Otsego, MN Homes for Sale

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  $775,000

  • 4 Beds
  • 3.5 Baths
  • 4,594 Sq Ft

  8871 Kahl Way NE, Otsego, MN 55362

  Incredible value for this executive level custom-built home overlooking the 13th hole of Riverwood National Golf Course. This beautiful, spacious home right on the golf course - is perfect for family, friends, and entertaining! With an open floor plan, lots of natural light, and a patio overlooking the greens, this home has everything you need to relax and enjoy!Saint Michael, Monticello, Elk

  

  Sheila Hanson

  Keller Williams Integrity NW

  (763) 225-2820

  8871 Kahl Way NE, Otsego, MN 55362
• Explore Otsego

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  /59

  $750,000

  • 2 Beds
  • 2.5 Baths
  • 3,289 Sq Ft

  13600 96th St NE, Elk River, MN 55330

  Experience the beauty and tranquility of owning 264 ft of prime river frontage on almost 2 acres! This Executive style 2 bed/3 bath/4 car garage home overlooks a highly sought after area on the Mississippi River. Designed for comfort and convenience with its completely updated main-floor living open-concept layout, spacious primary suite, spa-like bathrooms and picture-perfect views from nearly

  

  Judy Kordt

  Edina Realty, Inc.

  (612) 416-6728

  13600 96th St NE, Elk River, MN 55330
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  /26

  $549,900 Open Sat 12PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  7521 Ocean Ave, Otsego, MN 55330

  BUILDER CLOSE OUT - Don't miss this one, Benzinger Homes Otsego Development. Sylvan Floor Plan-One level living that you will want to see. Association for lawn and snow services only. Builder standard features include engineered wood siding, Pella 250 Series windows, custom cabinets with soft-close doors and drawers, site-finished trim and doors, tile floors in all bathrooms, and so much more. 30

  

  Dana Mol

  Coldwell Banker Realty

  (612) 351-3391

  7521 Ocean Ave, Otsego, MN 55330
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  /25

  $592,871 Open Fri 12PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  7529 Ocean Ct, Otsego, MN 55330

  Benzinger Homes New Otsego Development. Sylvan Floor Plan-One level living you want to see. Association on for lawn and snow services only. Builder standard features include engineered wood siding, custom cabinets with soft-close doors and drawers, site-finished trim and doors, tile floors in all bathrooms and so much more. 30 Slab on grade lots with trees. Upgrades include Pan Vault ceiling,

  

  Dana Mol

  Coldwell Banker Realty

  (612) 416-6764

  7529 Ocean Ct, Otsego, MN 55330
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  $643,620 New Construction

  • 3 Beds
  • 2 Baths
  • 1,878 Sq Ft

  14124 77th Ln NE, Otsego, MN 55330

  Benzinger Homes New Otsego Development. 2026 Spring Parade of Homes Model Madison Floor Plan-One level living that you will want to see. Association for lawn and snow services only. Builder standard features include engineered wood siding, Pella 250 series windows, custom cabinets with soft-close doors and drawers, site-finished trim and doors, tile floors in all bathrooms, and so much more. 30

  

  Dana Mol

  Coldwell Banker Realty

  (763) 248-4743

  14124 77th Ln NE, Otsego, MN 55330
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  /27

  $598,971 Open Sat 12PM - 3PM

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  7628 Ocean Ave, Otsego, MN 55330

  Benzinger Homes New Otsego Development. Sylvan Floor Plan-One level living you want to see. Association on for lawn and snow services only. Builder standard features include engineered wood siding, custom cabinets with soft-close doors and drawers, site-finished trim and doors, tile floors in all bathrooms and so much more. 30 Slab on grade lots with trees. Upgrades include Pan Vault ceiling,

  

  Dana Mol

  Coldwell Banker Realty

  (651) 877-1677

  7628 Ocean Ave, Otsego, MN 55330
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  /25

  $489,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,271 Sq Ft

  Vanderbilt Plan at Meadows of Otsego, Otsego, MN 55330

  This new two-story home features a contemporary design. The first floor showcases a Great Room flowing seamlessly into a nook and kitchen with a corner pantry, while flex space offers versatility. Upstairs are three secondary bedrooms, a luxe owner’s suite and a laundry room.

