Kaitlin Davis

Understanding Earnest Money: A Guide for Prospective Homebuyers

In a competitive housing market, making an offer that will stand out from the rest is important. Prospective buyers might offer more than the asking price, put down a larger down payment and waive contingencies to make their offer more attractive. But how does earnest money factor in? 

January 1, 2025

What Is a Conventional Loan? Benefits, Requirements and More

When you buy a home, you'll likely need a mortgage to finance the purchase. There are multiple types of loans that you could use, and deciding which is best could seem overwhelming. In this guide, we'll discuss conventional loans and how they stack up to other types of mortgages. 

January 1, 2025