Panama City, FL Homes for Sale with AC

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  /6

  $350,999

  • 4,768 Sq Ft

  520 Maine Ave, Panama City, FL 32401

  Looking to expand your real estate portfolio or jumpstart your journey as a landlord? This 5-unit multi-family property in Panama City offers steady cash flow and long-term value. partially rented / ready to lease (customize based on status) Low maintenance units - easy management Strong rental demand in the area Proximity to beaches, schools, and major employers Zoned for residential

  Will Pender Keller Williams Success Realty

  520 Maine Ave, Panama City, FL 32401
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  /27

  $294,000

  • 4 Beds
  • 2 Baths
  • 1,387 Sq Ft

  4920 Shurer Ln, Panama City, FL 32404

  JUST LISTED! The Freeport floor plan in Liberty, just north of Panama City with easy access to Tyndall Air Force Base and all the perks of living in Panama City! This 4 bedroom 2 bath, 1387 square foot, home is an open floor plan with two bedrooms separated by a full bathroom at the front of the home and one bedroom across the entry hallway affording family and friends alike privacy when

  Ashley Dunnigan Coastal Choice Realty LLC

  4920 Shurer Ln, Panama City, FL 32404
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  /136

  $289,900

  • 2 Beds
  • 2.5 Baths
  • 1,420 Sq Ft

  4300 Bay Point Rd Unit 427, Panama City, FL 32408

  Here is an opportunity to own a recently renovated 2 bedroom - 2 and 1/2 bath golf villas, located in Bay Point Golf Villas 1. You own both the upstairs and downstairs so you don't have to worry about neighbors stomping around above you in the middle of the night. The unit has all new two panel doors and frames, brand new stainless steel refrigerator, brand new stackable washer and dryer,

  Dale Williamson LoKation Real Estate

  4300 Bay Point Rd Unit 427, Panama City, FL 32408
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  /30

  $384,900

  • 3 Beds
  • 2.5 Baths
  • 1,825 Sq Ft

  6216 N Lagoon Dr, Panama City, FL 32408

  *OPEN HOUSE SATURDAY (2/28) 12-2pm* Welcome Home! Spacious end unit Townhome close To Everything! Walking distance to the Beach, Capt. Andersons, Schooners, St. Park, Shopping, Fishing, Pontoon Rentals & Marinas. Features Include: Beautiful view of the lagoon from private master balcony, secluded open deck off of 2nd and 3rd bedrooms, Large Screened In Patio, breakfast bar & added Loft Area not

  Ryan Powell Keller Williams Success Realty

  6216 N Lagoon Dr, Panama City, FL 32408
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  /72

  $599,995

  • 4 Beds
  • 3 Baths
  • 1,948 Sq Ft

  3914 Sabine St, Panama City, FL 32408

  Proven Rental History! No HOA! RV or Boat trailer parking! Single story Beach House is located South of Grand Lagoon, close to the beach and boat ramps! The interior is in great condition, more photos coming soon, don't hesitate to schedule a showing today, this is a good one! Walk to the beach from this 4BR/3BA with a game-room, updated kitchen, lighting and more, lounge and BBQ outside in your

  Beach Billy Seeberger Think Real Estate

  3914 Sabine St, Panama City, FL 32408
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  /44

  $244,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  6119 Katie Way, Panama City, FL 32404

  You will not find another house this new, this large, and this nice at a price this low around Panama City! This charming 2016 home has three bedrooms, two full bathrooms, and a beautiful covered front porch spanning the entire width of the home. The home feels new after a refresh at the end of 2025, including new flooring everywhere, fresh paint for the entire interior, and a deep clean of the

  Lauren Beninate Beachy Beach Real Estate

  6119 Katie Way, Panama City, FL 32404
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  /32

  $280,000

  • 3 Beds
  • 2.5 Baths
  • 1,496 Sq Ft

  406 Raven Ln, Panama City, FL 32404

  Charming Modern Florida Cottage built in 2021 with solar panels for energy savings! Enjoy a light, airy aesthetic, durable metal roof, welcoming front porch, and private balcony—perfect for relaxing Florida mornings and evenings.Inside, the open layout is filled with natural light and ideal for everyday living or entertaining. The attached garage offers convenience, while the low-maintenance

  Christal Wadsworth Beachy Beach Real Estate

  406 Raven Ln, Panama City, FL 32404
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  /65

  $719,000

  • 6 Beds
  • 4 Baths
  • 6,330 Sq Ft

  101 White Oaks Blvd, Panama City, FL 32409

  As-Is Opportunity with Strong Fundamentals & Exceptional PotentialA rare opportunity for an investor or owner-occupant who understands value and vision! Offered As Is, this home primarily needs fine-tuning, cosmetic updates, and selective improvements, the best and most important parts of the home are in use, intact, and functional, providing a solid foundation to elevate the property to its

