunroom or entertaining in the beautiful yard. Additional features include a

The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

A rare find Move-In- Ready and only $150000 Plus three bedrooms. Lot is flat as a flitter and there is even a shed outback. If your looking for a quite neighborhood welcome home.

Kenny Gumm Team Gumm Realty

This delightful listing presents a charming home. Featuring a barn and silo, along with another property hookup comprising septic, water, and electric connections. The spacious dwelling offers generously sized bedrooms and a cozy living room, perfect for unwinding and hosting guests. The dining area is ideal for gatherings, while the kitchen provides ample cabinet space for storage. Enjoy the

Mary Dotson CENTURY 21 Advantage Realty

Welcome to your next turnkey investment on beautiful Lake Cumberland! This charming 2-bedroom, 1-bath cabin sits on a private lot with seasonal lake views and comes fully furnished — hot tub, fire pit, outdoor seating, décor, appliances, and stylish interiors all included. With a spacious deck, new beds, and thoughtful updates throughout, it's truly ready to impress guests from day one. Currently

Colton Flynn Keller Williams Commonwealth - Somerset

Looking for a property that is close into Monticello, but out with some privacy, then take a look at this 2.32 m/l property. Approximately 1/4 of the land is cleared, with the balance in woods. Well kept mobile home, 3 bedroom, 2 bath with a detached 2 car garage. Also selling with the property is 2 storage buildings. Move in Ready, call today for your showing.

H Allen Clark Access Realty & Auction