  Lennar Builder

  14536 74th St NE Unit 36037051, Otsego, MN 55330
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  /21

  $505,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,439 Sq Ft

  Springfield Plan at Meadows of Otsego, Otsego, MN 55330

  This new two-story home features an elegant double-height foyer leading to a formal dining room and a modern open design among the Great Room, breakfast nook and kitchen. Upstairs are three secondary bedrooms and a lavish owner’s suite.

  Lennar Builder

  14536 74th St NE Unit 36037054, Otsego, MN 55330
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  /27

  $499,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  7948 Marquette Ct NE, Otsego, MN 55330

  ***Ask how you can receive a 3.875% 7/6 ARM mortgage rate PLUS up to $5,000 in closing costs on this home!***Introducing another new construction opportunity from D.R. Horton, America’s Builder. The Dover II floor plan highlights the perfect combination of function and elegance within a layout that impresses from start to finish. Rambler floor plan with primary suite, two other bedrooms, a

  Karie Henry D.R. Horton, Inc.

  7948 Marquette Ct NE, Otsego, MN 55330
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  /23

  $472,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,773 Sq Ft

  Foster Plan at Prairie Crossing, Otsego, MN 55330

  This new two-story home showcases a modern design. The main level features an open layout among the Great Room, dining room and kitchen, while flex space overlooks the front porch. Upstairs, two secondary bedrooms and the owner’s suite provide personal retreats for family members.

  Lennar Builder

  7021 Lannon NE Unit 36037066, Otsego, MN 55330
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  /19

  $605,990 New Construction

  • 5 Beds
  • 4 Baths
  • 3,448 Sq Ft

  The Whitney Plan at Prairie Pointe - Tradition, Otsego, MN 55330

  Step into luxury with The Whitney, a new home floor plan available at Prairie Pointe, a new home community in Otsego, Minnesota. The Whitney is one of our largest and most lavish floor plans with regal exterior elevations. As you enter the home, you will find a formal dining room with hard flooring and a Butler’s Pantry leading to the kitchen that includes a vast amount of counter space. The

  D.R. Horton Builder

  8006 Marquette Ave Unit 37453970, Otsego, MN 55330
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  /24

  $511,990 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,402 Sq Ft

  The Finnegan Plan at Northwater - Express Premier, Otsego, MN 55330

  Welcome to the Finnegan, a new home plan available at Northwater in Otsego, Minnesota. The Finnegan is a very popular raised ranch plan which marries modern with functionality and includes stunning front elevations with a front porch. Stepping into the home, you can’t help but admire the vaulted main level ceilings and upgrades in the kitchen such as quartz countertops and tiled backsplash. The

  D.R. Horton Builder

  12018 71st St NE Unit 36208125, Otsego, MN 55330
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  /25

  $515,000 New Construction

  • 5 Beds
  • 3 Baths
  • 2,449 Sq Ft

  8198 Marquette Ave NE, Otsego, MN 55330

  The Elm is a thoughtfully designed five-bedroom new home with luxury features located at Prairie Pointe in Otsego, Minnesota. There are four attractive exterior elevations that come in multiple color packages to keep the neighborhood appealing. This amazing west facing home is in a cul-de-sac with a walkout basement and backyard pond. Boasting a main level bedroom and 3/4 bath, this floor plan

  D.R. Horton Builder

  8198 Marquette Ave NE, Otsego, MN 55330
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  /23

  $493,740 New Construction

  • 5 Beds
  • 3 Baths
  • 2,505 Sq Ft

  11586 72nd St NE, Otsego, MN 55301

  This new two-story home showcases an appealing contemporary design. At the heart of the first floor is the Great Room, which connects in an open-plan layout with the dining room and modern kitchen. A secluded office provides privacy, and a mudroom offers convenience. The second floor hosts a centrally situated loft and four bedrooms including a spacious owner’s suite with a luxe bathroom and

  Lennar Builder

  11586 72nd St NE, Otsego, MN 55301
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  $524,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,692 Sq Ft

  Lewis Plan at River Pointe - The Meadows of River Pointe, Otsego, MN 55374

  This spacious two-story home features an open-concept layout with the kitchen overlooking the dining room and Great Room. The first-floor flex space offers endless possibilities. On the second floor are the luxe owner's suite and three secondary bedrooms — all with walk-in closets — while a central loft offers versatility.