  Heather Neubauer ERA Neubauer Real Estate Inc

  101 White Oaks Blvd, Panama City, FL 32409
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  /15

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,640 Sq Ft

  5584 Lexa Ln, Panama City, FL 32404

  Beautifully situated in the Butler Farms Community, this well-maintained 4-bedroom home is tucked away on a quiet cul-de-sac and conveniently located near Tyndall Air Force Base—making it an ideal option for first-time homebuyers, military families, or investors. The home features an open-concept layout that seamlessly connects the living, dining, and kitchen areas, creating a bright and inviting

  Ricky Ingram Solis Real Estate of Florida

  5584 Lexa Ln, Panama City, FL 32404
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  /47

  $580,000

  • 4 Beds
  • 3 Baths
  • 2,096 Sq Ft

  2503 Pelican Bay Dr, Panama City, FL 32408

  **OPEN HOUSE THURSDAY MARCH 26TH, 2026 11AM - 2PM** COME VIEW THIS BEAUTIFUL HOME! Welcome to 2503 Pelican Bay Drive, a beautiful contemporary residence located in the highly sought-after Pelican Bay community of Panama City Beach. This meticulously maintained home offers 4 bedrooms, 3 bathrooms, approximately 2,130 square feet of living space, and a 2-car garage, blending refined design with

  Kaitlin Husbands Legacy Premier Agency

  2503 Pelican Bay Dr, Panama City, FL 32408
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  /40

  $424,900

  • 3 Beds
  • 2 Baths
  • 1,845 Sq Ft

  5005 Maggie Ln, Panama City, FL 32404

  This home truly has it all. A beautifully maintained brick split-design home offering 3 bedrooms, 2 bathrooms, and over 1,800 square feet of living space. It's equipped with a whole-home 50-amp generator, providing peace of mind in any weather. The home also features new hurricane impact windows, adding protection and valuable insurance savings. Step into the foyer with tray designs and raised

  Nicole Majors BeMajor Gulf Coast Realty LLC

  5005 Maggie Ln, Panama City, FL 32404
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  /35

  $337,900

  • 4 Beds
  • 2 Baths
  • 1,787 Sq Ft

  4019 Pioneer Ln, Panama City, FL 32404

  Immaculately maintained 4-bedroom, 2-bath home located in the desirable Brighton Oaks subdivision. This open-concept floor plan offers comfortable living and effortless flow, perfect for both everyday life and entertaining. The spacious primary suite features a private en suite with a large soaking tub, walk-in shower, and an oversized walk-in closet. Three additional bedrooms are situated at the

  Scott Pippin Think Real Estate

  4019 Pioneer Ln, Panama City, FL 32404
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  /27

  $649,000

  • 5 Beds
  • 5 Baths
  • 4,419 Sq Ft

  2402 E 2nd Ct, Panama City, FL 32401

  Discover an exceptional opportunity to own a large waterfront estate on over 1.1 acres, just a short distance from the sugar-white sands and emerald waters of the Gulf of America. Offering 4,419 square feet, this expansive 5-bedroom, 5-bath ranch-style home sits on a rare oversized waterfront lot—providing the space, privacy, and potential that are increasingly hard to find along the coast. The

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  2402 E 2nd Ct, Panama City, FL 32401
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  /41

  $399,000

  • 3 Beds
  • 1 Bath
  • 1,150 Sq Ft

  2914 Treasure Cir, Panama City, FL 32408

  Welcome to 2914 Treasure Circle, a charming beach retreat perfectly tucked away on the quiet east end of Panama City Beach! This darling home is just minutes from some of the area's favorite local spots like St. Andrews State Park, Schooners, Captain Anderson's, Patches Pub, and Dat Cajun Place. And the best part, you are only 0.2 miles from the beach, making it easy to enjoy the sugar white sand

  Kelli Sullivan Beachy Beach Real Estate

  2914 Treasure Cir, Panama City, FL 32408
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  /20

  $489,900

  • 2 Beds
  • 3 Baths
  • 1,353 Sq Ft

  4111 Tarpon St Unit 12, Panama City, FL 32408

  Situated just 50 steps to the beach! This 2-bed 3 bath townhome has NO HOA! It can comfortably accommodate up to eight (8) guests making it a perfect home or vbro with strong rental history. Bask in the sun at the backyard picnic table while grilling your fresh catch for lunch. Also, both bedrooms have balconies for the quieter moments in the evening or as the sun rises. Just walking distance to

