Monticello, KY Homes for Sale under $200,000

Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

Karen Scalf Weichert Realtors Ford Brothers, Inc.

Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and

Bruce Phillips Access Realty & Auction

Welcome home to 164 Cherry Street! Built in 2019, this adorable 2-bedroom, 1-bath home has just the right amount of space, a good sized yard, ample parking and a convenient location! The open layout is bright and welcoming with natural light pouring in. The eat-in kitchen features plenty of counter and cabinet space, plus a pantry for extra storage. Both bedrooms are spacious with generously

Hannah York Lake Cumberland Real Estate Professionals

Lake Life Retreat OR Possible Investment STRWelcome to your future home near the shores of beautiful Lake Cumberland! This charming 3-bedroom, 2-bathroom home at 90 Cart Bell Ridge offers the perfect blend of a peaceful, rural setting and easy access to endless outdoor recreation. Located just 2 miles from Beaver Creek Marina and approximately 1/2 mile from the local Apple Orchard boat ramp,

Mark Ridings Call it Closed Realty

Looking for an affordable home that is close to Downtown Monticello, Wayne Co Park, Medical, Shopping then look at this 3 bedroom, 1 bath brick home. The home has been remodeled to include new laminate flooring in kitchen/dining, living room, hall, and bath. New commode, new ceiling fans, new water heater, and new metal roof and gutters. Nice level yard, concrete front porch, concrete parking

Donna Roberts Access Realty & Auction

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property

HG Hickey III No Wake Real Estate

This three-bedroom, one-bath gem is nestled in a desirable neighborhood on the outskirts of Monticello. Immaculately maintained, this home boasts a perfect blend of modern comfort and rustic charm. Enjoy year-round coziness with central heating and air conditioning, complemented by a reliable propane gas backup system (with an owned propane tank for added peace of mind). Step outside to discover

TJ Stearns United Country - Lakes and Land Realty

19.09 Acres of unrestricted wooded land on Lake Cumberland. Located on a quiet, rural road with stunning lake views, it provides walking access to the water. With a current survey, this property has around 940 feet of Lake Frontage adjoining the Army Corps of Engineers, and 174.90 feet of road frontage on Harmon Creek Road. A Perfect location for building your dream lake retreat or exploring

Barry Cooper Re/Max Country Lakes

Looking for a secluded home on 1 acre, take a look at this 3 bedroom, 2 bath, brick ranch home. During the past 2 years the house has received several updates including flooring and roofing. If you are looking for a home that is less than 200k and close into Monticello, then check this one out. Home has large level yard.

H Allen Clark Access Realty & Auction

Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking

Drew Patton Weichert Realtors Ford Brothers, Inc.

This brick ranch style home boasts two bedrooms, living room, kitchen, large dining room, utility room, bathroom, sun room, large covered back deck, central heat and air and 2 car metal detached garage. Home sits on Lot 10 and has adjoining Lot 11 that makes a large area for use with the home or would be ideal for an additional building lot. Hartland Subdivision. The owner was in the process of

Mark Neal Neal Realty & Auction

For Sale: 2019 Mobile Home on 4.13 Acres - Monticello, KY Looking for privacy, nature, and the perfect place to start your mini farm or just enjoy secluded country living? This 2019 model mobile home offers 3 bedrooms, 2 bathrooms, and 924 sq. ft. of cozy living space, all set on 4.13 +/- acres per PVA. Property Features: • 3 Bedrooms, 2 Bathrooms - A well-designed layout with an open-concept

Jason Bertram Weichert Realtors Ford Brothers, Inc.

Welcome to this beautifully remodeled 4 bedroom, 2 bath brick home offering 1,424 sq. ft. of living space on a .30-acre lot +/-. Nestled in a well-established neighborhood, this property combines modern updates with classic comfort. Step inside to an open-concept kitchen and living room, perfect for gatherings and everyday living. Recent renovations include all new plumbing and thoughtful updates

Isaiah Brake Re/Max Country Lakes

Welcome to this charming home nestled in a serene country setting, just 15 minutes from the popular Conley Bottom Resort. Offering a cozy and spacious layout, this home features two inviting bedrooms, plus a loft bedroom that provides a unique and flexible space—perfect for guests, an office, or a peaceful retreat. The open floor plan enhances the sense of space, seamlessly connecting the living,

HG Hickey III No Wake Real Estate

Nestled in the scenic hills of Monticello, Kentucky, this well-maintained 3-bedroom, 2-bath mobile home, built in 2012, offers peaceful country living on approximately 0.475 acres +/-. The split-bedroom floor plan provides privacy and functionality, while the open living and kitchen areas create a welcoming space for everyday living and entertaining. The primary suite features a private bath, and

Isaiah Brake Re/Max Country Lakes

Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a low-maintenance lot, making it an excellent choice for anyone

Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

1200 sq ft home offering 1 bedroom, 1 full bath, and a spacious two-car garage, situated on a .21-acre lot. this property provides a functional layout with comfortable living space and room to relax both indoors and out. Located less than 15 minutes from Conley Bottoms Marina, this home is ideal for those who enjoy lake life, boating, fishing, or weekend getaways while still appreciating a quiet,

Denver Eaton Re/Max Country Lakes

Rare opportunity to own two homes on one 2.38 acre parcel, offered together for one price and selling as-is. Perfect for investors, multi-generational living, rental potential, or buyers looking to downsize while maintaing extra space.The property includes a 3-BR, 2 bath mobile home and a 3BR,1bath stick built home. Also a lot in between already equipped with electric and septic perfect for

Vicki Bland RENEE DOBSON REALTY GROUP, LLC

Your perfect Lake Cumberland weekend escape awaits! This affordable 2-bedroom, 1-bath cabin is located in the desirable Cumberland Ridge area and offers a peaceful retreat just minutes from Lake Cumberland boat ramps and Conley Bottom Marina. This property is ideal for a low-maintenance weekend getaway, vacation home, or short-term rental opportunity. The cabin features a comfortable living area,

Colton Flynn Keller Williams Commonwealth - Somerset

This delightful listing presents a charming home. Featuring a barn and silo, along with another property hookup comprising septic, water, and electric connections. The spacious dwelling offers generously sized bedrooms and a cozy living room, perfect for unwinding and hosting guests. The dining area is ideal for gatherings, while the kitchen provides ample cabinet space for storage. Enjoy the

Mary Dotson CENTURY 21 Advantage Realty

Looking for a property that is close into Monticello, but out with some privacy, then take a look at this 2.32 m/l property. Approximately 1/4 of the land is cleared, with the balance in woods. Well kept mobile home, 3 bedroom, 2 bath with a detached 2 car garage. Also selling with the property is 2 storage buildings. Move in Ready, call today for your showing.

H Allen Clark Access Realty & Auction