  Lennar Builder

  17754 54th St NE Unit 36274219, Otsego, MN 55374
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  /25

  $461,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,179 Sq Ft

  The Elder Plan at Prairie Pointe - Express Select, Otsego, MN 55330

  Welcome to the Elder, a charming new home plan available at Prairie Pointe in Otsego, Minnesota. Step into comfort and functionality on the main level, where the open-concept kitchen features a large island providing ample space for cooking and entertaining. The walk-in pantry streamlines kitchen storage, while stainless-steel appliances and quartz countertops add a lot of style. Relax in the

  D.R. Horton Builder

  8018 Marquette Ave Unit 36208154, Otsego, MN 55330
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  /24

  $476,990 New Construction

  • 4 Beds
  • 3 Baths
  • 1,988 Sq Ft

  The Rushmore Plan at Northwater - Express Premier, Otsego, MN 55330

  Make yourself at home in the Rushmore, a floor plan offered at Northwater in Otsego, Minnesota. One of our most loved raised ranch floor plans, the Rushmore has a charming exterior with a modern, open-concept interior floor plan. On the main level, the Rushmore offers vaulted ceilings, a spacious kitchen with a deep peninsula, quartz countertops, tiled kitchen backsplash and stainless-steel

  D.R. Horton Builder

  12018 71st St NE Unit 36208122, Otsego, MN 55330
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  /16

  $413,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,750 Sq Ft

  Bloomington Plan at Boulder Pass, Otsego, MN 55330

  The Bloomington is part of our Smart Series – Premier collection and boasts 1,750 square feet, three bedrooms, two-and-a-half baths, and plenty of options to personalize this home to suit your needs. With optional stone accents on the front elevation, you'll be impressed by this home’s curb appeal and "smart" floorplan layout.

  M/I Homes Builder

  7290 Parquet Ave NE Unit 36454967, Otsego, MN 55330
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  /13

  $493,990 New Construction

  • 3 - 5 Beds
  • 2 - 3 Baths
  • 1,713+ Sq Ft

  Mille Lacs Plan at Prairie Crossing - The Estates Collection, Otsego, MN 55301

  Coming home is the best part of every day with the beautiful and spacious Mille Lacs floor plan by David Weekley Homes. A deluxe Owner’s Retreat rests in a private corner of the home with a contemporary en suite bathroom and a walk-in closet. Both junior bedrooms feature walk-in closets and added privacy thanks to the adjoining full bathroom. The stylish kitchen rests at the heart of this home,

  David Weekley Homes Builder

  7157 Large Ave NE Unit 38199174, Otsego, MN 55301
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  /26

  $502,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,185 Sq Ft

  Bristol Plan at River Pointe - The Meadows of River Pointe, Otsego, MN 55374

  This new two-story home is a family-friendly haven that offers an open-plan layout among the great room, dining room, and kitchen. The first-floor flex room adds additional living space that could be used as a home office. On the second floor are three secondary bedrooms and a generously sized owners suite.

  Lennar Builder

  17754 54th St NE Unit 36274122, Otsego, MN 55374
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  /14

  $426,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,976 Sq Ft

  Canton Plan at Boulder Pass, Otsego, MN 55330

  The Canton, part of our Smart Series, consists of 1,976 square feet of functional open-concept floorplan with three bedrooms and two-and-a-half bathrooms. Upper-level laundry near the bedrooms adds to the convenience of this floorplan.

  M/I Homes Builder

  7290 Parquet Ave NE Unit 36501048, Otsego, MN 55330
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  /28

  $464,990 New Construction

  • 4 Beds
  • 2 Baths
  • 2,280 Sq Ft

  Courtland ii Plan at Prairie Crossing, Otsego, MN 55330

  This new two-story home showcases a modern design with a finished lower-level, featuring a recreation room and bedroom with the option to include a full bathroom. On the main-level Great Room and dining room are beautiful vaulted ceilings, which is complemented by a kitchen with a center island and a flex space that offers endless possibilities. The luxe owner’s suite and two secondary bedrooms

  Lennar Builder

  7021 Lannon NE Unit 36037068, Otsego, MN 55330
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  /20

  $533,435 New Construction

  • 4 Beds
  • 2 Baths
  • 2,439 Sq Ft

  14674 74th Ln NE, Otsego, MN 55330

  This new two-story home features an elegant double-height foyer leading to a formal dining room and a modern open design among the Great Room, breakfast nook and kitchen. Upstairs are three secondary bedrooms and a lavish owner’s suite.