  Audree' Warmack MUSTANG REALTY

  4111 Tarpon St Unit 12, Panama City, FL 32408
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  /48

  $950,000

  • 3 Beds
  • 2 Baths
  • 1,954 Sq Ft

  6611 S Lagoon Dr, Panama City, FL 32408

  OPEN HOUSE SUNDAY MARCH 8TH 3-5 ! This fabulous double-lot resort home with a pool is perfectly situated on South Lagoon in the heart of Panama City Beach's highly desirable east end. Just a short walk to the World's Most Beautiful Beaches and Grand Lagoon, this prime location also offers 2 nearby boat ramps with lagoon access to the Gulf. This inviting, one-of-a-kind custom beach home features

  Michele Morros Keller Williams Success Realty

  6611 S Lagoon Dr, Panama City, FL 32408
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  /64

  $443,000

  • 2 Beds
  • 2 Baths
  • 1,015 Sq Ft

  6505 Thomas Dr Unit 1009, Panama City, FL 32408

  SUNSETS FIRST...NOISE LAST. Introducing an elevated beachfront retreat, for those who know where to look! NEW water heater installed March 2026! Positioned high above the shoreline in the sunset-facing B stack, this 10th-floor residence at The Summerhouse delivers a combination that's increasingly hard to find: elevation, privacy, and unobstructed Gulf views--all in one of the resort's most

  Stephanie Craven Counts Real Estate Group

  6505 Thomas Dr Unit 1009, Panama City, FL 32408
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  /33

  $309,900

  • 1 Bath
  • 473 Sq Ft

  9900 S Thomas Dr Unit 2306, Panama City, FL 32408

  Gulf-front studio condo. This unit includes a parking space right outside the condo. Offering exceptional views and strong actual rental income. 2025 Rental Income: $26,834.36 (Verified /Actual income) - Managed by Vacasa, But the owner does some VRBO. This well-appointed unit features a full kitchen with granite countertops, ample cabinetry, and generous workspace for meal preparation. The

  Mike Herring Keller Williams Realty Emerald

  9900 S Thomas Dr Unit 2306, Panama City, FL 32408
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  /51

  $599,900

  • 2 Beds
  • 2 Baths
  • 1,310 Sq Ft

  8715 Surf Dr Unit 1404B, Panama City, FL 32408

  Premier Gulf-Front Living at Gulf Crest! Unit 1404 offers the coastal escape buyers are searching for. This generously sized 2-bedroom, 2-bath residence with bunk area features a highly efficient layout and an ideal mid-stack position in the sought-after 23-story Gulfcrest tower. With 9-foot ceilings, an open-concept design, and expansive sliding glass doors, the condo is flooded with natural

  John Skinner Jr. Keller Williams Realty Emerald

  8715 Surf Dr Unit 1404B, Panama City, FL 32408
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  /62

  $699,000

  • 3 Beds
  • 3 Baths
  • 2,622 Sq Ft

  916 Cobia Dr, Panama City, FL 32408

  Thoughtfully reimagined from top to bottom, this stunning Panama City Beach residence blends refined coastal elegance with effortless comfort. The home features a completely redesigned kitchen and baths, new flooring and custom cabinetry, shiplap accents, upscale appliances, multiple HVAC systems, and a sleek metal roof. Every detail was carefully curated, including a spectacular outdoor kitchen,

  Angie Carmichael Dalton Wade Inc

  916 Cobia Dr, Panama City, FL 32408
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  /31

  $359,999

  • 4 Beds
  • 3 Baths
  • 1,904 Sq Ft

  231 Bayou Bend Ln, Panama City, FL 32404

  Beautiful 4-bedroom, 3-bathroom home located just minutes from Tyndall Air Force Base. This home features a modern split floor plan with an open-concept kitchen, dining, and living area, perfect for everyday living and entertaining. The kitchen offers stainless steel appliances, a gas stove and oven, quartz countertops, a spacious island, walk-in pantry, and drinking-water filtration system. The

  Alejandra Fernandez BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

  231 Bayou Bend Ln, Panama City, FL 32404
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  /53

  $640,000

  • 4 Beds
  • 2 Baths
  • 1,680 Sq Ft

  5722 Pinetree Ave, Panama City, FL 32408

  Step into a vacation investment with proven success! This beautifully updated Panama City Beach home boasts a strong rental history exceeding $100K annually, making it the perfect opportunity for savvy investors or a family-ready getaway. Property Features: Prime Location: Just blocks from the sugar-white sands and turquoise waters of Panama City Beach. Outdoor Entertainment: Relax or entertain