  Lennar Builder

  14674 74th Ln NE, Otsego, MN 55330
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  /21

  $563,990 New Construction

  • 5 Beds
  • 3 Baths
  • 3,003 Sq Ft

  The Jordan Plan at Prairie Pointe - Tradition, Otsego, MN 55330

  One of our most loved floor plans is The Jordan, a new home offered at Prairie Pointe in Otsego, Minnesota. It features four exterior elevations with four unique styles, each with a large front porch. The Jordan maximizes on all its living spaces to create an open flow feel with functionality in every room. The main level has a formal dining room at the front of the home, welcoming your guests as

  D.R. Horton Builder

  8006 Marquette Ave Unit 37453971, Otsego, MN 55330
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  /20

  $430,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,766 Sq Ft

  Carlton Plan at Boulder Pass, Otsego, MN 55330

  Welcome to the new and exceptionally designed Carlton plan! This 3-level, 1,766–2,723 square foot home plan boasts an open floorplan, brilliant natural lighting, and beautiful design finishes throughout. Discover all the details today!

  M/I Homes Builder

  7290 Parquet Ave NE Unit 36485819, Otsego, MN 55330
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  /26

  $509,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,776 Sq Ft

  7960 Marquette Ct NE, Otsego, MN 55330

  Fall in love with 7960 Marquette Court NE—a new home in the scenic Prairie Pointe by D.R. Horton community. Located on a quiet street near the community entrance, this homesite offers both privacy and convenience. 7960 Marquette Court NE is built with our Adams II floorplan and offers an unfinished lookout lower level, willow-gray cabinetry throughout, and a main-level gas fireplace. Working from

  D.R. Horton Builder

  7960 Marquette Ct NE, Otsego, MN 55330
• 

  

  /15

  $452,990 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,898 Sq Ft

  Carter Plan at Boulder Pass, Otsego, MN 55330

  Welcome to the Carter! This stunning home features 1,765 square feet of open-concept living space, which includes a convenient mud room off of the garage, three generously sized bedrooms, and two-and-a-half bathrooms. With a 3-car garage, you'll have plenty of space to store your boat, kids' play equipment, or to use as a workshop area.

  M/I Homes Builder

  7290 Parquet Ave NE Unit 36445510, Otsego, MN 55330
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  /28

  $533,990 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,786 Sq Ft

  McKinley Plan at Hunter Hills - Discovery Collection, Otsego, MN 55330

  Optimized for gracious living, this new two-story home features a first-floor Great Room for shared moments, an office for solitary work, a breakfast room for quick bites, a kitchen for inspired cooks and a dining room for memorable meals. Upstairs are three secondary bedrooms and a luxe owner’s suite made for restful nights.

  Lennar Builder

  8016 Lander Ave NE Unit 36036836, Otsego, MN 55330
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  /24

  $607,510 New Construction

  • 4 Beds
  • 3 Baths
  • 2,786 Sq Ft

  14695 74th St NE, Otsego, MN 55330

  Optimized for gracious living, this new two-story home features a first-floor Great Room for shared moments, an office for solitary work, a breakfast room for quick bites, a kitchen for inspired cooks and a dining room for memorable meals. Upstairs are three secondary bedrooms and a luxe owner’s suite made for restful nights.

  Lennar Builder

  14695 74th St NE, Otsego, MN 55330
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  /30

  $487,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,495 Sq Ft

  The Hudson Plan at Prairie Pointe - Express Select, Otsego, MN 55330

  Welcome to The Hudson floor plan, a new home offered at Prairie Pointe in Otsego, Minnesota. The main level starts with a study/flex room perfect for a home office or a den. As you walk further into the house, you will see an open concept floor plan with the kitchen, dining room and family room connected. In the family room, there are options to add an electric fireplace and hard flooring. The

  D.R. Horton Builder

  8018 Marquette Ave Unit 36208156, Otsego, MN 55330
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  /33

  $500,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,692 Sq Ft

  Lewis Plan at Hunter Hills - Discovery Collection, Otsego, MN 55330

  This spacious two-story home features an open-concept layout with the kitchen overlooking the dining room and Great Room. The first-floor flex space offers endless possibilities. On the second floor are the luxe owner's suite and three secondary bedrooms — all with walk-in closets — while a central loft offers versatility.

  Lennar Builder

  8016 Lander Ave NE Unit 36036833, Otsego, MN 55330
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  /25

  $474,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,271 Sq Ft

  Vanderbilt Plan at Hunter Hills - Discovery Collection, Otsego, MN 55330

  This new two-story home features a contemporary design. The first floor showcases a Great Room flowing seamlessly into a nook and kitchen with a corner pantry, while flex space offers versatility. Upstairs are three secondary bedrooms, a luxe owner’s suite and a laundry room.

  Lennar Builder

  8016 Lander Ave NE Unit 36036832, Otsego, MN 55330
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  /26

  $501,990 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,622 Sq Ft

  Burnham Plan at Prairie Crossing, Otsego, MN 55330

  On the first floor of this new two-story home is a modern layout shared among a spacious Great Room made for entertainment, a dining area for intimate meals and a fully equipped kitchen. The top floor hosts a versatile loft for additional living space and all four bedrooms, including the private owner’s suite with an adjoining bathroom and walk-in closet. Rounding out the home is an enviable

  Lennar Builder

  7021 Lannon NE Unit 36553689, Otsego, MN 55330
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  /18

  $463,160 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,271 Sq Ft

  11367 84th St NE, Otsego, MN 55330

  This stunning 2,271 square foot home delivers the best of modern living with its flexible design and impressive 3-car garage, offering abundant storage for vehicles, hobbies or extra gear. Step inside to a bright, open main level that features a cozy Great Room with a gas fireplace, a sunny dining nook and a chef-inspired kitchen with a spacious corner pantry. A dedicated flex room at the front

  Lennar Builder

  11367 84th St NE, Otsego, MN 55330
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  /16

  $469,990 New Construction

  • 4 - 5 Beds
  • 2.5 - 3.5 Baths
  • 2,227+ Sq Ft

  Sophia Plan at Boulder Pass, Otsego, MN 55330

  Welcome to the Sophia! This four-bedroom home features unique features throughout, sure to impress anyone who tours this stunning two-story home. With several exterior elevations to choose from, each one unique to the next, you'll have several different styles to work with to transform this 2,227 square foot home to your liking.

  M/I Homes Builder

  7290 Parquet Ave NE Unit 36473889, Otsego, MN 55330
• 

  

  /19

  $324,905 New Construction

  • 3 Beds
  • 2 Baths
  • 1,281 Sq Ft

  7342 Kaeding Ave NE, Otsego, MN 55301

  Step into 1,281 square feet of elegantly designed living space, where modern convenience meets low-maintenance living in this inviting single-level home. The open-concept layout seamlessly connects the kitchen—complete with new stainless steel appliances and a sleek tile backsplash—to the dining and Great Room, creating an ideal setting for entertaining or everyday relaxation. Plush carpet adds

  Lennar Builder

  7342 Kaeding Ave NE, Otsego, MN 55301
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  /20

  $499,655 New Construction

  • 4 Beds
  • 2 Baths
  • 2,280 Sq Ft

  7180 Lannon Ave NE, Otsego, MN 55330

  This new two-story home showcases a modern design with a finished lower-level, featuring a recreation room and bedroom with the option to include a full bathroom. On the main-level Great Room and dining room are beautiful vaulted ceilings, which is complemented by a kitchen with a center island and a flex space that offers endless possibilities. The luxe owner’s suite and two secondary bedrooms

  Lennar Builder

  7180 Lannon Ave NE, Otsego, MN 55330
• 

  

  /23

  $347,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,281 Sq Ft

  Sibley Plan at Castella Meadows, Otsego, MN 55330

  This single-level home boasts a low-maintenance and modern design. The owner’s suite is tucked away at the front of the home, offering access to an en-suite bathroom and walk-in closet. An open-concept layout blends the kitchen, dining room and Great Room to maximize interior space. Two secondary bedrooms are situated to the side of the home for enhanced comfort and privacy.