  Joseph Rohne EXP Realty LLC

  5722 Pinetree Ave, Panama City, FL 32408
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  /64

  $449,900

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 208, Panama City, FL 32408

  Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private

  Michele Morros Keller Williams Success Realty

  4100 Marriott Dr Unit 208, Panama City, FL 32408
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  /60

  $379,990

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 1834, Panama City, FL 32408

  Welcome to Laketown Wharf 1834 — Your Coastal Escape Awaits Experience the pinnacle of modern coastal living in this fully renovated, turn-key condo at one of Panama City Beach's most sought-after resorts. Designed with comfort and style in mind, this stunning unit features brand-new flooring, freshly painted interiors, and updated lighting that create a clean, bright, and sophisticated

  Phyllis Holloway Coastal Living Realty & Associates

  9902 S Thomas Dr Unit 1834, Panama City, FL 32408
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  /35

  $779,900

  • 3,500 Sq Ft

  571 Harrison Ave, Panama City, FL 32401

  3500 Square feet of retail/restaurant/etc. space on the busy corner of Harrison and 6th Streets right where the bustling downtown starts! It's a beautiful brick building which currently has 8 murals by some of Panama City's best artists. Inside are natural brick walls in the first area as you walk in and painted white in the secondary area. There are two bathrooms, an office space (currently used

  Rodney King Gulf Life Real Estate Inc

  571 Harrison Ave, Panama City, FL 32401
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  /50

  $579,900

  • 5 Beds
  • 3 Baths
  • 2,509 Sq Ft

  3914 Ural St, Panama City, FL 32408

  Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space

  Christina Daniels Keller Williams Success Realty

  3914 Ural St, Panama City, FL 32408
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  /37

  $312,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C33, Panama City, FL 32408

  Experience the ultimate in coastal convenience with this rare ground-floor condo in the highly sought-after Sugar Beach community. Perfectly positioned for effortless access with no busy elevators. The exterior of this unit offers a new Trex ramp making it great for owners or renters with mobility challenges. The interior features an expansive open concept living and dining area filled with

  Lauren Beninate Beachy Beach Real Estate

  8727 Thomas Dr Unit C33, Panama City, FL 32408
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  /42

  $399,999

  • 3 Beds
  • 1 Bath
  • 1,620 Sq Ft

  4332 Catherine St, Panama City, FL 32408

  Well-maintained 3-bedroom, single story, all-brick home on two oversized lots! Ideally located at the end of a quiet dead-end street in Panama City Beach, you are also close to St. Andrews State Park, the Navy base, Bay Point Golf Course, and just minutes to beaches, shopping, and dining. Recent updates include a new roof, septic tank, and windows. The open-concept floor plan is perfect for

  Michele Morros Keller Williams Success Realty

  4332 Catherine St, Panama City, FL 32408
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  /12

  $179,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3744 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing. Unit next door also available

  Donna Stokes Top Producers Real Estate Group

  3744 E 9th St, Panama City, FL 32401
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  /17

  $223,500

  • 3 Beds
  • 2 Baths
  • 1,230 Sq Ft

  6329 Chipewa St, Panama City, FL 32404

  Move in ready home has large living space with lots of storage on this roomy 3-bedroom 2-bath All New and Remodeled including all New kitchen with New real wood cabinets, New countertops and New SS appliances. All New bathrooms, New fixtures, New doors, New paint and New windows just to name a few. This home is split plan with lots of living area with a living room, dining room, nice kitchen,

  Roy Furst Central Bay Realty and Property Management LLC

  6329 Chipewa St, Panama City, FL 32404
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  /38

  $375,000

  • 2 Beds
  • 1.5 Baths
  • 1,114 Sq Ft

  4116 Appalachee St Unit B, Panama City, FL 32408

  Just 350 feet from the beach, this irresistible coastal townhome invites you to live the laid-back seaside lifestyle you've been dreaming of. Sold fully furnished, turn-key, and with no HOA, it's ready for immediate enjoyment—simply arrive with your bathing suit and toothbrush. Inside, beach-cottage charm meets effortless comfort, with an open-concept living space, an oversized kitchen, and a

  Marcus Parrish Gulf Life Real Estate Inc

  4116 Appalachee St Unit B, Panama City, FL 32408
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  /18

  $245,000

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit C209, Panama City, FL 32408

  Discover your own slice of Panama City Beach paradise with this inviting Treasure Cove Condominium, Unit C‑209. Ideal as a vacation rental investment or a personal beach getaway, this well‑kept unit offers comfort, convenience, and the relaxed coastal lifestyle buyers love. The open living area, functional kitchen, and private balcony create a welcoming retreat after a day of sun and