  Lennar Builder

  7302 Kaeding Ave NE Unit 36037088, Otsego, MN 55330
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  /27

  $543,590 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,487 Sq Ft

  8363 Lander Ave NE, Otsego, MN 55330

  This spacious two-story home offers 2,487 square feet of inspired living, highlighted by a versatile 3-car garage—perfect for vehicles, storage or hobbies. Step inside to find an inviting main level where the Great Room flows seamlessly into the kitchen and dining nook. Enjoy the warmth of a gas fireplace that elevates cozy gatherings, while a flexible room and well-appointed mudroom with a

  Lennar Builder

  8363 Lander Ave NE, Otsego, MN 55330
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  /25

  $462,990 New Construction

  • 5 Beds
  • 3.5 Baths
  • 2,513 Sq Ft

  7085 Marlowe Ave NE, Otsego, MN 55330

  Welcome to 7085 Marlowe Avenue NE in Otsego, Minnesota, a beautifully designed home in Northwater by D.R. Horton. This home sits on a spacious corner homesite with quick access to Highway 38. 7085 Marlowe Avenue NE is constructed with our Cameron II floorplan and features a finished lookout lower level, harbor gray cabinetry throughout, and a main-level electric fireplace. Homeowners enjoy a view

  D.R. Horton Builder

  7085 Marlowe Ave NE, Otsego, MN 55330

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Why Live in Otsego

Otsego, Minnesota has seen significant population growth since 2000, attracting families with its proximity to the Twin Cities and St. Cloud. The city is ranked as the third-best place to live in Wright County and has highly rated schools, including Prairie View Elementary School, Prairie View Middle, and Rogers Senior High. Housing options range from two-bedroom townhouses and ranch-style homes to newly constructed single-family homes with spacious lawns and garages. Architectural styles often feature bungalow or arts-and-crafts elements. Otsego's commercial district along Parish Avenue includes Coborn’s Grocery, Target, and Aldi, with dining options like Rockwoods Restaurant, Pour Wine Bar and Bistro, and Boondox Bar and Grille. For things to do, residents can enjoy Wright County-Otsego Regional Park for canoeing along the Mississippi River, Prairie Park with its skate park and archery range, and Beaudry Meadows Park with ball courts and trails. Community events are frequent, with active participation from the local Lion’s Club and seasonal festivals such as summer farmer’s markets and the Otsego Prairie Car Show. The city’s trail system encourages walking and biking, fostering a connected community atmosphere.

Learn more about living in Otsego

Frequently Asked Questions

What is the average home price in Otsego, MN?

Homes for sale in Otsego, MN have an average home price of $492,985.

How many homes have sold over the last 12 months in Otsego, MN?

310 homes have sold in Otsego, MN over the last 12 months.

What are the most popular zip codes in Otsego, MN?

The most popular zip codes in Otsego, MN include 55330, 55376, 55301, 55362 and 55374.

How much do you need to make to afford a house in Otsego?

The median home price in Otsego is $479,900. If you put a 20% down payment of $96,000 and had a 30-year fixed mortgage with an interest rate of 6.22%, your estimated principal and interest payment would be $2,360 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $101K a year to afford the median home price in Otsego. Learn how much home you can afford with our Home Affordability Calculator.

How are the schools in Otsego, MN?

Otsego, MN has highly rated public and private schools. Some of the best schools in Otsego based on Niche Grades are Big Woods Elementary School, Rogers Senior High School and Fieldstone Elementary School. Browse all the schools in Otsego, MN to learn more.

Home Trends in Otsego, MN

On average, homes in Otsego, MN sell after 40 days on the market compared to the national average of 53 days. The median sale price for homes in Otsego, MN over the last 12 months is $474,857, up 3% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$474,857

Median Single Family Sale Price

$479,990

Median Townhouse Sale Price

$335,000

Average Price Per Sq Ft

$207

Number of Homes for Sale

163

Last 12 months Home Sales

310

Months of Supply

6.30

Median List Price

$479,900

Median Change From 1st List Price

0%

Median Home Sale Price YoY Change

3%