  Richard Anderson EXP Realty LLC

  3600 Thomas Dr Unit C209, Panama City, FL 32408
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  /35

  $395,000

  • 2 Beds
  • 3 Baths
  • 1,184 Sq Ft

  9900 S Thomas Dr Unit 1921, Panama City, FL 32408

  Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin

  Darlene Tate RC Real Estate Group

  9900 S Thomas Dr Unit 1921, Panama City, FL 32408
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  /55

  $1,200,000

  • 4 Beds
  • 4.5 Baths
  • 2,672 Sq Ft

  4100 Marriott Dr Unit 401, Panama City, FL 32408

  NEW QUARTZ COUNTERTOPS IN THE KITCHEN AND IN 4 BATHROOMS! Enjoy a fifth ''half bath'' in the hall for guests. All 4 Bedrooms have new carpet as well, so you think you are in a brand new condo with unlimited space. The floor plan is awesome with a huge balcony sporting the best quality poly glider chairs that are included to boot. Totally beautifully furnished, this Bay Point community has a

  Holli Persall ERA Neubauer Real Estate Inc

  4100 Marriott Dr Unit 401, Panama City, FL 32408
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  /52

  $175,000

  • 2 Beds
  • 1 Bath
  • 803 Sq Ft

  1301 Beck Ave Unit 32, Panama City, FL 32401

  Absolutely Charming condo unit located in the heart of the Historic Saint Andrews. Saint Andrews Harbour is a small cozy & vintage complex fitting right in with the atmosphere of Saint Andrews lifestyle. Great location to the quaint shops, restaurants, Bay & Marina. There are so many other great attributes to this complex such as the low association fees, community pool, grills & clubhouse and of

  Kelli Sullivan Beachy Beach Real Estate

  1301 Beck Ave Unit 32, Panama City, FL 32401
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  /43

  $299,900

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  6481 Slabinski Ln, Panama City, FL 32404

  **MOTIVATED SELLERS - Best Priced Cali Floorplan on the Water in Liberty** Built for comfort, designed for function, and positioned on the water--this well-kept home offers the kind of everyday living that just makes sense. Step inside to an open-concept layout that balances clean design with practical space, making it ideal for both daily routines and effortless entertaining. The kitchen serves

  Joshua Hoey Think Real Estate

  6481 Slabinski Ln, Panama City, FL 32404
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  /43

  $900,000

  • 3 Beds
  • 3 Baths
  • 1,997 Sq Ft

  3001 W 10th St Unit 203, Panama City, FL 32401

  Spectacular Views from this 3 Bed/3Bath Bayfront unit in Harbour Village! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intracoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek

  Jennifer Mackay Counts Real Estate Group

  3001 W 10th St Unit 203, Panama City, FL 32401
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  /27

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  5318 Peppertree Ct, Panama City, FL 32404

  This fully renovated two-story home is completely move-in ready. Updates include luxury wood-look tile flooring, oak wood stairs, and a brand-new kitchen with custom cabinetry, quartz countertops, and stainless steel appliances. Major improvements include a new roof (2022), new HVAC system (2023) with a 10-year warranty, new water heater, and updated plumbing, electrical, ductwork, insulation,

  Team Don and Bubba EXP Realty LLC

  5318 Peppertree Ct, Panama City, FL 32404
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  /32

  $370,000

  • 2 Beds
  • 1 Bath
  • 1,125 Sq Ft

  7008 Beach Dr, Panama City, FL 32408

  Fully renovated home located on Beach Drive just minutes from the Gulf, offering an excellent opportunity for a primary residence, second home, or investment property. This property is positioned in a highly desirable area with convenient access to beach access points, dining, and entertainment. The home features modern updates throughout, providing a clean, move-in-ready interior with a

  Justin Cater LLC EXP Realty LLC

  7008 Beach Dr, Panama City, FL 32408
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  /31

  $338,000

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  6836 Bayou George Dr, Panama City, FL 32404

  SELLER IS OFFERING $5000.00 CONCESSIONS TOWARDS CLOSING COSTS! Welcome to this beautifully remodeled 3-bedroom, 2-bath home located on Bayou George Drive. Thoughtfully updated throughout, the home features durable and stylish LVP flooring, stainless steel appliances, and retro-tiled bathrooms that add timeless character and charm. The spacious primary suite includes a built-in wall safe, offering

  Thomas Kindos Beachy Beach Real Estate

  6836 Bayou George Dr, Panama City, FL 32404

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